MIRA INFORM REPORT

 

 

Report Date :

29.05.2014

 

IDENTIFICATION DETAILS

 

Name :

AL SALLAN FOOD INDUSTRIES CO SAOC

 

 

Registered Office :

Sohar Industrial Area, Plot No. 151/152 PO Box   : 970 Sohar 311

 

 

Country :

Oman

 

 

Financials (as on) :

31.03.2010

 

 

Date of Incorporation :

17.10.1994

 

 

Com. Reg. No.:

3/15758/0

 

 

Legal Form :

Omani Closed Joint Stock Company

 

 

Line of Business :

Production of bakery products.

 

 

No. of Employees

450

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2014

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

OMAN - ECONOMIC OVERVIEW

 

Oman is a middle-income economy that is heavily dependent on dwindling oil resources. Because of declining reserves and a rapidly growing labor force, Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP to 9% by 2020 and creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, will challenge the government's ability to effectively balance its budget if oil revenues decline. By using enhanced oil recovery techniques, Oman succeeded in increasing oil production, giving the country more time to diversify, and the increase in global oil prices through 2011 provided the government greater financial resources to invest in non-oil sectors. In 2012, continued surpluses resulting from sustained high oil prices and increased enhanced oil recovery allowed the government to maintain growth in social subsidies and public sector job creation. However, the Sultan made widely reported statements indicating this would not be sustainable, and called for expanded efforts to support SME development and entrepreneurship. Government agencies and large oligarchic group companies heeded his call, announcing new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups. In response to fast growth in household indebtedness, the Central Bank reduced the ceiling on personal interest loans from 8 to 7%, lowered mortgage rates, capped the percentage of consumer loans at 50% of borrower's salaries for personal loans and 60% for housing loans, and limited maximum repayment terms to 10 and 25 years respectively.

 

Source : CIA

 

 

 


SUMMARY

 

Company Name                                     : AL SALLAN FOOD INDUSTRIES CO SAOC

Country of Origin                                    : Oman

Legal Form                                            : Omani Closed Joint Stock Company

Registration Date                                   : 17th October 1994

Commercial Registration Number            : 3/15758/0

Membership Number                              : 82

Issued Capital                                        : RO 2,000,000

Paid up Capital                                      : RO 2,000,000

Total Workforce                                     : 450

Activities                                               : Production of bakery products.

Financial Condition                                 : Poor

Payments                                             : Nothing detrimental uncovered

Person Interviewed                                 : Aldrin E Pasanat, Finance Manager

 

 

 


COMPANY NAME

 

AL SALLAN FOOD INDUSTRIES CO SAOC

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Sohar Industrial Area, Plot No. 151/152

PO Box             : 970

Town                 : Sohar 311

Country             : Sultanate of Oman

 

Telephone         : (968) 26750623

Facsimile          : (968) 26750940

Mobile               : (968) 93215356 / 99434810

Email                : alsallan@omantel.net.om / nuteshnaik@britindia.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are leased and located in the Industrial Area of Sohar.

 

 

KEY PRINCIPALS

 

Name                                                                           Position

 

Kanaksi G Khimji                                                           Managing Director

 

Nusli N Wadia                                                               Director

 

Vinita Bali                                                                     Director

 

C Taneja                                                                       Director

 

Parshant Vatkar                                                             Chief Executive Officer

 

Nutesh Naik                                                                  Purchasing Manager

 

Jasvinder Singh                                                              Commercial Manager

 

Aldrin E Pasanat                                                            Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 17th October 1994

 

History                         : Subject was formed as an Omani Public Joint Stock Company, but in October 2010 it changed legal form to become an Omani Closed Joint Stock Company.

 

Legal Form                  : Omani Closed Joint Stock Company

 

Commercial Reg. No.  : 3/15758/0

 

Membership No.          : 82

 

Issued Capital              : RO 2,000,000

 

Paid up Capital            : RO 2,000,000

 

Name of Shareholder (s)                                                        Percentage

 

Al Brittannia & Associate (Dubai) Pvt Co Ltd                                65.464%

India

 

Members of the Khimji family                                                      27.000%

 

Local businessmen and private investors                            7.536%

 

 

OPERATIONS

 

Activities: Engaged in the production of bakery products, specialising in biscuits, cookies, fruit filled rolls and

chocolates.

 

Production Capacity: 4,593,000 tonnes per annum

 

Customers:

 

Burtons United Kingdom

 

Import Countries: Switzerland, France and the United Kingdom

 

Export Countries : Subject exports to over 50 countries, although its main markets are the GCC region and India.

 

Brand Names: BAKERS PRIDE, BRITANNIA and NUTRO

 

Subject has a workforce of approximately 450 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

Balance Sheet                                                             31/03/10                        31/03/09            31/03/08

 

Non-current assets

Property, plant and equipment                                         3,206,237                      3,355,185          3,287,906

 

Current assets

Inventories                                                                     986,071                         961,598             550,819

Account and other receivables                                         704,944                         420,924             467,287

Cash and bank balances                                                200,234                         126,734             53,371

                                                                                    1,891,249                      1,509,256          1,071,477

Total assets                                                                  5,097,466                      4,864,441          4,359,383

 

Equity

Share capital                                                                 2,000,000                      2,000,000          2,000,000

Accumulated losses                                                       (11,315,040)                  (10,637,027)     (10,041,547)

Loan from shareholders                                                  6,182,645                      6,182,645          6,182,645

                                                                                    (3,132,395)                    (2,454,382)        (1,858,902)

 

Non-current liabilities

Term loans                                                                    4,131,946                      4,531,946          4,831,945

Employees end of service benefits                                   56,778                          51,847              47,690

                                                                                    4,188,724                      4,583,793          4,879,635

 

Current liabilities

Term loans                                                                    407,416                         308,536             250,019

Bank borrowings                                                            746,386                         813,071             18,824

Account and other payables                                            2,887,335                      1,613,423          1,069,807

                                                                                    4,041,137                      2,735,030          1,338,650

Total liabilities                                                                8,229,861                      7,318,823          6,218,285

Total equity and liabilities                                                5,097,466                      4,864,441          4,359,383

 

Income Statement

 

Income from operations                                                  7,560,080                      6,304,074          3,240,512

Cost of operations                                                          (7,015,244)                    (5,660,563)        (2,860,104)

Gross profit                                                                   544,836                         643,511             380,408

Other income                                                                 23,555                          9,372                61,805

Administrative expenses                                                 (686,289)                       (645,813)           (307,022)

Selling and distribution expenses                                    (354,371)                       (400,055)           (241,575)

Loss from operations                                                      (472,269)                       (392,985)           (106,384)

Finance charges                                                            (205,744)                       (202,495)           (167,313)

Loss for the period                                                         (678,013)                       (595,480)           (273,697)

 

Local sources consider subject’s financial condition to be Poor.

 

Subject’s income from operations for the year ending 31st March 2012 was RO 8,900,000.

 

Further financial statements were not available due to the subject becoming an Omani Closed Joint Stock Company during 2010.

 

 

BANKERS

 

National Bank of Oman Limited (SAOG)

PO Box: 497

Sohar 497

Tel: (968) 26850207

Fax: (968) 26850234

 

Oman International Bank

Al Jaame Street

PO Box: 4216

Muscat

Tel: (968) 24703614 / 24707328 / 24793450

 

Bank Muscat SAOG

PO Box: 13981

Sohar

Tel: (968) 26841785

Fax: (968) 26841786

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.08

UK Pound

1

Rs.99.20

Euro

1

Rs.80.53

                

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

SDA

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.