MIRA INFORM REPORT

 

 

Report Date :

17.11.2014

 

IDENTIFICATION DETAILS

 

Name :

EURO OVERSEAS EN TRADING BVBA

 

 

Registered Office :

Lange Gang 12-Bus 1, 2000 Antwerpen

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

19.07.1999

 

 

Com. Reg. No.:

466481611

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of Iron and Steel Scrap and Old Non-Ferro Metals

 

 

No of Employees :

02

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Belgium

A1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.

 

Source : CIA

 

Company summary

 

Business number                     466481611

Company name                        EURO OVERSEAS EN TRADING BVBA

Address                                   LANGE GANG 12-BUS 1

2000 ANTWERPEN

Number of staff                        2

Date of establishment               19/07/1999

Telephone number                   032030562

 

 

Commentary

 

The business was established over 15 years ago.

The business has 2 employees.

The business has been at the address for over 6 years.

Operating Result in the latest trading period decreased 46% on the previous trading period.

Pre-tax profits increased by 876% compared to the previous trading period.

The business saw a decrease in their Cash Balance of 35% during the latest trading period.

 

 

Accounts

DATE OF LATEST ACCOUNTS

TURNOVER

PROFIT BEFORE TAX

NET WORTH

WORKING CAPITAL

31/12/2013

 

291,271

181,505

191,649

31/12/2012

 

29,817

150,490

158,645

31/12/2011

 

10,544

150,239

164,661

 

 

 

 

 

Accounts

DATE OF LATEST ACCOUNTS

BALANCE TOTAL

NUMBER OF EMPLOYEES

CAPITAL

CASHFLOW

31/12/2013

2,480,337

2

18,592

52,385

31/12/2012

2,862,273

2

18,592

19,026

31/12/2011

2,113,907

3

18,592

26,048

 

 

Payment expectations

Past payments

 

Payment expectation days

--

 

Industry average payment expectation days

72.94

Industry average day sales outstanding

117.36

 

Day sales outstanding

--

 

 

 

Court data summary

BANKRUPTCY DETAILS

Court action type

no

 

 

 

PROTESTED BILLS

Bill amount

NSSO DETAILS

Date of summons

17/01/2011

 

 

 

 

 

COMPANY INFORMATION

 

Business number

466481611

Company name

EURO OVERSEAS EN TRADING BVBA

 

Fax number

 

Date founded

19/07/1999

 

Company status

Active

Company type

Private Limited Company (BL/LX)

 

Currency

Euro (€)

Date of latest accounts

31/12/2013

 

Activity code

46772

Liable for VAT

Yes

 

Activity description

Wholesale of Iron and Steel Scrap and Old Non-Ferro Metals

VAT Number

BE.0466.481.611 Check VAT

number

 

Belgian Bullettin of Acts

Publications

moniteur belge

 

 

 

 

 

Social balance sheet details

 

Social Balance Sheet

Total

 

During the reporting year ended 31-12-2013

 

 

Full-time Employees

2

 

Part-time Employees

1

 

Total Fte Employees

3

 

 

Number of hours worked

 

 

Full-time Employees

3,405

 

Part-time Employees

1,386

 

Total

4,791

 

 

Personnel Charges

Full-time Employees

90,060

 

Part-time Employees

36,659

 

Total

126,718

 

Benefits In Addition To Wages

-

 

 

During the previous reporting year

 

 

Average number employees in Fte

3

 

Actual working hours

3,891

 

Personnel Charges

105,619

 

Benefits In Addition To Wages                                        --

 

 

Type of Contract                                   Full-Time                     Part-Time Total            Fte

Unlimited Duration                               2                                  1                                  3

Contracts

Higher education

(university)                                           Full-Time                     Part-Time Total            Fte

                                                            1                                  -                                   1

 

Women                                                Full-Time                     Part-Time Total            Fte

Primary education                                1                                  -                                   1

 

Working Category                                Full-Time                     Part-Time Total            Fte

Management                                        -                                   -                                   -

White collar worker                              2                                  -                                  2

Blue collar worker                                1                                                                   1

 

 

JOINT INDUSTRIAL COMMITTEE (JIC)

 

JIC Code                      100

Description                  Additional joint committee for labourers

Category

 

JIC Code                      218

Description                  Additional national joint committee for the employees

Category

 

 

Company Accounts

 

PROFIT & LOSS

 

 

Annual accounts

31-12-2013

%

31-12-2012

%

31-12-2011

Industry average 2012

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Turnover

-

-

-

-

-

16,390,810

-

Total operating expenses

-

-

-

-

-

16,153,831

-

Operating result

74,332

-46.08

137,858

32.38

104,136

138,186

-46.21

Total financial income

446,287

79.05

249,254

-73.46

939,173

30,391

1368

Total financial expenses

229,348

-35.81

357,295

-65.40

1,032,765

46,992

388

Results on ordinary operations before taxation

291,271

876

29,817

182

10,544

119,624

143

Taxation

22,760

65.91

13,718

17.67

11,658

47,920

-52.50

Results on ordinary operations after taxation

268,511

1567

16,099

1445

-1,114

80,642

232

Extraordinary items

-237,496

-1398

15,848

-328

6,921

313,412

-175

Other appropriations

0.00

-

0.00

-

0.00

-

-

Net result

31,015

12248

251

95.67

5,807

393,729

-92.12

OTHER INFORMATION—12

Gross Operating Margin

214,615

-20.94

271,452

-37.61

435,074

291,512

-26.38

Dividends

-

-

-

-

-

541,473

-

Director remuneration

-

-

-

-

-

107,715

-

Employee costs

126,718

19.98

105,619

9.62

96,351

436,245

-70.95

Wages and salary

99,566

17.92

84,433

3.91

81,255

309,515

-67.83

Employee pension costs

-

-

-

-

-

431

-

Social security contributions

23,219

22.72

18,920

12.21

16,860

112,243

-79.31

Other employee costs

3,933

73.57

2,266

128

-1,764

22,190

-82.27

Amortization and depreciation

21,369

13.82

18,775

-7.24

20,241

127,942

-83.30

 

BALANCE SHEET

 

Annual accounts

31-12­2013

%

31-12­2012

%

31-12­2011

Industry

average 2013

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Intangible fixed assets

0

-

0

-

0

61,443

-100

Tangible fixed assets

118,027

0.09

117,920

-12.72

135,103

575,547

-79.49

Land & building

82,187

-6.82

88,198

-6.38

94,209

460,810

-82.16

Plant & machinery

317

-50.0

633

-34.60

968

197,100

-99

Furniture & Vehicles

35,524

22.12

29,089

-19.88

36,308

78,536 20,605

-54.77

Leasing & Other Similar Rights

-

-

-

-

3,618

196,400 94,517

-

Other tangible assets

0

-

0

-

0

23,896

-100

Financial fixed assets

86,346

0

86,346

-2.33

88,406

2,970,802

-97.09

Total fixed assets

204,373

0.05

204,266

-8.61

223,510

2,394,123

-91.46

Inventories

60,713

68.23

36,089

44.07

25,050

599,399

-89.87

Raw materials & consumables

-

-

-

-

-

1,478,163

-

Work in progress

0

-

0

-

0

10,939

-100

Finished goods

0

-

0

-

0

124,605

-100

Other stocks

60,713

68.23

36,089

44.07

25,050

185,818

-67.33

Trade debtors

1,961,489

-12.37

2,238,387

63.53

1,368,754

576,214

240

Cash

242,457

-35.25

374,479

-22.20

481,358

364,435

-33.47

other amounts receivable

6,142

-32.14

9,052

-36.50

14,254

209,309

-97.07

Miscellaneous current assets

5,162

-

0

-100

982

94,708

-94.55

Total current assets

2,275,963

-14.37

2,658,006

40.61

1,890,397

1,658,146

37.26

Total Assets

2,480,337

-13.34

2,862,273

35.40

2,113,907

3,940,626

890,078

-37.06

 

CURRENT LIABILITIES

 

Trade creditors

1,546,454

-27.51

2,133,233

44.77

1,473,566

552,075

180

Short term group loans    

-

-

-

-

-

-

-

Financial debts

-

-

-

-

-

615,283 109,702

-

Current portion of long term debt

328,884

1189

25,511

-8.92

28,009

261,065 46,809

25.98

Amounts Payable for Taxes, Remuneration & Social Security

41,917

61.28

25,990

13.99

22,801

21,294 -

-46.37

Miscellaneous current liabilities

167,060

-46.90

314,627

56.25

201,360

-50.32

- -

Total current liabilities

2,084,314

-16.61

2,499,362

44.83

1,725,736

1,285,167

62.18

LONG TERM DEBTS AND LIABILITIES

 

 

 

 

 

 

 

Long term group loans

-

-

-

-

-

-

-

Other long term loans

214,518

24.70

172,033

-12.91

197,544

-81.37

- -

Deffered taxes

Provisions for Liabilities & Charges

0

-100

40,388

0

40,388

42,004 24,851

61,441 0

-100

Other long term liabilities

0

-

0

-

0

25,899

-100

Total long term debts

214,518

0.99

212,421

-10.72

237,932

659,989

-67.50

SHAREHOLDERS EQUITY

 

 

 

 

 

 

 

Issued share capital

18,592

0

18,592

0

18,592

245,499

-92.43

Share premium account

-

-

-

-

-

8,024

-

Reserves

162,913

23.51

131,898

0.19

131,647

1,745,340

-90.67

Revaluation reserve

-

-

-

-

-

105,674

-

Total shareholders equity

181,505

20.61

150,490

0.17

150,239

1,995,469

-90.90

Working capital

191,649

20.80

158,645

-3.65

164,661

372,978

-48.62

Cashflow

52,385

175

19,026

-26.96

26,048

512,390

-89.78

Net worth

181,505

20.61

150,490

0.17

150,239

1,934,026

-90.62

 

RATIO ANALYSIS

 

Annual accounts

31-12-2013

change(%)

31-12-2012

change(%)

31-12-2011

Industry average 2013

%

TRADING PERFORMANCE

 

 

 

 

 

 

 

Profit Before Tax

-

-

-

-

-

-7,00

-

Return on capital employed

73.55

794

8.22

202

2.72

-3.962,00

1.86

Return on total assets employed

11.74

1028

1.04

108

0.50

2,00

487

Return on net assets employed

160.48

710

19.81

182

7.02

-3.974,00

4.04

Sales / net working capital

-

-

-

-

-

-6,00

-

Stock turnover ratio

-

-

-

-

-

13,00

-

Debtor days

-

-

-

-

-

117,36

-

Creditor days

-

-

-

-

-

72,94

-

SHORT TERM STABILITY

 

 

 

 

 

 

 

Current ratio

1.09

2.83

1.06

-3.64

1.10

6,00

-98.42

Liquidity ratio / acid ratio

1.06

0.95

1.05

-2.78

1.08

5,00

-78.80

Current debt ratio

11.48

-30.89

16.61

44.56

11.49

69,00

-83.36

Liquidity ratio reprocessed

-

-

-

-

-

-

-

LONG TERM STABILITY

 

 

 

 

 

 

 

Gearing

299.39

128

131.27

-12.56

150.13

313,00

-4.35

Equity in percentage

7.32

39.16

5.26

-26.02

7.11

30,00

-75.60

Total debt ratio

12.67

-29.69

18.02

37.87

13.07

70,00

-81.90

 

Payment expectations

Payment expectation days

--

Day sales outstanding

--

Industry comparison

Activity code

46772

Activity description

Wholesale of iron and steel scrap and old non-ferro metals

Industry average payment expectation days

72.94

Industry average day sales outstanding

117.36

Industry quartile analysis

Payment expectations

Company result

--

Lower

82.74

Median

48.68

Upper

25.72

Day sales outstanding

Company result

--

Lower

75.12

Median

40.51

Upper

18.29

 

Minority Shareholders

No minority shareholders found

 

Minority Interests

 

No minority interest found

 

Protested Bills

 

There is no data for this company

 

Bankruptcy and other legal events

 

There is no data for this company

 

Director details

Current director details

Name

HARIKRISHNA POPATLAT PATEL

Position

Principal Manager

Start Date

18/07/2014

Street

213 ITALIELEI ANTWERPEN

Post code

2000

Country

Belgium

 

 

Name

POPATLAI PATEL HARIKRISHNA

Position

Principal Manager

Start Date

01/02/2000

Street

213 ITALIELEI ANTWERPEN

Post code

2000

Country

Belgium

 

 

Name

HARIKRISHNA PATEL

Position

Principal Manager

Start Date

06/01/2006

Street

Post code

Country

 

Former director details

Name

HARIKRISHNA POPATLAL PATEL

Position

Principal Manager

Start Date

21/07/2012

Street

31/12/2013

Post code

2000

Country

Belgium


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.65

UK Pound

1

Rs.96.54

Euro

1

Rs.76.70

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.