MIRA INFORM REPORT

 

 

Report Date :

06.11.2014

 

IDENTIFICATION DETAILS

 

Name :

KORLOY, INC.

 

 

Registered Office :

1350, Nambusunhwan-ro, Geumcheon-gu, Seoul, Korea Holistar Bldg. 153-823

 

 

Country :

South Korea

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

11.06.1966

 

 

Com. Reg. No.:

214-81-08556

 

 

Legal Form :

Co., Ltd by Shares

 

 

Line of Business :

Manufacture of Saws, Saw Blades and Interchangeable Tools

 

 

No. of Employees :

545

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

South Korea

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH KOREA - ECONOMIC OVERVIEW

 

South Korea over the past four decades has demonstrated incredible growth and global integration to become a high-tech industrialized economy. In the 1960s, GDP per capita was comparable with levels in the poorer countries of Africa and Asia. In 2004, South Korea joined the trillion-dollar club of world economies, and is currently the world's 12th largest economy. Initially, a system of close government and business ties, including directed credit and import restrictions, made this success possible. The government promoted the import of raw materials and technology at the expense of consumer goods, and encouraged savings and investment over consumption. The Asian financial crisis of 1997-98 exposed longstanding weaknesses in South Korea's development model including high debt/equity ratios and massive short-term foreign borrowing. GDP plunged by 6.9% in 1998, and then recovered by 9% in 1999-2000. South Korea adopted numerous economic reforms following the crisis, including greater openness to foreign investment and imports. Growth moderated to about 4% annually between 2003 and 2007. South Korea's export focused economy was hit hard by the 2008 global economic downturn, but quickly rebounded in subsequent years, reaching 6.3% growth in 2010. The US-Korea Free Trade Agreement was ratified by both governments in 2011 and went into effect in March 2012. Throughout 2012 and 2013 the economy experienced sluggish growth because of market slowdowns in the United States, China, and the Eurozone. The administration in 2014 is likely to face the challenge of balancing heavy reliance on exports with developing domestic-oriented sectors, such as services. The South Korean economy's long term challenges include a rapidly aging population, inflexible labor market, dominance of large conglomerates (chaebols), and heavy reliance on exports, which comprise about half of GDP

 

Source : CIA


Basic Information

 

Basic

 

Company Name

KORLOY, INC.

(Korean Company Name : “한국야금()”)

Registered Address

1350, Nambusunhwan-ro, Geumcheon-gu, Seoul, Korea

Building

Holistar Bldg.

Zip Code

153-823

Tel

+82-2-521-4700

Fax

+82-2-522-3188

E-mail

kcb1965@korloy.com;export@korloy.com;eusoo@korloy.com

Website

www.korloy.com

Trading Address

Holistar Bldg., 1350, Nambusunhwan-ro, Geumcheon-gu, Seoul, Korea

(Old Address System : Holistar Bldg., 953-1, Doksanbon-dong, Geumcheon-gu, Seoul, Korea (P.O.BOX 25))

Tel

+82-2-521-4700

Fax

+82-2-522-3188

Other Address-Seoul Office

3FL., Dongin B/D., 1606-2, Seocho-dong, Seocho-gu, Seoul, Korea

Tel

+82-2-587-7367

Fax

+82-2-3486-4990

Other Address-Cheongju Factory

53-16, Songjeong-dong, Heungdeok-gu, Cheongju-si, Chungcheongbuk-do, Korea

Tel

+82-43-261-0141

Fax

+82-43-263-8731

Other Address-Jincheon Factory

767-1, Gwanghyewon-ri, Gwanghyewon-myeon, Jincheon-gun, Chungcheongbuk-do, Korea

Tel

+82-43-535-0141

Fax

+82-43-535-0144

Other Address-Daejeon Sales Office

11-4, Yongjeon-dong, Dong-gu, Daejeon, Korea

Tel

+82-42-627-2496

Fax

 

Other Address-Busan Sales Office

124-1, Gamjeon-dong, Sasang-gu, Busan, Korea

Tel

+82-51-326-2215

Fax

 

Other Address-Masan Sales Office

208-7, Sanho-dong, Masan-si, Gyeongsangnam-do, Korea

Tel

+82-55-241-1227

Fax

 

Other Address-Daegu Sales Office

31-222, Industrial Materials Bldg., 12-10, Sangyeok-dong, Buk-gu, Daegu, Korea

Tel

+82-53-604-0864

Fax

 

Other Address-Ulsan Sales Office

3rd Fl., Juok Bldg., 1484-3, Samsan-dong, Nam-gu, Ulsan, Korea

Tel

+82-52-273-6670

Fax

+82-52-275-3353

Type

Export/Import

Industry

Manufacture of Saws, Saw Blades and Interchangeable Tools

  Main Business

Inserts, Toolholders, Cutter Bodies, Endmills, Drills

  Sub Business

 

Established (mm/dd/yyyy)

06/11/1966

The Subject owns the premises of registered HQ address, Cheongju Factory and Jincheon Factory.

 

Detailed Products

 

Activity

Detailed Products (UNSPSC)

Sell

Cutting tools(23153300)

Sell

Drill bits(27112801)

Sell

Metal working machinery attachments(23172000)

Sell

Machine end mills(23172005)

Sell

Holder jaw(23153026)

Buy

Tungsten carbide(31191518)

Buy

Bolts(31161600)

Buy

Ball bearings(31171504)

 

CEO’s

 

Name

Kim Kyung-Bae

Address

Suite 202-603, Seohyeonjung-ro, Heungdeok-gu, Cheongju-si, Chungcheongbuk-do, Korea

Date of Birth

09/28/1956

Title

President & CEO

Sex

Male

Nationality

Korean

 

Profiles

 

Capital (KRW)

5,000,000,000

Employees

545

Formation

Co., Ltd by Shares

Foreign Direct Investment Corporation

Bank Details

Industrial Bank of Korea-Sales 1 Department

Shinhan Bank

Mizuho Bank

SC First Bank of Korea

Corporate Registered No.

110111-0077720

Business Registered No.

214-81-08556

Permit & Licenses

05/1996 EM

03/2003 ISO 9001

06/2004 EM

09/2004 EM

 

Int’l Trade No.: 757793

Shareholder Position

Name

Shares

%

DINE INC.(110111-1045396)

475,658

47.57

SUMITOMO HARD METAL CO., LTD.(JAPAN)

450,000

45.00

OTHERS

74,342

7.43

TOTAL

1,000,000

100.00

Company History

06/11/1966 Incorporated as KOREA YAKUM INDUSTRY CO., LTD.

07/1987 Changed company name to the present name

07/2005 Designated as an INNO-BIZ Company

12/2008 Awarded US$ 50 Million Export Top Prize

 

 

 

 

Detailed Information

 

Management

 

Job Description

Title

Name

Sex

Nationality

Inauguration Date

Co-President & CEO

Mr.

Kim Kyung-Bae

Male

Korean

03/24/2011

Co-President & CEO

Mr.

Murayama Tomomichi

Male

Japanese

03/24/2009

Director

Mr.

Kim Hak-Kyu

Male

Korean

03/31/2010

Director

Mr.

Yoon Hae-Sup

Male

Korean

03/24/1993

Director

Mr.

Usizima Nozomi

Male

Japanese

03/24/2012

Director

Mr.

Siraisi Junichi

Male

Japanese

03/21/2014

Director

Mr.

Han Jae-Keun

Male

Korean

03/24/2009

Auditor

Mr.

Park Joon-Bum

Male

Korean

03/24/2009

Auditor

Mr.

Sakai Masaki

Male

Japanese

07/05/2013

 

 

Financials

 

Year / Unit : KRW

Sales

Assets

Net Income

2013

165,796,930,038

216,129,964,337

12,530,819,900

2012

179,114,160,848

226,424,221,832

17,442,015,001

2011

172,214,223,240

226,118,240,301

31,176,010,546

2010

132,816,215,934

152,647,971,761

20,003,774,790

2009

90,667,498,212

122,203,019,621

2,115,925,703

2008

117,773,667,836

138,710,052,758

13,318,720,574

2007

95,653,772,946

118,496,602,453

7,031,347,475

2006

90,079,051,697

114,374,617,582

4,803,967,478

2005

83,925,130,193

99,941,133,351

7,290,325,321

2004

71,047,454,568

87,822,044,291

11,083,380,648

 

Financial Description

 

Authorized Capital(KRW)

5,000,000,000

Paid-Up Capital(KRW)

5,000,000,000

Total Issues Shares

1,000,000

 

Balance Sheet

Unit : Korean Won

As of 12/31/2013

As of 12/31/2012

As of 12/31/2011

Total Assets

216,129,964,337

226,424,221,832

226,118,240,301

Current Assets

121,439,990,418

127,428,093,484

128,331,171,874

-Quick Assets

41,798,899,059

34,672,501,025

35,362,320,521

-Inventories

79,641,091,359

92,755,592,459

92,968,851,353

Fixed Assets

94,689,973,919

98,996,128,348

97,787,068,427

-Investment

12,648,633,331

9,276,109,558

5,402,148,154

-Tangibles

78,665,033,096

85,702,204,558

89,115,111,960

-Intangibles

1,660,203,674

1,813,954,424

613,016,684

-Others

1,716,103,818

2,203,859,808

2,656,791,629

Total Liabilities

64,020,966,342

84,456,043,737

96,586,214,674

Current Liabilities

45,108,063,752

54,996,634,995

86,042,778,951

Fixed Liabilities

18,912,902,590

29,459,408,742

10,543,435,723

Capital Stock

5,000,000,000

5,000,000,000

5,000,000,000

Capital Surplus

7,533,134,067

7,533,134,067

7,533,134,067

Profit Surplus

139,575,863,928

129,435,044,028

116,998,891,560

Capital Adjustment

 

 

 

Total Equity

152,108,997,995

141,968,178,095

129,532,025,627

Liab. & Shareholder’s Equity

216,129,964,337

226,424,221,832

226,118,240,301

 

Current Liabilities

45,108,063,752

54,996,634,995

86,042,778,951

Trade payables

15,975,740,703

10,517,178,029

37,169,017,826

Short-Term Borrowings

19,000,000,000

26,800,000,000

29,000,000,000

Account Payables

2,348,416,103

1,738,630,354

4,185,949,455

Advance Receipts

280,097,783

627,969,405

63,519,192

Withholdings

675,004,690

2,693,892,887

2,993,589,393

Accrued Expenses

1,981,568,423

1,218,586,519

781,197,519

Accrued Income Tax

1,576,145,965

389,617,091

6,407,913,587

Derivatives

2,450,085

2,120,710

191,979

Current Portion of Long-Term Debts

3,268,640,000

11,008,640,000

5,441,400,000

Fixed Liabilities

18,912,902,590

29,459,408,742

10,543,435,723

Long-Term Borrowings

16,394,160,000

26,662,800,000

7,921,500,000

Provision for Severance & Retirement

11,373,513,603

9,337,978,738

6,871,302,238

Leasehold Deposit Received

900,000,000

900,000,000

800,000,000

Provision for Promotion

34,800,774

70,558,658

75,091,539

 

Income Statement

Unit : Korean Won

As of 12/31/2013

As of 12/31/2012

As of 12/31/2011

Sales

165,796,930,038

179,114,160,848

172,214,223,240

Cost of Sold Goods

130,073,159,645

137,869,165,687

115,062,452,640

Gross Profit

35,723,770,393

41,244,995,161

57,151,770,600

Selling & Admin. Expenses

19,193,032,619

18,322,826,555

17,327,730,299

Operating Income

16,530,737,774

22,922,168,606

39,824,040,301

Non-Operating Income

2,589,230,255

3,584,833,867

3,615,107,736

Non-Operating Expenses

3,828,171,232

5,992,665,607

4,514,968,755

Income Before Taxes

15,291,796,797

20,514,336,866

38,924,179,282

Income Taxes Expenses

2,760,976,897

3,072,321,865

7,748,168,736

Net Income

12,530,819,900

17,442,015,001

31,176,010,546

 

Cash Flows

Unit : Korean Won

As of 12/31/2013

As of 12/31/2012

As of 12/31/2011

Cash Flows from Operating

49,552,338,013

4,766,450,891

21,692,497,504

-Net Income

12,530,819,900

17,442,015,001

31,176,010,546

-Exp. without Cash Outflow

23,883,379,292

25,786,452,533

18,452,892,443

-Revenue without Cash Inflows

-247,081,532

-1,335,841,004

-798,650,772

-Changes in Asset/ & Liability

13,385,220,353

-37,126,175,639

-27,137,754,713

Cash Flows from Investing

-15,602,952,681

-23,410,508,722

-41,635,432,242

-Cash Inflow from Investing

2,232,326,752

2,712,544,168

1,466,454,410

-Cash Outflows for Investing

-17,835,279,433

-26,123,052,890

-43,101,886,652

Cash Flows from Financing

-28,031,328,000

18,165,756,700

20,493,370,000

-Cash Inflows from Financing

98,167,312,000

222,422,216,700

28,550,000,000

-Cash Outflows from Financing

-126,198,640,000

-204,256,460,000

-8,056,630,000

Increase/Decrease in Cash

5,918,057,332

-478,301,131

550,435,262

Cash at the Beginning of Year

1,981,686,650

2,459,987,781

1,909,552,519

Cash at the End of Year

7,899,743,982

1,981,686,650

2,459,987,781

 

Products, Technologies, Services Description

 

Main Products & Services

The Subject Company has the wide range of carbide grades for Turning inserts such as Uncoated Carbide, CVD Coated Carbide, PVD Coated carbide, TiAlN Coated, Cermet, Coated Cermet, PCBN and Diamond Coated Carbide. Those are combined with high technology geometry design on inserts for general External Turning, Boring, Threading, Grooving, Face-grooving and Parting off operations. Recently, the AK geometry insert is one of our fame resounding all over the world in Aluminum machining.

 

The Subject Company offers various solutions for customers' changing needs in Milling operations with deep know-how and accumulated field experiences for 34 years. To optimize customer's machining condition, The Subject Company designs and produces custom-made milling tools as well as wide range of KORLOY standard milling programs such as MILL-MAX Series, DOUBLE-MILL Series, FUTURE-MILL Series, SIDE-MILLING CUTTER Series, ECO-MAX Series, ALPHA-MILL Series, MACH-MILL Series, TURBO-MILL Series, CEN-MILL Series. The Subject Company produces and supplies Carbide Endmills for precision endmill operations with its new Q-MAX Coating technique and Ultra-fine Grain Grade in it.

 

The Subject Company has indexable insert type drilling solution as the JIP-DRILL Series. It is used at short hole drilling with high efficiency and productivity indexable insert. Also The Subject Company offers Carbide Drills for high performance drilling as it is called, Vulcan-Drill Series.

 

The Subject Company supplies KORLOY TOOLING SYSTEM for all kinds of machining centers. The Subject Company produces and supplies the HSK Tooling System for the high speed machining centers as well as general tooling systems such as BT type holders.

Detailed Products Spec.

 

Technologies Acquired

 

 

Trade Partners & Competitors

 

Suppliers

 

Customers

DINE INC.(110111-1045396)

SUMITOMO HARD METAL

SUMITOMO ELECTRIC INDUSTRIES

Competitors

INBEX DIAMOND CO., LTD.

296-2, DONGPAE 1-RI, GYOHA-EUP, PAJU-SI, GYEONGGI-DO, KOREA

TEL:+82-31-945-2153  FAX:+82-31-945-2809

 

ACCUTECH CO., LTD.

1402-3, JUAN 5-DONG, NAM-GU, INCHEON, KOREA

TEL:+82-32-816-8808  FAX:+82-32-811-0837

 

SEWON TECH CO., LTD.

396-11, CHEONGCHEON 2-DONG, BUPYEONG-GU, INCHEON, KOREA

TEL:+82-32-582-4324~6  FAX:+82-32-582-4327

 

Related Parties (Subsidiaries, Joint-Venture & Affiliates)

 

Affiliates

DINE INC. (110111-1045396)

SUMITOMO HARD METAL CO., LTD.(JAPAN)

SUMITOMO ELECTRIC INDUSTRIES CO., LTD.(JAPAN)

KORLOY DINE TOOL INC.

DINE CHINA SALES (DCS)

Overseas Office

 

Liaison Office

 

Overseas Branch

 

Joint Venture

 

Subsidiary

KORLOY AMERICA INC.

(100.0% held by the subject company)

 

KORLOY EUROPE GMBH.

(100.0% held by the subject company)

 

KORLOY INDIA TOOLING PRIVATE LTD.

(100.0% held by the subject company)

 

KORLOY FACTORY QINGDAO CO., LTD.

(100.0% held by the subject company)

 

KORLOY DO BRASIL COMERCIO DE FERRAMENTAS S.A.

(100.0% held by the subject company)

Corporate Ownership

DINE INC.(110111-1045396)

SUMITOMO ELECTRIC INDUSTRIES CO., LTD.(JAPAN)

SUMITOMO HARD METAL CO., LTD.(JAPAN)

Major Shareholders

DINE INC.(110111-1045396)

Cooperative Enterprise

-Insured Company

DONGBU INSURANCE CO., LTD.(110111-0095285)

LOTTE NON-LIFE INSURANCE CO., LTD.(110111-0014459)

 

Sales by Region (Activity & Markets)

 

The Subject exports to Japan, Canada and Germany.

 

 

Court Action

 

No.

 

 

News Clipping

 

--

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.39

UK Pound

1

Rs.98.00

Euro

1

Rs.76.99

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.