MIRA INFORM REPORT

 

 

Report Date :

31.05.2014

 

IDENTIFICATION DETAILS

 

Name :

WUMAG TEXROLL GMBH & CO. KG

 

 

Registered Office :

Düsseldorfer Str. 100 D 47809 Krefeld Post Box: 93 19, D 47750 Krefeld

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Year of Establishment :

1948

 

 

Com. Reg. No.:

HRA 3710

 

 

Legal Form :

Ltd partnership with priv. ltd. company as general partner

 

 

Line of Business :

Manufacture of machinery for textile, apparel and leather production

 

 

No of Employees :

85

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 


COMPANY NAME and address

 

WUMAG Texroll GmbH & Co. KG

 

Company Status:      active

Düsseldorfer Str. 100

D 47809 Krefeld

Post Box: 93 19, D 47750 Krefeld

Telephone:02151/526-300

Telefax:  02151/526-369

Homepage: www.wumag-texroll.de

E-mail:   texroll@wumag-texroll.de

 

VAT no.:             DE179873046

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

LEGAL FORM                           Ltd partnership with priv. ltd. company as general partner

Date of foundation:                     1948

Registered on:                           03.05.1996

Register of companies:               Local court 47798 Krefeld

under:                                                   HRA 3710

Total cap. contribution:               EUR            400,000.00

 

 

Limited partner

 

                      FULLMASCH GmbH

                      Düsseldorfer Str. 100

                      D 47809 Krefeld

                      Legal form: Private limited company

                      Share capital:     EUR            250,000.00

                      Share:             EUR            300,000.00

                      Registered on: 21.08.2012

                      Reg. data: 47798 Krefeld, HRB 14017

 

Limited partner:

                      WT Beteiligungs-GmbH

                      Düsseldorfer Str. 100

                      D 47809 Krefeld

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR            100,000.00

                      Registered on: 04.02.2011

                      Reg. data: 47798 Krefeld, HRB 13333

 

 

General partner

 

                      WUMAG TEXROLL Verwaltungs GmbH

                      Düsseldorfer Str. 100

                      D 47809 Krefeld

                      Post Box:

                      93 19, D 47750 Krefeld

                      Legal form: Private limited company

                      Share capital:     EUR             25,600.00

                      Registered on: 19.04.1996

                      Reg. data: 47798 Krefeld, HRB 5868

 

 

Shareholder

 

                      FULLMASCH GmbH

                      Düsseldorfer Str. 100

                      D 47809 Krefeld

                      Legal form: Private limited company

                      Share capital:     EUR            250,000.00

                      Share:             EUR             25,600.00

                      Registered on: 21.08.2012

                      Reg. data: 47798 Krefeld, HRB 14017

 

 

Manager

 

                      Siyou Yan

                      D 47798 Krefeld

                      having sole power of representation

                      born: 22.09.1978

                      Nationality: Chinese

 

 

Proxy

 

                      Rüdiger Müller

                      Drieschweg 13

                      D 47804 Krefeld

                      authorized to jointly represent the company

                      born: 02.01.1968

                      Profession: Businessman

 Proxy:

                      Rüdiger Müller

                      Drieschweg 13

                      D 47804 Krefeld

                      authorized to jointly represent the company

                      born: 02.01.1968

                      Profession: Businessman

 Proxy:

                      Wolfgang Römer

                      D 52080 Aachen

                      authorized to jointly represent the company

                      born: 16.09.1968

 Proxy:

                      Jue Xu

                      D 47809 Krefeld

                      authorized to jointly represent the company

                      born: 09.06.1973

 

 

 COMPANY HISTORY

 

 1948 - 10.10.1990                     WUMAG GmbH

                                                D 47809 Krefeld

                                                Ltd partnership with priv. ltd. company

                                                as general partner

 10.10.1990 - 03.05.1996            WUMAG Löbau GmbH

                                                D 47809 Krefeld

                                                Ltd partnership with priv. ltd. company

                                                as general partner

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 28940   Manufacture of machinery for textile, apparel and leather

 production

 

 28950   Manufacture of machinery for paper and paperboard

 production

 

 28960   Manufacture of machinery for processing plastics and

 rubber

 

Payment experience:  within agreed terms

 

Negative information: We have no negative information at hand.

 

The maximum credit is our recommendation for the maximum credit limit for the inquired company.

 

Balance sheet year:  2011

 

 

REAL ESTATE

 

Type of ownership:         Tenant

Address                        Düsseldorfer Str. 100

                                    D 47809 Krefeld

 

 Real Estate of:              WUMAG TEXROLL Verwaltungs GmbH

 Type of ownership:        Tenant

 Address                       Düsseldorfer Str. 100

                                    D 47809 Krefeld

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 SPARKASSE KREFELD, 47719 KREFELD

 Sort. code: 32050000

 BIC: SPKRDE33XXX

 

 Further bank

 COMMERZBANK, 47705 KREFELD

 Sort. code: 32040024

 BIC: COBADEFF320

 

 


FINANCIAL FIGURES

 

 Equipment:                              EUR            207,587.00

 Ac/ts receivable:                       EUR          1,908,983.00

 Liabilities:                            EUR          3,761,910.00

 Employees:                                                     85

 - thereof permanent staff:                                     80

 - Trainees:                                                     5

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                        23.57

 Liquidity ratio:                           0.61

 Return on total capital [%]:       6.55

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                         -5.93

 Liquidity ratio:                           0.60

 Return on total capital [%]:      -3.38

 

Balance sheet ratios 01.01.2009 - 31.12.2009

Equity ratio [%]:                         -14.70

Liquidity ratio:                            0.48

Return on total capital [%]:         -81.03

 

Balance sheet ratios 01.01.2008 - 31.12.2008

Equity ratio [%]:                         34.18

Liquidity ratio:                            1.22

Return on total capital [%]:         -11.70

 

Equity ratio

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 

Type of balance sheet:               Company balance sheet

 

Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          5,788,434.49

  Fixed assets                           EUR          1,729,179.80

   Intangible assets                     EUR              5,171.00

   Tangible assets                       EUR          1,724,008.80

    Land / similar rights                EUR          1,213,398.80

    Plant / machinery                    EUR            303,023.00

    Other tangible assets / fixtures and

    fittings                             EUR            207,587.00

  Current assets                         EUR          4,055,557.71

   Stocks                                EUR          2,145,450.88

   Accounts receivable                   EUR          1,908,983.27

   Liquid means                          EUR              1,123.56

  Remaining other assets                 EUR              3,696.98

   Accruals (assets)                     EUR              3,696.98

 

 LIABILITIES                             EUR          5,788,434.49

  Shareholders' equity                   EUR            744,413.92

   Capital                               EUR            744,413.92

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR            744,413.92

     Limited partner's  capital, fixed

     capital, capital account I          EUR            400,000.00

     Variable capital / variable accountsEUR          1,160,000.00

     - Loss brought forward account      EUR            815,586.08

  Items between shareholders' equity and

  debt capital                           EUR             56,100.00

   Mezzanine financing                   EUR             56,100.00

    Contributions of silent partners     EUR             56,100.00

  Provisions                             EUR          1,226,011.00

  Liabilities                            EUR          3,761,909.57

   thereof total due to shareholders     EUR            621,657.30

  Guarantees and other commitments       EUR          2,369,812.36

   Guarantees / warranties               EUR          1,458,543.00

    Warranties                           EUR          1,458,543.00

   Sureties / lendings of

   creditworthiness                      EUR            911,269.36

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          7,631,394.30

  Staff expenses                         EUR          4,764,648.78

   Wages and salaries                    EUR          4,022,539.35

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            742,109.43

  Total depreciation                     EUR            219,360.05

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            219,360.05

  Other operating expenses               EUR          2,070,744.62

  Operating result from continuing

  operations                             EUR            576,640.85

  Interest result (+/-)                  EUR           -170,604.18

   Interest and similar expenses         EUR            170,604.18

  Financial result (+/-)                 EUR           -170,604.18

  Result from ordinary operations (+/-)  EUR            406,036.67

  Extraordinary expenses                 EUR             27,969.00

  Extraordinary result (+/-)             EUR            -27,969.00

  Other extraordinary income             EUR             -3,900.00

   thereof compensation payments to

   minorities                            EUR              3,900.00

  Other taxes / refund of taxes          EUR            -23,265.08

  Tax (+/-)                              EUR            -23,265.08

  Annual surplus / annual deficit        EUR            350,902.59

 

 Type of balance sheet:               Company balance sheet

 

 Financial year:      01.01.2010 - 31.12.2010

 

 ASSETS                                  EUR          4,193,427.24

  Fixed assets                           EUR            524,748.26

   Intangible assets                     EUR              7,875.00

    Other / unspecified intangible assetsEUR              7,875.00

   Tangible assets                       EUR            516,873.26

    Land / similar rights                EUR              3,841.00

    Plant / machinery                    EUR            348,441.00

    Other tangible assets / fixtures and

    fittings                             EUR            164,591.26

  Current assets                         EUR          2,938,353.00

   Stocks                                EUR          1,384,462.18

   Accounts receivable                   EUR          1,473,797.18

    Other debtors and assets             EUR          1,473,797.18

   Liquid means                          EUR             80,093.64

  Remaining other assets                 EUR            730,325.98

   Accruals (assets)                     EUR             11,120.52

   Deficit not covered by shareholders'

   equity                                EUR            719,205.46

 

 LIABILITIES                             EUR          4,193,427.24

  Items between shareholders' equity and

  debt capital                           EUR             78,000.00

   Mezzanine financing                   EUR             78,000.00

    Contributions of silent partners     EUR             78,000.00

  Provisions                             EUR          1,078,683.00

  Liabilities                            EUR          3,036,744.24

   Other liabilities                     EUR          3,036,744.24

    Unspecified other liabilities        EUR          3,036,744.24

 

PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          6,004,754.96

  Staff expenses                         EUR          3,919,332.62

   Wages and salaries                    EUR          3,320,670.75

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            598,661.87

  Total depreciation                     EUR            204,877.76

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            204,877.76

  Other operating expenses               EUR          1,796,209.60

  Operating result from continuing

  operations                             EUR             84,334.98

  Interest result (+/-)                  EUR           -194,284.68

   Interest and similar expenses         EUR            194,284.68

  Financial result (+/-)                 EUR           -194,284.68

  Result from ordinary operations (+/-)  EUR           -109,949.70

  Extraordinary income                   EUR            504,455.57

  Extraordinary result (+/-)             EUR            504,455.57

  Expenses for transfer of profits to a

  parent company                         EUR              3,750.00

  Other taxes / refund of taxes          EUR             -7,490.17

  Tax (+/-)                              EUR             -7,490.17

  Annual surplus / annual deficit        EUR            383,265.70


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.03

UK Pound

1

Rs.98.91

Euro

1

Rs.80.33

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

SHG

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.