MIRA INFORM REPORT

 

 

Report Date :

17.11.2014

 

IDENTIFICATION DETAILS

 

Name :

LEO ALLIANCE LTD.

 

 

Registered Office :

Room 328, 3/F., Peninsula Centre, 67 Mody Road, Tsimshatsui, Kowloon

 

 

Country :

Hongkong

 

 

Date of Incorporation :

23.07.2004

 

 

Com. Reg. No.:

34770671

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer, Exporter and Wholesaler of Pharmaceuticals, Iron and Steel, Pharmaceutical Chemicals.

 

 

No. of Employees :

4

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA


Company Name and Address

 

LEO ALLIANCE LTD.

 

ADDRESS:                   Room 328, 3/F., Peninsula Centre, 67 Mody Road, Tsimshatsui, Kowloon, Hong Kong.

 

PHONE:                        852-2724 0636,  2723 5541

FAX:                             852-2723 5542

E-MAIL:                        kopranhk@hk.super.net

 

 

MANAGEMENT

 

Managing Director:        Mr. Rashmi Anil Tody

 

 

SUMMARY

 

Incorporated on:            23rd July, 2004.

 

Organization:                 Private Limited Company.

 

Paid Up Capital:            HK$800,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Annual Turnover:           US$20 – 25 million.

 

Employees:                  4.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Registered Head Office:-

Room 328, 3/F., Peninsula Centre, 67 Mody Road, Tsimshatsui, Kowloon, Hong Kong.

 

 

Associated Company

 

Transwin International Ltd., Hong Kong.  [Dissolved]

 

 

BUSINESS REGISTRATION NUMBER

 

34770671

 

 

COMPANY FILE NUMBER

 

0913267

 

 

MANAGEMENT

 

Managing Director:        Mr. Rashmi Anil Tody

 

 

PAID UP CAPITAL

 

HK$800,000.00

 

 

SHAREHOLDERS

(As per registry dated 23-07-2014)

 

Name

 

No. of shares

Anil Bankatlal TODY

 

779,999

Mayank Anil TODY

 

1

Rashmi Anil TODY

 

20,000

 

 

‑‑‑‑‑‑‑‑‑‑‑

 

Total:

800,000

======

 

 

DIRECTORS

(As per registry dated 23-07-2014)

 

Name

(Nationality)

 

Address

Rashmi Anil TODY

Room K, 3/F., Far East Mansion, 5-6 Middle Road, Tsimshatsui, Kowloon, Hong Kong.

 

Anil Bankatlal TODY

Room K, 3/F., Far East Mansion, 5-6 Middle Road, Tsimshatsui, Kowloon, Hong Kong.

 

SECRETARY

 

Anil Bankatlal TODY (As per registry dated 23-07-2014)

 

 

HISTORY

 

The subject was incorporated on 23rd July, 2004 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Pharmaceuticals, Iron & Steel, Pharmaceutical Chemicals

 

Employees:                  4.

 

Commodities Imported: China, other Asian countries, etc.

 

Markets:                        North America, other Asian countries, etc.

 

Annual Turnover:           US$20 – 25 million.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               As per contracted.

 

 

FINANCIAL INFORMATION

 

Paid Up Capital:            HK$800,000.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Bank of Baroda, Hong Kong Branch.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 100,000 ordinary shares of HK$1.00 each, Leo Alliance Ltd. is chiefly jointly owned by Mr. Anil Bankatlal Tody, holding about 80% interests; and Mr. Rashmi Anil Tody, holding 20%.  Incorporated in July; 2004, the subject is a business of the Tody family.

 

The subject is trading in the following commodities: eggs (agriculture- chicken eggs), iron (castings), steel (scarp), pharmaceutical preparation, fire brick - refractory (refractory bricks), pharmaceutical chemicals.

 

The subject had an associated company Transwin International Ltd. located at the same address.  Transwin was a Hong Kong-registered company.  This firm was incorporated on 15th June, 1993 but dissolved by deregistration on 18th June, 2010.  It was a healthcare product trader.

 

The subject’s products are sourced from China, other Asian countries, etc.  Prime markets are North America, the other Asian countries, etc.  Overall business is normal.  Annual sales turnover ranges from US$20 to 25 million.

 

The subject’s business is chiefly handled by the Tody family.  History in Hong Kong is over ten years and two months.

 

On the whole, consider the subject good for normal business engagements.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

15-11-2004

Instrument:        Charge Over Accounts (Limited Company – Under Seal)

Property:

In consideration of the Bank agreeing to grant or continuing to grant the Banking Facilities, the Chargor, as beneficial owner and by way of fixed charge, assigns, charges and pledges the Charged Property to Bank as a continuing security for the due payment and satisfaction of the Secured Moneys by the Chargor to the Bank on demand.

Deposit Account No.: 636-454449-838

Wayfoong Gold Account No.: 636-454449-838

Securities Account No.: 636-454449-380

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure all monies in respect of banking facilities owing at any time plus interest and all expenses

03-09-2007

Instrument:        Memorandum

Property:

Distinctive
No. of Receipts Date of Issue    Amount Due Date

91220300000234            10-11-2006        US$66,166.84    08-11-2007

Mortgagee:        Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

29-06-2009

Instrument:        Memorandum

Property:

Distinctive
No. of Receipts Date of Issue    Amount Due Date

91220300000234            06-11-2008        US$71,619.61    04-11-2009

91220300000493            27-02-2009        US$61,213.33    25-02-2010

Mortgagee:        Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.65

UK Pound

1

Rs.96.54

Euro

1

Rs.76.70

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.