MIRA INFORM REPORT

 

 

Report Date :

11.11.2014

 

IDENTIFICATION DETAILS

 

Name :

VRMAGIC GMBH

 

 

Registered Office :

Turley-Str. 20, D 68167 Mannheim

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

10.10.2001

 

 

Com. Reg. No.:

HRB 8958

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Computer programming activities

·         Information technology consultancy activities

·         Data processing, hosting and related activities

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

Comapny Name and address

 

VRMAGIC GMBH

 

Company Status:      active

                      Turley-Str. 20

                      D 68167 Mannheim

                      Telephone:0621/4004160

                      Telefax:  0621/40041699

                      E-mail:   info@vrmagic.com

 

 

VAT no.    

 

DE217365947

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Comapny Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      2001

 Shareholders'

 agreement:                   31.08.2001

 Registered on:             10.10.2001

 Commercial Register:   Local court 68159 Mannheim

 under:                          HRB 8958

 

 

Share capital                 

 

EUR             33,350.00

 

Shareholder:

                      Leonardo Venture GmbH & Co. KGaA

                      Friedrichstr. 157

                      D 68199 Mannheim

                      Legal form: Partnership limited by shares

                      Share capital:     EUR         16,921,751.00

                      Share:             EUR              8,350.00

                      Registered on: 06.11.2000

                      Reg. data: 68159 Mannheim, HRB 8606

 Shareholder:

                      Markus Schill

                      Bergheimer Str. 143

                      D 69115 Heidelberg

                      born: 17.10.1966

                      Share:             EUR              6,300.00

 Shareholder:

                      Clemens Wagner

                      D 69121 Heidelberg

                      born: 05.05.1972

                      Share:             EUR              4,400.00

 Shareholder:

                      Norbert Peter Wilhelm Hinckers

                      Hans-Sachs-Ring 227

                      D 68199 Mannheim

                      born: 21.08.1974

                      Share:             EUR              3,150.00

 Shareholder:

                      Knut Bargen

                      Zur Seeplatte 6

                      D 76228 Karlsruhe

                      born: 08.12.1963

                      Share:             EUR              2,500.00

 Shareholder:

                      Thomas Ruf

                      D 68169 Mannheim

                      born: 15.07.1974

                      Share:             EUR              2,500.00

 Shareholder:

                      Nikolaj Karl Nock

                      D 69121 Heidelberg

                      born: 06.08.1970

                      Share:             EUR              1,900.00

 Shareholder:

                      Prof.Dr. Reinhard Männer

                      Schauenburgstr. 49

                      D 69221 Dossenheim

                      born: 28.04.1947

                      Share:             EUR              1,750.00

 Shareholder:

                      Hans Joachim Ernst Bender

                      D 69115 Heidelberg

                      born: 04.11.1947

                      Share:             EUR              1,250.00

 Shareholder:

                      Johannes Peter Wilhelm Grimm

                      D 68165 Mannheim

                      born: 27.08.1972

                      Share:             EUR              1,250.00

 Manager:

                      Markus Schill

                      Bergheimer Str. 143

                      D 69115 Heidelberg

                      having sole power of representation

                      born: 17.10.1966

                      Profession: Businessman

                      Marital status: married

 Manager:

                      Norbert Peter Wilhelm Hinckers

                      Hans-Sachs-Ring 227

                      D 68199 Mannheim

                      having sole power of representation

                      born: 21.08.1974

                      Profession: Businessman

                      Marital status: married

 Proxy:

                      Oliver Menken

                      Schwarzwaldstr. 7

                      D 68163 Mannheim

                      authorized to jointly represent the company

                      born: 14.06.1973

                      Marital status: unknown

 

 Further functions/participations of Markus Schill (Manager)

 Member of the Board of Directors:

                      VRmagic Holding AG

                      D 68167 Mannheim

                      Legal form: Public limited company

                      Share capital:     EUR         21,050,000.00

                      Registered

                      on:         23.03.2007

                      Reg. data:  68159 Mannheim, HRB 701997

 

 Further functions/participations of Norbert Peter Wilhelm

 Hinckers (Manager)

 Member of the Board of Directors:

                      VRmagic Holding AG

                      D 68167 Mannheim

                      Legal form: Public limited company

                      Share capital:     EUR         21,050,000.00

                      Registered

                      on:         23.03.2007

                      Reg. data:  68159 Mannheim, HRB 701997

 

 

COMPANY HISTORY

 

 02.05.2003 - 12.01.2005  VRmagic GmbH

                          B 6 27

                          D 68159 Mannheim

                          Private limited company

 13.01.2005 - 31.12.2005  VRmagic GmbH

                          B 6 23-29c

                          D 68159 Mannheim

                          Private limited company

 31.12.2005 - 22.09.2014  VRmagic GmbH

                          Augustaanlage 32

                          D 68165 Mannheim

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

6201    Computer programming activities

6202    Information technology consultancy activities

6311    Data processing, hosting and related activities

 

Secondary industrial sector

6420    Activities of holding companies

 

 

FINANCIAL INFORMATION

 

 Payment experience:  within periods customary in this trade

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2012

 

 

REAL ESTATE

 

 Type of ownership:        Tenant

 Address                       Turley-Str. 20

                                    D 68167 Mannheim

 

 Land register documents were not available.

 

 

BANKERS

 

 SPARKASSE RHEIN NECKAR NORD, 68151 MANNHEIM

 Sort. code: 67050505

 BIC: MANSDE66XXX

 

 

FINANCIAL FIGURES

 

 Profit:              2012               EUR            282,727.00

 Ac/ts receivable:                       EUR          1,277,490.00

 Liabilities:                            EUR            309,328.00

 

The number of employees is not known.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 63.29

 Liquidity ratio:                  10.00

 Return on total capital [%]:       6.83

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 64.97

 Liquidity ratio:                   4.64

 Return on total capital [%]:       7.15

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 70.52

 Liquidity ratio:                  10.00

 Return on total capital [%]:       4.15

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 77.42

 Liquidity ratio:                   7.44

 Return on total capital [%]:       2.80

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:                    Company balance sheet

 

 Financial year:                    01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          4,590,261.21

  Fixed assets                           EUR          1,362,032.06

   Intangible assets                     EUR            903,605.44

   Tangible assets                       EUR            458,426.62

  Current assets                         EUR          3,213,808.84

   Stocks                                EUR          1,607,849.68

   Accounts receivable                   EUR          1,277,490.11

   Liquid means                          EUR            328,469.05

  Remaining other assets                 EUR             14,420.31

   Accruals (assets)                     EUR             14,420.31

 

 LIABILITIES                             EUR          4,590,261.21

  Shareholders' equity                   EUR          3,071,343.38

   Capital                               EUR             33,350.00

    Subscribed capital (share capital)   EUR             33,350.00

   Reserves                              EUR          1,991,650.00

    Capital reserves                     EUR          1,991,650.00

   Balance sheet profit/loss (+/-)       EUR          1,046,343.38

    Profit / loss brought forward        EUR            763,615.99

    Annual surplus / annual deficit      EUR            282,727.39

  Provisions                             EUR            144,527.00

  Liabilities                            EUR            309,328.25

  Other liabilities                      EUR          1,065,062.58

   Deferrals (liabilities)               EUR            791,499.03

   Deferred taxes (not included under

   provisions/liabilities)               EUR            273,563.55

 

 Type of balance sheet:                   Company balance sheet

 

 Financial year:                    01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          4,148,402.05

  Fixed assets                           EUR          1,048,469.82

   Intangible assets                     EUR            533,650.27

    Other / unspecified intangible assetsEUR            533,650.27

   Tangible assets                       EUR            514,819.55

    Other / unspecified tangible assets  EUR            514,819.55

  Current assets                         EUR          3,086,724.73

   Stocks                                EUR          1,279,116.60

   Accounts receivable                   EUR          1,650,842.91

    Other debtors and assets             EUR          1,650,842.91

   Liquid means                          EUR            156,765.22

  Remaining other assets                 EUR             13,207.50

   Accruals (assets)                     EUR             13,207.50

 

 LIABILITIES                             EUR          4,148,402.05

  Shareholders' equity                   EUR          2,788,615.99

   Capital                               EUR             33,350.00

    Subscribed capital (share capital)   EUR             33,350.00

   Reserves                              EUR          1,991,650.00

    Capital reserves                     EUR          1,991,650.00

   Balance sheet profit/loss (+/-)       EUR            763,615.99

    Profit / loss brought forward        EUR            486,197.49

    Annual surplus / annual deficit      EUR            277,418.50

  Provisions                             EUR            126,973.69

  Liabilities                            EUR            512,665.86

   Other liabilities                     EUR            512,665.86

    Unspecified other liabilities        EUR            512,665.86

  Other liabilities                      EUR            720,146.51

   Deferrals (liabilities)               EUR            555,599.76

   Deferred taxes (not included under

   provisions/liabilities)               EUR            164,546.75


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.52

UK Pound

1

Rs.97.39

Euro

1

Rs.76.16

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.