MIRA INFORM REPORT

 

 

Report Date :

06.11.2014

 

IDENTIFICATION DETAILS

 

Name :

TER HELL & CO. GMBH

 

 

Registered Office :

Börsenbrücke 2 Ter Hell Haus D 20457 Hamburg Post Box:  11 33 25, D 20433 Hamburg

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

23.07.1990

 

 

Legal Form :

Private limited company

 

 

Line of Business :

  • Manufacture of other chemical products
  • Wholesale of raw materials and half-finished and finished goods

 

 

No. of Employees :

127

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA


Company name and address

 

TER HELL & CO. GMBH

 

 Company Status:         active

Börsenbrücke 2 Ter Hell Haus

D 20457 Hamburg

Post Box:  11 33 25, D 20433 Hamburg

Telephone:040/300501-0

Telefax:  040/335050

Homepage: www.terhell.com

E-mail:   info@terhell.com

 

 VAT no.:                      DE118566137

 Tax ID number:             48/762/01254

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      1908

 Shareholders'

 agreement:                   11.06.1990

 Registered on:              23.07.1990

 Commercial Register: Local court 20355 Hamburg

 under:                          HRB 44898

 

 Share capital:                          EUR          5,000,000.00

 Shareholder:         Christian Andreas Westphal

                      Fährhausstr. 23

                      D 22085 Hamburg

                      born: 21.03.1967

                      Share:             EUR          2,455,000.00

 Shareholder:

                      Klaus-Christian Westphal

                      Scheffelstr. 29

                      D 22301 Hamburg

                      born: 28.07.1940

                      Share:             EUR            900,000.00

 Shareholder:

                      Hildegard Frisch

                      Moorbirkenkamp 2

                      D 22391 Hamburg

                      born: 30.03.1931

                      née: Westphal

                      Share:             EUR            500,000.00

 Shareholder:

                      Erbengemeinschaft Erna Popp

                      Mittelweg 22-24

                      D 20148 Hamburg

                      Legal form: Community of heirs

                      Share:             EUR            500,000.00

 Shareholder:

                      Marietta Westphal

                      Scheffelstr. 39

                      D 22301 Hamburg

                      born: 21.12.1949

                      Share:             EUR            457,500.00

 Shareholder:

                      Susanne Westphal

                      Tannenkamp 3

                      D 22880 Wedel

                      born: 20.10.1957

                      Share:             EUR             62,500.00

 Shareholder:

                      Philip Westphal

                      Mauerkircherstr. 36

                      D 81679 München

                      born: 22.04.1971

                      Share:             EUR             62,500.00

 Shareholder:

                      Christian Westphal Beteiligungs UG

                      (haftungsbeschränkt) & Co. KG

                      Börsenbrücke 2

                      D 20457 Hamburg

                      Legal form: Ltd.partners. w.entrepreneur

                      comp.(ltd.liability)gen.partner

                      Total cap.         EUR              1,000.00

                      contribution:

                      Share:             EUR             62,500.00

                      Registered on: 13.02.2008

                      Reg. data: 20355 Hamburg, HRA 107826

 Manager:

                      Thomas Sprock

                      Klövensteenweg 123

                      D 22559 Hamburg

                      authorized to jointly represent the company

                      born: 08.06.1958

 

 Manager:

                      Oliver Zimmermann

                      D 22085 Hamburg

                      born: 17.12.1969

                      Profession: Businessman

 Manager:

                      Christian Andreas Westphal

                      Fährhausstr. 23

                      D 22085 Hamburg

                      having sole power of representation

                      born: 21.03.1967

                      Profession: Businessman

 Proxy:

                      Uwe Lüdemann

                      D 25335 Elmshorn

                      authorized to jointly represent the company

                      Marital status: married

 Proxy:

                      Wolfgang Weger

                      D 20457 Hamburg

                      authorized to jointly represent the company

                      born: 24.04.1965

                      Marital status: married

 Proxy:

                      Benjamin Lindenau

                      D 20457 Hamburg

                      authorized to jointly represent the company

                      born: 21.10.1975

 Proxy:

                      Andreas Strube

                      D 20457 Hamburg

                      authorized to jointly represent the company

                      born: 22.10.1970

 Proxy:

                      Jens Vinke

                      D 23869 Elmenhorst

                      authorized to jointly represent the company

                      born: 27.01.1968

 

 Further functions/participations of Thomas Sprock (Manager)

 Manager:

                      Bassermann GmbH

                      Börsenbrücke 2 , Ter Hell Haus

                      D 20457 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         18.07.2008

                      Reg. data:  20355 Hamburg, HRB 106010

 

 Further functions/participations of Christian Andreas Westphal

 (Manager)

 Limited partner:

                      Christian Westphal Beteiligungs UG

                      (haftungsbeschränkt) & Co. KG

                      Börsenbrücke 2

                      D 20457 Hamburg

                      Legal form: Ltd.partners. w.entrepreneur

                                  comp.(ltd.liability)gen.partner

                      Total cap.         EUR              1,000.00

                      contribution:

                      Share:             EUR              1,000.00

                      Registered

                      on:         13.02.2008

                      Reg. data:  20355 Hamburg, HRA 107826

 Shareholder:

                      Christian Westphal UG (haftungsbeschränkt)

                      Börsenbrücke 2

                      D 20457 Hamburg

                      Legal form: Entrepreneur Company (limited

                                  liability)

                      Share capital:     EUR                300.00

                      Share:             EUR                300.00

                      Registered

                      on:         09.02.2010

                      Reg. data:  20355 Hamburg, HRB 112646

 Manager:

                      TER HELL CE DISTRIBUTION GMBH

                      Börsenbrücke 2

                      D 20457 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR            300,000.00

                      Registered

                      on:         30.08.1972

                      Reg. data:  20355 Hamburg, HRB 14973

 Manager:

                      Simon & Werner GmbH

                      Hafenstr. 22

                      D 65439 Flörsheim

                      Legal form: Private limited company

                      Share capital:     EUR          3,000,200.00

                      Registered

                      on:         02.06.1997

                      Reg. data:  65189 Wiesbaden, HRB 18327

 Manager:

                      Christian Westphal UG (haftungsbeschränkt)

                      Börsenbrücke 2

                      D 20457 Hamburg

                      Legal form: Entrepreneur Company (limited

                                  liability)

                      Share capital:     EUR                300.00

                      Registered

                      on:         09.02.2010

                      Reg. data:  20355 Hamburg, HRB 112646

 Vice-president of the Board of Directors:

                      Stiftung Mittagskinder

                      Mattentwiete 6

                      D 20457 Hamburg

                      Legal form: Private law foundation

                      Reg. data:  20355 Hamburg,

 

 

 COMPANY HISTORY

 

 23.07.1990 - 03.12.2003  Hermann ter Hell & Co. GmbH

                          Kattrepelsbrücke 1

                          D 20095 Hamburg

                          Private limited company

 

 04.12.2003 - 14.01.2007  Ter Hell & Co. GmbH

                          Kattrepelsbrücke 1

                          D 20095 Hamburg

                          Private limited company

 

 

 RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 24.11.2004 - 26.07.2012  Manager

                          Michael Thomsen

                          D 25365 Klein Offenseth-Sparrieshoop

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 2059    Manufacture of other chemical products n.e.c.

 

3299    Other manufacturing n.e.c.

 

46750   Wholesale of chemical products

 

 46902   Non-specialized wholesale of raw materials and half-finished and finished goods

 

 


 

 BRANCHES AND FACTORIES

 

 Branch:

                      Ter Hell & Co. GmbH

                      Bochumer Str. 229

                      D 44625 Herne

 Branch:

                      Ter Hell & Co. GmbH

                      Hedwigstr. 7

                      D 65191 Wiesbaden

 Branch:

                      Ter Hell & Co. GmbH

                      Turnerheimstr. 70

                      D 90441 Nürnberg

 

 

 PARTICIPATIONS

 

 Shareholder:

                      TER HELL PLASTIC GMBH

                      Bochumer Str. 229

                      D 44625 Herne

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR          3,500,000.00

                      Share:             EUR          2,835,700.00

                      Reg. data:  18.09.1978

                                  Local court 44787 Bochum

                                  HRB 9307

 Shareholder:

                      Simon & Werner GmbH

                      Hafenstr. 22

                      D 65439 Flörsheim

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR          3,000,200.00

                      Share:             EUR          2,820,200.00

                      Reg. data:  02.06.1997

                                  Local court 65189 Wiesbaden

                                  HRB 18327

 Shareholder:

                      HSH Chemie GmbH

                      Ballindamm 1

                      D 20095 Hamburg

                      Post Box:

                      10 24 25

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR          2,150,000.00

                      Share:             EUR            860,000.00

                      Reg. data:  19.08.1988

                                  Local court 20355 Hamburg

                                  HRB 40505

 Shareholder:

                      TER HELL CE DISTRIBUTION GMBH

                      Börsenbrücke 2

                      D 20457 Hamburg

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR            300,000.00

                      Share:             EUR            285,000.00

                      Reg. data:  30.08.1972

                                  Local court 20355 Hamburg

                                  HRB 14973

 Shareholder:

                      Bassermann GmbH

                      Börsenbrücke 2 , Ter Hell Haus

                      D 20457 Hamburg

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  18.07.2008

                                  Local court 20355 Hamburg

                                  HRB 106010

 

 

 FINANCIAL INFORMATION

 

 

 Payment experience:  within periods customary in this trade

 

 Negative information:We have no negative information at hand.

 

 

 BALANCE SHEET YEAR:  2013

 

 


 

 REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Börsenbrücke 2 Ter Hell Haus

                                    D 20457 Hamburg

 

 Real Estate of:             Klaus-Christian Westphal

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                        Scheffelstr. 29

                                    D 22301 Hamburg

 

 Land register documents were not available.

 

 

 BANKERS

 

 Principal bank

 DEUTSCHE BANK, 20079 HAMBURG

 Sort. code: 20070000, Account no.: 307140

 BIC: DEUTDEHHXXX, IBAN: DE21200700000030714000

 

 Further banks

 JOH. BERENBERG, GOSSLER & CO, 20354 HAMBURG

 Sort. code: 20120000, Account no.: 8844003

 BIC: BEGODEHHXXX, IBAN: DE38201200000008844003

 HAMBURGER SPARKASSE, 20454 HAMBURG

 Sort. code: 20050550, Account no.: 1280353564

 BIC: HASPDEHHXXX, IBAN: DE38200505501280353564

 POSTBANK (GIRO), 22280 HAMBURG

 Sort. code: 20010020, Account no.: 39370204

 BIC: PBNKDEFFXXX, IBAN: DE10200100200039370204

 

 

 FINANCIAL FIGURES

 

 Turnover:            2012               EUR        172,387,455.00

                      2013               EUR        178,097,730.00

 Expected turnover:                      EUR        192,000,000.00

 Profit:              2012               EUR          5,434,549.00

                      2013               EUR          6,582,924.00

 further business figures:

 Equipment:                              EUR            394,409.00

 Ac/ts receivable:                       EUR         19,968,881.00

 Liabilities:                            EUR         33,058,086.00

 Total numbers of vehicles:                                     13

 - Passenger cars:                                              13

 Employees:                                                    127

 - thereof permanent staff:                                    116

 - Trainees:                                                     8

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 64.33

 Liquidity ratio:                   0.92

 Return on total capital [%]:       9.17

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 53.84

 Liquidity ratio:                   0.57

 Return on total capital [%]:       6.89

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 56.52

 Liquidity ratio:                   0.70

 Return on total capital [%]:       8.06

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 45.77

 Liquidity ratio:                   0.58

 Return on total capital [%]:       6.73

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 


 

 TYPE OF BALANCE SHEET:               COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         72,119,397.15

  Fixed assets                           EUR         25,668,007.11

   Intangible assets                     EUR            847,432.08

    Concessions, licences, rights        EUR            847,432.08

   Tangible assets                       EUR            394,408.95

    Other tangible assets / fixtures and

    fittings                             EUR            394,408.95

   Financial assets                      EUR         24,426,166.08

    Shares in participations /

    subsidiaries and the like            EUR         21,587,415.71

     Shares in related companies         EUR         13,763,560.47

     Shares in investee companies        EUR          7,823,855.24

    Loans to participations /

    subsidiaries and the like            EUR          2,511,750.37

     Loans to related companies          EUR          2,511,750.37

    Other loans                          EUR            327,000.00

  Current assets                         EUR         46,322,298.00

   Stocks                                EUR         25,696,993.36

    Finished goods / work in progress    EUR         25,555,118.39

    Advance payments made                EUR            141,874.97

   Accounts receivable                   EUR         19,968,881.43

    Trade debtors                        EUR         15,039,912.54

    Amounts due from related companies   EUR          1,798,134.48

    Amounts due from investee companies  EUR            244,491.12

    Other debtors and assets             EUR          2,886,343.29

   Liquid means                          EUR            656,423.21

  Remaining other assets                 EUR            129,092.04

   Accruals (assets)                     EUR            129,092.04

 

 LIABILITIES                             EUR         72,119,397.15

  Shareholders' equity                   EUR         35,391,978.66

   Capital                               EUR          5,000,000.00

    Subscribed capital (share capital)   EUR          5,000,000.00

   Reserves                              EUR         13,630,365.00

    Retained earnings / revenue reserves EUR         13,630,365.00

   Balance sheet profit/loss (+/-)       EUR         16,761,613.66

    Profit / loss brought forward        EUR         10,178,689.39

    Annual surplus / annual deficit      EUR          6,582,924.27

  Provisions                             EUR          3,669,332.34

   Pension provisions and comparable

   provisions                            EUR          2,276,737.00

   Other / unspecified provisions        EUR          1,392,595.34

  Liabilities                            EUR         33,058,086.15

   Financial debts                       EUR          6,639,096.66

    Liabilities due to banks             EUR          6,639,096.66

   Other liabilities                     EUR         26,418,989.49

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR         11,244,183.09

    Liabilities due to shareholders      EUR         11,122,784.74

    Liabililties due to related companiesEUR            171,478.08

    Unspecified other liabilities        EUR          3,880,543.58

     thereof liabilities from tax /

     financial authorities               EUR            161,659.38

     thereof liabilities from social

     security                            EUR              1,131.43

  Guarantees and other commitments       EUR          2,301,000.00

   Guarantees / warranties               EUR          2,301,000.00

    Guarantees                           EUR          2,301,000.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR        178,097,730.02

  Other operating income                 EUR          1,728,417.49

  Cost of materials                      EUR        156,514,630.44

   Raw materials and supplies, purchased

   goods                                 EUR        156,514,630.44

  Gross result (+/-)                     EUR         23,311,517.07

  Staff expenses                         EUR          9,901,848.13

   Wages and salaries                    EUR          8,630,728.39

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,271,119.74

  Total depreciation                     EUR            444,034.26

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            444,034.26

  Other operating expenses               EUR          9,987,167.18

  Operating result from continuing

  operations                             EUR          2,978,467.50

  Result from participating interests

  (+/-)                                  EUR          5,299,273.12

   Expenses / income from participations EUR          5,299,273.12

  Interest result (+/-)                  EUR           -954,732.82

   Interest and similar income           EUR             24,461.81

   Interest and similar expenses         EUR            979,194.63

  Other financial result                 EUR             89,892.56

   Income from securities and loans from

   financial assets                      EUR             89,892.56

    thereof related companies            EUR             82,241.61

  Financial result (+/-)                 EUR          4,434,432.86

  Result from ordinary operations (+/-)  EUR          7,412,900.36

  Income tax / refund of income tax (+/-)EUR           -814,970.35

  Other taxes / refund of taxes          EUR            -15,005.74

  Tax (+/-)                              EUR           -829,976.09

  Annual surplus / annual deficit        EUR          6,582,924.27

 

 TYPE OF BALANCE SHEET:               COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         79,439,042.11

  Fixed assets                           EUR         25,836,587.86

   Intangible assets                     EUR            924,358.54

    Concessions, licences, rights        EUR            924,358.54

   Tangible assets                       EUR            414,018.98

    Other tangible assets / fixtures and

    fittings                             EUR            414,018.98

   Financial assets                      EUR         24,498,210.34

    Shares in participations /

    subsidiaries and the like            EUR         21,587,415.71

     Shares in related companies         EUR         13,763,560.47

     Shares in investee companies        EUR          7,823,855.24

    Loans to participations /

    subsidiaries and the like            EUR          2,550,000.00

     Loans to related companies          EUR          2,550,000.00

    Other loans                          EUR            360,794.63

  Current assets                         EUR         53,452,063.48

   Stocks                                EUR         33,731,369.35

    Finished goods / work in progress    EUR         33,581,369.35

    Advance payments made                EUR            150,000.00

   Accounts receivable                   EUR         18,969,675.92

    Trade debtors                        EUR         13,045,136.74

    Amounts due from related companies   EUR          2,011,420.80

    Amounts due from investee companies  EUR          1,099,660.25

    Other debtors and assets             EUR          2,813,458.13

   Liquid means                          EUR            751,018.21

  Remaining other assets                 EUR            150,390.77

   Accruals (assets)                     EUR            150,390.77

 

 LIABILITIES                             EUR         79,439,042.11

  Shareholders' equity                   EUR         30,439,419.39

   Capital                               EUR          5,000,000.00

    Subscribed capital (share capital)   EUR          5,000,000.00

   Reserves                              EUR         12,000,000.00

    Retained earnings / revenue reserves EUR         12,000,000.00

   Balance sheet profit/loss (+/-)       EUR         13,439,419.39

    Profit / loss brought forward        EUR          8,004,870.88

    Annual surplus / annual deficit      EUR          5,434,548.51

  Provisions                             EUR          3,543,540.91

   Pension provisions and comparable

   provisions                            EUR          2,244,450.00

   Provisions for taxes                  EUR             11,132.00

   Other / unspecified provisions        EUR          1,287,958.91

  Liabilities                            EUR         45,456,081.81

   Financial debts                       EUR         13,512,074.03

    Liabilities due to banks             EUR         13,512,074.03

   Other liabilities                     EUR         31,944,007.78

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR         15,346,778.41

    Liabilities due to shareholders      EUR         12,580,960.20

    Liabililties due to related companiesEUR            219,461.12

    Liabilities due to investee companiesEUR            424,976.13

    Unspecified other liabilities        EUR          3,371,831.92

     thereof liabilities from tax /

     financial authorities               EUR            724,294.62

     thereof liabilities from social

     security                            EUR                 44.43

  Guarantees and other commitments       EUR          1,208,000.00

   Guarantees / warranties               EUR          1,208,000.00

    Guarantees                           EUR          1,208,000.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR        172,387,454.80

  Other operating income                 EUR            946,997.59

  Cost of materials                      EUR        149,559,326.76

   Raw materials and supplies, purchased

   goods                                 EUR        149,559,326.76

  Gross result (+/-)                     EUR         23,775,125.63

  Staff expenses                         EUR          9,716,974.36

   Wages and salaries                    EUR          8,521,081.23

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,195,893.13

  Total depreciation                     EUR            412,755.94

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            412,755.94

  Other operating expenses               EUR          9,619,904.64

  Operating result from continuing

  operations                             EUR          4,025,490.69

  Result from participating interests

  (+/-)                                  EUR          3,562,514.04

   Expenses / income from participations EUR          3,562,514.04

    Income from related companies        EUR          3,562,514.04

  Interest result (+/-)                  EUR         -1,080,781.26

   Interest and similar income           EUR             27,548.95

   Interest and similar expenses         EUR          1,108,330.21

  Other financial result                 EUR             31,533.91

   Income from securities and loans from

   financial assets                      EUR             31,533.91

    thereof related companies            EUR             23,330.57

  Financial result (+/-)                 EUR          2,513,266.69

  Result from ordinary operations (+/-)  EUR          6,538,757.38

  Income tax / refund of income tax (+/-)EUR         -1,095,218.04

  Other taxes / refund of taxes          EUR             -8,990.83

  Tax (+/-)                              EUR         -1,104,208.87

  Annual surplus / annual deficit        EUR          5,434,548.51


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.39

UK Pound

1

Rs.98.00

Euro

1

Rs.76.99

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.