MIRA INFORM REPORT

 

 

Report Date :

24.05.2014

 

IDENTIFICATION DETAILS

 

Name :

KENO LEATHERWARES FACTORY LTD.

 

 

Registered Office :

Room 805, 8/F., Join-In Hang Sing Centre, 71-75 Container Port Road, Kwai Chung, New Territories, Hong Kong

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

02.09.1980

 

 

Com. Reg. No.:

06840478

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Leather briefcases, attache cases, suitcases, travelling bags

 

 

No. of Employees

22

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies

Source : CIA

 

 

 


Company name and address

 

KENO  LEATHERWARES  FACTORY  LTD.

 

ADDRESS:            

Room 805, 8/F., Join-In Hang Sing Centre, 71-75 Container Port Road, Kwai Chung, New Territories, Hong Kong.

 

PHONE:                  852-2489 0089,  2612 8100

 

FAX:                       852-2419 2831

 

E-MAIL:                  winnie@keno.com.hk

info@keno.com.hk

shirleyli@keno.com.hk

steven@keno.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Kan Kam Wing, Albert  (alias: Steven Kan)

 

 

SUMMARY

 

Incorporated on:             2nd September, 1980.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$1,000,000.00

Issued:                          HK$600,000.00

 

Business Category:        Leatherware Manufacturer and Trader.

 

Annual Turnover:            HK$350~400 million.

 

Employees:                   22.

 

Main Dealing Banker:     Hang Seng Bank Ltd., Hong Kong.

 

Banking Relation:           Very Good.


Company name and address

 

KENO  LEATHERWARES  FACTORY  LTD.

 

ADDRESS:

 

Registered Head Office:-

Room 805, 8/F., Join-In Hang Sing Centre, 71-75 Container Port Road, Kwai Chung, New Territories, Hong Kong.

 

China Factories:-

Panyu Factory
Guangzhou Panyu Keno Leatherwares Ltd.

Sha Lian Road, Shiji Village, Shiji Town, Panyu, Guangzhou, Guangdong Province, China.

[Tel: 86-020-2287 4488,  Fax: 86-020-8485 0585]

Qingyuan Factory
Jiayue (Qingyuan) Leather Manufacturing Co. Ltd.

Jinsba Industrial Zone, Yuatan Town, Qingcheng District, Qingyuan, Guangdong Province, China.

[Tel: 86-763-681 0988,  Fax: 86-763-681 0999]

Suqian Factory
Suqian Makeni Leatherwear Manufacturing Ltd.

A21, Standard Factory Building, Suqian City, Jiangsu Province, China.

[Tel: 86-527-8810 1703,  Fax: 86-527-8286 0009]

 

Associated Company:-

Keno Leatherwares Co. Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER 

 

06840478

 

 

COMPANY FILE NUMBER 

 

0086184

 

 

MANAGEMENT

 

Managing Director:  Mr. Kan Kam Wing, Albert  (alias: Steven Kan)

Sales Contact:  Ms. Sweedy Li

 


CAPITAL

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 100 shares of HK$10,000.00 each)

 

Issued Share Capital: HK$600,000.00

 

 

SHAREHOLDERS

(As per registry dated 02-09-2013)

Name

 

No. of shares

KAN Wai Kuen

 

5

KAN Kam Wing, Albert

 

42

FUNG Yuk Yee, Lina

 

13

 

 

––

 

Total:

60

==

 

 

DIRECTORS

(As per registry dated 02-09-2013)

Name

(Nationality)

 

Address

KAN Kam Wing, Albert

Block 12A, 28/F., Wonderland Villas, K.C.T.L. 369, Kwai Chung, New Territories, Hong Kong.

 

FUNG Yuk Yee, Lina

Block 12A, 28/F., Wonderland Villas, K.C.T.L. 369, Kwai Chung, New Territories, Hong Kong.

 

 

SECRETARY 

(As per registry dated 02-09-2013)

Name

Address

Co. No.

Marfan & Associates Ltd.

11/F., Fortis Tower, 77-79 Gloucester Road, Hong Kong.

0094488

 

 


HISTORY

 

The subject was incorporated on 2nd September, 1980 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at Workshop No. 3-4, 15/F., Block E, Tsing Yi Island Industrial Centre, Phase II, 1-33 Cheung Tat Road, Tsing Yi, New Territories, Hong Kong, moved to Room 705, 7/F., Join-In Hang Sing Centre, 71-75 Container Port Road, Kwai Chung, New Territories, Hong Kong in August 1993; and further to Room 805, 8/F. of the same building in November 2003.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Manufacturer and Exporter.

 

Lines:                           Leather briefcases, attache cases, suitcases, travelling bags.

 

Brand Name:                 Keno, Lachetta Milano

 

Employees:                   22.

 

Materials/Commodities:  Imports raw materials from European countries, India, US, and arranges the finished products from China.

 

Markets:                       Canada, US, Europe, Hong Kong, other Asian countries.

 

Annual Turnover:            HK$350~400 million.

 

Terms/Sales:                 L/C, T/T or as per contracted.

 

Terms/Buying:               L/C, D/P and T/T.

 

 


FINANCIAL INFORMATION

 

Nominal Share Capital: HK$1,000,000.00 (Divided into 100 shares of HK$10,000.00 each)

 

Issued Share Capital:     HK$600,000.00

 

Alternation of Issued Capital:-

 

02-09-1980

paid up

HK$  20,000.00

05-12-1980

paid up

HK$580,000.00

 

 

––––––––––––––

Total:

paid up

HK$600,000.00

============

 

Mortgage or Charge (since 2013):  (See attachment)

 

Profit or Loss:                Making a small profit in the past years.

 

Condition:                      Keeping in an active state.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

Hang Seng Bank Ltd., Hong Kong.

Bank of China (Hong Kong) Ltd., Hong Kong.

DBS Bank (Hong Kong) Ltd., Hong Kong.

Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Very Good.

 

 

GENERAL

 

Keno Leatherwares Factory Ltd. is a private limited company jointly owned by a couple at the very beginning, Mr. Albert Kan Kam Wing, holding 75% interests, and Ms. Lina Fung Yuk Yee, holding 25%.  The subject has been reshuffled.  Now, it is jointly owned by Mr. Albert Kan Kam Wing, holding 70.0% interests, Ms. Lina Fung Yuk Yee, holding 21.7%, and Mr. Kan Wai Kuen, 8.3%.  All the three belong to the same family.  The former two are also the directors of the subject.

Having over 32 years experience, the subject is a reputed manufacturer of leather products such as canvas bags, attachι cases, shoulder bags, briefcases, leather handbags, travel bags with wheels, duffels, wallets, purses, rucksacks, desktop and home decoration items.

The subject’s factory is in Panyu, Guangzhou, Guangdong Province, China.  The factory covers an area of 120,000 sq.m.  Besides the Panyu factory, the subject also has set up a factory in Qingyuan, Guangdong, China known as Jiayue (Qingyuan) Leather Manufacturing Co. Ltd.  The total employees of the two factories are about 3,000, total monthly production capacity is about 250,000 units per item.  Tailor-made services and OEM services are available.

In 2008, the subject set up Suqian Makeni Leatherwear Manufacturing Ltd. which is in Suqian City, Jiangsu Province, China.  The Suqian factory has about 250 employees.

The subject is carrying the following brand names: “ARGON”, “BRERA”, “BIRKLEY CASATI”, “CREANDO”, “ENZO-ROSSI”, “NAN-BAGS”, “LACHETTA MILANO”, “K KENO”, etc.

Of the above-trade marks, “LACHETTA MILANO” and “K KENO” are owned by the subject.

The trade mark K KENO has registered with the Trade Marks Registry, Intellectual Property Development, the Government of the Hong Kong SAR.  The filing date was 18th March, 2004 while the expiry date is 17th March, 2024.  The latter trade mark also has been registered in Hong Kong.  The filing date was 19th October, 2004 while the expiry date is 18th October, 2024.

Products are exported to Southeast Asia, Europe, North America, etc.  Business is rather steady and active.  Regular customers have been maintained.

The Chief Designer of the subject is Mr. Vinenzo Gussip Rossi who is a foreigner.  The subject also has had its own showroom and designing team.

The subject is responsible for supplying its affiliated factories in Panyu and Qingyuan, Guangdong Province, China with raw materials which are mainly imported from Italy, Spain and India.  Besides leather, the subject also uses other materials such as nylon and canvas (or the combination with leather) to manufacture its products.

The annual sales turnover of the subject ranges from HK$350 to 400 million.  Making a small profit every year.

The history of the subject in Hong Kong is over 33 years.

On the whole, consider the subject good for normal business engagements.

 

REMARKS

 

Property information of the company:-

1.     Property Location:       Car Parking Space No. 42 on 1/F., Join-In Hang Sing Centre, No. 2‑16 Kwai Fung Crescent and 71‑75 Container Port Road, Kwai Chung, New Territories, Hong Kong.

Owner:     Keno Leatherwares Factory Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

30-10-2013

-

Hang Seng Bank Ltd., Hong Kong.

All moneys to secure general banking facilities

 

2.     Property Location:       Workshop No. 4 and 5, on 8/F., Car Parking Space No. 25 on 1/F., Join-In Hang Sing Centre, No. 2‑16 Kwai Fung Crescent and 71‑75 Container Port Road, Kwai Chung, New Territories, Hong Kong.

Owner:     Keno Leatherwares Factory Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

30-10-2013

-

Hang Seng Bank Ltd., Hong Kong.

All moneys to secure general banking facilities

 


MORTGAGE OR CHARGE

 

(Since 2013)

 

Date

Particulars

Amount

30-10-2013

Instrument:      Mortgage

Property:

All that 1/6488 parts or shares of and in Kwai Chung Town Lot No. 372. (Car Parking Space No. 42 on 1/F., Join-In Hang Sing Centre, No. 2‑16 Kwai Fung Crescent and 71‑75 Container Port Road, Kwai Chung, New Territories, Hong Kong).

Mortgagee:      Hang Seng Bank Ltd., Hong Kong.

To secure all moneys in respect of general banking facilities

30-10-2013

Instrument:      Mortgage

Property:

All those 153/6488 parts or shares of and in Kwai Chung Town Lot No. 372. (Workshop No. 4 and 5, on 8/F., Car Parking Space No. 25 on 1/F., Join-In Hang Sing Centre, No. 2‑16 Kwai Fung Crescent and 71‑75 Container Port Road, Kwai Chung, New Territories, Hong Kong).

Mortgagee:      Hang Seng Bank Ltd., Hong Kong.

To secure all moneys in respect of general banking facilities


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.48

UK Pound

1

Rs.98.67

Euro

1

Rs.79.80

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.