MIRA INFORM REPORT

 

 

Report Date :

29.05.2014

 

IDENTIFICATION DETAILS

 

Name :

ZSK STICKMASCHINEN GMBH

 

 

Registered Office :

Magdeburger Str. 38-40, D 47800 Krefeld

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

28.12.1983

 

 

Com. Reg. No.:

HRB 2747

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Wholesale of machinery for the textile industry and of sewing and knitting machines

 

 

No. of Employees

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

Source : CIA

 

Company name and address

 

ZSK Stickmaschinen GmbH

 

Magdeburger Str. 38-40

D 47800 Krefeld

Telephone:        02151/444-0

Telefax:             02151/444170

Homepage:        www.zsk.de

E-mail:              zsk@zsk.de

 

 

VAT no            

 

DE120154203

 

 

Tax ID number      

 

117/5844/0123

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Company information

 

 LEGAL FORM                          Private limited company

 Date of foundation:                    28.12.1983

 Shareholders' agreement:           28.12.1983

 Registered on:                          19.01.1984

 Commercial Register:                Local court 47798 Krefeld

 under:                                      HRB 2747

 

 Share capital:                          EUR          8,000,000.00

 

 

 


Shareholder

 

                      IPM Industrie Participation Management M.A.

                      Wagner GmbH

                      Essener Str. 10

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Share:             EUR          8,000,000.00

                      Registered on: 21.02.1992

                      Reg. data: 47051 Duisburg, HRB 12572

 

 Manager

 

                      Uwe Rücker

                      Müllerstr. 14b

                      D 45473 Mülheim

                      born: 01.02.1966

                      Marital status: married

 Manager:

                      Julius Sobizack

                      D 45127 Essen

                      born: 01.12.1990

 

 Further functions/participations of Uwe Rücker (Manager)

 Shareholder

                      INDU JUWEL GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         15.03.2011

                      Reg. data:  47051 Duisburg, HRB 23245

 Shareholder:

                      Baumann Technologie GmbH

                      Essener Str. 2-10

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,053.31

                      Share:             EUR              3,323.40

                      Registered

                      on:         14.02.1997

                      Reg. data:  47051 Duisburg, HRB 12959

 Shareholder:

                      Enable-IT GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              2,500.00

                      Registered

                      on:         28.11.2000

                      Reg. data:  47051 Duisburg, HRB 13452

 

 

 Manager

 

                      EASY SOLUTIONS GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         13.02.2001

                      Reg. data:  47051 Duisburg, HRB 15969

 Manager:

                      Rudolf Flume Schmuck GmbH

                      Hachestr. 66

                      D 45127 Essen

                      Legal form: Private limited company

                      Share capital:     EUR          1,278,229.70

                      Registered

                      on:         11.12.2002

                      Reg. data:  45130 Essen, HRB 16832

 Manager:

                      Rudolf Flume Verwaltungs-GmbH

                      Hachestr. 66

                      D 45127 Essen

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         09.03.1998

                      Reg. data:  45130 Essen, HRB 12947

 Manager:

                      Ritter Technologie GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             26,100.00

                      Registered

                      on:         09.05.1996

                      Reg. data:  47051 Duisburg, HRB 12882

 Manager:

                      Rücker Consulting GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         27.12.2000

                      Reg. data:  47051 Duisburg, HRB 15934

 Manager:

                      Rudolf Flume Technik GmbH

                      Hachestr. 66

                      D 45127 Essen

                      Legal form: Private limited company

                      Share capital:     EUR          1,150,406.73

                      Registered

                      on:         11.02.1952

                      Reg. data:  45130 Essen, HRB 672

 Manager:

                      Baumann Technologie GmbH

                      Essener Str. 2-10

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,053.31

                      Registered

                      on:         14.02.1997

                      Reg. data:  47051 Duisburg, HRB 12959

 Manager:

                      INDU JUWEL GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         15.03.2011

                      Reg. data:  47051 Duisburg, HRB 23245

 

 Further functions/participations of Julius Sobizack (Manager)

 Shareholder:

                      INDU JUWEL GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         15.03.2011

                      Reg. data:  47051 Duisburg, HRB 23245

 Manager:

                      Rudolf Flume Technik GmbH

                      Hachestr. 66

                      D 45127 Essen

                      Legal form: Private limited company

                      Share capital:     EUR          1,150,406.73

                      Registered

                      on:         11.02.1952

                      Reg. data:  45130 Essen, HRB 672

 Manager:

                      Rudolf Flume Schmuck GmbH

                      Hachestr. 66

                      D 45127 Essen

                      Legal form: Private limited company

                      Share capital:     EUR          1,278,229.70

                      Registered

                      on:         11.12.2002

                      Reg. data:  45130 Essen, HRB 16832

 Manager:

                      Vollenbroich Konstruktions-Beteiligungs GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         15.07.1991

                      Reg. data:  47051 Duisburg, HRB 12535

 Manager:

                      Rudolf Flume Verwaltungs-GmbH

                      Hachestr. 66

                      D 45127 Essen

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         09.03.1998

                      Reg. data:  45130 Essen, HRB 12947

 Manager:

                      Ritter Technologie GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             26,100.00

                      Registered

                      on:         09.05.1996

                      Reg. data:  47051 Duisburg, HRB 12882

 Manager:

                      INDU JUWEL GmbH

                      Essener Str. 2-24

                      D 46047 Oberhausen

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         15.03.2011

                      Reg. data:  47051 Duisburg, HRB 23245

 

 COMPANY HISTORY

 

 28.12.1983 - 18.09.2002  ZSK - Stickmaschinen -Gesellschaft mit

                          beschränkter Haftung

                          Magdeburger Str. 38-40

                          D 47800 Krefeld

                          Private limited company

 

 

 RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 18.01.2011 - 27.09.2012  Manager

                          Wolfgang Glücks

                          D 45470 Mülheim

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 46640   Wholesale of machinery for the textile industry and of sewing and knitting machines

 

 

 FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2012

 

 

 REAL ESTATE

 

 Type of ownership:   proprietor

 Share:                100.00 %

 Address              Magdeburger Str. 38-40

                      D 47800 Krefeld

 Type of real estate: administrative premises

 

 Land register documents were not available.

 

 


BANKERS

 

 COMMERZBANK, 47705 KREFELD

 Sort. code: 32040024

 BIC: COBADEFF320

 COMMERZBANK VORMALS DRESDNER BANK, 47705 KREFELD

 Sort. code: 32080010

 BIC: DRESDEFF320

 SEB, 47799 KREFELD

 Sort. code: 30010111

 BIC: ESSEDE5F300

 WGZ BANK, 40001 DÜSSELDORF

 Sort. code: 30060010

 BIC: GENODEDDXXX

 POSTBANK, 51222 KÖLN

 Sort. code: 37010050

 BIC: PBNKDEFFXXX

 

 

 FINANCIAL FIGURES

 

 Gross profit or loss:2012               EUR          3,500,739.00

 Profit:              2012               EUR             33,227.00

 Equipment:                              EUR            107,089.00

 Ac/ts receivable:                       EUR          3,113,328.00

 Liabilities:                            EUR          7,430,483.00

 Employees:                                                     23

 - thereof permanent staff:                                      9

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 16.59

 Liquidity ratio:                   0.57

 Return on total capital [%]:       0.44

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 17.21

 Liquidity ratio:                   0.74

 Return on total capital [%]:     -20.09

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 51.74

 Liquidity ratio:                   0.74

 Return on total capital [%]:     -23.67

  Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 60.10

 Liquidity ratio:                   0.74

 Return on total capital [%]:     -26.49

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          7,588,139.49

  Fixed assets                           EUR          2,593,107.55

   Intangible assets                     EUR            107,681.00

   Tangible assets                       EUR          2,203,426.55

    Land / similar rights                EUR          2,058,509.00

    Plant / machinery                    EUR             37,829.00

    Other tangible assets / fixtures and

    fittings                             EUR            107,088.55

   Financial assets                      EUR            282,000.00

    Shares in participations /

    subsidiaries and the like            EUR            282,000.00

     Shares in related companies         EUR            282,000.00

  Current assets                         EUR          4,986,957.60

   Stocks                                EUR          1,139,933.59

   Accounts receivable                   EUR          3,113,328.08

    Amounts due from related companies   EUR            465,721.97

    Other debtors and assets             EUR          2,647,606.11

   Liquid means                          EUR            733,695.93

  Remaining other assets                 EUR              8,074.34

   Accruals (assets)                     EUR              5,269.65

   Active difference from asset

   offsetting                            EUR              2,804.69

 

 LIABILITIES                             EUR          7,588,139.49

  Shareholders' equity                   EUR            103,978.41

   Capital                               EUR          8,000,000.00

    Subscribed capital (share capital)   EUR          8,000,000.00

   Reserves                              EUR          6,848,132.75

    Capital reserves                     EUR          6,848,132.75

   Balance sheet profit/loss (+/-)       EUR        -14,744,154.34

    Profit / loss brought forward        EUR        -14,777,381.83

    Annual surplus / annual deficit      EUR             33,227.49

  Provisions                             EUR             53,678.42

  Liabilities                            EUR          7,430,482.66

   Financial debts                       EUR                 50.91

    Liabilities due to banks             EUR                 50.91

   Other liabilities                     EUR          7,430,431.75

    Liabililties due to related companiesEUR          5,328,835.88

    Unspecified other liabilities        EUR          2,101,595.87

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          3,500,738.91

  Staff expenses                         EUR          1,162,901.85

   Wages and salaries                    EUR            926,344.35

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            236,557.50

  Total depreciation                     EUR            255,490.55

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            255,490.55

  Other operating expenses               EUR          1,772,743.98

  Operating result from continuing

  operations                             EUR            309,602.53

  Interest result (+/-)                  EUR           -248,100.83

   Interest and similar income           EUR             43,401.52

   Interest and similar expenses         EUR            291,502.35

    thereof paid to related companies    EUR            145,838.47

  Financial result (+/-)                 EUR           -248,100.83

  Result from ordinary operations (+/-)  EUR             61,501.70

  Other taxes / refund of taxes          EUR            -28,274.21

  Tax (+/-)                              EUR            -28,274.21

  Annual surplus / annual deficit        EUR             33,227.49

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          7,383,252.48

  Fixed assets                           EUR          2,702,409.55

   Intangible assets                     EUR                932.00

    Other / unspecified intangible assetsEUR                932.00

   Tangible assets                       EUR          2,419,477.55

    Land / similar rights                EUR          2,222,716.00

    Plant / machinery                    EUR             43,299.00

    Other tangible assets / fixtures and

    fittings                             EUR            153,462.55

   Financial assets                      EUR            282,000.00

    Shares in participations /

    subsidiaries and the like            EUR            282,000.00

     Shares in related companies         EUR            282,000.00

  Current assets                         EUR          4,620,233.32

   Stocks                                EUR            185,001.66

   Accounts receivable                   EUR          4,231,108.95

    Amounts due from related companies   EUR            254,959.75

    Other debtors and assets             EUR          3,976,149.20

   Liquid means                          EUR            204,122.71

  Remaining other assets                 EUR             60,609.61

   Accruals (assets)                     EUR              1,552.00

   Active difference from asset

   offsetting                            EUR             59,057.61

 

 LIABILITIES                             EUR          7,383,252.48

  Shareholders' equity                   EUR             70,750.92

   Capital                               EUR          8,000,000.00

    Subscribed capital (share capital)   EUR          8,000,000.00

   Reserves                              EUR          6,848,132.75

    Capital reserves                     EUR          6,848,132.75

   Balance sheet profit/loss (+/-)       EUR        -14,777,381.83

    Profit / loss brought forward        EUR        -10,597,768.58

    Annual surplus / annual deficit      EUR         -4,179,613.25

  Provisions                             EUR            166,565.58

  Liabilities                            EUR          7,145,935.98

   Financial debts                       EUR            323,472.84

    Liabilities due to banks             EUR            323,472.84

   Other liabilities                     EUR          6,822,463.14

    Liabililties due to related companiesEUR          4,429,916.47

    Unspecified other liabilities        EUR          2,392,546.67

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          3,197,226.08

  Staff expenses                         EUR          2,486,299.21

   Wages and salaries                    EUR          2,103,121.98

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            383,177.23

  Total depreciation                     EUR            305,125.76

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            305,125.76

  Other operating expenses               EUR          1,607,193.73

  Operating result from continuing

  operations                             EUR         -1,201,392.62

  Interest result (+/-)                  EUR           -257,109.96

   Interest and similar income           EUR             40,529.62

   Interest and similar expenses         EUR            297,639.58

    thereof paid to related companies    EUR            129,941.40

  Financial result (+/-)                 EUR           -257,109.96

  Result from ordinary operations (+/-)  EUR         -1,458,502.58

  Extraordinary income                   EUR          1,484,341.59

  Extraordinary expenses                 EUR          4,180,457.06

  Extraordinary result (+/-)             EUR         -2,696,115.47

  Other taxes / refund of taxes          EUR            -24,995.20

  Tax (+/-)                              EUR            -24,995.20

  Annual surplus / annual deficit        EUR         -4,179,613.25


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.07

UK Pound

1

Rs.99.20

Euro

1

Rs.80.53

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.