MIRA
INFORM REPORT
|
Report Date : |
28.05.2014 |
IDENTIFICATION DETAILS
|
Name : |
KERRY INGREDIENTS & FLAVOURS LIMITED |
|
|
|
|
Registered Office : |
Princes’ Street, Tralee Co Kerry 672822 |
|
|
|
|
Country : |
Ireland |
|
|
|
|
Financials (as on) : |
31.12.2012 |
|
|
|
|
Date of Incorporation : |
10.06.2009 |
|
|
|
|
Com. Reg. No.: |
IE471704 |
|
|
|
|
Legal Form : |
Limited Company |
|
|
|
|
Line of Business : |
Agents Involved in the sales of food, beverages and tabacco |
|
|
|
|
No of Employees : |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
Ca |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
Unknown |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2013
|
Country Name |
Previous Rating (30.09.2013) |
Current Rating (01.12.2013) |
|
Ireland |
B1 |
B1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderate Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderate High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
IRELAND - ECONOMIC OVERVIEW
Ireland is a small, modern, trade-dependent economy. Ireland was among the initial group of 12 EU nations that began circulating the euro on 1 January 2002. GDP growth averaged 6% in 1995-2007, but economic activity has dropped sharply since the onset of the world financial crisis. Ireland entered into a recession in 2008 for the first time in more than a decade, with the subsequent collapse of its domestic property market and construction industry. Property prices rose more rapidly in Ireland in the decade up to 2007 than in any other developed economy. Since their 2007 peak, average house prices have fallen 47%. In the wake of the collapse of the construction sector and the downturn in consumer spending and business investment, the export sector, dominated by foreign multinationals, has become an even more important component of Ireland's economy. Agriculture, once the most important sector, is now dwarfed by industry and services. In 2008 the former COWEN government moved to guarantee all bank deposits, recapitalize the banking system, and establish partly-public venture capital funds in response to the country's economic downturn. In 2009, in continued efforts to stabilize the banking sector, the Irish Government established the National Asset Management Agency (NAMA) to acquire problem commercial property and development loans from Irish banks. Faced with sharply reduced revenues and a burgeoning budget deficit, the Irish Government introduced the first in a series of draconian budgets in 2009. In addition to across-the-board cuts in spending, the 2009 budget included wage reductions for all public servants. These measures were not sufficient to stabilize Ireland’s public finances. In 2010, the budget deficit reached 32.4% of GDP - the world's largest deficit, as a percentage of GDP - because of additional government support for the country’s deeply troubled banking sector. In late 2010, the former COWEN government agreed to a $92 billion loan package from the EU and IMF to help Dublin recapitalize Ireland’s fragile banking sector and avoid defaulting on its sovereign debt. Since entering office in March 2011, the new KENNY government has intensified austerity measures to try to meet the deficit targets under Ireland's EU-IMF program. Ireland has grown slowly since 2011, but managed to reduce the budget deficit to 7.2% of GDP in 2013. In late 2013, Ireland formally exited its EU-IMF bailout program, benefiting from its strict adherence to deficit-reduction targets and success in refinancing a large amount of banking-related debt
|
Source
: CIA |
Company Name
KERRY INGREDIENTS & FLAVOURS LIMITED
Company No
IE471704
Registered Address
PRINCE'S STREET
TRALEE
CO KERRY
Company summary
|
Registered
Address |
PRINCE'S STREET |
Trading Address |
-- |
|
Telephone Number |
-- |
Website Address |
-- |
|
TPS |
-- |
Fax Number |
-- |
|
Incorporation
Date |
10/06/2009 |
FPS |
No |
|
Previous Name |
|
|
|
|
|
|
Type |
Other |
|
Date of Change |
-- |
FTSE Index |
-- |
|
Currency |
EUR |
Filing Date of
Accounts |
-- |
|
SIC07 |
46170 |
Share Capital |
€2 |
|
SIC07
Description |
AGENTS INVOLVED IN THE SALE OF FOOD, BEVERAGES AND TOBACCO |
||
|
Principal
Activity |
|
|
|
Payment summary
Commentary
No comments to display
CJ
|
Total Number of
Exact CJs - |
Total Value of
Exact CJs - |
||
|
Total Number of
Possible CJs - |
Total Value of
Possible CJs - |
||
|
Total Number of
Satisfied CJs - |
Total Value of
Satisfied CJs - |
Possible CJ Details
There are no possible CJ details
|
Total Current Directors |
3 |
|
Total Current Secretaries |
1 |
|
Total Previous Directors / Company
Secretaries |
3 |
Current Directors
|
Name |
Date of Birth |
24/09/1957 |
|
|
Officers Title |
|
Nationality |
|
|
Present
Appointments |
66 |
Function |
Director |
|
Appointment Date |
10/06/2009 |
|
|
|
Address |
119 N LINCOLN AVENUE, HINSDALE, CHICAGO, IL 60521 |
||
|
Name |
Date of Birth |
01/07/1961 |
|
|
Officers Title |
|
Nationality |
|
|
Present
Appointments |
25 |
Function |
Director |
|
Appointment Date |
10/06/2009 |
|
|
|
Address |
KILLELTON, CAMP, TRALEE, CO. KERRY |
||
|
Name |
Date of Birth |
03/04/1962 |
|
|
Officers Title |
|
Nationality |
|
|
Present
Appointments |
69 |
Function |
Director |
|
Appointment Date |
10/06/2009 |
|
|
|
Address |
33 FAIRYHOUSE LODGE, RATOATH, CO. MEATH. |
||
Current Company Secretary
|
Name |
Date of Birth |
07/12/1954 |
|
|
Officers Title |
|
Nationality |
|
|
Present
Appointments |
116 |
Function |
Company Secretary |
|
Appointment Date |
10/06/2009 |
|
|
|
Address |
3 CLOGHERS, BALLYARD, TRALEE CO. KERRY. |
||
Top 20 Shareholders
|
Currency |
Share Count |
Share Type |
Nominal Value |
% of Total Share
Count |
|
|
KERRY INGREDIENTS HOLDINGS (IRELAND) LTD |
EUR |
2 |
ORDINARY |
1 |
100 |
Status History
|
No Status History found |
Event History
|
Date |
Description |
|
10/07/2013 |
New Accounts Filed |
|
09/07/2013 |
Annual Returns |
|
30/07/2012 |
New Accounts Filed |
|
30/07/2012 |
New Accounts Filed |
|
27/07/2012 |
Annual Returns |
|
23/07/2011 |
New Accounts Filed |
|
20/07/2011 |
Annual Returns |
|
20/07/2010 |
Annual Returns |
|
19/07/2010 |
New Accounts Filed |
|
18/01/2010 |
Annual Returns |
|
10/06/2009 |
JOANNE KENNY has left the board |
|
10/06/2009 |
NOREEN KENNY has left the board |
|
10/06/2009 |
NOREEN KENNY has resigned as company secretary |
|
10/06/2009 |
New Board Member (FLOR HEALY) appointed |
|
10/06/2009 |
New Board Member (JOANNE KENNY) appointed |
Rating History
|
Date |
Rating |
Description |
|
19/07/2010 |
Not Rated |
Section 17 (Southern Ireland) |
|
19/12/2009 |
47 |
Creditworthy |
|
24/10/2009 |
41 |
Creditworthy |
|
14/08/2009 |
39 |
Creditworthy |
|
11/06/2009 |
34 |
Creditworthy |
Limit History
|
Date |
Limit |
|
19/07/2010 |
- |
|
19/12/2009 |
€500 |
|
24/10/2009 |
€500 |
|
14/08/2009 |
€500 |
|
11/06/2009 |
€500 |
Previous Company Names
|
No Previous Names found |
tatistics
|
Group |
129 companies |
|
Linkages |
|
|
Countries |
Summary
|
Holding Company |
KERRY INGREDIENTS HOLDINGS (IRELAND) LIMITED |
|
Ownership Status |
Wholly Owned |
|
Ultimate Holding Company |
KERRY GROUP PUBLIC LIMITED COMPANY |
Group structure
|
Company Name |
|
Registered
Number |
Latest Key
Financials |
Consol. Accounts |
Rating |
Limit |
Turnover |
|
|
IE111471 |
31.12.2012 |
Y |
97 |
€15,000,000 |
€5,848,300,000 |
|
|
|
IE469222 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE290428 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE171614 |
31.12.2012 |
N |
92 |
€1,000 |
|
|
|
|
01663249 |
31.12.2012 |
N |
96 |
£2,300,000 |
|
|
|
|
00514648 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02002852 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01132457 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01662549 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
03982835 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02594161 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI023119 |
31.12.2012 |
N |
94 |
£495,000 |
|
|
|
|
NI027729 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI023259 |
31.12.2012 |
N |
80 |
£100,000 |
|
|
|
|
NI022542 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI001817 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI003860 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI016383 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01821692 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI004702 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI022009 |
31.12.2012 |
N |
95 |
£1,100,000 |
£136,563,598 |
|
|
|
02476760 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
00317472 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI020307 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02604258 |
31.12.2012 |
N |
95 |
£5,200,000 |
£675,414,509 |
|
|
|
00639045 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01341723 |
31.12.2012 |
N |
92 |
£100,000 |
|
|
|
|
SC023225 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
00358462 |
31.12.2012 |
N |
95 |
£165,000 |
£20,430,306 |
|
|
|
00874176 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01570164 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01571252 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01828074 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02056175 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02231766 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02981603 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
03886910 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
04101228 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
05015420 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
04536219 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
04421360 |
31.12.2012 |
N |
54 |
£1,500 |
|
|
|
|
02440554 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02984029 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
04556938 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01465570 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
00329695 |
31.12.2012 |
N |
95 |
£1,300,000 |
£483,564,443 |
|
|
|
NI022585 |
31.12.2012 |
N |
97 |
£100,000 |
|
|
|
|
NI009078 |
31.12.2012 |
N |
95 |
£100,000 |
£2,556,280 |
|
|
|
SC069131 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
03191538 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02568052 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02067828 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
01010571 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02181349 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
00515691 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
03597698 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
03393930 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
03533463 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02166664 |
31.12.2012 |
N |
95 |
£1,550,000 |
£192,838,271 |
|
|
|
00234897 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
02739017 |
31.12.2012 |
N |
92 |
£6,000 |
£19,196,300 |
|
|
|
IE160955 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE168178 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE147684 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE131115 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE032293 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE196893 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE171521 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE058571 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE116550 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE170502 |
31.12.2012 |
N |
45 |
€2,500 |
|
|
|
|
00207620 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
00235401 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
00033524 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE242662 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE315603 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE513657 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE145872 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE079413 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI036194 |
31.12.2012 |
N |
73 |
£45,000 |
|
|
|
|
IE087212 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE236055 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE154861 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE016669 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE087159 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE443160 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE443159 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE212317 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE071363 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE071640 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE039564 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE117001 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE014851 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE004131 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE134247 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE443161 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE115669 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE270583 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE243022 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE084944 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
NI030261 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE220160 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE406077 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE093628 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE442317 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE188776 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE270582 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE504470 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE443162 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE128460 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE471704 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE103874 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE158591 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE206782 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE121226 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE026497 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE038272 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE134722 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE016146 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE008316 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE061732 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE069752 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
|
N/A |
- |
- |
- |
- |
|
|
|
IE057078 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE237147 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE443163 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE300250 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE036150 |
31.12.2012 |
N |
N/R |
- |
|
|
|
|
IE054747 |
31.12.2012 |
N |
N/R |
- |
|
tatistics
|
Group |
|
|
Linkages |
77 companies |
|
Countries |
In 25 countries |
Other Linked companies
|
|
Number |
Latest Key
Financials |
||||
|
KERRY INGREDIENTS FRANCE |
|
305305492 |
31.12.2011 |
55 |
€260,000 |
€74,492,320 |
|
KERRY INGREDIENTS HOLDINGS FRANCE SA |
|
403888720 |
31.12.2011 |
55 |
€425,000 |
|
|
|
IE005070 |
31.12.2006 |
N/R |
- |
€4,645,920,000 |
|
|
|
IE070154 |
31.12.2006 |
N/R |
- |
€4,645,920,000 |
|
|
|
IE158174 |
31.12.2006 |
N/R |
- |
€4,645,920,000 |
|
|
|
IE103669 |
31.12.2003 |
N/R |
- |
€3,693,410,000 |
|
|
|
13033855 |
31.12.2012 |
42 |
€2,500 |
|
|
|
|
304263940 |
31.12.2005 |
32 |
€235,000 |
€82,004,734 |
|
|
|
13035302 |
31.12.2012 |
62 |
€2,500 |
|
|
|
|
HRB 2928 |
31.12.2010 |
42 |
€125,000 |
€70,475,270 |
|
|
|
13037564 |
31.12.2008 |
N/R |
- |
|
|
|
|
334477163 |
31.12.2011 |
75 |
€75,000 |
€15,419,671 |
|
|
|
IE064834 |
31.12.2009 |
N/R |
- |
|
|
|
|
IE212380 |
31.12.2010 |
N/R |
- |
|
|
|
|
IE443158 |
31.12.2009 |
N/R |
- |
|
|
|
|
24234571 |
31.12.2010 |
N/R |
- |
|
|
|
|
24283044 |
- |
N/R |
- |
|
|
|
|
|
- |
N/R |
- |
$8,436,000 |
|
|
|
|
- |
38 |
$1,000,000 |
$400,000,000 |
|
|
|
|
- |
35 |
$4,300 |
|
Unregistered - Exact CJ Details
|
No CJs found |
Unregistered - Possible CJ Details
|
No CJs found |
Registered - Exact CJ Details
|
No CJs found |
Registered - Possible CJ Details
|
No CJs found |
Trade creditor / debtor
Creditor Details
|
|
Total Number |
Total Value |
|
Trade Creditors |
0 |
- |
|
No Creditor Data |
Trade Debtors / Bad Debt Detail
|
|
Total Number of Documented Trade |
Total Value of Documented Trade |
|
Trade Debtors |
- |
- |
|
No Debtor Data |
Previous Director/Company Secretaries
|
Name |
Current
Directorships |
Previous
Directorships |
|
168 |
943 |
|
|
168 |
943 |
|
|
21 |
353 |
Trade Payment
|
Average Invoice Value |
n/a |
|
Invoices available |
n/a |
|
Paid |
n/a |
|
Outstanding |
n/a |
|
Trade Payment Data is information that we collect from selected third
party partners who send us information about their whole sales ledger. |
|
|
Within Terms |
0-30 Days |
31-60 Days |
61-90 Days |
91+ Days |
|
Paid |
|
|
|
|
|
|
Outstanding |
|
|
|
|
|
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs. 59.05 |
|
UK Pound |
1 |
Rs. 99.61 |
|
Euro |
1 |
Rs. 80.60 |
INFORMATION DETAILS
|
Analysis Done by
: |
KRN |
|
|
|
|
Report Prepared
by : |
DPT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors
are apparent. Repayment of interest and principal sums in default or expected
to be in default upon maturity |
Limited with full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.