MIRA INFORM REPORT

 

 

Report Date :

29.05.2014

 

IDENTIFICATION DETAILS

 

Name :

BAUR PRÜF- UND MESSTECHNIK GMBH

 

 

Registered Office :

Raiffeisenstraße  8, A-6832 Sulz Röthis

 

 

Country :

Austria

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

1945

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of instruments and appliances for measuring, testing and navigation

 

 

No. of Employees

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Austria

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 

 

AUSTRIA - ECONOMIC OVERVIEW

 

Austria, with its well-developed market economy, skilled labor force, and high standard of living, is closely tied to other EU economies, especially Germany's. Its economy features a large service sector, a sound industrial sector, and a small, but highly developed agricultural sector. Following several years of solid foreign demand for Austrian exports and record employment growth, the international financial crisis of 2008 and subsequent global economic downturn led to a sharp but brief recession. Austrian GDP contracted 3.8% in 2009 but saw positive growth of about 2% in 2010 and 2.7% in 2011. Growth fell to 0.6% in 2012. Unemployment did not rise as steeply in Austria as elsewhere in Europe, partly because the government subsidized reduced working hour schemes to allow companies to retain employees. The 2012 unemployment rate of 4.3% was the lowest within the EU. Stabilization measures, stimulus spending, and an income tax reform pushed the budget deficit to 4.5% in 2010 and 2.6% in 2011, from only about 0.9% in 2008. The international financial crisis of 2008 caused difficulties for Austria's largest banks whose extensive operations in central, eastern, and southeastern Europe faced large losses. The government provided bank support - including in some instances, nationalization - to support aggregate demand and stabilize the banking system. Austria's fiscal position compares favorably with other euro-zone countries, but it faces external risks, such as Austrian banks' continued exposure to Central and Eastern Europe as well as political and economic uncertainties caused by the European sovereign debt crisis. In 2011 the government attempted to pass a constitutional amendment limiting public debt to 60% of GDP by 2020, but it was unable to obtain sufficient support in parliament and instead passed the measure as a simple law. In March 2012, the Austrian parliament approved an austerity package consisting of a mix of expenditure cuts and new revenues that will bring public finances into balance by 2016. In 2012, the budget deficit rose to 3.1% of GDP

Source : CIA

 


Basic company information

 

Company name:

BAUR Prüf- und Messtechnik GmbH

Status:

active company

Locations:

Raiffeisenstraße  8, A-6832 Sulz Röthis

Phone:

0043 (5522) 4941

Fax:

0043 (5522) 4941 – 3

E-mail:

headoffice@baur.at

Internet:

http://www.baur.at

Activities:

Önace 26510 75% Manufacture of instruments and appliances for measuring, testing and navigation

 

Önace 46520 25% Wholesale of electronic and telecommunications equipment and parts

 

Additional company information

 

Year of incorporation:

1945

 

Activities:

 

 

Type of company:

Manufacturing

 

Legal form:

limited liability company since 1986-11-13

 

companies' house number:

FN 77324 m Feldkirch 1987-02-27

 

VAT number:

ATU 43210404

 

number - Austrian National Bank:

1105132

 

 

 

 

Import 

Country 

 

 

 

Import

Germany

 

2014

 

 

 

Export 

Country 

 

 

 

Export

world-wide

 

2014

 

 

Financial data

 

total turnover (total sales)

2013

EUR  22.000.000,00

(approx.)

total turnover (total sales)

2012

EUR  23.964.000,00

(approx.)

total turnover (total sales)

2011

EUR  20.924.000,00

(approx.)

total turnover (total sales)

2010

EUR  21.638.733,47

(exact)

total turnover (total sales)

2009

EUR  16.263.515,42

(exact)

total employees

2014

163

(approx.)

total investments

2012

EUR  4.841.974,06

(exact)

total company vehicles

2014

5

(exact)

cars

2014

4

(exact)

lorries up to 3.5t

2014

1

(exact)

 

Extraxt from the Companies' House

 

firm (style):

    4      BAUR Prüf- und Messtechnik GmbH

legal form:

    1      Gesellschaft mit beschränkter Haftung

registered office:

    4      politischer Gemeinde Sulz

business adress:

    4      Raiffeisenstrasse 8
           6832 Sulz

capital:

   14      EUR 38.000

reference date annual accounts:

    1      31. Dezember

annual accounts:

   33      zum 31.12.2012 eingereicht am 23.09.2013

power of representation:

    4      Sind zwei oder mehrere Geschäftsführer bestellt, wird deren
           Vertretungsbefugnis durch den Bestellungsbeschluß geregelt.
           Gemischte Vertretung möglich.
    1   Gesellschaftsvertrag  vom 13.11.1986                                001
    1   Generalversammlungsbeschluss  vom 16.07.1991                        002
          Änderung des Gesellschaftsvertrages in Punkt III.
    4   Generalversammlungsbeschluss  vom 20.09.1997                        003
          Kapitalerhöhung um ATS 1.000,--.
          Neufassung des Gesellschaftsvertrages.
    4   Übernahme des Vermögens der                                         004
          Baur Prüf- und Messtechnik
          Gesellschaft m.b.H. & Co. KG
          (FN 13446 z)
          gemäß § 142 HGB.
   14   Gesellschaftsvertrag mit Generalversammlungsbeschluss               005
          vom 03.09.2003
          gemäß 1. Euro-JuBeG angepasst.
   14   Generalversammlungsbeschluss  vom 03.09.2003                        006
          Kapitalerhöhung um EUR 1.590,91.
          Änderung des Gesellschaftsvertrages in den §§ 4, 5, 9, 11
          und 12.
   20   Generalversammlungsbeschluss  vom 23.01.2008                        007
          Neufassung des Gesellschaftsvertrages.

proxy:

         K   DI Gregor Pudlo, geb. 22.05.1972
   31        vertritt seit 05.04.2013 gemeinsam mit
             einem Geschäftsführer oder einem weiteren Prokuristen

managing director:

         L   Mag (FH) Markus Baur, geb. 11.10.1978
   32        vertritt seit 01.07.2013 selbständig

shareholder:

         A   Ing Martin Baur, geb. 30.03.1944
   14        .......................  EUR 37.430
   14        ..................................................  EUR 37.430
         C   Valentine Baur, geb. 11.07.1950
   14        ..........................  EUR 570
   14        .....................................................  EUR 570
                        -------------------------------------------------------
                 Summen:              EUR 38.000                 EUR 38.000

general table:

 Landesgericht Feldkirch
   1 Ersterfassung abgeschlossen am 02.02.1994  Geschäftsfall 917 Fr   405/94 a
       Ersterfassung gem. Art. XXIII Abs. 4 FBG
   2 eingetragen am 05.12.1995                  Geschäftsfall  15 Fr  4383/95 b
       Antrag auf Änderung  eingelangt am 27.11.1995
   4 eingetragen am 24.10.1997                  Geschäftsfall  15 Fr  3841/97 y
       Antrag auf Änderung  eingelangt am 30.09.1997
   7 eingetragen am 16.02.2000                  Geschäftsfall  15 Fr  1111/00 b
       amtswegige Nachbearbeitung
  14 eingetragen am 16.09.2003                  Geschäftsfall  15 Fr  3558/03 b
       Antrag auf Änderung  eingelangt am 10.09.2003
  20 eingetragen am 30.01.2008                  Geschäftsfall  15 Fr   308/08 t
       Antrag auf Änderung  eingelangt am 24.01.2008
  21 eingetragen am 29.01.2009                  Geschäftsfall  15 Fr    73/09 f
       amtswegige Nachbearbeitung
  31 eingetragen am 17.04.2013                  Geschäftsfall  15 Fr   861/13 z
       Antrag auf Änderung  eingelangt am 09.04.2013
  32 eingetragen am 13.07.2013                  Geschäftsfall  15 Fr  1672/13 t
       Antrag auf Änderung  eingelangt am 04.07.2013
  33 eingetragen am 15.11.2013                  Geschäftsfall  15 Fr  2640/13 s
       Elektronische Einreichung Jahresabschluss  eingelangt am 23.09.2013

 

Real estate

 

Registration number of real estate  42  Cadastral register  92123  Sulz V  Number and date of entry  23785/2012  Status of  2013-09-27 

Part A - type of real estate  :

    GST-NR  G BA (NUTZUNG)          FLÄCHE  GST-ADRESSE
    110/2     GST-Fläche              4571
              Bauf.(Gebäude)          1039
              Gärten                   295
              Sonst(Straßen)           123
              Sonst(Parkplätze)        641
              Sonst(Betriebsf.)       2473  Raiffeisenstraße 6
                                            Raiffeisenstraße 8
    7  a gelöscht
 

Part B - ownership details  :

    1 ANTEIL: 1/1
      BAUR Prüf- und Messtechnik GmbH
      ADR: Raiffeisenstr. 8, Sulz   6832
       d 1073/1998 Urkunde 1997-09-29 Eigentumsrecht
 

Part C - registered charges  :

    7  a 3959/1977 Pfandurkunde 1977-06-30
           PFANDRECHT                                    Höchstbetrag 720.000,--
           für
           Creditanstalt-Bankverein
       d 364/1980 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       e 2271/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       f 2679/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       g 2680/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       i gelöscht
    9  a 364/1980 Pfandurkunde 1979-12-07
           PFANDRECHT                                  Höchstbetrag 1.235.000,--
           für
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       c 2271/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       d 2679/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       e 2680/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       g gelöscht
   10  a 2271/1981 Pfandurkunde 1981-03-16
           PFANDRECHT                                  Höchstbetrag 2.210.000,--
           für
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       c 2679/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       d 2680/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       f gelöscht
   11  a 2679/1981 Pfandurkunde 1981-03-30
           PFANDRECHT                                  Höchstbetrag 2.340.000,--
           für
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       c 2680/1981 Löschungsverpflichtung zugunsten
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       e gelöscht
   12  a 2680/1981 Pfandurkunde 1981-04-30
           PFANDRECHT                                    Höchstbetrag 520.000,--
           für
           Raiffeisenbank Sulz-Röthis registrierte Genossenschaft mit
           beschränkter Haftung
       d gelöscht
   16  a 1047/2004 Pfandurkunde 2004-02-03
           PFANDRECHT                                Höchstbetrag EUR 410.630,--
           für Raiffeisenbank Vorderland registrierte
           Genossenschaft mit beschränkter Haftung
       b 1047/2004 HAUPTEINLAGE, Simultanhaftung mit NE
           EZ 689 1138 1223
   17  a 1047/2004 Pfandurkunde 2004-02-03
           PFANDRECHT                                Höchstbetrag EUR 799.370,--
           für Raiffeisenbank Vorderland registrierte
           Genossenschaft mit beschränkter Haftung
       b 1047/2004 HAUPTEINLAGE, Simultanhaftung mit NE
           EZ 689 1138 1223
   18  a 6894/2009 Pfandurkunde 1998-02-19
           PFANDRECHT                                Höchstbetrag EUR 508.709,--
           für Raiffeisenbank Vorderland registrierte
           Genossenschaft mit beschränkter Haftung (FN 63303v)
   19  a 6894/2009 Pfandurkunde 2004-02-03
           PFANDRECHT                                Höchstbetrag EUR 458.900,--
           für Raiffeisenbank Vorderland registrierte
           Genossenschaft mit beschränkter Haftung (FN 63303v)
       b 6894/2009 HAUPTEINLAGE, Simultanhaftung mit NE EZ 689 1138
           1223
   20  a 7814/2009 Pfandurkunde 2009-09-17
           PFANDRECHT                              Höchstbetrag EUR 1.500.000,--
           für Raiffeisenbank Vorderland registrierte
           Genossenschaft mit beschränkter Haftung (FN 63303v)
       b 7814/2009 HAUPTEINLAGE, Simultanhaftung mit NE
           EZ 689 1138 1223
   21    gelöscht
            Eintragungen ohne Währungsbezeichnung sind Beträge in ATS
 Grundbuch 27.09.2013 12:06:26
 

Private data

 

 

Surname

 

 

Date of birth

 

 

Address

 

 

Executive positions

 

Further executive positions (as registered in the companies' house)

Mag.(FH)  Markus Baur

1978-10-11 

6832 Sulz Flurgasse 5

manager

0

Ing.  Martin Baur

1944-03-30 

6832 Röthis Rebhalde 15

partner

0

Valentine Baur

1950-07-11 

6832 Röthis Rebhalde 15

partner

0

Dipl-Ing.  Gregor Pudlo

 

1972-05-22 

 

88149 Nonnenhorn Am Nonnenstein 3

joint signing clerk

 

0

 

 

Balance Sheet  (absolute) all amounts in EUR 

 

 

2012-12-31 

 

 

 

 

Intangible assets

125.730,62

 

 

 

 

Sum intangible assets

125.730,62

 

 

 

 

 

Land and leasehold rights with buildings thereon including building on land owned by third parties

3.309.749,56

 

 

 

 

Other operating and business equipment

468.365,86

 

 

 

 

Technical plants and machines

295.160,73

 

 

 

 

Advanced payments and constructions in progress

166.319,71

 

 

 

 

Sum tangible assets

4.239.595,86

 

 

 

 

 

Shares on related firms

87.946,01

 

 

 

 

Other shareholdings

15.179,54

 

 

 

 

Other financial assets, values and securities of fixed assets

373.522,03

 

 

 

 

Sum financial assets

476.647,58

 

 

 

 

 

Sum fixed assets

4.841.974,06

 

 

 

 

 

Stocks

4.356.441,23

 

 

 

 

Sum stock

4.356.441,23

 

 

 

 

 

Claims against companies with shareholding relationship

43.927,01

 

 

 

 

Claims against related firmes Claims against companies with shareholding relationship

1.920.872,54

 

 

 

 

Special account claims

4.759.600,79

 

 

 

 

Sum claims

6.724.400,34

 

 

 

 

 

Cash on hand, cheques and bank deposits

3.035.405,29

 

 

 

 

Sum cash and bank

3.035.405,29

 

 

 

 

 

Sum current assets

14.116.246,86

 

 

 

 

 

Deferred charges

71.972,09

 

 

 

 

Sum deferred charges

71.972,09

 

 

 

 

Assets

19.030.193,01

 

 

 

 

 

Subscribed/declared capital

36.000,00

 

 

 

 

Capital reserves

92.196,68

 

 

 

 

Profit reserves

186.580,75

 

 

 

 

Balance sheet profit/balance sheet loss

9.916.579,52

 

 

 

 

Thereof profit/loss carried forward

8.416.740,71

 

 

 

 

Sum equity capital

10.231.356,95

 

 

 

 

 

Valuation reserves and other reserves before taxes

185.138,29

 

 

 

 

Sum reserves before taxes

185.138,29

 

 

 

 

 

Reserves

2.966.818,49

 

 

 

 

Sum reserves

2.966.818,49

 

 

 

 

 

Liabilities against credit institutes

3.417.731,64

 

 

 

 

Liabilities against related firms

487,28

 

 

 

 

Liabilities against firm with shareholding relationship

6.000,00

 

 

 

 

Other liabilities

2.222.660,36

 

 

 

 

Sum liabilities

5.646.879,28

 

 

 

 

 

Liabilities

19.030.193,01

 

 

 

 

 

Balance sheet sum

19.030.193,01

 

 

 

 

P / L Account  (absolute) all amounts in EUR 

 

2012-12-31 

 

 

 

 

Gross profit 

16.196.907,26

 

 

 

 

Total turnover or gross profit 

16.196.907,26

 

 

 

 

 

Profits from retirement of fixed assets, except financial assets 

41,67

 

 

 

 

Income from dissolution of reserves 

284.257,19

 

 

 

 

Other operating profits 

675.248,32

 

 

 

 

Other operating profits totally 

959.547,18

 

 

 

 

 

Wages 

-1.998.955,34

 

 

 

 

Salaries 

-5.343.071,96

 

 

 

 

Costs for severance pays 

-209.314,24

 

 

 

 

Legal fringe benefits and other payments depending on salaries 

-1.711.962,80

 

 

 

 

Other social fringe benefits 

-137.733,15

 

 

 

 

Personnel expenses totally 

-9.401.037,49

 

 

 

 

 

Depreciation of intangible assets, tangible assets,activated expenses for the set up and expansion of business operation 

-588.818,62

 

 

 

 

Depreciation tangible assets / intangible assets totally 

-588.818,62

 

 

 

 

 

Other operating costs 

-4.838.109,31

 

 

 

 

Other taxes 

-9.127,78

 

 

 

 

Total costs 

-4.847.237,09

 

 

 

 

 

Operating result totally 

2.319.361,24

 

 

 

 

 

Income from other securities and loans of financial assets 

24.614,46

 

 

 

 

Profits from the retirement of and investment in financial assets and securities of current assets 

19.031,66

 

 

 

 

Interest income, securties income and similar income 

15.313,11

 

 

 

 

Disbursements from other financial assets and from securities of current assets (e.g. depreciations) 

-313.163,27

 

 

 

 

Interest and similar disbursements 

-76.835,39

 

 

 

 

Financial profits totally 

-331.039,43

 

 

 

 

 

Results from usual business activity totally 

1.988.321,81

 

 

 

 

 

Taxes on income and profits 

-488.483,00

 

 

 

 

Taxes on income and profits totally 

-488.483,00

 

 

 

 

Annual surplus/annual deficit totally 

1.499.838,81

 

 

 

 

 

Annual profit/annual loss totally 

1.499.838,81

 

 

 

 

 

Profit and loss carried forward from previous year 

8.416.740,71

 

 

 

 

Transfer of profits totally 

8.416.740,71

 

 

 

 

B/S profit/ B/S loss from profit and loss account 

9.916.579,52

 

 

 

 

 

Key ratios

 

 

2012  

 

 

 

 

 

Cash flow II

  2.088.657,43

 

 

 

 

 

Debt amortisation period

  2,67

 

 

 

 

 

Bank indebtedness

  17,95

 

 

 

 

 

Equity capital share

  54,73

 

 

 

 

 

Social capital share

  0,00

 

 

 

 

 

Fixed assets coverage

  215,12

 

 

 

 

 

Net profit ratio

  0,00

 

 

 

 

 

Capital turnover

  0,00

 

 

 

 

 

Return on investment

  10,85

 

 

 

 

 

Cash flow in % of operating performance

  0,00

 

 

 

 

 

Cash flow I

  2.577.140,43

 

 

 

 

 

Gross productivity

  0,00

 

 

 

 

 

Net productivity

  0,00

 

 

 

 

 

Operating performance

  0,00

 

 

 

 

 

Inventories in % of operating performance

  0,00

 

 

 

 

 

Gross profit

  16.196.907,26

 

 

 

 

 

 

Locations

 

Type

Locations

Description

 

 

E-mail 

operational 

Raiffeisenstraße  8, A-6832 Sulz Röthis

registered office 

 

 

 

operational 

Raiffeisenstraße  8, A-6832 Sulz Röthis

registered headquarters, owned property 

 

 

headoffice@baur.at

former 

Rebhalde  15, A-6832 Röthis

registered office 

 

 

 

 

related companies

 

Company name

 

Postal code

 

Stake in %

 

 

 

 

Ing. Martin Baur

 

Rebhalde  15, A-6832 Röthis

98.5 % 1997-10-24

 

 

 

Valentine Baur

 

Rebhalde  15, A-6832 Röthis

1.5 % 1997-10-24

 

 

 

 

Bankers

 

 

 

Banker

Bank sort code

Type of banking connection

Raiffeisenbank Vorderland, 6832 Sulz/Röthis

 

37475

 

main bank connection

 

UniCredit Bank Austria AG, 6901 Bregenz

 

12000

 

secondary banking connection

 

 

Historical development

 

Year of incorporation:

1945

Date of registration:

1987-02-27

 

Change in share capital:

From

To

Capital

   

  2003-09-16

ATS  501.000,00

  2003-09-16

   

EUR  38.000,00

 

Former executives:

From

To

Function

Name

   

  1998-01-09

manager 

Dipl-Ing. Jürgen Wonnay 

   

  2002-11-01

manager 

Gernoth Dobianer 

  1998-01-09

  2009-01-29

manager 

Ing. Martin Baur 

  2009-01-29

  2014-01-22

manager 

Dipl-Ing. Gerd Alfred Kupper 

  2008-01-30

  2009-01-29

individual signing clerk 

Dipl-Ing. Gerd Alfred Kupper 

  2009-07-18

  2014-04-26

joint signing clerk 

Dr. Christian Hoffmann 

  2009-07-17

  2010-04-30

joint signing clerk 

Wolfgang Bosse 

  2009-07-17

  2010-04-30

joint signing clerk 

Wolfgang Walser 

   

  2013-07-13

joint signing clerk 

Mag. Thomas Smetana 

 

Former shareholdings:

From

To

Name

  1992-03-16

  1998-10-16

Baur Prüf- und Messtechnik Gesellschaft m.b.H. & Co. KG 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.07

UK Pound

1

Rs.99.20

Euro

1

Rs.80.53

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.