MIRA INFORM REPORT

 

 

Report Date :

17.11.2014

 

IDENTIFICATION DETAILS

 

Name :

SHARIF FASHIONS UK LIMITED

 

 

Registered Office :

Unit 24 River Road Business Park Barking Essex IG11 0EA

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

20.01.2006

 

 

Com. Reg. No.:

05681364

 

 

Legal Form :

Private limited with Share Capital

 

 

LINE OF BUSINESS :

MANUFACTURER OF OTHER WEARING APPAREL AND ACCESSORIES.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of Ł375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

 

Source : CIA


Company name and address

 

Company identification

 

 

 

SHARIF FASHIONS UK LIMITED

 

 

Telephone

 

 02085911477

 

 

UNIT 24

      Fax

-

 

RIVER ROAD BUSINESS PARK

Website

-

 

BARKING

 

ESSEX

 

IG11 0EA

United Kingdom

 

 

 

Company Number: Foundation:

 

 

05681364

20/01/2006

 

Status:

VAT No

 

Active - Accounts Filed

 

 

 

Main indices

 

Payment experience and credit opinion

 

 

Comments                                                                                                                                               

 

No exact match CCJs are recorded against the company.

 

Net Worth increased by 298.5% during the latest trading period. A 360.7% growth in Total Assets occurred during the latest trading period. The company saw an increase in their Cash Balance of 194.4% during the latest trading period. The movement in accumulated earnings would indicate that the company made a profit after tax and other appropriations, including dividends.

 

There is insufficient data to indicate a change in this company’s percentage of sales. There is insufficient data to indicate a change in this company’s pre-tax profit. The company is exempt from audit. No recent changes in directorship are recorded. The company is not part of a group. The company was established over 8 years ago.

 

 

basic information

 

Legal form

Private limited with Share Capital

 

Foundation

                                                                                                                                                                   

20/01/2006

 

Company No.

 

05681364

 

 

Shareholders

 

Name

Currency

Number of shares

Share type

Nominal value

Sadiq Sharif

GBP

1

Ordinary

1

Total Share Capital

 

 

 

GBP 1

 

 

Management

 

Director

 

Name

Address

Date of birth

Nationality

Appointment date

Sadiq Sharif

48 Kensington Avenue, Manor Park, London, E12 E12 6NP

17.12.1960

British

20.01.2006

 

Company secretory

 

Name

Address

Appointment date

Jahanara Sharif

48 Kensington Avenue, Manor Park, London, E12 6NP

20.01.2006

 

 

Other Known Addresses   

 

24 River Road Business Park, River Road, Barking, Essex IG11 0EA

 


 

Business activities

 

Main Activity

 

SIC03

Manufacturing other wearing apparel etc.

SIC07

Manufacturer of other wearing apparel and accessories n.e.c.

 

 

Economic data 

 

Turnover and Employees

 

Date of accounts

Turnover

Employees

31.03.2011

Not Stated

Not Stated

31.03.2012

Not Stated

Not Stated

31.03.2013

Not Stated

Not Stated

 

 

Supplementary data

 

Events

 

Company history

Date

Action

29/01/2010

New Accounts Filed

22/05/2010

Annual Returns

19/08/2010

New Accounts Filed

11/01/2011

Change in Reg.Office

11/01/2011

Change of Company Postcode

08/03/2011

Annual Returns

29/12/2011

New Accounts Filed

25/02/2012

Annual Returns

05/01/2013

New Accounts Filed

22/02/2013

Annual Returns

25/12/2013

New Accounts Filed

12/03/2014

Annual Returns

 

 


 

Mortgages

 

Charge created

21/09/2010

Charge registered

25/09/2010

Status

OUTSTANDING

Entitled person

BARCLAYS BANK PLC

Secured amount

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Mortgage detail

FIXED AND FLOATING CHARGE OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE, INCLUDING GOODWILL, BOOKDEBTS, UN- CALLED CAPITAL, BUILDINGS, FIXTURES, FIXED PLANT AND MACHINERY

 

 

Charge created

04/04/2014

Charge registered

10/04/2014

Status

OUTSTANDING

Entitled person

BARCLAYS BANK PLC;

Mortgage detail

CONTAINS FIXED CHARGE.CONTAINS FLOATINGCHARGE.FLOATING CHARGE COVERS ALL THE PROPERTY OR UNDERTAKING OF THE COMPANY.CONTAINS NEGATIVE PLEDGE.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Country court judgments (CCJs)

 

There are no County Court Judgments listed against this company

 

 

Accounts

 

Profit & Loss

 

 

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

31/03/2010

52

GBP

Group: No

Turnover

0

0

0

0

Export

-

-

-

-

Cost of Sales

-

-

-

-

Gross Profit

-

-

-

-

Wages And Salaries

0

0

0

0

Directors Emoluments

-

-

-

-

Operating Profit

-

-

-

-

Depreciation

0

0

0

0

Audit Fees

0

0

0

0

Interests Payments

-

-

-

-

Pre Tax Profit

0

0

0

0

Taxation

-

-

-

-

Profit After Tax

-

-

-

-

 

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

31/03/2010

52

GBP

Group: No

Dividends Payable

-

-

-

-

Retained Profit

-

-

-

-

 

Balance Sheet

 

 

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

31/03/2010

52

GBP

Group: No

Tangible Assets

0

0

0

0

Intangible Assets

0

0

0

0

Total Fixed Assets

0

0

0

0

Stock

33,051

7,127

13,627

16,448

Trade Debtors

113,409

6,100

3,481

1,896

Cash

151,376

51,426

102,617

69,052

Other Debtors

0

0

0

0

Miscellaneous Current Assets

0

0

0

0

Total Current Assets

297,836

64,653

119,725

87,396

Trade Creditors

162,582

30,710

100,427

81,330

Bank Loans and Overdraft

0

0

0

0

Other Short Term Finance

0

0

0

0

Miscellaneous Current Liabilities

0

0

0

0

Total Current Liabilities

162,582

30,710

100,427

81,330

Bank Loans and Overdrafts LTL

0

0

0

0

Other Long Term Finance

0

0

0

0

Total Long Term Liabilities

0

0

0

0

 

 

Capital & Reserves

 

 

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

31/03/2010

52

GBP

Group: No

Called Up Share Capital

1

1

1

1

P and L Account Reserve

135,253

33,942

19,297

6,065

Revaluation Reserve

0

0

0

0

Sundry Reserves

0

0

0

0

Shareholders Funds

135,254

33,943

19,298

6,066

 

Other Financial Items

 

 

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

31/03/2010

52

GBP

Group: No

Net Worth

135,254

33,943

19,298

6,066

Working Capital

135,254

33,943

19,298

6,066

Total Assets

297,836

64,653

119,725

87,396

Total Liabilities

162,582

30,710

100,427

81,330

Net Assets

135,254

33,943

19,298

6,066

 

 

Cash Flow

 

 

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

31/03/2010

52

GBP

Group: No

Net Cash Flow from Operations

0

0

0

0

Net Cash Flow before Financing

0

0

0

0

Net Cash Flow from Financing

0

0

0

0

Increase in Cash

99,950

-51,191

33,565

63,836

 

 

Miscellaneous

 

 

31/03/2013

52

GBP

Group: No

31/03/2012

52

GBP

Group: No

31/03/2011

52

GBP

Group: No

31/03/2010

52

GBP

Group: No

Capital Employed

135,254

33,943

19,298

6,066

 

 

Financial Ratios

 

Name

31/03/2013

31/03/2012

31/03/2011

31/03/2010

Pre Tax Profit Margin

0.0%

0.0%

0.0%

0.0%

Current Ration

1.83

2.11

1.19

1.07

Sales or Net Working Capital

0.00

0.00

0.00

0.00

Gearing

0.00 %

0.00 %

0.00 %

0.00 %

Equity

45.41 %

52.50 %

16.12 %

6.94 %

 

Name

31/03/2013

31/03/2012

31/03/2011

31/03/2010

Creditor Days

0.00

0.00

0.00

0.00

Debtor Days

0.00

0.00

0.00

0.00

Liquidity or Acid test

1.62

1.87

1.05

0.87

Return on Capital Employed

0.0%

0.0%

0.0%

0.0%

Return on Total Assets Employed

0.0%

0.0%

0.0%

0.0%

Current Debt Ratio

1.20 %

0.90 %

5.20 %

13.40 %

Total Debt Ratio

1.20 %

0.90 %

5.20 %

13.40 %

Stock Turnover Ratio

0.0%

0.0%

0.0%

0.0%

Return on Net Assets Employed

0.0%

0.0%

0.0%

0.0%

 

 

REMARKS

 

Sources were unable to contact the company. The telephone number is confirmed as correct, but not answered

The number provided 00442085380277 is incorrect and does not relate to this company, but relates to the company’s freight forwarders

The abbreviated balance sheet reports the general financial position as satisfactory with continued profitability and increases in shareholder’s fund. Remains to be seen how the company trades in the financial year ended March 2014

Apparent Net Profit Year Ended 31/03/2013 – 101,311GBP

Apparent Net Profit Year Ended 31/03/2012 - 14,645GBP

Activity –  Clothing retailer

Trading address( not confirmed )  – Unit 24 River Road Business Park, River Road, Barking, Essex IG11 0EA

Employees  N/A

Bank :-  N/A

Branches :- N/A

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.65

UK Pound

1

Rs.96.54

Euro

1

Rs.76.70

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

SNT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.