MIRA INFORM REPORT

 

 

Report Date :

30.05.2014

 

IDENTIFICATION DETAILS

 

Name :

AZTEC (EUROPE) LIMITED

 

 

Formerly Known as :

SALTIRE CONSULTANTS LIMITED

 

 

Registered Office :

Q9 Flemington Road, Queensway Industrial Estate, Glenrothes, Ky7 5qf

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

30.10.1998

 

 

Com. Reg. No.:

SC190703

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

Manufacturer of other electrical equipment

 

(We tried to confirm / obtain the detailed activity but the same is not available from any sources.)

 

 

No of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

 

United Kingdom ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 

 

Company summary

 

Company Name:          AZTEC (EUROPE) LIMITED

 

Company No:               SC190703

 

Registered Address      Q9 FLEMINGTON ROAD

QUEENSWAY INDUSTRIAL

ESTATE

GLENROTHES

KY7 5QF

 

Trading Address          Q9 Flemington Road

Queensway Industrial Estate

Glenrothes

Fife

KY7 5QF

Website Address          http://www.aztec-europe.co.uk

TPS - FPS                    No

 

Incorporation Date       30/10/1998

Previous Name            SALTIRE CONSULTANTS LIMITED

Type                            Private limited with Share Capital

FTSE Index                  -

Date of Change            01/02/2005

Filing Date of Accounts 07/05/2014

Currency                      GBP

Share Capital              £1,000

SIC07                           27900

SIC07 Description        MANUFACTURE OF OTHER ELECTRICAL EQUIPMENT

 

 

Commentary

 

·         No exact match CCJs are recorded against the company.

There is insufficient data to indicate a change in this company's percentage of sales.

Net Worth increased by 336.6% during the latest trading period.

A 32.2% growth in Total Assets occurred during the latest trading period.

There is insufficient data to indicate a change in this company's pre-tax profit.

The company saw an increase in their Cash Balance of 72.1% during the latest trading period.

The audit report contains no adverse comments.

The company has undergone recent changes in its directorships.

The company is part of a group.

The movement in accumulated earnings would indicate that the company made a profit after tax and other appropriations, including dividends.

The company was established over 15 years ago.

 


 

CCJ

 

Total Number of Exact CCJs -              0

Total Number of Possible CCJs -          0

Total Number of Satisfied CCJs -         0

Total Current Directors                        2

Total Current Secretaries                    1

Total Previous Directors / Company

Secretaries                                          4

 

 

Current Directors                                                            

 

Name                           Cyril Svozil

Date of Birth                20/07/1954

Officers Title               Mr

Nationality                   Czech

Present Appointments 2

Function                      Director

Appointment Date        26/11/1998

Address                        Kalvadova 474, Jesenik, 79001

 

 

Name                           George James Graham

Date of Birth                01/09/1966

Officers Title                Mr

Nationality                   British

Present Appointments 2

Function                      Director

Appointment Date        01/01/2011

Address                        Q9 Flemington Road, Queensway Industrial Estate, Glenrothes, Fife, KY7 5QF

 

 

Current Company Secretary

 

Name                           Alexander Thomas Neilson

Date of Birth                06/06/1956

Officers Title                Mr

Nationality                   British

Present Appointments 13

Function                      Company Secretary

Appointment Date        28/01/2005

Address                        4 Dronachy Road, Kirkcaldy, Fife, KY2 5QL


Top 20 Shareholders

 

Name                                       Currency   Share Count           Share Type                  Nominal Value

FENIX HOLDING AS                  GBP                 550                   ORDINARY                               1

FLEXEL INTERNATIONAL LTD GBP                    450                   ORDINARY                              1

 

Name                                       % of Total Share Count

FENIX HOLDING AS                  55

FLEXEL INTERNATIONAL LTD 45

 

 

Profit & loss

 

Date Of Accounts

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

Weeks

52

(%)

52

(%)

52

(%)

52

(%)

31

Currency

GBP

(%)

GBP

(%)

GBP

(%)

GBP

(%)

GBP

Consolidated A/cs

N

(%)

N

(%)

N

(%)

N

(%)

N

Operating Profit

-

-

-

-

-

-

-

-

-

Depreciation

£2,981

8.3%

£2,752

2.6%

£2,683

5.5%

£2,544

80.8%

£1,407

 

 

Balance Sheets

 

Date Of Accounts

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

Tangible Assets

£36,451

7%

34,067

-5.9%

36,214

-6.9%

£38,897

2.1%

£38,091

Intangible Assets

£233,324

-10.1%

259,393

999.9%

623

-5.7%

£1,448

-33.1%

£2,163

Total fixed assets

£269,775

-8.1%

293,460

696.6%

36837

-8.7%

£40,345

0.2%

£40,254

Stocks

£95,575

50.2%

63,613

-34.1%

96499

28.9%

£74,865

-28.9%

£105,318

Trade Debtors

£177,390

99.9%

£88,750

-5.9%

£94,361

-15.4%

£111,558

23.8%

£90,088

Cash

£201,543

72.1%

£117,131

626.6%

£16,120

16.2%

£13,872

999.9%

£311

Other Debtors

0

-

0

-

0

-

0

-

0

Miscellaneous Current Assets

0

-

0

-

0

-

0

-

0

Total Current Assets

£474,508

76.1%

£269,494

30.2%

£206,980

3.3%

£200,295

2.3%

£195,717

Trade Creditors

£130,801

-39.9%

£217,730

352.7%

£48,101

-25%

£64,118

-33.5%

£96,445

Bank Loans & Overdrafts

0

-

0

-

0

-

0

-

0

Other Short Term Finance

0

-

0

-

0

-

0

-

0

Miscellaneous Current Liabilities

0

-

0

-

0

-

0

-

0

Total Current Liabilities

£130,801

-39.9%

£217,730

352.7%

£48,101

-25%

£64,118

-33.5%

£96,445

Bank Loans & Overdrafts and LTL

£5,413

-

0

-

0

-

0

-

0

Other Long Term Finance

0

-

0

-

0

-

0

-

0

Total Long Term Liabilities

£5,413

-

0

-

0

-

0

-

0

 

 

Capital & Reserves

 

Date Of Accounts

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

Called Up Share Capital

£1,000

80.2%

£556

400%

£111

-

£111

-

£111

P & L Account, Reserve

£337,969

68.9%

£200,124

14%

£175,616

12.3%

£156,422

31%

£119,426

Revaluation Reserve

-

-

---

-

-

-

-

-

-

Sundry Reserves

£269,100

86.2%

£144,545

623.1%

£19,989

-

£19,989

-

£19,989

Shareholder Funds

£608,069

76.1%

£345,224

76.4%

£195,716

10.9%

£176,522

26.5%

£139,526

 

 

Other financials items

 

Date Of Accounts

31/12/13

(%)

31/12/12

(%)

31/12/11

(%)

31/12/10

(%)

31/12/09

Net Worth

£374,745

336.6%

£85,831

-56%

£195,093

11.4%

£175,074

27.5%

£137,363

Working Capital

£343,707

564%

£51,764

-67.4%

£158,879

16.7%

£136,177

37.2%

£99,272

Total Assets

£744,283

32.2%

£562,954

130.9%

£243,817

1.3%

£240,640

2%

£235,971

Total Liabilities

£136,214

-37.4%

£217,730

352.7%

£48,101

-25%

£64,118

-33.5%

£96,445

Net Assets

£608,069

76.1%

£345,224

76.4%

£195,716

10.9%

£176,522

26.5%

£139,526

 

 

Miscellaneous

 

Date Of Accounts                     31/12/13   (%)    31/12/12   (%)    31/12/11     (%)    31/12/10 (%)      31/12/09

Contingent Liability                     NO          -       NO            -      NO            -                  NO  -                NO

Capital Employed                       £613,482 77.7% £345,224 76.4% £195,716 10.9% £176,522 26.5% £139,526

 

Auditors

MAZARS LLP

 

 

 

Auditor Comments

The audit report contains no adverse comments

 

 

 

 

 


Ratios

 

Date Of Accounts

31/12/13

31/12/12

31/12/11 31/12/10

31/12/09

Pre-tax profit margin %

-

-

--

-

Current ratio

3.63

1.24

4.30 3.12

2.03

Gearing %

0.90

0

00

0

Equity in %

119

113.70

80.50 73.80

59.70

Liquidity/Acid Test

2.89

0.94

2.29 1.95

0.93

Current Debt Ratio

0.21

0.63

0.24 0.36

0.69

Total Debt Ratio

0.22

0.63

0.24 0.36

0.69

 

 

Status History

 

No Status History found

 

 

Event history

 

Date

Description

14/05/2014

New Accounts Filed

06/01/2014

Mr T.G. Graham has left the board

02/11/2013

Annual Returns

30/04/2013

New Accounts Filed

03/11/2012

Annual Returns

04/05/2012

New Accounts Filed

07/11/2011

Annual Returns

05/05/2011

New Accounts Filed

07/02/2011

New Board Member Mr G.J. Graham appointed

 

30/10/2010

Annual Returns

21/05/2010

New Accounts Filed

21/12/2009

Annual Returns

09/11/2009

Annual Returns

06/11/2009

Change in Reg .Office

06/11/2009

Change of Company Postcode

 

 

Previous Company Names

 

Date                     Previous Name

01/02/2005           SALTIRE CONSULTANTS LIMITED

04/12/1998           SALTIRE NUMBER EIGHTY FOUR LIMITED

 

 

Statistics

 

Group

6 companies

Linkages

0 companies

Countries

In 0 countries

 

 

Summary

 

Ownership Status

Intermediately Owned

Ultimate Holding Company

FENIX HOLDING AS

 

 

Group structure     

                                   

Company Name

Registered Number

Latest Key Financials

Consol. Accounts

FENIX HOLDING AS

N/A

-

-

AZTEC (EUROPE) LIMITED

SC190703

31.12.2013

N

ULTRATHERM LIMITED

SC152569

31.12.2012

N

FENIX GROUP AS

N/A

-

-

FLEXEL INTERNATIONAL...

SC145068

31.12.2013

N

FENIX TRADING SRO

N/A

_

_

 

 

Exact CCJ Details

 

No CCJs found

 

Possible CCJs Details

 

There are no possible CCJ details

 

Writ Details

 

No writs found

 

 

Mortgages details

 

Mortgage Type:

Standard Security

 

Date Charge Created:

29/07/05

 

Date Charge Registered:

15/08/05

 

Status:

OUTSTANDING

 

Person(s) Entitled:

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

 

Amount Secured:

ALL SUMS DUE OR TO BECOME DUE

 

Details:

TENANTS INTEREST IN A LEASE UNDER TITLENUMBER FFE27119

 

Mortgage Type:

FLOATING CHARGE

 

Date Charge Created:

19/01/05

 

Date Charge Registered:

22/01/05

 

Status:

OUTSTANDING

 

Person(s) Entitled:

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

 

Amount Secured:

ALL SUMS DUE OR TO BECOME DUE

 

Details:

UNDERTAKING AND ALL PROPERTY AND ASSETSPRESENT AND FUTURE OF THE COMPANY INCLUDING UNCALLED CAPITAL

 

 

 

 

Trade Debtors / Bad Debt Detail

 

Total Number of Documented                          Trade Total Value of Documented Trade

 

Trade Debtors                1                                                                      £1,038

 

Company Name                                   Amount                                                Statement Date

V Y S A L Limited                                  £1,038                                                  23/02/2012

 

 

Previous Director/Company Secretaries

 

Name                                       Current Directorships                           Previous Directorships

Thomas Gilmour Graham                        8                                                          1

LYCIDAS SECRETARIES LIMITED         225                                                      173

Thomas Duncan Young                          3                                                          46

T D YOUNG & CO                                 4                                                          30

 

Average Invoice Value                                    £198.58

Invoices available                                                       2

Paid                                                                              2

Outstanding                                                                   0

 

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

 

Within Terms               0-30 Days         31-60 Days        61-90 Days        91+ Days

Paid                             1                                  0                     1                                  0                      0

Outstanding                 0                                  0                     0                                  0                      0

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.84

UK Pound

1

Rs.98.41

Euro

1

Rs.80.03

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.