MIRA INFORM REPORT

 

 

Report Date :

18.11.2014

 

IDENTIFICATION DETAILS

 

Name :

TANTUS TRADING 284 CC

 

 

Registered Office :

Cnr. Diamond And Emerald Street, Carletonville, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

01.12.2008

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

General dealer, wholesalers, retail traders, importers of linen wear, textiles, curtaining and other related items.

 

 

No of Employees :

45

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

COMPANY NAME

 

TANTUS TRADING 284 CC

 

 

TRADING NAME

 

EDURA

 

 

PHYSICAL ADDRESS

 

Cnr. Diamond And Emerald Street

Carletonville

Gauteng

 

 

POSTAL ADDRESS

 

P O Box 107

CARLETONVILLE

2500

 

 

TELEPHONE NUMBER

 

+27 18 788 6697

 

 

FAX NUMBER

 

+27 18 787 2768 / 787 3909

 

 

CELLULAR NUMBER

 

+27 82 5551546

 

 

MEMBERS

 

75%      R A NORSARKA (Resident in Australia)  ID No.   4104035093059

25%      M I KAROLIA     ID No.   8303045048089

 

Formerly shareholding of 74% RANCO (AUSTRALIA) (PTY) LTD and

26% M I KAROLIA.

 

 

ASSOCIATE COMPANIES

 

RFN INVESTMENTS (PTY) LTD

ERF 341 AZAADVILLE (PTY) LTD

CARLETON COLLECTIONS CC

CARLETON FABRICS CC

XTRAPROPS 214 (PTY) LTD (dormant)

 

 

BANKERS

 

HABIB OVERSEAS BANK, Fordsburg, Acc No. 1122500520 5001.  It was stated that the subject enjoys overdraft facilities to an extent of R4 800 000, unsecured. The subject also banks with FIRST NATIONAL BANK, Carletonville, Acc No. 62093482497.

 

The subject also banks with STANDARD BANK, Carletonville.

 

 

DATE REGISTERED

 

1 December 2008

Registration Certificate Number 2008/249202/23

 

The subject was originally a private company trading since 2004 (Registration Certificate Number: 2004/027472/07) and prior to that was known as COLIN TRADING HOLDINGS CC, trading as EDURA and the business has been an institution in Carletonville under different legal entities for over 50 years.

 

 

VAT NUMBER

 

4490217785

 

 

TAX NUMBER

 

9046594157

 

BEE STATUS

 

Non-compliant

 

 

MAJOR OPERATION

 

General dealer, wholesalers, retail traders, importers of linen wear, textiles, curtaining and other related items.

 

 

MAJOR SUPPLIERS

 

Previously, we have divulged the names of the major suppliers in our reports.  We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Textile traders and general public

 

 

AREA OF DISTRIBUTION AND SELLING

 

South Africa

 

 

EXPORTS

 

Australia

 

 

TOTAL EMPLOYEES

 

45

 

 

OTHER PREMISES

 

None

 

 

OWNED OR LEASED

 

The premises are reported to be owned by an associate company.

 

 

MEMBERS CONTRIBUTION

 

R100

 

Full financial information was not forthcoming from respondents at the subject and outside authorities were unable to assist in this regard.

 

 

AUDITORS

 

R W F C FINANCIAL CONSULTING INC

 

 

FINANCIAL YEAR END

 

FEBRUARY

 

 

INSURANCE BROKERS

 

COMMRISK INSURANCE BROKERS,

+27 11 446 7800

 

 

TRADE REFERENCES – JUNE 2006:

 

            ACCOUNT        HIGHEST          AVERAGE        TERMS PAYMENT        EXPERIENCE

            OPENED          CREDIT            CREDIT                        PATTERN

 

1.         15 Years           Good for          R1 000 000        60 days            15 days            Excellent

                                                            cash in advance

 

2.         33 Years           R40 000            R40 000            pays on invoice Good

 

3.         2 Years declined            figures  60 days            60 days            Good

 

TRADE REFERENCES – MAY 2009:

 

            ACCOUNT        HIGHEST          AVERAGE        TERMS PAYMENT        EXPERIENCE

            OPENED          CREDIT            CREDIT                        PATTERN

 

1.         5 Years R400 000          R300 000          60 days            30/60 days        Very Good

 

2.         1992     R300 000          R250 000          60 days            30/60 days        Very Good

 

3.         18 Years           R516 000          R352 000          30 days            30 days            Excellent

 

TRADE REFERENCES – MAY 2010:

 

            ACCOUNT        HIGHEST          AVERAGE        TERMS PAYMENT        EXPERIENCE

            OPENED          CREDIT            CREDIT                        PATTERN

 

1.         5+ Years           R500 000          R125 000          60 days            30 days            Good

                        c/l

 

2.         2005-2007         R550 000          R160 000          60 das  30 days            Very Good

                        c/l

 

3.         1992     declined            declined            30 days            15 days            Very Good

 

4.         Do not give trade references.

 

TRADE REFERENCES-MAY 2010:

 

            ACCOUNT        HIGHEST          AVERAGE        TERMS PAYMENT        EXPERIENCE

            OPENED          CREDIT            CREDIT                        PATTERN

 

1.         5 Years R1 500 000        R100 000          60 days            30 days            Very Good

                        c/l         R300 000                      5% discount

 

2.         Unable to obtain

 

3.         Last bought in 2009.  Account is inactive

 

4.         Unable to obtain

 

 

CURRENT TRADE REFERENCES:

 

            ACCOUNT        HIGHEST          AVERAGE        TERMS PAYMENT        EXPERIENCE

            OPENED          CREDIT            CREDIT                        PATTERN

 

1.         2007     R1 700 000        R500 000-         30 days            30 days            Excellent

                                    R1 000 000

 

2.         ±10 years          R250 000          Declined           60 days            30 days            Very Good       

            Insured:COFACE

 

3.         1985     Declined           Declined           30 days            30 days            Very Good

 

NATURE OF GOODS OR SERVICES SUPPLIED:

(These descriptions relate respectively by number to the above current trade transactions):

 

1.         Beddings         

                       

2.         Towels

 

3.         Fabrics

 

 

COMMENTS

 

This is an established company that is meeting its commitments timeously and is            highly regarded by its suppliers. The subject is considered equal to its normal business engagements.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.68

UK Pound

1

Rs.96.94

Euro

1

Rs.77.36

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.