MIRA INFORM REPORT

 

 

Report Date :

23.05.2014

 

IDENTIFICATION DETAILS

 

Name :

GAZI GROUP OF COMPANIES LTD.  

 

 

Registered Office :

37/2, Bir Pratik Gazi Golam Dastagir Road, Purana Paltan, Dhaka-1000

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

08.06.2011

 

 

Com. Reg. No.:

C-93400

 

 

Legal Form :

Private Company

 

 

Line of Business :

·         Manufacturer & Distributor of Fabrics, Tyres & Tube

Developers of Real Estate, Telecommunication, Education Management & Financial Institution 

 

 

No of Employees :

1000 (40 in Office & 960 in Factory)

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

Bangladesh ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector and 80% of total exports, surpassed $21 billion last year, 18% of GDP. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis, which totaled almost $15 billion and 13% of GDP IN 2013, are the largest contributors to Bangladesh’s current account surplus and record foreign exchange holdings

 

Source : CIA

 

 

 

 

 

 

IDENTIFICATION DETAILS

 

Correct company Name

:

Gazi Group of Companies Ltd. 

Head Office

:

37/2, Bir Pratik Gazi Golam Dastagir Road, Purana Paltan, Dhaka-1000, Bangladesh.

Tel No

:

88-02-9566080, 9566485

Fax No

:

Nil

E-mail

:

gazi@bdlink.com

pump@gazipump.com 

Website

:

www.gazigroupbd.com

Date/

Year of Incorporation

:

08.06.2011

Incorporation No.

:

C-93400

Legal Form (General)

:

 Public Listed Co        Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership                     Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms      City Corporation

 Municipal Administration                                   Union Council

 Cantonment Board                                              Chief Controller of  Import & Export (CCIE)

 

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

July’ 12~June’ 13

Tk. 850 Million

Tk. 2445.95 Million

Tk. 75.65 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

Information Parted By

 

 

 

Name

:

Mr. Mirajul Islam

Designation

:

Manager (Admin & Commercial)

 

 

Locations Details

 

Operating Address

:

37/2, Bir Pratik Gazi Golam Dastagir Road, Purana Paltan, Dhaka-1000, Bangladesh.

Tel No

:

88-02-9566080, 9566485

Fax No

:

Nil

E-mail

:

gazi@bdlink.com

pump@gazipump.com 

Website

:

www.gazigroupbd.com

 

Location :

: Owned

Ö

 

Rented

 

 

Leased

 

Area

3500

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

 

Retail shop

 

 

Industrial Park

 

     

 

Business Center

 

 

Home Office

 

     

 

Residential Bldg.

 

 

 

 

 

 

 

Factory:

 

 

 

 

 

Address

:

Vill: Khadun, P S: Rupganj, Dist:  Narayanganj, Bangladesh.

Tel No

:

Nil

Fax No

:

Nil

 

Location :

   Owned

Ö

 

Rented

 

 

Leased

 

Area

10

Acores

 

 

Sales Address:

 

 

 

Address

:

84/85, Water Works Road, Pogta, Lalbagh, Dhaka-1100, Bangladesh.

Tel No

:

88-02-7319714-8

Fax No

:

88-02-7319713

 

Corporate Address:

 

 

 

 

 

Address

:

Eunoos Trade Center (Level-12), 52-53, Dilkusha C/A, Dhaka-1000, Bangladesh.

 

Tel No

:

88-01777777927

 

Fax No

:

Nil

 

 

 

 

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

40

In Factory

:

960

In Branch:

:

-

Total

:

1000

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Gazi Bangladesh ltd. & Gazi fashion Ltd.

8000

Gazi Properties ltd.

2000

 

 

DIRECTORS

 

Name

Designation

Mr. Gazi Golam Dastagir

Chairman

Mr. G. M. Kamal

Managing Director

 

 

MANAGEMENT

 

Name

:

Mr. Mirajul Islam

Job Description

:

Manager (Admin & Commercial)

Nationality

:

Bangladeshi.

Email address

:

N/A

Other details

:

N/A

 

BUSINESS OPERATIONS

 

·         Manufacturer & Distributor of Fabrics, Tyres & Tube

Developers of Real Estate, Telecommunication, Education Management & Financial Institution 

 

 

Trading Terms:

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

 

Cash

Ö

Others

 

 

 

Credit :

Ö

30 days

 

60 days

 

90 days

 

 

days

 

 

DETAILED DATA

 

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

Taizhou Taifu Pump Co, Ltd.-China

Local Clients

:

N/A

 

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

 

:

 

Exports

:

N/A

 

Imports

:

China, Indi, Thailand, Malaysia

 

 

 

Brand Name

:

N/A

Certified

:

N/A

Auditors

:

N/A

Operation Status

:

Active.

Member

:

N/A

 

CAPITAL STRUCTURE

 

 

Capital Invest

:

Tk. 1, 000,000

 

Paid-up Capital

:

Tk. 10, 00,000

    No. of Shares

:

10, 000

Share Value

:

Tk.100.00Each

Main Assets

:

Tk. 2445.95 Million

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update full financial figure to local registry office.

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

Sister Concerns

:

Gazi Bangladesh Limited

Gazi Fabrics

Gazi Corporation

Bijoy University

Gazi Bangladesh Finance Limited

Gazi Foods & Beverage Limited

Gazi Electronics & Technologies Limited  

Gzai Creative Media Limited

Gazi Rims

Gazi Tank

Gazi Foam

Gazi Tv

Gazi Chula

Gazi Insurance Ltd.

Gazi International

Gazi Communications

Subsidiary

:

Nil

Name of  The Group

:

Gazi Group of Companies Limited

 

 

BANKING

           

Bank Name  

:

Hong Kong Shanghai Banking Corporation

Bank Address

:

Motijheel Branch.

City Centre, 103 Motijheel C/A, Dhaka - 1000

Tel: (880 2) 9553053-6(Direct), 7113711-2, 7113714-8

 

 

ADVERSE DATA MONITORING

                       

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

Our Representative Visited the subject company Head office which is situated at 37/2, Bir Pratik Gazi Golam Dastagir Road, Purana Paltan, Dhaka-1000, Bangladesh. The subject company Manager (Admin & Commercial) Mr. Mirajul Islam given us all information. Is situated at commercial area which is a well decorated modern office.

 

 

GENERAL COMMENTS

 

Whilst interviewed, Mr. Mieajul Islam, Manager (Admin & Commercial) of the subject, provided us with a basic outline of the subject's present state-of-affairs (as given above).The information provided in this report is based on the information procured from the subject's file at Official Registry (ROC).

 

 

Adopted Abbreviations:

NA- Not Available

 TK- Bangladeshi Taka

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.57

UK Pound

1

Rs.98.88

Euro

1

Rs.80.05

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.