MIRA INFORM REPORT

 

 

Report Date :

20.05.2014

 

IDENTIFICATION DETAILS

 

Name :

SANGAR ELECTRONICS (HK) LTD.

 

 

Registered Office :

Room 502, 5/F., Wellborne Commercial Centre, 8 Java Road, North Point

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

08.07.2006

 

 

Com. Reg. No.:

36941276

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Heater, DVD Player, MP3 Player, Home Theatre, TV Monitor, LCD, Portable DVD

 

 

No of Employees :

4

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 


COMPANY NAME & ADDRESS

 

SANGAR  ELECTRONICS  (HK)  LTD.

 

ADDRESS:       Room 502, 5/F., Wellborne Commercial Centre, 8 Java Road, North Point, Hong Kong.

 

PHONE:            852-3694 0692

 

FAX:                 852-3529 2399

 

E-MAIL:            ricky@sangarelec.com

sales@uni-tooling.com

 

 

MANAGEMENT

 

Managing Director.  Mr. Chamkaur Singh Sangar

 

 

SUMMARY

 

Incorporated on:             8th July, 2006.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$10,000.00

            Issued:              HK$10,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   4.

 

Main Dealing Banker:     HBZ Finance Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.

 

 

Company name

 

SANGAR  ELECTRONICS  (HK)  LTD.

 

 

 

ADDRESS

 

Registered Head Office:-

Room 502, 5/F., Wellborne Commercial Centre, 8 Java Road, North Point, Hong Kong.

 

Associated Company:-

Murthy Management Consulting, Hong Kong.  (Same address)

 

 

BUSINESS REGISTRATION NUMBER

 

36941276

 

 

COMPANY FILE NUMBER 

 

1057884

 

 

MANAGEMENT

 

Managing Director.  Mr. Chamkaur Singh Sangar

 

 

CAPITAL

 

Nominal Share Capital:               HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:                 HK$10,000.00

 

 

SHAREHOLDER  

 

(As per registry dated 08-07-2013)

Name

 

No. of shares

Chamkaur Singh SANGAR

 

10,000

=====

 

 

DIRECTOR    

 

(As per registry dated 08-07-2013)

Name

(Nationality)

 

Address

Chamkaur Singh SANGAR

Flat D, 5/F., Block 2, Aidrich Garden, Shaukeiwan, Hong Kong.

 

 

SECRETARY 

 

(As per registry dated 08-08-2013)

Name

Address

Co. No.

High Sky Ltd.

Unit 20, 12/F., Chevalier Commercial Centre, 8 Wang Hoi Road, Kowloon Bay, Hong Kong.

0426584

 

 

HISTORY

 

The subject was incorporated on 8th July, 2006 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Heater, DVD Player, MP3 Player, Home Theatre, TV Monitor, LCD, Portable DVD, etc.

 

Employees:                   4.

 

Commodities Imported:   China, etc.

 

Markets:                       Europe, Middle East, Africa, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C or as per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:               HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:                 HK$10,000.00

 

Mortgage or Charge:                   (See attachment)

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         HBZ Finance Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 10,000 ordinary shares of HK$1.00 each, Sangar Electronics (HK) Ltd. is wholly owned by Mr. Chamkaur Singh Sangar, Ricky who is an India merchant.  He is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.  He is also the only director of the subject.

 

The subject has had an office in Shenzhen Special Economic Zone, China.  It is trading in household appliances and audio/video electronics.  The subject is trading in the following commodities:-

 

Heater, DVD Player, MP3 Player, Home Theatre, TV Monitor, CRT LCD, Portable DVD, other Electronic Products, Electrical Products, Electric Fans, etc.

 

The prime markets of the subject are Europe, the Middle East, Africa, and some of the Asian countries.  Business is normal.

 

The subject’s business is chiefly handled by Chamkaur Singh Sangar, Ricky himself.  He can be reached at his mobile phone number in Hong Kong at 852-9342 1264.  Another contact person of the subject can be reached at his Hong Kong mobile phone number 852-9342 4618.

 

The subject also receives OEM orders.  The subject has had a number of affiliated manufacturing factories in Shenzhen Special Economic Zone, China.  Its Shenzhen company commenced business in 2003.

 

The subject has had an associated company Murthy Management Consulting [MMC], a Hong Kong-registered company located at the same address.  The contact person of MMC is also Chamkaur Singh Sangar.  MMC offer clients with management consulting, insurance, financial services, etc.

 

As the history of the subject is about eight years in Hong Kong, on the whole, consider it good for normal business engagements.

 

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

26-06-2007

Instrument:      Lien & Set-Off Agreement

Property:

Fixed Deposit as per enclosed schedule in the Name of Sangar Electronics (HK) Ltd.

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For secure (general credit facilities) allowed to Sangar Electronics (HK) Ltd. from time to time by HBZ Finance Ltd.

20-09-2012

Instrument:      Lien & Set-Off Agreement

Property:

Fixed deposits of the company set out below & extensions or renewals

Deposit No.: 405

Amount: US$37,342.81

Maturity Date: 28th November, 2012.

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For secure (general credit facilities) allowed to Sangar Electories (HK) Ltd.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 58.42

UK Pound

1

Rs. 98.28

Euro

1

Rs. 80.12

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.