MIRA INFORM REPORT

 

 

Report Date :

14.11.2014

 

IDENTIFICATION DETAILS

 

Name :

AGA SAAT GESELLSCHAFT MIT BESCHRÄNKTER HAFTUNG

 

 

Registered Office :

Pascalstr. 11 Gewerbegebiet Süd D 47506 Neukirchen-Vluyn Post Box: 10 12 28

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

02.12.1991

 

 

Com. Reg. No.:

HRB 5406

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of Grain, Unmanufactured Tobacco, Seeds and Animal Feeds.

 

 

No. of Employees :

39

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA


Company Name and Address

 

AGA SAAT Gesellschaft mit beschränkter Haftung

 

Company Status:      active

                      Pascalstr. 11 Gewerbegebiet

                      Süd

                      D 47506 Neukirchen-Vluyn

                      Post Box:

                      10 12 28

                      Telephone:02845/91460

                      Telefax:  02845/914651

                      Homepage: www.agasaat.de

                      E-mail:   info@agasaat.de

 

 

VAT no.       

 

DE120284736

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM           Private limited company

 Date of foundation:  02.12.1991

 Shareholders'

 agreement:           02.12.1991

 Registered on:       03.06.1992

 Commercial Register: Local court 47533 Kleve

 under:               HRB 5406

 

 

Share capital                       

 

 EUR            230,081.34

 

 Shareholder:

                      Rolf-Dietmar Artus

                      Pidder-Lüng-Weg 16

                      D 22149 Hamburg

                      Share:             EUR             76,693.78

 Shareholder:

                      Manfred Gnann

                      Mühlenstr. 23a

                      D 47506 Neukirchen-Vluyn

                      born: 27.01.1940

                      Share:             EUR             76,693.78

 Shareholder:

                      Werner Arts

                      Rathausstr. 67

                      D 47509 Rheurdt

                      born: 09.08.1957

                      Share:             EUR             76,693.78

 Manager:

                      Manfred Gnann

                      Mühlenstr. 23a

                      D 47506 Neukirchen-Vluyn

                      having sole power of representation

                      born: 27.01.1940

                      Profession: Businessman

                      Marital status: unknown

 Manager:

                      Werner Arts

                      Rathausstr. 67

                      D 47509 Rheurdt

                      having sole power of representation

                      born: 09.08.1957

                      Profession: Businessman

 Proxy:

                      Alexander Gnann

                      Mühlenstr. 25

                      D 47506 Neukirchen-Vluyn

                      having sole power of representation

                      born: 22.04.1971

                      Profession: Businessman

                      Marital status: unknown

 

 Further functions/participations of Manfred Gnann (Manager)

 Limited partner:

                      aga IMMO GmbH & Co. KG

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             25,000.00

                      contribution:

                      Share:             EUR             12,500.00

                      Registered

                      on:         13.12.2011

                      Reg. data:  47533 Kleve, HRA 3839

 Limited partner:

                      AGA SAAT GmbH & Co. KG

                      Maishandelsgesellschaft

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             51,129.20

                      contribution:

                      Share:             EUR              5,112.92

                      Registered

                      on:         19.03.1993

                      Reg. data:  47533 Kleve, HRA 2062

 Shareholder:

                      aga Verwaltungs GmbH

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         07.12.2011

                      Reg. data:  47533 Kleve, HRB 11233

 Manager:

                      aga Verwaltungs GmbH

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         07.12.2011

                      Reg. data:  47533 Kleve, HRB 11233

 

 Further functions/participations of Werner Arts (Manager)

 Proprietor:

                      Werner Arts

                      Rathausstr. 67

                      D 47509 Rheurdt

                      Legal form: Unregistered commercial

                                  enterprise

 Limited partner:

                      AGA SAAT GmbH & Co. KG

                      Maishandelsgesellschaft

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             51,129.20

                      contribution:

                      Share:             EUR             17,895.22

                      Registered

                      on:         19.03.1993

                      Reg. data:  47533 Kleve, HRA 2062

 Limited partner:

                      aga IMMO GmbH & Co. KG

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             25,000.00

                      contribution:

                      Share:             EUR             12,500.00

                      Registered

                      on:         13.12.2011

                      Reg. data:  47533 Kleve, HRA 3839

 Shareholder:

                      aga Verwaltungs GmbH

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         07.12.2011

                      Reg. data:  47533 Kleve, HRB 11233

 Manager:

                      AGA SAAT Beteiligungs GmbH

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         11.03.1999

                      Reg. data:  47533 Kleve, HRB 5784

 Manager:

                      aga Verwaltungs GmbH

                      Pascalstr. 11

                      D 47506 Neukirchen-Vluyn

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         07.12.2011

                      Reg. data:  47533 Kleve, HRB 11233

 

 

COMPANY HISTORY

 

 02.12.1991 - 01.08.2000  AGA SAAT Handelsgesellschaft mit

                          beschränkter Haftung

                          Mühlenstr. 23a

                          D 47506 Neukirchen-Vluyn

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

46210   Wholesale of grain, unmanufactured tobacco, seeds and animal feeds

 

 

FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2012

 

 

 REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Pascalstr. 11

                                    D 47506 Neukirchen-Vluyn

 

 Real Estate of:             Werner Arts

 Type of ownership:       Tenant

 Address                       Rathausstr. 67

                                    D 47509 Rheurdt

 

 Land register documents were not available.

 

 

BANKERS

 

 SPARKASSE AM NIEDERRHEIN, 47439 MOERS

 Sort. code: 35450000

 BIC: WELADED1MOR

 

 

FINANCIAL FIGURES

 

 Turnover:            2013              *EUR         13,320,000.00

 Profit:              2012               EUR            250,343.00

 further business figures:

 Equipment:                             *EUR            592,000.00

 Ac/ts receivable:                       EUR          2,354,744.00

 Liabilities:                            EUR          4,401,687.00

 Employees:                                                     39

 - thereof permanent staff:                                     18

 - Trainees:                                                     2

 - Temporary workers:                                           19

 

 The business figures marked with an asterisk are estimates based  on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 29.47

 Liquidity ratio:                   0.54

 Return on total capital [%]:       3.83

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 35.95

 Liquidity ratio:                   0.61

 Return on total capital [%]:       5.78

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 26.55

 Liquidity ratio:                   0.36

 Return on total capital [%]:       4.71

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 24.92

 Liquidity ratio:                   0.53

 Return on total capital [%]:       6.65

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

Type of balance sheet:                    Company balance sheet

 

 Financial year:                          01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          6,554,882.21

  Fixed assets                           EUR            303,852.00

   Intangible assets                     EUR              3,389.00

   Tangible assets                       EUR            300,463.00

  Current assets                         EUR          6,228,731.21

   Stocks                                EUR          3,817,032.00

   Accounts receivable                   EUR          2,354,744.32

   Liquid means                          EUR             56,954.89

  Remaining other assets                 EUR             22,299.00

   Accruals (assets)                     EUR              6,099.00

   Deferred taxes (assets)               EUR             16,200.00

 

 LIABILITIES                             EUR          6,554,882.21

  Shareholders' equity                   EUR          1,929,901.95

   Capital                               EUR            230,081.34

    Subscribed capital (share capital)   EUR            230,081.34

   Balance sheet profit/loss (+/-)       EUR          1,699,820.61

    Balance sheet profit / loss          EUR          1,699,820.61

  Provisions                             EUR            223,293.00

  Liabilities                            EUR          4,401,687.26

 

 Type of balance sheet:                   Company balance sheet

 

 Financial year:                          01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          4,680,731.33

  Fixed assets                           EUR            245,364.00

   Intangible assets                     EUR              6,335.00

    Other / unspecified intangible assetsEUR              6,335.00

   Tangible assets                       EUR            239,029.00

    Other / unspecified tangible assets  EUR            239,029.00

  Current assets                         EUR          4,411,410.33

   Stocks                                EUR          2,758,596.00

   Accounts receivable                   EUR          1,649,812.84

    Other debtors and assets             EUR          1,649,812.84

   Liquid means                          EUR              3,001.49

  Remaining other assets                 EUR             23,957.00

   Accruals (assets)                     EUR              9,657.00

   Deferred taxes (assets)               EUR             14,300.00

 

 LIABILITIES                             EUR          4,680,731.33

  Shareholders' equity                   EUR          1,679,559.32

   Capital                               EUR            230,081.34

    Subscribed capital (share capital)   EUR            230,081.34

   Balance sheet profit/loss (+/-)       EUR          1,449,477.98

    Balance sheet profit / loss          EUR          1,449,477.98

  Provisions                             EUR            293,529.00

  Liabilities                            EUR          2,707,643.01

   Other liabilities                     EUR          2,707,643.01

    Unspecified other liabilities        EUR          2,707,643.01


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.56

UK Pound

1

Rs.97.10

Euro

1

Rs.76.61

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.