MIRA INFORM REPORT

 

 

Report Date :

14.11.2014

 

IDENTIFICATION DETAILS

 

Name :

ALL SAINTS RETAIL LIMITED

 

 

Registered Office :

Jack's Place Units C15-C17 6 Corbet Place London E1 6NN

 

 

Country :

United Kingdom

 

 

Financials (as on) :

03.02.2013

 

 

Date of Incorporation :

25.10.2000

 

 

Com. Reg. No.:

04096157

 

 

Legal Form :

Private Limited with Share

 

 

Line of Business :

Manufacturing and selling clothes.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 


 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

United Kingdom

 

 

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

 

Source : CIA


 

 Company name and address

                                                                               

ALL SAINTS RETAIL LIMITED          

                                           

JACK'S PLACE UNITS C15-C17                  

6 CORBET PLACE                             

LONDON           

E1 6NNUnited Kingdom                                                           

 

Telephone +44 087 0428 3500        

Fax - -                            

Website: www.allsaints.com         

                                                                                

                                            

Company Number:  04096157                   

Status:  Active - Accounts Filed  

Foundation:   25/10/2000                                                       

                                                                                

Sales in the latest trading period increased 10.6\\% on the previous trading period. Pre-tax profits increased by 48.2\\% compared to the previous trading period. 

 

The audit report contains no adverse comments.                                                                                                                                                                                               

 

CCJ recorded against the company. Net  Worth decreased by 22.7\\% during the latest  trading period. A 6.3\\% decline in Total Assets occurred during the latest trading   period. The company saw a decrease in their Cash Balance of 4.7\\% during the latest trading period.    

                                                                                                                                                                                                                                 

No recent changes  in directorship are recorded. The company is part of a group. The company was  established over 14 years ago.                                                                                                                                                                                                                       

                                                                               

Legal form    Private limited with Share Capital                                                                                                                

                                                                               

Foundation    25/10/2000                                                       

                                                                                

Company No.   04096157                                                         

                


                                                              

Shareholders

                                                                  

Name                                       Currency      Number of                        Share type         Nominal value                

                                                                        shares                                               

LION/HEAVEN UK II LTD           GBP           17,171      ORDINARY                     0.01                         

Total capital           GBP                          171.71                  

                                                                               

                                                                                

Directors

                   

Name                                       Address:                      Date of              Nationality                   Appointment

                                                                                    birth                                                      date      

Mr Peter James Wood   Jacks Place 6 Corbet                 17/08/1973        British                           31/01/2011 

                                    Place, Spitalfields,                                          

                                    London E1 6NN                                                 

                                                                                

Mr Fabrice Aurelien        21 Grosvenor Place,                  13/09/1983        French                          18/05/2011 

Chesnais London SW1X 7FH                                               

                                                                                

Mr Rory  O'Connor        21 Grosvenor Place,                  06/10/1966        British                           05/04/2012 

                                    London SW1X 7HF                                               

                                                                                

Mr William Pak Kim        Jacks Place Unites                    21/08/1972        American                       26/03/2013 

                                    C15-C17 6 Corbet Place,                                       

                                    London E1 6NN                                                  

                                

                                              

Company Secretary

            

Name                                       Address:                                  Appointment date  

Mr Peter James Wood               Jacks Place 6 Corbet                 31/01/2011                   

                                                Place, Spitalfields,                                  

                                                London E1 6NN                                         

                                                                                

                                                                               

Other Known Addresses  

                                                            

114 Commercial Street, London E1 6NF                                                                                                                                

12 Eastgate Street, Chester, Cheshire CH1 1LE                                                                                                                        

136-138 Union Street, Aberdeen, Aberdeenshire AB10 1JD                                                                                                              

14 Duke Of York Square, London SW3 4LY                                                                                                                              

17 South John Street, Liverpool, Merseyside L1 8BU                                                                                                                   

2 Redpath Way, Metrocentre, Gateshead, Tyne and Wear NE11 9HX                                                                                                       

33-35 Queen Victoria Street, Leeds, West Yorkshire LS1 6BD                                                                                                          

34 Duke Street, Brighton, East Sussex BN1 1AG                                                                                                                        

34 Whitechapel, Liverpool, Merseyside L1 6DZ                                                                                                                        

36-40 Victoria Square, Belfast BT1 4QB                                                                                                                               

45 Market Street, Manchester, Lancashire M1 1WR                                                                                                                      

5 Earlham Street, London WC2H 9LL                                                                                                                                   

52 King Street, Manchester M2 4LY                                                                                                                                    

62-63 East Street, Brighton, East Sussex BN1 1HQ                                                                                                                     

8-10 Portland Terrace, Southampton, Hampshire SO14 7EG                                                                                                              

98 Buchanan Street, Glasgow, Lanarkshire G1 3HA                                                                                                                      

98-99 Princes Street, Edinburgh, Midlothian EH2 3AA                                                                                                                  

House Of Fraser, Corpration Street, Birmingham, West Midlands B2 5JS                                                                                                

Market Street, Newcastle Upon Tyne, Tyne and Wear NE1 6JE                                                                                                            

Unit 1170, Westfield London Shopping Centre, Ariel Way, London, London W12 7GD                                                                                      

Unit 15-17, Jacks Place, 6 Corbet Place, London E1 6NN                                                                                                              

Unit 220-221 Level 2, North Mall, Westfield Centre, Derby, Derbyshire DE1 2PQ                                                                                        

Unit 30 Street Andrews Street, Cambridge, Cambridgeshire CB2 3AX                                                                                                    

Unit 6, New Hythe Business Park, Larkfield Mill, Larkfield, Aylesford, Kent ME20 6SQ                                                                                

Unit Su15 Quakers Friars, Bristol, Avon BS1 3BU                                                                                                                      

                                                                               

                                       

Company relationships    

             

Company No.                           Name                          Status              Country

           

Ultimate parent                                                                

OC308261                                 LION CAPITAL LLP              Active              United Kingdom     

                                        

Affiliated companies                                                           

US44210707                              AMERICAN SAFETY RAZOR CO      Active              USA                

                                       

08321865                                  LION/GLORIA HOLDCO LIMITED    Active              United Kingdom     

                                       

08322092                                  LION/GLORIA BIDCO LIMITED     Active              United Kingdom     

                                       

08953497                                  GHD BONDCO PLC                Active              United Kingdom     

                                       

06302477                                  GHD GROUP HOLDINGS LIMITED    Active              United Kingdom     

                                       

04756233                                  JEMELLA GROUP LIMITED         Active              United Kingdom     

                                       

04115691                                  JEMELLA LIMITED               Active              United Kingdom     

                                        

03125336                                  POWER PROMOTIONS LIMITED      Active              United Kingdom     

                                       

03941670                                  POWER WIZARDS LIMITED         Non Trading         United Kingdom     

                                        

05942633                                  WONDERFUL LIFE UK LIMITED     Non Trading       United Kingdom     

                                       

04441211                                  WONDERFUL LIFE LIMITED        Non Trading         United Kingdom     

                                        

06758168                                  GHD EBT COMPANY LTD           Non Trading         United Kingdom     

                                               

06302502                                  GHD HOLDINGS LIMITED          Active                    United Kingdom     

                                       

06302478                                  GHD GROUP LIMITED               Active                     United Kingdom     

                                       

05657472                                  JEMELLA GROUP (HOLDINGS)             Active              United Kingdom     

                                                LIMITED                                                              

                                       

07616749                                  LION/HEAVEN UK LIMITED                    Active              United Kingdom      

                                       

B104962                                   Lion/Katsu Investments S.à r.l.                           Other               Luxembourg                                                                            

                                       

 

Subsidiary companies  

                                                        

04174188                                  ALLSAINTS USA LIMITED         Active              United Kingdom     

                                       

Immediate parent                                                                

07616963                                  LION/HEAVEN UK II LIMITED                 Active              United Kingdom     

            

                          

Business activities        

                          

Principal           A group engaged in designing,          

Activity             manufacturing and selling clothes.     

SIC03               Retail sale of clothing                

SIC07               Retail sale of clothing in specialised 

                        stores                                  

                                                                               

                                                                               

Turnover and Employees  

                                                      

Date of Accounts               Turnover                                         Turnover

 

29/01/2012                     GBP 220,506,582                                     2,940

03/02/2013                     GBP 197,765,838                                     2,689

02/02/2014                     GBP 218,646,282                                     2,650

      

                                                                        

Banks      

                                                   

Bank Name                                Bank Branch Sort Code 

 

LLOYDS TSB BANK PLC                      30-00-02               

      

                                                                        

Auditor 

                                                                       

ERNST & YOUNG LLP  

                   

                                                                               

Events

                       

County Court Judgments (CCJs)

 

Date                 Amount        Court                                             Case number      Status     Date paid  

                                                                         

17/12/2008        GBP           R C J - LONDON QUEENS              t20085024               -          

                                                BENCH                                                     

06/07/2010        GBP 193     NORTHAMPTON CCBC                   t0XH82673        Satisfied           15/11/2010 

04/04/2012        GBP           R C J - LONDON QUEENS              t20121373               -          

                                                BENCH                                                     

05/04/2012        GBP           R C J - LONDON QUEENS              t20121412               -          

                                                BENCH                                                    

                   

         

Company history     

        

Date                             Action                                                

25/11/2009                    Annual Returns                                        

16/03/2010                    Annual Returns                                        

04/05/2010                    New Accounts Filed                                    

24/01/2011                    Annual Returns                                        

10/02/2011                    Mr J. Grant has left the board                        

10/02/2011                    Mr J.W. Grant has resigned as company secretary       

10/02/2011                    New Board Member Mr P.J. Wood appointed               

16/02/2011                    New Company Secretary Mr P.J. Wood appointed           

13/05/2011                    Creditsafe Rating Refinement                          

25/05/2011                    New Board Member Mr L. Lea appointed                  

01/06/2011                    Mr L. Lea has left the board                           

01/06/2011                    New Board Member Ms R.A. Wagner appointed             

09/06/2011                    Creditsafe Rating Refinement Removed                  

09/06/2011                    Mr E. Sigurdsson has left the board                    

09/06/2011                    Mr J. Reyndal has left the board                      

09/06/2011                    New Board Member Mr F.A. Chesnais appointed           

14/06/2011                    New Board Member Mr D.J. Oddi appointed                

01/07/2011                    New Board Member Mr M. Blitzer appointed              

12/07/2011                    New Board Member Mr M. Blitzer appointed              

09/08/2011                    New Board Member Mr K.G. Stanford appointed            

07/11/2011                    New Accounts Filed                                    

07/11/2011                    New Accounts Filed                                    

07/12/2011                    Annual Returns                                         

01/02/2012                    Mr S. Craig has left the board                        

24/04/2012                    Ms R.A. Wagner has left the board                     

24/04/2012                    New Board Member Mr R. O'Connor appointed              

26/04/2012                    Mr M. Blitzer has left the board                      

26/04/2012                    Mr D.J. Oddi has left the board                       

01/05/2012                    New Board Member Mr R. O'Connor appointed             

17/05/2012                    NEW WRITS RECORD                                      

17/05/2012                    NEW WRITS RECORD                                      

10/11/2012                    New Accounts Filed                                     

25/12/2012                    Annual Returns                                        

28/12/2012                    Mr K.G. Stanford has left the board                   

07/05/2013                    New Board Member Mr W.P. Kim appointed                

14/05/2013                    New Board Member Mr W.P. Kim appointed                

09/11/2013                    New Accounts Filed                                    

09/11/2013                    New Accounts Filed                                     

13/12/2013                    Annual Returns                                        

11/11/2014                    New Accounts Filed                                    

12/11/2014                    Annual Returns                                         

  

                          

Mortgages      

             

Mortgage type                MORTGAGE DEBENTURE                                    

Charge created              04/04/2001                                            

Charge registered          10/04/2001                                            

Status                           SATISFIED                                             

Entitled person               NATIONAL WESTMINSTER BANK PLC                         

Secured amount             ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                    THE CHARGEE ON ANY ACCOUNT WHATSOEVER                 

Mortgage detail               A SPECIFIC EQUITABLE CHARGE OVER ALL FREEHOLD AND     

                                    LEASEHOLD PROPERTIES AND/OR THE PROCEEDS OF SALE      

                                    THEREOF FIXED AND FLOATING CHARGES OVER UNDERTAKING   

                                    AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE         

                                     INCLUDING GOODWILL BOOKDEBTS AND THE BENEFITS OF ANY  

                                     LICENCES                                              

                             

Mortgage type                          DEBENTURE                                              

Charge created                          11/09/2001                                            

Charge registered                      13/09/2001                                            

Status                                       SATISFIED                                              

Entitled person                          HSBC BANK PLC                                         

Secured amount                        ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                                THE CHARGEE ON ANY ACCOUNT WHATSOEVER                 

Mortgage detail                                     FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND   

                                                ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING  

                                                GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS         

                                                FIXTURESFIXED PLANT AND MACHINERY                     

                             

Mortgage type                          RENT DEPOSIT DEED                                      

Charge created                          14/01/2002                                            

Charge registered                      16/01/2002                                            

Status                                       OUTSTANDING                                            

Entitled person                          MOUNT COOK LAND LIMITED                               

Secured amount                        ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                                THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED      

                                                INSTRUMENT CREATING OR EVIDENCING THE CHARGE          

Mortgage detail                         GBP 8,420.00                                          

                             

Mortgage type                          DEBENTURE                                             

Charge created                          20/02/2006                                            

Charge registered                      08/03/2006                                            

Status                                       SATISFIED                                             

Entitled person                          KEVIN STANFORD                                        

Secured amount                        ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                                 THE CHARGEE ON ANY ACCOUNT WHATSOEVER                 

Mortgage detail                         FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND   

                                                ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING  

                                                GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS         

                                                FIXTURESFIXED PLANT AND MACHINERY                     

                             

Mortgage type                          DEBENTURE                                              

Charge created                          16/07/2007                                            

Charge registered                      27/07/2007                                            

Status                                       SATISFIED                                              

Entitled person                          LANDSBANKI COMMERCIAL FINANCE                         

Secured amount                         ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                                THE CHARGEE ON ANY ACCOUNT WHATSOEVER                 

Mortgage detail                         FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND   

                                                ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING  

                                                GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS         

                                                FIXTURESFIXED PLANT AND MACHINERY SEE THE MORTGAGE    

                                                CHARGE DOCUMENT FOR FULL DETAILS                      

                             

Mortgage type                          DEBENTURE                                             

Charge created                          16/07/2007                                            

Charge registered                      27/07/2007                                             

Status                                       SATISFIED                                             

Entitled person                          LANDSBANKI ISLANDS H.F.                               

Secured amount                        ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                                THE CHARGEE ON ANY ACCOUNT WHATSOEVER                 

Mortgage detail                         FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND   

                                                ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING  

                                                GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS         

                                                FIXTURESFIXED PLANT AND MACHINERY SEE THE MORTGAGE    

                                                CHARGE DOCUMENT FOR FULL DETAILS                      

                             

Charge created                          20/08/2008                                            

Charge registered                      02/09/2008                                            

Status                                       PART PROPERTY RELEASE/CEASE TO BELONG                 

Entitled person                          BICESTER NOMINEES LIMITED AND BICESTER II NOMINEES    

                                                LIMITED                                               

Mortgage detail                         THE DEPOSIT ACCOUNT SEE IMAGE FOR FULL DETAILS        

                             

Mortgage type                           RENT DEPOSIT DEED                                     

Charge created                          14/10/2008                                             

Charge registered                      18/10/2008                                            

Status                                       OUTSTANDING                                           

Entitled person                          FRIENDS PROVIDENT LIFE ASSURANCE LIMITED              

Secured amount                        ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                                THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED      

                                                 INSTRUMENT CREATING OR EVIDENCING THE CHARGE          

Mortgage detail                         GBP 132,187.50 IN ACCORDANCE WITH THE RENTDEPOSIT DEED

                                                SEE IMAGE FOR FULL DETAILS                            

                              

Mortgage type                           DEBENTURE                                             

Charge created                          13/03/2009                                            

Charge registered                      25/03/2009                                             

Status                                       SATISFIED                                             

Entitled person                          KAUPTHING BANK HF (AS SECURITY TRUSTEE FOR THE SECURED

                                                PARTIES IN SUCH CAPACITY THE SECURITY AG              

Mortgage detail                         FIXED AND FLOATING CHARGE OVER THE UNDERTAKING AND ALL

                           PROPERTY AND ASSETS PRESENT AND FUTURE, INCLUDING     

                           GOODWILL, BOOKDEBTS, UNCALLED CAPITAL, BUILDINGS,     

                            FIXTURES, FIXED PLANT AND MACHINERY SEE IMAGEFOR FULL 

                            DETAILS                                               

                             

Mortgage type                          DEBENTURE                                              

Charge created                          08/07/2009                                            

Charge registered                      10/07/2009                                            

Status                                       OUTSTANDING                                           

Entitled person                          LLOYDS TSB BANK PLC                                   

Secured amount                        ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                                THE CHARGEE ON ANY ACCOUNT WHATSOEVER                 

Mortgage detail                         FIXED AND FLOATING CHARGE OVER THE UNDERTAKING AND ALL

                                                PROPERTY AND ASSETS PRESENT AND FUTURE, INCLUDING     

                                                GOODWILL, BOOKDEBTS, UNCALLED CAPITAL, BUILDINGS,     

                                                FIXTURES, FIXED PLANT AND MACHINERY                   

                             

Mortgage type                          RENT DEPOSIT DEED                                      

Charge created                          16/09/2009                                            

Charge registered                      01/10/2009                                            

Status                                       OUTSTANDING                                            

Entitled person                          BRIXTON (WESTBROOK, TRAFFORD PARK) LIMITED            

Secured amount                        ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO   

                                                THE CHARGEE UNDER THE TERMSOF THE AFOREMENTIONED      

                                                INSTRUMENT CREATING OR EVIDENCING THE CHARGE          

Mortgage detail                         THE AMOUNT FROM TIME TO TIME STANDING TO THE CREDIT OF

                                                AN ACCOUNT IN THE NAME OF THE LANDLORD. SEE IMAGE FOR 

                                                FULL DETAILS                                          

                             

Mortgage type                          AN OMNIBUS GUARANTEE AND SET-OFF AGREEMENT            

Charge created                          26/07/2010                                            

Charge registered                      28/07/2010                                            

Status                                       OUTSTANDING                                           

Entitled person                                      LLOYDS TSB BANK PLC                                   

Secured amount                        ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY      

                                                AND/OR ALL OR ANY OF THE COMPANIES NAMED THEREIN TO   

                                                THE CHARGEE ON ANYACCOUNT WHATSOEVER                  

Mortgage detail                         ANY SUM STANDING TO THE CREDIT OF ANY ONE OR MORE OF  

                                                ANY PRESENT OR FUTURE ACCOUNTS OF THE COMPANIES OR ANY

                                                OF THEM WITH THE BANK (INCLUDING ANY ACCOUNTS HELD IN 

                                                THE BANK\S NAME WITH ANY DESIGNATION WHICH INCLUDES   

                                                 THE NAME(S) OF THE COMPANIES OR ANY OF THEM) WHETHER  

                                                SUCH ACCOUNTS BE DENOMINATED IN STERLING OR IN A      

                                                CURRENCY OR CURRENCIES OTHER THAN STERLING            

                             

Mortgage type                          DEBENTURE                                             

Charge created                           01/10/2010                                            

Charge registered                      08/10/2010                                            

Status                                       SATISFIED                                             

Entitled person                          KAUPTHING BANK HF (THE "SECURITY AGENT")              

Mortgage detail                         ALL OF ITS RIGHTS CLAIMS TITLE AND INTEREST FROM TIME 

                                                TO TIME IN RESPECT OF ANYSUMS PAYABLE TO IT PURSUANT  

                                                TO THE INSURANCE POLICIES FIXED AND FLOATING          

                                                CHARGEOVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS

                                                PRESENT AND FUTURE, INCLUDING GOODWILL, BOOK DEBTS,   

                                                UNCALLED CAPITAL, BUILDINGS, FIXTURES, FIXED PLANT AND

                                                MACHINERY SEE IMAGE FOR FULL DETAILS                  

                              

Mortgage type                          RENT DEPOSIT DEED                                     

Charge created                           20/07/2011                                            

Charge registered                        04/08/2011                                             

Status                                       OUTSTANDING                                           

Entitled person                          BICESTER NOMINEES LIMITED AND BICESTER II NOMINEES    

                                                LIMITED                                                

Secured amount                        GBP 18,330.00 AND ALL OTHER MONIES DUE OR TO BECOME   

                                                DUE FROM THE COMPANY TO THE CHARGEE                   

Mortgage detail                         THE TENANT CHARGES ITS INTEEST IN THE DEPOSIT ACCOUNT 

                                                SEE IMAGE FOR FULL DETAILS                            

                                                                           

                                                                           

Profit \& Loss

                                                                

-                               02/02/2014        03/02/2013        29/01/2012

       30/01/2011       

                                56                61                56                56               

                                GBP               GBP               GBP               GBP              

                                Group: Yes        Group: Yes        Group: Yes        Group: Yes       

Turnover                               218,646,282       197,765,838       220,506,582       208,551,259

Export                                           -                 -                 -        52,872,076

Cost of Sales                           73,474,552        68,610,062       102,673,297        78,006,931

Gross Profit                           145,171,730       129,155,776       117,833,285       130,544,328

Wages And Salaries                      43,842,443        39,724,017        42,744,403        37,527,926

Directors Emoluments                     1,836,473           694,427         2,100,875         1,667,348

Operating Profit                        -1,034,795       -19,741,335       -58,344,119         3,543,677

Depreciation                            17,069,790        21,528,504        20,441,898        14,056,324

Audit Fees                                 159,000            85,400            88,000            70,000

Interests Payments                      17,264,838        15,607,791        10,458,871         3,637,319

Pre Tax Profit                         -18,294,910       -35,337,030       -68,793,107           -88,837

Taxation                                -1,239,553          -998,886         3,688,028        -3,422,488

Profit After Tax                       -19,534,463       -36,335,916       -65,105,079        -3,511,325

Dividends Payable                                0                 0                 0                 0

Retained Profit                        -19,534,463       -36,335,916       -65,105,079        -3,511,325

                                                                               

                                                                               

Balance Sheet    

                                                              

-                               02/02/2014        03/02/2013        29/01/2012        30/01/2011       

                                56                61                56                56               

                                GBP               GBP               GBP               GBP              

                                Group: Yes        Group: Yes        Group: Yes        Group: Yes       

Tangible Assets                         34,224,805        37,759,384        57,942,964        73,508,857

Intangible Assets                        1,825,570         1,675,150         1,667,412         1,590,114

Total Fixed Assets                      36,050,375        39,434,534        59,610,376        75,098,971

Stock                                   20,330,499        23,258,758        25,810,207        38,844,595

Trade Debtors                            2,218,078         1,358,930         2,480,354         2,034,780

Cash                                    26,583,905        27,894,684        30,003,277        16,106,131

Other Debtors                            8,372,247         7,849,681        11,563,803        13,219,361

Miscellaneous Current Assets                     0                 0                 0                 0

Total Current Assets                    57,504,729        60,362,053        69,857,641        70,204,867

Trade Creditors                         10,661,468        13,387,047        14,296,980        34,099,786

Bank Loans and Overdraft                         0                 0                 0        15,010,000

Other Short Term Finance                         0                 0                 0             6,946

Miscellaneous Current                   25,372,889        26,646,284        33,259,177        19,937,108

Liabilities                                                                                            

Total Current Liabilities               36,034,357        40,033,331        47,556,157        69,053,840

Bank Loans and Overdrafts LTL          163,717,198       146,146,110       130,981,167        75,286,284

Other Long Term Finance                143,166,369       126,633,279       111,720,620        27,850,544

Total Long Term Liabilities            163,717,198       146,146,110       130,981,167        60,276,284

                                                                               

                                                                               

                                                                                

                                                                               

Capital \& Reserves 

                                                          

-                               02/02/2014        03/02/2013        29/01/2012        30/01/2011       

                                56                61                56                56               

                                GBP               GBP               GBP               GBP               

                                Group: Yes        Group: Yes        Group: Yes        Group: Yes       

Called Up Share Capital                        172               172               172               172

P and L Account Reserve               -115,751,293       -95,937,696       -58,624,149         6,418,872

Revaluation Reserve                              0                 0                 0                 0

Sundry Reserves                          9,554,670         9,554,670         9,554,670         9,554,670

Shareholders Funds                    -106,196,451       -86,382,854       -49,069,307        15,973,714

                                                                               

                                                                                

Other Financial Items           

                                              

-                               02/02/2014        03/02/2013        29/01/2012        30/01/2011       

                                56                61                56                56               

                                GBP               GBP               GBP               GBP              

                                Group: Yes        Group: Yes        Group: Yes        Group: Yes       

Net Worth                             -108,022,021       -88,058,004       -50,736,719        14,383,600

Working Capital                         21,470,372        20,328,722        22,301,484         1,151,027

Total Assets                            93,555,104        99,796,587       129,468,017       145,303,838

Total Liabilities                      199,751,555       186,179,441       178,537,324       129,330,124

Net Assets                            -106,196,451       -86,382,854       -49,069,307        15,973,714

                                                                               

                                                                               

                                                                                

                                                                               

Cash Flow     

                                                                

-                               02/02/2014        03/02/2013        29/01/2012        30/01/2011       

                                56                61                56                56               

                                GBP               GBP               GBP               GBP              

                                Group: Yes        Group: Yes        Group: Yes        Group: Yes       

Net Cash Flow from Operations                    0                 0        21,884,237        45,264,131

Net Cash Flow before Financing                   0                 0       -37,866,289        -9,140,641

Net Cash Flow from Financing                     0                 0        65,273,435        19,500,000

Increase in Cash                        -1,310,779        -2,108,593        13,897,146        12,519,359

 

                                                                               

Miscellaneous 

                                                               

-                               02/02/2014        03/02/2013        29/01/2012        30/01/2011       

                                56                61                56                56               

                                GBP               GBP               GBP               GBP              

                                Group: Yes        Group: Yes        Group: Yes        Group: Yes       

Capital Employed                        57,520,747        59,763,256        81,911,860        76,249,998

                                                                                

Financial Ratios                                                               

Name                                02/02/2014     03/02/2013     29/01/2012     30/01/2011    

Pre Tax Profit Margin                       -8.37 %       -17.87 %       -31.20 %        -0.04 %

Current Ration                                 1.60           1.51           1.47           1.02

Sales or Net Working Capital                  10.18           9.73           9.89         181.19

Gearing                                   -154.16 %      -169.18 %      -266.93 %       471.31 %

Equity                                    -115.77 %       -88.04 %       -38.40 %        11.11 %

Creditor Days                                 17.74          25.11          23.60          59.51

Debtor Days                                    3.69           2.54           4.09           3.55

Liquidity or Acid test                         1.03           0.92           0.92           0.45

Return on Capital Employed                 -31.80 %       -59.12 %       -83.98 %        -0.11 %

Return on Total Assets Employed            -19.55 %       -35.40 %       -53.13 %        -0.06 %

Current Debt Ratio                          -0.33 %        -0.46 %        -0.96 %         4.32 %

Total Debt Ratio                            -1.88 %        -2.15 %        -3.63 %         8.09 %

Stock Turnover Ratio                         9.29 %        11.76 %        11.70 %        18.62 %

Return on Net Assets Employed               17.22 %        40.90 %       140.19 %        -0.55 %

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.56

UK Pound

1

Rs.97.10

Euro

1

Rs.76.61

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

SNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.