MIRA INFORM REPORT

 

 

Report Date :

27.05.2014

 

IDENTIFICATION DETAILS

 

Name :

TAI SENG COFFEE COMPANY

 

 

Registered Office :

Avenida De Venceslau Morais No.221, Fase II Edif. Industrial Nam Fong 14 Andar, E

 

 

Country :

Macau

 

 

Date of Incorporation :

Not Available

 

 

Com. Reg. No.:

Not Available

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Trader of coffee and coffee making machines

 

 

No of Employees :

About 5 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

MACAU - ECONOMIC OVERVIEW

 

Since opening up its locally-controlled casino industry to foreign competition in 2001, Macau has attracted tens of billions of dollars in foreign investment, transforming the territory into one of the world's largest gaming centers. Macau's gaming and tourism businesses were fueled by China's decision to relax travel restrictions on Chinese citizens wishing to visit Macau. - In 2013, Macau's gaming-related taxes accounted for more than 85% of total government revenue. Macau's economy slowed dramatically in 2009 as a result of the global economic slowdown, but strong growth resumed in 2010-13, largely on the back of tourism from mainland China and the gaming sectors. In 2013, this city of 607,500 hosted nearly 29.3 million visitors. Almost 64% came from mainland China. Macau's traditional manufacturing industry has slowed greatly since the termination of the Multi-Fiber Agreement in 2005. China is Macau's second largest goods export market, behind Hong Kong, and followed by the United States. In 2013, exports were US$1.1 billion, while gaming receipts were US$45.2 billion, an 18.6% increase over 2012. Macau's economy expanded by 11.9% in 2013; although impressive, it was a slower growth rate than in previous years. Macau continues to face the challenges of managing its growing casino industry, money-laundering, and the need to diversify the economy away from heavy dependence on gaming revenues. Macau's currency, the pataca, is closely tied to the Hong Kong dollar, which is also freely accepted in the territory.

Source : CIA

 


Company Details

 

Company Name:

Tai Seng Coffee Company

Supplied Name:

Tai Seng Coffee Company

Trading Address:

Avenida De Venceslau Morais No.221, Fase II Edif. Industrial Nam Fong 14 Andar, E, Macau

Supplied Address:

No 221 Av Venceslau De Morais Edf. Nam Fong Bloco E14 Andar

Telephone Number:

+853-2830-6236

Fax Number:

+853-2871-7844

 

 

Credit Summary

 

Credit Opinion:

In view of the absence of information about subject’s registered file, caution should be exercised.

Risk Analysis:

Poor creditworthiness

 

 

Company Identification Details

 

Name:

Tai Seng Coffee Company

Address:

Avenida De Venceslau Morais No.221, Fase II Edif. Industrial Nam Fong 14 Andar, E, Macau

Date of Registration:

N/A

Business Registered Number:

N/A

Legal Form:

Sole Proprietorship

Registered Capital:

N/A

Principal Activities:

Trading of coffee and coffee making machines, etc

Staff:

About 5 Employees

Listed at Stock Exchange:

No

Note: Subject’s relevant staff Mr. Cui introduced that subject operates as Sole Proprietorship Company in Macao and it doesn't register in Macao Commercial Registry. So the date of registration and business registered number are not available from registry or any other sources. The other information in the report is obtained from interview.

It is not required for Sole Proprietorship Company to register capital.

 

Corporate Structure

 

Related Company

 

Registered Name:

San Tai Seng Coffee Company Limited

Registered Address:

Em Macau, Avenida De Venceslau De Morais No. 221, Nan Fong Kong Ip Tai Ha Bloco 1st Andar A

Date of Registration:

2012-4-5

Business Registered Number:

SO 42388

Registered Capital:

MOP 30,000

Owner

 

Name:

Choi Meng Cheong

Address:

Room O, 7/F., Bidg 2, Yinyi Gardenm Heisha Huan Xie Road, Macao

Gender:

Male

 

 

Operation Information

 

Offices & Factories

 

 

Office

Address:

Avenida De Venceslau Morais No.221, Fase II Edif. Industrial Nam Fong 14 Andar, E, Macau

 

Production Information

 

l         Subject is a trader of coffee and coffee making machines, etc without any production activities.

 

Purchase Information

 

l         Subject purchases products mainly from abroad such as Brazil, Colombia, Indonesia and Italy, etc.

 

Sales Information

 

l         Subject is engaged in sale of coffee and coffee making machines, etc.

l         The major products sold by subject include coffee bean, instant coffee, filled milk, bean grinder and refrigerator, etc.

l         Subject’s sales region is mainly in Macao domestic market.

l         Subject’s major customers are coffee shops, stores and individuals, etc.

 

 

Settlements

 

Purchase

 

1.       Domestic Purchase

 

Subject has little domestic purchase.

 

2.       Import

Products

Coffee, etc

Terms

T/T, etc

 

Sales

 

1.         Domestic Markets

Product

Coffee, etc

Terms

Cash, T/T, etc

 

2.         Export

 

Subject has little export.

 

 

Financial Information

 

The subject has no obligation to supply its financial statement to the third party according to the relevant policy in Macao and the only source from which we can obtain the information is the subject itself.

Subject’s relevant staff Mr. Cui, Molly rejected to disclose the financial information, from other resources we cannot find it, either.

 

 

Bankers

 

Name:

Bank of China, Macau Branch

 

 

Interview Details

 

Name:

Mr. Cui

Position:

Manager

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 58.58

UK Pound

1

Rs. 98.66

Euro

1

Rs. 79.81

 

 

INFORMATION DETAILS

 

Analysis Done by :

RSM

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

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