MIRA INFORM REPORT
|
Report Date : |
03.11.2014 |
IDENTIFICATION DETAILS
|
Name : |
TICHEBOX S.R.L. |
|
|
|
|
Registered Office : |
Via Dell'elettricista, 2/3 Cadriano 40138 – Bologna
(BO) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
27.07.1993 |
|
|
|
|
Legal Form : |
Sole-Member Limited Liability Company |
|
|
|
|
Line of Business : |
· Manufacture of luggage, handbags and similars, leathergoods and sadd lery · Retail sale of other household products in specialised stores · Retail sale of sports equipment, bicycles and leisure equipment · Retail sale of ladies and menswear · Retail sale of leatherwear and luggage |
|
|
|
|
No. of Employees : |
From 16 to 25 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 1, 2014
|
Country Name |
Previous Rating (31.03.2014) |
Current Rating (01.06.2014) |
|
Italy |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY - ECONOMIC OVERVIEW
Italy
has a diversified industrial economy, which is divided into a developed
industrial north, dominated by private companies, and a less-developed, highly subsidized,
agricultural south, where unemployment is higher. The Italian economy is driven
in large part by the manufacture of high-quality consumer goods produced by
small and medium-sized enterprises, many of them family-owned. Italy also has a
sizable underground economy, which by some estimates accounts for as much as
17% of GDP. These activities are most common within the agriculture,
construction, and service sectors. Italy is the third-largest economy in the
euro-zone, but its exceptionally high public debt and structural impediments to
growth have rendered it vulnerable to scrutiny by financial markets. Public
debt has increased steadily since 2007, topping 133% of GDP in 2013, but
investor concerns about Italy and the broader euro-zone crisis eased in 2013,
bringing down Italy's borrowing costs on sovereign government debt from
euro-era. The government still faces pressure from investors and European
partners to sustain its efforts to address Italy's long-standing structural
impediments to growth, such as labor Market inefficiencies and
widespread tax evasion. In 2013 economic growth and labor market conditions
deteriorated, with growth at -1.8% and unemployment rising to 12.4%, with youth
unemployment around 40%. Italy's GDP is now 8% below its 2007 pre-crisis level.
|
Source
: CIA |
Company
Name and address
TICHEBOX S.R.L.
Via Dell'elettricista, 2/3 CADRIANO
40138 - Bologna (BO) -IT-
Summary
|
Fiscal Code |
: |
02253840165 |
|
Legal Form |
: |
Sole-Member Limited Liability Company |
|
start of Activities |
: |
28/08/1997 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
6.500.000/7.750.000 |
|
Number of Employees |
: |
from 16 to 25 |
Activity
Manufacture of luggage, handbags and
similars, leathergoods and sadd lery
Retail sale of other household products in
specialised stores
Retail sale of sports equipment, bicycles
and leisure equipment
Retail sale of ladies and menswear
Retail sale of leatherwear and luggage
Legal
Data
Legal Form : Sole-Member Limited Liability Company
|
Fiscal Code : 02253840165 |
|
Foreign Trade Reg. no. : BO054040 since
24/12/2008 |
|
Chamber of Commerce no. : 208058 of
Alessandria |
|
Chamber of Commerce no. : 274947 of
Bergamo since 14/09/1993 |
|
Chamber of Commerce no. : 422447 of Bologna
since 15/01/2002 |
|
Chamber of Commerce no. : 422125 of
Brescia |
|
Chamber of Commerce no. : 1053320 of Roma |
|
V.A.T. Code : 02253840165 |
|
Tribunal Co. Register : 46145 of since
03/09/1993 |
|
Foundation date |
: 27/07/1993 |
|
|
Establishment date |
: 27/07/1993 |
|
|
Start of Activities |
: 28/08/1997 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 60.000 |
|
|
Subscribed Capital |
: 60.000 |
|
|
Paid up Capital |
: 60.000 |
Members
|
|
Trento |
Paolo |
|
|
Born in Bologna |
(BO) |
on 08/09/1946 |
- Fiscal Code : TRNPLA46P08A944L |
|
|
Residence: |
Ca' Venturoli |
, 1711 |
- 40024 |
Castel San Pietro Terme |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
22/07/2010 |
||
|
Sole partner |
31/12/2013 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Camosci |
Pietro |
|
|
Born in Bologna |
(BO) |
on 25/06/1947 |
- Fiscal Code : CMSPTR47H25A944B |
|
|
Residence: |
Santo Stefano |
, 97 INTER |
- 40125 |
Bologna |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole Director |
06/06/2014 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
Companies
connected to members *
*checkings have been performed on a national
scale.
In this module are listed the companies in
which members hold or have holded positions.
|
|
Trento |
Paolo |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Progetti S.p.A. |
Granarolo dell'Emilia (BO) - IT - |
02499800379 |
Chairman |
Withdrawn |
Merged |
|
Sigi - S.p.a. |
Quattro Castella (RE) - IT - |
01273280352 |
Sole Director |
Withdrawn |
Ceased |
|
Mandarina Duck S.p.a. |
Granarolo dell'Emilia (BO) - IT - |
00153020029 |
Chairman |
Withdrawn |
Registered |
|
Mandarina Duck S.p.a. |
Granarolo dell'Emilia (BO) - IT - |
00153020029 |
Director |
Withdrawn |
Registered |
|
Mandarina Duck S.p.a. |
Granarolo dell'Emilia (BO) - IT - |
00153020029 |
Board Chairman |
Withdrawn |
Registered |
|
Finduck - Societa' A Responsabilita'
Limitata |
Granarolo dell'Emilia (BO) - IT - |
02453230373 |
Director |
Withdrawn |
Ceased |
|
Finduck - Societa' A Responsabilita'
Limitata |
Granarolo dell'Emilia (BO) - IT - |
02453230373 |
Board Chairman |
Withdrawn |
Ceased |
|
Matsa Group S.r.l. |
Bologna (BO) - IT - |
02247530278 |
Chairman |
Withdrawn |
Registered |
|
Matsa Group S.r.l. |
Bologna (BO) - IT - |
02247530278 |
Director |
Withdrawn |
Registered |
|
Matsa Group S.r.l. |
Bologna (BO) - IT - |
02247530278 |
Attorney with
special power |
Withdrawn |
Registered |
|
Matsa Group S.r.l. |
Bologna (BO) - IT - |
02247530278 |
Board Chairman |
Withdrawn |
Registered |
|
Icq Holding S.p.a. |
Roma (RM) - IT - |
06830980634 |
Director |
Active |
Registered |
|
Poggio Alle Ginestre S.r.l. |
Bologna (BO) - IT - |
03101080962 |
Sole Director |
Withdrawn |
Ceased |
|
C.g. Bolgheri S.r.l. |
Bologna (BO) - IT - |
02721731202 |
Sole Director |
Withdrawn |
Registered |
|
C.g. Bolgheri S.r.l. |
Bologna (BO) - IT - |
02721731202 |
Sole partner |
Withdrawn |
Registered |
|
Matsa Group S.r.l. |
Bologna (BO) - IT - |
02851161204 |
Sole Director |
Active |
Registered |
|
Matsa Group S.r.l. |
Bologna (BO) - IT - |
02851161204 |
Sole partner |
Active |
Registered |
|
Bonanza Di Mannato Pietro E C. |
Granarolo dell'Emilia (BO) - IT - |
00308820372 |
Partner |
Withdrawn |
Ceased |
|
Mantreca S.r.l. |
Bologna (BO) - IT - |
00694760372 |
Sole Director |
Withdrawn |
Ceased |
|
Rubini Gaetano E C. - S.n.c. |
Bologna (BO) - IT - |
02205730373 |
Partner |
Withdrawn |
Ceased |
|
Villa Bentivoglio Pepoli S.a.s. Di Trento
Paolo E C. |
Bologna (BO) - IT - |
04010110379 |
General Partner |
Withdrawn |
Ceased |
|
Ambienta I Rinnovabili Srl |
Milano (MI) - IT - |
06320020966 |
Director |
Active |
Registered |
|
|
Camosci |
Pietro |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Ferexpert - S.p.a. |
Bologna (BO) - IT - |
03098550373 |
Chairman of the Board
of Aud. |
Active |
Registered |
|
Mandarina Duck S.p.a. |
Granarolo dell'Emilia (BO) - IT - |
00153020029 |
Chairman of the
Board of Aud. |
Withdrawn |
Registered |
|
Mandarina Duck S.p.a. |
Granarolo dell'Emilia (BO) - IT - |
00153020029 |
Temporary Auditor |
Withdrawn |
Registered |
|
Oleobi S.r.l. |
Granarolo dell'Emilia (BO) - IT - |
03053760371 |
Temporary
Auditor |
Active |
Registered |
|
Tag - General Air Transport S.p.a. |
Calderara di Reno (BO) - IT - |
03423120371 |
Permanent
Auditor |
Withdrawn |
Registered |
|
Studio C - Societa' Fra Professionisti -Di
Camosci Pietro eamp; C. S.A.S. |
Bologna (BO) - IT - |
04089680377 |
General Partner |
Withdrawn |
Ceased |
|
Metalcastello S.p.a. |
Castel di Casio (BO) - IT - |
11842770155 |
Temporary
Auditor |
Withdrawn |
Merged |
|
Fucsia S.p.a. |
Bologna (BO) - IT - |
02011770373 |
Temporary
Auditor |
Active |
Registered |
|
Matsa Group S.r.l. |
Bologna (BO) - IT - |
02247530278 |
Permanent
Auditor |
Withdrawn |
Registered |
|
Pg S.r.l. (in Liquidazione) |
Bitonto (BA) - IT - |
01437100397 |
Chairman of the
Board of Aud. |
Withdrawn |
Bankrupt |
|
Cieffe S.r.l. |
Bitonto (BA) - IT - |
01437080391 |
Permanent
Auditor |
Withdrawn |
Ceased |
|
Metalcastello S.p.a. |
Castel di Casio (BO) - IT - |
13122690152 |
Temporary
Auditor |
Withdrawn |
Merged |
|
C.g. Bolgheri S.r.l. |
Bologna (BO) - IT - |
02721731202 |
Sole Director |
Active |
Registered |
|
B-bags S.r.l. |
Bologna (BO) - IT - |
03930550276 |
Director |
Active |
Registered |
|
Euro Pneus S.p.a. |
Bologna (BO) - IT - |
02287131201 |
Chairman of the
Board of Aud. |
Withdrawn |
Registered |
|
Brand E Brain S.r.l. |
Bologna (BO) - IT - |
03347811204 |
Sole Director |
Active |
Registered |
|
Rb1 S.r.l. |
Bologna (BO) - IT - |
03379791209 |
Sole Director |
Active |
Registered |
|
Rb2 S.r.l. |
Bologna (BO) - IT - |
03379781200 |
Sole Director |
Active |
Registered |
The indication "REGISTERED" as
Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise
to request further investigations.
Capital
Shareholders
Shareholders' list as at date of data
collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Trento Paolo |
Castel San Pietro Terme - IT - |
TRNPLA46P08A944L |
100,00 |
Direct
Participations
The Company under review has participations
in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
Ambienta I Rinnovabili Srl |
Milano - IT - |
06320020966 |
1.568 .Eur |
8,65 |
Active |
||
|
B-bags S.r.l. |
Bologna - IT - |
03930550276 |
85.000 .Eur |
85,00 |
Active |
Firm's
location and structure
In order to carry out its activities the firm
uses the following locations:
|
- |
Legal and
operative seat |
since 27/07/1993 |
|
Dell'elettricista |
, 2/3 |
- 40100 |
- Bologna |
(BO) |
- IT - |
|
PHONE |
: 035234760 |
|
- |
Branch |
(Store) |
since 01/03/2008 |
|
Blocco Cd1 Interporto |
, CD1 |
- 40010 |
- Bentivoglio |
(BO) |
- IT - |
|
Trading Style: Mandarina Duck |
|
- |
Branch |
(Sales office) |
since 06/02/2009 |
until 25/06/2009 |
|
Dell'industria |
, 31/A |
- 40100 |
- Bologna |
(BO) |
- IT - |
|
- |
Branch |
(Store) |
since 15/09/2011 |
|
Dell'elettricista |
, 4 |
- 40100 |
- Bologna |
(BO) |
- IT - |
|
Employees |
: 16 |
|
Fittings and Equipment for a value of
82.000 |
Eur |
|
Stocks for a value of 650.000 |
Eur |
Historical Information and/or Firm's Status
EX-MEMBERS /
EX-POSITIONS:
|
|
Mandarina Duck
S.p.a. |
|
- Fiscal Code : 00153020029 |
|
|
Residence: |
Minghetti |
, 13 |
- 40057 |
Granarolo dell'Emilia |
(BO) |
- IT - |
|
Ex-Postions |
|
Sole partner |
|
|
Camosci |
Pietro |
|
|
Born in Bologna |
(BO) |
on 25/06/1947 |
- Fiscal Code : CMSPTR47H25A944B |
|
|
Residence: |
Santo Stefano |
, 97 INTER |
- 40125 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Chairman of the Board of Aud. |
|
|
Matsa Group
S.r.l. |
|
- Fiscal Code : 02247530278 |
|
|
Residence: |
Dell'elettricista |
, 2/3 |
- 40138 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Sole partner |
|
|
Matsa Group
S.r.l. |
|
- Fiscal Code : 02851161204 |
|
|
Residence: |
Dell'elettricista |
, 2/3 |
- 40138 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Sole partner |
|
|
Crispolti |
Cristiana |
|
|
Born in Bologna |
(BO) |
on 26/10/1978 |
- Fiscal Code : CRSCST78R66A944Z |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Cattabriga |
Carlo |
|
|
Born in Castel Maggiore |
(BO) |
on 19/07/1962 |
- Fiscal Code : CTTCRL62L19C204O |
|
|
Residence: |
Portazza |
, 10 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Frabboni |
Ercole |
|
|
Born in Bologna |
(BO) |
on 27/05/1946 |
- Fiscal Code : FRBRCL46E27A944K |
|
|
Residence: |
Del Leone |
, 3 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Cantini |
Roberta |
|
|
Born in Firenze |
(FI) |
on 09/06/1947 |
- Fiscal Code : CNTRRT47H49D612C |
|
|
Residence: |
Dell'osservanza |
, 34 |
- 40136 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Sole Director |
|
|
Grandi |
Luca |
|
|
Born in Bologna |
(BO) |
on 10/10/1964 |
- Fiscal Code : GRNLCU64R10A944V |
|
|
Residence: |
Mezzofanti |
, 45 |
- 40100 |
Bologna |
(BO) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Bucci |
Nicola Emilio |
|
|
Born in Dalmine |
(BG) |
on 09/02/1942 |
- Fiscal Code : BCCNCL42B09D245P |
|
|
Residence: |
Resia |
, 8 |
- 24100 |
Bergamo |
(BG) |
- IT - |
|
Ex-Postions |
|
Sole Director |
CEASINGS/INCORPORATIONS/MERGES:
|
|
Project of
merging by taking over of |
|
|
|
|
Dell'elettricista |
, 2/3 |
, 40138 |
, Bologna |
(BO) |
- IT - |
|
|
Fiscal Code: 02851161204 |
|
|
Date |
Merging/splitting-up project: |
21/10/2013 |
|
|
The firm
absorbed by merging of |
|
|
|
|
Date |
: |
16/12/2013 |
Protests
Protests checking on the subject firm has
given a negative result.
Data
Base Prejudicial Events Search
Search performed on a National Scale
|
|
Prejudicial Events
Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal
Procedures
None reported, standing to the latest
received edition of the Official Publications.
Financial
and Economical Analysis
Subject is active since 1997
Balance sheets for the years 2011, 2012 and
2013 were analyzed.
Under the financial profile unstable results
are noted. yet with a positive result in the 2013 (r.o.e. 3%). In the last
financial year an increase in the turnover has been registered (+36,92%).
The operating result is negative.
The operating loss amounts to Eur.
-1.525.849 .
The GOM is negative and amounts to Eur.
-1.049.726.
The financial status of the company is
fairly balanced with an indebtedness level of 1,2 and falling as against the
previous year (2,02).
It's shareholders funds amount to Eur.
5.329.895 , increasing by 85,66% if compared to the year before.
During the last financial year total debts
volume reached Eur. 8.605.451 (Eur. 2.026.138 were m/l term ones) , a more or
less stable value.
The exposure towards banks is slightly high,
the recourse to suppliers' credit is limited below the sector's average.
The management determines a good range of
liquidity.
Due from customers average term is high and
equal to 222,17 days. even if compared to the average of the sector.
Eur. 636.256 is the value of cash flow
during the year 2013
During 2013 financial year labour costs
amounted to Eur. 1.111.863, with a 13,82% incidence on production costs. ,
whereas the incidence of such costs on sales revenues is equal to 17,1%.
Limited financial charges in relation to
sales volume.
Financial
Data
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
6.503.709 |
|
Profit (Loss) for the period |
160.133 |
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
4.749.812 |
|
Profit (Loss) for the period |
-9.348 |
|
|
Complete balance-sheet for the year |
al 31/05/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
14.603.563 |
|
Profit (Loss) for the period |
512.269 |
|
|
Partial result |
al 31/05/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
8.962.672 |
|
Profit (Loss) for the period |
164.629 |
|
|
Complete balance-sheet for the year |
al 31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
21.119.973 |
|
Profit (Loss) for the period |
706.966 |
Balance
Sheets
From our constant monitoring of the relevant
Public Administration offices, no more recent balance sheets result to have
been filed.
|
- Balance Sheet
as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as
at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet
as at 31/05/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
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|
|
RATIOS |
Value Type |
as at 31/12/2013 |
as at 31/12/2012 |
as at 31/05/2011 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,39 |
0,04 |
0,05 |
0,18 |
|
Elasticity Ratio |
Units |
0,48 |
0,89 |
0,95 |
0,80 |
|
Availability of stock |
Units |
0,05 |
0,06 |
0,06 |
0,20 |
|
Total Liquidity Ratio |
Units |
0,43 |
0,83 |
0,89 |
0,51 |
|
Quick Ratio |
Units |
0,01 |
0,08 |
0,06 |
0,02 |
|
COMPOSITION ON
SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
1,20 |
2,02 |
1,64 |
2,38 |
|
Self Financing Ratio |
Units |
0,38 |
0,22 |
0,35 |
0,24 |
|
Capital protection Ratio |
Units |
0,96 |
0,98 |
0,87 |
0,68 |
|
Liabilities consolidation quotient |
Units |
0,33 |
0,46 |
0,02 |
0,18 |
|
Financing |
Units |
1,61 |
3,47 |
1,82 |
2,86 |
|
Permanent Indebtedness Ratio |
Units |
0,53 |
0,47 |
0,36 |
0,38 |
|
M/L term Debts Ratio |
Units |
0,15 |
0,25 |
0,01 |
0,11 |
|
Net Financial Indebtedness Ratio |
Units |
1,24 |
2,37 |
0,72 |
1,00 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
1,38 |
12,46 |
7,19 |
1,78 |
|
Current ratio |
Units |
1,02 |
1,68 |
1,49 |
1,25 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,92 |
1,57 |
1,40 |
0,84 |
|
Structure's primary quotient |
Units |
0,98 |
5,90 |
6,99 |
1,07 |
|
Treasury's primary quotient |
Units |
0,03 |
0,16 |
0,10 |
0,03 |
|
Rate of indebtedness ( Leverage ) |
% |
264,02 |
452,76 |
285,12 |
408,81 |
|
Current Capital ( net ) |
Value |
129.887 |
4.714.562 |
3.911.580 |
312.424 |
|
RETURN |
|||||
|
Return on Sales |
% |
9,78 |
2,70 |
4,82 |
2,67 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
3,00 |
-0,33 |
11,63 |
3,20 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
-5,45 |
1,81 |
19,05 |
8,58 |
|
Return on Investment ( R.O.I. ) |
% |
-10,84 |
0,65 |
6,36 |
4,36 |
|
Return/ Sales |
% |
-23,46 |
1,78 |
5,46 |
3,63 |
|
Extra Management revenues/charges incid. |
% |
n.c. |
-11,03 |
64,19 |
23,99 |
|
Cash Flow |
Value |
636.256 |
128.220 |
704.455 |
112.609 |
|
Operating Profit |
Value |
-1.525.849 |
84.728 |
798.002 |
127.644 |
|
Gross Operating Margin |
Value |
-1.049.726 |
222.296 |
990.188 |
230.719 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
222,17 |
297,96 |
96,62 |
101,46 |
|
Debts to suppliers average term |
Days |
72,80 |
150,78 |
82,81 |
94,66 |
|
Average stock waiting period |
Days |
36,18 |
58,84 |
17,16 |
56,34 |
|
Rate of capital employed return ( Turnover
) |
Units |
0,46 |
0,37 |
1,16 |
1,34 |
|
Rate of stock return |
Units |
9,95 |
6,12 |
20,97 |
6,30 |
|
Labour cost incidence |
% |
17,10 |
10,24 |
8,87 |
12,44 |
|
Net financial revenues/ charges incidence |
% |
-1,14 |
4,99 |
0,75 |
-1,48 |
|
Labour cost on purchasing expenses |
% |
13,82 |
10,66 |
6,78 |
12,90 |
|
Short-term financing charges |
% |
0,88 |
n.c. |
n.c. |
3,49 |
|
Capital on hand |
% |
216,36 |
273,63 |
85,96 |
74,43 |
|
Sales pro employee |
Value |
382.571 |
226.181 |
365.089 |
253.464 |
|
Labour cost pro employee |
Value |
65.403 |
23.159 |
32.381 |
32.147 |
Remarks
1) Protests checking (relative to the last
five years) performed by crossing and matching the members names and the Firm's
Style with the reported addresses, is supplied by the Informatic Registry
managed by the Italian Chamber of Commerce. If the fiscal code is not
indicated, the eventual homonymous cases are submitted to expert staff
evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and retrived
from the Firm's Registry of the Italian Chamber of Commerce, are in line with
the last registered modifications.
3) Risk evaluation and Credit Opinion have
been performed on the base of the actual data at the moment of their
availability.
Market
/ Territory Data
|
Population living in the province |
: |
|
|
Population living in the region |
: |
|
|
Number of families in the region |
: |
|
Monthly family expences average in the
region (in Eur..) :
|
- per food products |
: |
|
|
- per non food products |
: |
|
|
- per energy consume |
: |
|
Sector
Data
The values are calculated on a base of 923
significant companies.
The companies cash their credits on an
average of 101 dd.
The average duration of suppliers debts is about
95 dd.
The sector's profitability is on an average
of 2,67%.
The labour cost affects the turnover in the
measure of 12,44%.
Goods are held in stock in a range of 56 dd.
The difference between the sales volume and
the resources used to realize it is about 1,34.
The employees costs represent the 12,90% of
the production costs.
Statistical
Detrimental Data
Statistically the trade activity passes
through serious crises.
The area is statistically considered lowly
risky.
In the region 18.860 protested subjects are
found; in the province they count to 3.720.
The insolvency index for the region is 0,46,
, while for the province it is 0,40.
Total Bankrupt companies in the province :
4.335.
Total Bankrupt companies in the region :
14.698.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.41 |
|
|
1 |
Rs.98.06 |
|
Euro |
1 |
Rs.77.19 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUB |
|
|
|
|
Report Prepared
by : |
NIT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.