MIRA INFORM REPORT

 

 

Report Date :

08.11.2014

 

IDENTIFICATION DETAILS

 

Name :

ABIDO COMPANY FOR TRADE & INDUSTRY SARL

 

 

Registered Office :

Raja Building, Makhzoumi Street, Mazraa Sector, P O Box 146515, Beirut

 

 

Country :

Lebanon

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishment :

1950

 

 

Com. Reg. No.:

1007141, Beirut

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Import and Distribution of Herbs, Spices, Seasonings and Other Powdered Food Products

 

 

No. of Employees :

95

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Lebanon

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

LEBANON - ECONOMIC OVERVIEW

 

Lebanon has a free-market economy and a strong laissez-faire commercial tradition. The government does not restrict foreign INVESTMENT; however, the investment climate suffers from red tape, corruption, arbitrary licensing decisions, complex customs procedures, high taxes, tariffs, and fees, archaic legislation, and weak intellectual property rights. The Lebanese economy is service-oriented; main growth sectors include banking and tourism. The 1975-90 civil war seriously damaged Lebanon's economic infrastructure, cut national output by half, and derailed Lebanon's position as a Middle Eastern entrepot and banking hub. Following the civil war, Lebanon rebuilt much of its war-torn physical and FINANCIAL infrastructure by borrowing heavily, mostly from domestic banks, which saddled the government with a huge debt burden. Pledges of economic and financial reforms made at separate international donor conferences during the 2000s have mostly gone unfulfilled, including those made during the Paris III Donor Conference in 2007 following the July 2006 war. The collapse of the MIKATI government in early 2011 over its backing of the Special Tribunal for Lebanon and the conflict in neighboring Syria slowed economic growth to the 1-2% range in 2011-13, after four years of 8% average growth. In September 2011 the Cabinet endorsed a bill that would provide $1.2 billion in FUNDING to improve Lebanon's downtrodden electricity sector, but fiscal limitations will test the government's ability to invest in other areas, such as water.

 

Source : CIA


SUMMARY

 

Company Name                                    : ABIDO COMPANY FOR TRADE & INDUSTRY SARL

Also Known As                                     : ABIDO CO SARL

Country of Origin                                   : Lebanon

Legal Form                                           : Limited Liability Company

Registration Date                                  : 1950

Commercial Registration Number           : 1007141, Beirut

Issued Capital                                       : LP 10,000,000

Paid up Capital                                     : LP 10,000,000

Total Workforce                                    : 95

Activities                                               : Distributors of herbs, spices, seasonings and other powdered food products.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Borak Chehadeh, Finance Manager

 


COMPANY NAME

 

ABIDO COMPANY FOR TRADE & INDUSTRY SARL

 

 

ALSO KNOWN AS

 

ABIDO CO SARL

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Raja Building

Street               : Makhzoumi Street

Area                 : Mazraa Sector

 

PO Box            : 146515

 

Town                : Beirut

Country             : Lebanon

 

Telephone         : (961-1) 654369 / 651615

Facsimile          : (961-1) 654385

Email                : export@abido.com / borak@abido.com

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Beirut.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Borj Abi Haidar Sector                                                                      Warehouse premises

Beirut

Tel: (961-1) 314924

 

·       Haret El Naameh                                                                               Office premises

Mount Lebanon

Tel: (961-5) 603493

Fax: (961-5) 603494

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Adel Mohamed Chehadeh                                                                 Managing Director

 

·       Abdelkarim Mohamed Chehadeh                                                       Director

 

·       Barrak Mohamed Chehadeh                                                              Director

 

·       Hilal Mohamed Chehadeh                                                                  Director

 

·       Muhieddine Hamzeh                                                                          IT Manager

 

·       Mahmoud Al Goul                                                                             Export Manager

 

·       Borak Chehadeh                                                                               Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1950

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.   : 1007141, Beirut

 

Issued Capital              : LP 10,000,000

 

Paid up Capital            : LP 10,000,000

 

Name of Shareholder (s)

 

·       Adel Mohamed Chehadeh

 

·       Abdelkarim Mohamed Chehadeh

 

·       Barrak Mohamed Chehadeh

 

·       Hilal Mohamed Chehadeh

 

 


OPERATIONS

 

Activities: Engaged in the import and distribution of herbs, spices, seasonings and other powdered food products.

 

Import Countries: Sweden and Canada

 

International Suppliers:

 

·       United Gross            Sweden

·       Green World             Canada

 

Export Countries: Germany, United Kingdom and the United States of America

 

Brand Names: ABIDO

 

Operating Trend: Steady

 

Subject has a workforce of 95 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United States Dollars (US$)

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Sales                                US$ 8,720,000                           US$ 9,300,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Borak Chehadeh, Finance Manager

 

 

BANKERS

 

·       Bank of Beirut Sal

Clemanceau Street

PO Box: 117354

Beirut

Tel: (961-1) 360850 / 350723

Fax: (961-1) 360850

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk and the above credit figure is considered to be within subject’s financial means.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.52

UK Pound

1

Rs.97.39

Euro

1

Rs.76.16

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.