MIRA INFORM REPORT

 

 

Report Date :

07.11.2014

 

IDENTIFICATION DETAILS

 

Name :

MEGHMANI EUROPE BVBA

 

 

Registered Office :

Grotesteenweg 42-44, 2600 Antwerpen

 

 

Country :

Belgium

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

28.10.2004

 

 

Com. Reg. No.:

869763861

 

 

Legal Form :

Private Limited Company (BL/LX)

 

 

Line of Business :

Wholesale of chemical products for industrial use

 

 

No of Employees :

2

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Belgium

A1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.

 

Source : CIA


Company summary

 

Business number

869763861

Company name

MEGHMANI EUROPE BVBA

Address

GROTESTEENWEG 42-44

2600 ANTWERPEN

Number of staff

2

Date of establishment

28/10/2004

Telephone number

033375357

Fax number

 

 

 

Accounts

 

 

 

 

 

DATE OF LATEST ACCOUNTS

TURNOVER

PROFIT BEFORE TAX               

NET WORTH              

WORKING CAPITAL

31/03/2012

4.426.310

8,152

-810,705

-990,594

31/03/2011

2.691.457

-18,111

-832,582

-1,015,180

31/03/2010

3.651.364

-91,933

-575,107

-744,866

 

 

Accounts

 

 

 

 

 

DATE OF LATEST ACCOUNTS

BALANCE TOTAL

NUMBER OF EMPLOYEES

CAPITAL

CASHFLOW

31/03/2012

4.116.285

2

24,750

43,958

31/03/2011

3.253.375

1

24,750

-235,081

31/03/2010

5.528.486

1

24,750

-62,155

 

 

Payment expectations

 

Past payments

 

Payment expectation days

182.52

Industry average payment expectation days

63.39

Industry average day sales outstanding

198.80

Day sales outstanding

230.17

 

 

 

 

Court data summary

 

 

BANKRUPTCY DETAILS

 

Court action type

no

PROTESTED BILLS

 

Bill amount

-

NSSO DETAILS

 

Date of summons

-

 

 

Company information

 

Business number

869763861

Company name

MEGHMANI EUROPE BVBA

Fax number

 

Date founded

28/10/2004

Company status

active

Company type

Private Limited Company (BL/LX)

Currency

Euro (€)

Date of latest accounts

31/03/2012

Activity code

46751

Liable for VAT

yes

Activity description

Wholesale of chemical products for industrial use

VAT Number

BE.0869.763.861 Check VAT number

Belgian Bullettin of Acts Publications

moniteur beige

 

 

 

 

Social Balance Sheet Details

 

Social Balance Sheet

Total

 

 

During the reporting year

 

 

 

ended 31-03-2012

 

 

 

Full-time Employees

2

 

 

Part-time Employees

-

 

 

Total Fte Employees

2

 

 

 

 

 

 

Number of hours worked

 

 

 

Full-time Employees

3,625

 

 

Part-time Employees

-

 

 

Total

3,625

 

 

 

 

 

 

Personnel Charges

 

 

 

Full-time Employees

130,253

 

 

Part-time Employees

-

 

 

Total

130,253

 

 

Benefits In Addition To Wages

1,051

 

 

 

 

 

 

During the previous reporting year

 

 

 

Average number employees in Fte

1

 

 

Actual working hours

1,908

 

 

Personnel Charges

83,156

 

 

Benefits In Addition To Wages

-

 

 

 

 

Type of Contract

Full-Time

Part-Time

Total Fte

Unlimited Duration Contracts

2

-

2

 

 

Gender and Education

 

 

 

Level

 

 

 

Men

Full-Time

Part-Time

Total Fte

Secondairv education

1

-

1

 

 

 

 

Women

Full-Time

Part-Time

Total Fte

Secondairv education

1

-

1

 

 

 

 

Working Category Management

Full-Time

Part-Time

Total Fte

White collar worker

2

-

2

 

 

 

 

New staff and leavers

Full-Time

Part-Time

Total Fte

New Starters

2

-

2

 

 

Personnel (NSSO classification)

 

Code

-

Description

FROM 1 TO 4 EMPLOYEES

 

 

Joint Industrial Committee (JIC)

 

JIC Code

207

Description category

Joint committee for the employees of the chemical industry

 

 

Significant Events

 

Event Date

31/01/2007

Event Description

 

Event Details

Etablissement du nouveau texte des statuts en neerlandais.

 

 

Event Date

31/01/2007

Event Description

 

Event Details

Vaststelling nederlandse tekst statuten

 

 

Profit & loss

 

Annual accounts

31-03-2012

%

31-03-2011

%

31-03-2010

Industry average 2012

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Turnover

4,426,310

64.46

2,691,457

-26.29

3,651,364

64,126,743

-93.10

Total operating expenses

4,349,916

63.71

2,657,167

-27.05

3,642,632

61,962,693

-92.98

Operating result

76,394

122

34,290

292

8,731

984,599

-92.24

Total financial income

17,139

-79.98

85,597

128

37,418

450,121

-96.19

Total financial expenses

85,382

-38.13

137,999

-0.06

138,082

574,929

-85.15

Results on ordinary operations before taxation

8,152

45.01

-18,111

19.70

-91,933

846,139

-99

Taxation

-

-

-

-

-

263,445

-

Results on ordinary operations after taxation

8,152

45.01

-18,111

19.70

-91,933

628,711

-98.70

Extraordinary items

13,726

5.73

-239,364

-4348

5,634

59,784

-77.04

Other appropriations

0.00

-

0.00

-

0.00

-

-

Net result

21,877

8.50

-257,475

-198

-86,299

687,640

-96.82

OTHER INFORMATION

 

 

 

 

 

 

 

Gross Operating Margin

-

-

-

-

-

250,796

-

Dividends

-

-

-

-

-

4,079,609

-

Director remuneration

-

-

-

-

-

268,136

-

Employee costs

130,253

32.70

98,158

73.60

56,543

1,297,550

-89.96

Wages and salary

108,679

30.69

83,156

111

39,350

919,124

-88.18

Employee pension costs

-

-

-

-

-

41,514

-

Social security contributions

17,126

36.42

12,554

35.11

9,292

271,341

-93.69

Other employee costs

4,449

81.72

2,448

-69.02

7,902

87,591

-94.92

Amortization and depreciation

22,081

-1.40

22,394

-7.24

24,143

333,567

-93.38

 

 

balance sheet

 

Annual accounts

31-03­2012

%

31-03­2011

%

31-03­2010

Industry average 2012

%

Weeks

52

 

52

 

52

 

 

 

 

 

 

 

 

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Intangible fixed assets

0

-

0

-

0

223,178

-100

Tangible fixed assets

512,554

-4.13

534,635

-2.80

550,029

1,496,840

-65.76

Land & building

495,727

-2.72

509,601

-2.65

523,475

1,104,993

-55.14

Plant & machinery

-

-

-

-

-

1,105,028

-

Furniture & Vehicles

16,313

-33.24

24,433

-5.54

25,868

52,66917,674

-69.03

Leasing & Other Similar Rights

-

-

-

-

-

360,866 37,796

-

Other tangible assets

' 515

-14.29

601

-12.50

686

' 120,660

-99

Financial fixed assets

25,270

-19.49

31,386

15.74

27,117

8,039,093

-99

Total fixed assets

537,824

-4.98

566,020

-1.93

577,145

6,976,254

-92.29

Inventories

543,835

-8.42

593,844

-22.53

766,544

3,274,772

-83.39

Raw materials & consumables

-

-

-

-

-

3,148,312

-

Work in progress

0

-

0

-

0

45,676

-100

Finished goods

543,835

-8.42

593,844

-22.53

766,544

1,746,949

-68.87

Other stocks

0

-

0

-

0

135,490

-100

Trade debtors

2,791,286

49.90

1,862,116

-52.02

3,881,086

3,552,970

-21.44

Cash

237,869

3.20

230,495

-14.93

270,959

899,490

-73.56

other amounts receivable

4,570

-

0

-100

32,751

1,156,888

-99

Miscellaneous current assets

900

0

900

-

0

955,564

-99

Total current assets

3,578,461

33.16

2,687,355

^5.72

4,951,340

8,755,223

-59.13

Total Assets

4,116,285

26.52

3,253,375

-41.15

5,528,486

15,198,357 1,030,091

-72.92

 

CURRENT LIABILITIES

 

 

 

 

 

 

 

Trade creditors

2,175,255

64.18

1,324,938

172

486,987

3,222,144

-32.49

Short term group loans

-

-

-

-

-

-

-

Financial debts

-

-

-

-

-

3,414,377 150,000

-

Current portion of long term debt

25,438

6.36

" 23,965

5.82

" 22,647

164,315 28,345

-84.49

Amounts Payable for Taxes, Remuneration & Social Security

-

-

15,284

254

4,311

37,103-

 

Miscellaneous current liabilities

2,368,312

1.28

2,338,348

-54.88

5,182,262

206

 

Total current liabilities

4,569,055

23.40

3,702,535

-35.00

5,696,206

5,407,774

-15.51

LONG TERM DEBTS AND LIABILITIES

 

 

 

 

 

 

 

Long term group loans

-

-

-

-

-

-

 

Other long term loans

357,934

-6.65

383,422

-5.88

407,387

-95.00

--

Deffered taxes

-

-

-

-

-

49,341 10,478

-

Provisions for Liabilities & Charges

0

-

0

-

0

104,995 0

-100

Other long term liabilities

0

-

0

-

0

72,135

-100

Total long term debts

357,934

-6.65

383,422

-5.88

407,387

2,919,207

-87.74

SHAREHOLDERS EQUITY

 

 

 

 

 

 

 

Issued share capital

24,750

0

24,750

0

24,750

2,617,141

-99

Share premium account

-

-

-

-

-

2,248,335

-

Reserves

-835,455

97.45

-857,332

^2.92

-599,857

4,131,628

-120

Revaluation reserve

-

-

-

-

-

200,466

-

Total shareholders equity

-810,705

97.37

-832,582

^14.77

-575,107

6,871,376

-111

Working capital

-990,594

97.58

-1,015,180

-36.29

-744,866

3,347,449

-129

Cashflow

43,958

18.70

-235,081

-278

-62,155

985,520

-95.54

Net worth

-810,705

97.37

-832,582

-44.77

-575,107

6,648,198

-112

 

 

ratio analysis

 

Annual accounts

31-03-2012

change(%)

31-03-2011

change(%)

31-03-2010

Industry average 2012

%

TRADING PERFORMANCE

 

 

 

 

 

 

 

Profit Before Tax

0.18

26.87

-0.67

26.59

-2.52

0,00

-

Return on capital employed

-1.80

-144

4.03

-92.65

54.81

24,00

-107

Return on total assets employed

0.20

35.71

-0.56

33.73

-1.66

-7,00

2.86

Return on net assets employed

-1.01

-146

2.18

-86.37

15.99

37,00

-102

Sales / net working capital

-4.47

-68.68

-2.65

54.08

-4.90

5,00

-100

Stock turnover ratio

12.29

-44.29

22.06

5.10

20.99

15,00

-18.07

Debtor days

230.17

-8.85

252.53

-34.91

387.96

198,80

15.78

Creditor days

182.52

0.29

182

272

48.80

63,39

187

SHORT TERM STABILITY

 

 

 

 

 

 

 

Current ratio

0.78

6.85

0.73

-16.09

0.87

14,00

-74.00

Liquidity ratio / acid ratio

0.66

15.79

0.57

-21.92

0.73

14,00

-95.29

Current debt ratio

-5.64

-26.74

-4.45

44.95

-9.90

3,00

-288

Liquidity ratio reprocessed

-

-

-

-

-

-

-

LONG TERM STABILITY

 

 

 

 

 

 

 

Gearing

^7.29

96.65

^18.93

65.44

-74.77

192,00

-124

Equity in percentage

-19.70

76.98

-25.59

-146

-10.40

-65,00

30.31

Total debt ratio

-6.08

-23.83

-4.91

46.28

-10.61

5,00

-221

 

 

Industry comparison

 

Activity code

45751

Activity description

Wholesale of chemical products for industrial use

industry average credit rating

69

Industry average credit limit

167313.70

 

 


Payment Information

 

Payment expectation

 

Payment expectation days

182.52

Day sales outstanding

230.17

Industry comparison

Activity code

46751

Activity description

Wholesale of chemical products for industrial use

Industry average payment expectation days

63.39

Industry average day sales outstanding

198.80

 

Industry quartile analysis

Payment expectations

Company result                                    182.52

Lower                                                   91.62

Median                                                 58.98

Upper                                                   40.98

 

Day sales outstanding

Company result                             230.17

Lower                                     68.70

Median                                                  43.08

Upper                                                    23.89

 

 

Shareholder Details

 

Summary

Group - Number of Companies             0

Linkages - Number of Companies        7

Number of Countries                            3

 

Group Structure

No group structure for this company.

 

Minority Shareholders

No minority shareholders found

 

Minority Interests

No minority interests found

 

Companies that match this address

No Companies Match this address

 

 

Linked Companies

 

Summary

Group - Number of Companies

0

Linkages - Number of Companies

7

Number of Countries

3

 

Linked Companies

 

NAME

NUMBER

LATEST KEY FINANCIALS

TURNOVER

MEGHMANI ORGANICS

04-24052

31.03.2014

€181.622.694

MEGHMANI ORGANICS USA, INC

-

-

$350,000

MEGHMANI CHEMOTECH LIMITED

-

-

-

MEGHMANI ENERGY

-

-

-

MEGHMANI ENERGY LIMITED

-

-

-

MEGHMANI FINECHEM LIMITED

-

-

-

PT MEGHMANI INDONESIA

-

-

-

 

Summons

There is no data for this company

 

Protested Bills

There is no data for this company

 

Bankruptcy and other legal events

There is no data for this company

 

 

Director details

 

Name

ANAND I PATEL

Position

Principal Manager

Start Date

20/05/2010

Street

 

Post code

 

Country

India

 

 

Former director details

 

 

 

Name

MAPARA KETAN

Position

Principal Manager

Start Date

06/03/2006

End Date

31/03/2011

Street

391 PRINS BOUDEWIJNLAAN EDEGEM

Post code

2650

Country

Belgium

 

 

Name

KETAN MAPARA

Position

Principal Manager

Start Date

01/04/2006

End Date

Unknown date

Date of birth

21/05/1969

Street

14 JAN CAMPERTLAAN

Post code

2343

Country

The Netherlands

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.39

UK Pound

1

Rs.98.00

Euro

1

Rs.76.98               

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

SMN

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.