MIRA INFORM REPORT

 

 

Report Date :

27.05.2014

 

IDENTIFICATION DETAILS

 

Name :

CIB S.A.

 

 

Registered Office :

Lausanne, Chemin du Beau-Rivage 21 A, 1006

 

 

Country :

Switzerland

 

 

Date of Incorporation :

24.12.1986

 

 

Com. Reg. No.:

550.0.127.001-2 / 34959

 

 

Legal Form :

Company limited by shares

 

 

Line of Business :

·         Subject is a Swiss trading company with specific expertise in the agro-food and textile industry.

Wholesaler of other food, including fish, crustaceans and molluscs

Wholesaler of textiles

Subject product ranges includes Fruits, Tomato, Vegetable Oil, Egg Powder, Starch, Potato Flakes & Textiles.

 

 

No of Employees :

04 (Estimated)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

switzerland ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy began to recover in 2010. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell below 2% per year during 2011-13. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy.

 

Source : CIA

 

 


Company name

 

CIB S.A.

 

 

company address

 

HEAD OFFICE  

Lausanne, Chemin du Beau-Rivage 21 A, 1006 Switzerland

 

Legal Office

c/o Multifiduciaire Léman S.A.                                        COMMERCIAL OFFICE:

Avenue du Casino 52                                                       Via degli Oliva 2 - Via Nassa

1820 Montreux/VD                                                          6900 Lugano/TI

Switzerland/CH                                                               Switzerland/CH

 

Telephone:                      091 9229192

Fax:                               091 9229194

Web site:                      http://www.cibsa-international.com

VAT-No.:                      CHE100768478

 

 

Profile

 

Established:                  1986

History:                           1986:    Established from Olivetti group

Line of Business:           Consumer goods wholesale

Industry Division:           Wholesale trade

Industry-code (NACE):     4638     Wholesale of other food, including fish, crustaceans and molluscs

                                      4641     Wholesale of textiles

Import/Export:               Import, Export

Banks:                         CREDIT SUISSE, IBAN CH98 0483 5072 0588 8200 6 SWIFT CRESCHZZ80A

 

 

Operational Figures

 

Coverage:                     Company

Figures:                        estimated

Employees:                  4

 

 

Activity

 

The company is a Swiss trading company with specific expertise in the agro-food and textile industry.

 

Products: Fruits, Tomato, Vegetable Oil, Egg Powder, Starch, Potato Flakes & Textiles.

 

 

Real Estate

 

Information on property ownership was not available.

 

 

Company Register

 

Company No:                550.0.127.001-2 / 34959

Legal form:                    Company limited by shares

Registration:                 24.12.1986

Legal status:                 active

Responsible Register:    Registre du commerce du canton de Vaud

History:                        Date of Statutes: 16.10.1996

                                    Date of Incorporation Statutes: 21.11.1986

 

Entry            Deleted   Name

active                           CIB SA

active                           CIB AG (Name translated)

active                           CIB Ltd (Name translated)

 

Entry            Deleted   Legal domicile

active                           Montreux, Switzerland

                    removed    Pully, Switzerland

 

Entry            Deleted   Address

active                           c/o Multifiduciaire Léman S.A., Avenue du Casino 52, 1820 Montreux, Switzerland/CH

 

Entry            Deleted   Capital

active                           Share Capital CHF 180,000, paidup CHF 180,000

 

Entry            Deleted   Capital Structure

active                           180 Bearer shares of CHF 1,000.--

 

Entry            Deleted   Activity (original Language)

active                           Importation, exportation et commerce de transit de toutes matières premières, marchandises et produits manufacturés.

 

Entry            Deleted   Remarks (original Language)

active                           Publishing authority: Feuille officielle suisse du commerce.

 

 

Official Administration

 

Title                                           Name

Director                                      Daniel Benjamin, Origin: Lausanne, Switzerland, Residential address: Pully, Switzerland, single signature

 

 

Management

 

Title                                           Name

Director                                      Ariel Segre-Amar, Origin: Italy, Residential address: Lugano, Switzerland, single signature, Registered since: 16.03.2007

Director                                      Emanuel Segre-Amar, Origin: Italy, Residential address: Lausanne, Switzerland, single signature

 

 

External Positions

 

Title                                           Name

Auditor                                       Multifiduciaire Léman SA, Residential address: Montreux, Switzerland

 

 

Owner/-s

 

Owner:                         The company is privately owned.

 

 

Investments

 

It is believed that the company has no investments.

 

 

Legal Actions

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

Financial Situation:        The financial situation is difficult to assess.

 

Payment experiences:   There are no objections regarding the payment of financial obligations.


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.58

UK Pound

1

Rs.98.66

Euro

1

Rs.79.81

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.