MIRA
INFORM REPORT
|
Report Date : |
20.11.2014 |
IDENTIFICATION DETAILS
|
Name : |
BIOSAFE MEDICAL INDIA PRIVATE LIMITED |
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Registered
Office : |
Airport Road, Hinoo, Doranda, |
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Country : |
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Financials (as
on) : |
31.03.2014 |
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Date of
Incorporation : |
12.12.2007 |
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Com. Reg. No.: |
003-012980 |
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Capital
Investment / Paid-up Capital : |
Rs. 4.000 Millions |
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CIN No.: [Company Identification
No.] |
U33112JH2007PTC012980 |
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IEC No.: |
Not Available |
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TAN No.: [Tax Deduction &
Collection Account No.] |
Not Available |
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PAN No.: [Permanent Account No.] |
Not Available |
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Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Manufacturer and trading business of Chemicals. |
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No. of Employees
: |
60 (Approximately) |
RATING & COMMENTS
|
MIRA’s Rating : |
B (26) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
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Payment Behaviour : |
Slow but correct |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having moderate track record. The Company has achieved profit from its operations which has resulted
into to decrease in accumulated losses of the company. However, the rating is constrained on account of company’s small scale
of business operation marked by moderate financial risk profile and weak
liquidity position of the company. However, trade relations are fair. Business is active. Payments are
reported to be slow but correct. The company can be considered for business dealings with some caution.
Note: Subject was earlier established as a proprietorship concern letter as
on 2006 it was converted into Private Limited. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 1, 2014
|
Country Name |
Previous Rating (31.03.2014) |
Current Rating (01.06.2014) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
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Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
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Restricted |
C2 |
|
Off-credit |
D |
INDIAN ECONOMIC OVERVIEW
N E W S
Verdict Implications
: Apex court order may alter coal import dynamics. Traders go slow on talks
over coal supply contracts, uncertainty over cancellation of blocks weigh on
stocks.
Recent arrest of the
Chennai head of the Registrar of Companies, the ministry of corporate affairs
arm that ensures that companies file all the information required by the
Companies Act is the latest manifestation of a messy fight between a father and
his adopted son for the control of Rs 40000 mn business empire. The Central
Bureau of Investigation arrested Manumeethi Cholan after he accepted Rs 10
lakhs as bribe from M A M Ramaswamy, a CBI official said.
Central Bureau of
Investigation books Electrotherm for cheating Central Bank of Rs 4360 mn.
Infosys maintains
revenue guidance. COO Rao says attrition still an area of concern and it would
take a few more quarters to bring down levels to 13-15 %.
DHL to invest
Euro 100 mn in India over next 2 years. The firm has chosen India to pilot its e-commerce
business model for the Asia-Pacific region.
Blackstone may buy
stake in BlueRidge SEZ in line with the fund’s real estate strategy in India.
Kingfisher Airlines
Ltd grounded in October 2012 under the weight of heavy debt and accumulated
losses, recently approached the Delhi high court for relief in two separate
cases. The airline challenged a notice by Punjab & National Bank alleging
that It had wilfully defaulted on Rs 7700 mn of loans and sought more time to
comply with the requirements under the listing agreements with the Stock
Exchanges.
OnMobile likely to
sack another 300 employees. The lay-offs follow a spate of senior-level exits
over the past two years, starting with of its founder. The overall lay-offs
could number around 600 and are driven by the need to cut costs, says a former
employee.
EXTERNAL AGENCY RATING
Not Available
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2014.
INFORMATION PARTED BY
|
Name : |
Mr. Sandeep |
|
Designation : |
Director |
|
Contact No.: |
91-9818346147 |
|
Date : |
19.11.2014 |
|
Name : |
Mr. Sudeep |
|
Designation : |
Director |
|
Contact No.: |
91-99343083000 |
|
Date : |
19.11.2014 |
LOCATIONS
|
Registered Office : |
Airport Road, Hinoo, Doranda, Ranchi – 834002, Jharkhand, India |
|
Tel. No.: |
Not Available |
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Mobile No.: |
91-9884070832 (Selvam) |
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Fax No.: |
Not Available |
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E-Mail : |
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Website : |
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Area : |
4000 S. Ft. |
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Location : |
Rented |
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Factory 1 : |
120 – P, Tupudna Industrial Area, Hetia, Ranchi – 834003, Jharkhand,
India |
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Tel. No.: |
91-651-6459070 |
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Fax No.: |
91-651-2251134 |
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E-Mail : |
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Area : |
1200 Sq. Ft. |
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Location : |
Owned |
DIRECTORS
AS ON 30.09.2014
|
Name : |
Mr. Sudeep Kumar |
|
Designation : |
Director |
|
Address : |
C/O Savitri Sinha, Airport Road Hinoo, Doranda, Ranchi – 834002,
Jharkhand, India |
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Date of Birth/Age : |
28.12.1976 |
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Date of Appointment : |
12.12.2007 |
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DIN No. : |
01748872 |
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|
|
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Name : |
Mr. Sandeep Kumar |
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Designation : |
Director |
|
Address : |
Kuwar Singh Colony, Airport Road Hinoo, Doranda, Ranchi – 834002,
Jharkhand, India |
|
Date of Birth/Age : |
26.12.1972 |
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Date of Appointment : |
12.12.2007 |
|
DIN No. : |
01869163 |
MAJOR SHAREHOLDERS
As on 30.09.2014
|
Names of Shareholders |
No. of Shares |
Percentage of
Holding |
|
Sudeep Kumar |
94000 |
23.50 |
|
Sandeep Kumar |
204000 |
51.00 |
|
Rashmi Prabha |
60000 |
15.00 |
|
Ajana Sinha |
42000 |
10.50 |
|
Total |
400000 |
100.00 |
As on 30.09.2014
Equity Share Break up (Percentage of Total Equity)
|
Category |
Percentage of Holding |
|
Directors or relatives of Directors |
100.00 |
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer and trading business of Chemicals. |
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Products : |
Not Divulged |
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Brand Names : |
Not Divulged |
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Agencies Held : |
Not Divulged |
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Exports : |
Not Divulged |
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Imports : |
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Products : |
Raw Material |
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Countries : |
Germany |
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Terms : |
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Selling : |
L/C, Cheque and Credit |
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Purchasing : |
L/C, Cheque and Credit |
PRODUCTION STATUS: Not Available
GENERAL INFORMATION
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Suppliers : |
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Customers : |
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No. of Employees : |
60 (Approximately) |
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Bankers : |
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Facilities : |
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Auditors : |
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Name : |
Goenka Patodia and Company Chartered Accountants |
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Address : |
32 2nd Floor, Chauhan Arcade, Lalji Hiraji Road, Ranchi –
834001, Jharkhand, India |
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Tel. No.: |
91-651-2208172 |
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Mobile No.: |
91-9835573724 / 9204381330 |
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E-Mail : |
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PAN No.: |
AAHFG7993H |
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Associates/Subsidiaries : |
Not Available |
CAPITAL STRUCTURE
As on 30.09.2014
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
|
|
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|
400000 |
Equity Shares |
Rs.10/- each |
Rs.4.000 Millions |
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Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
|
|
|
|
400000 |
Equity Shares |
Rs.10/- each |
Rs.4.000 Millions |
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FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2013 |
31.03.2012 |
31.03.2011 |
|
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I.
EQUITY AND LIABILITIES |
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(1)Shareholders' Funds |
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(a) Share Capital |
4.000 |
0.250 |
0.250 |
|
(b) Reserves &
Surplus |
(0.235) |
(0.365) |
(0.458) |
|
(c) Money received
against share warrants |
0.000 |
0.000 |
0.000 |
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(2) Share Application
money pending allotment |
0.000 |
3.750 |
0.250 |
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Total Shareholders’ Funds
(1) + (2) |
3.765 |
3.635 |
0.042 |
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(3) Non-Current
Liabilities |
|
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|
(a) long-term borrowings |
0.000 |
0.934 |
1.409 |
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(b) Deferred tax
liabilities (Net) |
0.000 |
0.000 |
0.000 |
|
(c) Other long term
liabilities |
0.000 |
0.000 |
0.000 |
|
(d) long-term provisions |
0.000 |
0.000 |
0.000 |
|
Total Non-current
Liabilities (3) |
0.000 |
0.934 |
1.409 |
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(4) Current Liabilities |
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|
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|
(a) Short term borrowings |
4.041 |
3.746 |
3.637 |
|
(b) Trade payables |
0.000 |
0.000 |
0.000 |
|
(c) Other current
liabilities |
0.000 |
0.000 |
0.000 |
|
(d) Short-term provisions |
2.261 |
2.662 |
3.548 |
|
Total Current Liabilities
(4) |
6.302 |
6.408 |
7.185 |
|
|
|
|
|
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TOTAL |
10.067 |
10.977 |
8.636 |
|
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|
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II.
ASSETS |
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|
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(1) Non-current assets |
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(a) Fixed Assets |
|
|
|
|
(i) Tangible assets |
2.662 |
3.082 |
2.311 |
|
(ii) Intangible Assets |
0.000 |
0.000 |
0.000 |
|
(iii) Capital
work-in-progress |
0.000 |
0.000 |
0.000 |
|
(iv) Intangible assets
under development |
0.000 |
0.000 |
0.000 |
|
(b) Non-current
Investments |
0.000 |
0.000 |
0.000 |
|
(c) Deferred tax assets
(net) |
0.077 |
0.041 |
0.038 |
|
(d) Long-term Loan and Advances |
0.000 |
0.000 |
0.000 |
|
(e) Other Non-current
assets |
0.000 |
0.000 |
0.000 |
|
Total Non-Current Assets |
2.739 |
3.123 |
2.349 |
|
|
|
|
|
|
(2) Current assets |
|
|
|
|
(a) Current investments |
0.000 |
0.000 |
0.000 |
|
(b) Inventories |
4.538 |
6.312 |
5.791 |
|
(c) Trade receivables |
2.356 |
1.358 |
0.208 |
|
(d) Cash and cash
equivalents |
0.016 |
0.031 |
0.185 |
|
(e) Short-term loans and
advances |
0.362 |
0.153 |
0.095 |
|
(f) Other current assets |
0.056 |
0.000 |
0.008 |
|
Total Current Assets |
7.328 |
7.854 |
6.287 |
|
|
|
|
|
|
TOTAL |
10.067 |
10.977 |
8.636 |
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2013 |
31.03.2012 |
31.03.2011 |
|
|
SALES |
|
|
|
|
|
Income |
14.100 |
10.800 |
15.100 |
|
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Other Income |
NA |
NA |
NA |
|
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TOTAL |
NA |
NA |
NA |
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|
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|
Less |
EXPENSES |
|
|
|
|
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TOTAL |
NA |
NA |
NA |
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|
PROFIT/ (LOSS) BEFORE TAX |
0.115 |
0.114 |
0.163 |
|
|
|
|
|
|
|
Less |
TAX |
(0.014) |
0.022 |
0.031 |
|
|
|
|
|
|
|
|
PROFIT/ (LOSS) AFTER TAX
|
0.129 |
0.092 |
0.132 |
|
|
|
|
|
|
|
|
Earnings / (Loss) Per
Share (Rs.) |
0.32 |
0.23 |
0.33 |
|
Particulars |
|
|
31.03.2014 |
|
Sales Turnover (Approximately) |
|
|
20.000 |
|
|
|
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|
Expected Sales (2014-2015): Rs. 50.000 Millions
The above information has been parted by Mr. Sandeep / Mr. Suddep
KEY RATIOS
|
PARTICULARS |
|
31.03.2013 |
31.03.2012 |
31.03.2011 |
|
|
|
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|
|
|
Net Profit Margin PAT / Sales |
(%) |
0.91 |
0.85 |
0.87 |
|
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|
Operating Profit Margin (PBDIT/Sales) |
(%) |
0.82 |
1.06 |
1.08 |
|
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|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
1.15 |
1.04 |
1.90 |
|
|
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|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.03 |
0.03 |
3.88 |
|
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|
|
|
|
Debt Equity Ratio (Total Debt /Networth) |
|
1.07 |
1.29 |
120.14 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.16 |
1.23 |
0.88 |
FINANCIAL ANALYSIS
[all figures are
in Rupees Millions]
DEBT EQUITY RATIO
|
Particular |
31.03.2011 |
31.03.2012 |
31.03.2013 |
|
|
(Rs. In Millions) |
(Rs. In Millions) |
(Rs. In Millions) |
|
Share Capital |
0.250 |
0.250 |
4.000 |
|
Reserves & Surplus |
(0.458) |
(0.365) |
(0.235) |
|
Share Application money
pending allotment |
0.250 |
3.750 |
0.000 |
|
Net worth |
0.042 |
3.635 |
3.765 |
|
|
|
|
|
|
long-term borrowings |
1.409 |
0.934 |
0.000 |
|
Short term borrowings |
3.637 |
3.746 |
4.041 |
|
Total borrowings |
5.046 |
4.680 |
4.041 |
|
Debt/Equity ratio |
120.143 |
1.287 |
1.073 |
YEAR-ON-YEAR GROWTH
|
Year on Year Growth |
31.03.2011 |
31.03.2012 |
31.03.2013 |
|
|
(Rs. In Millions) |
(Rs. In Millions) |
(Rs. In Millions) |
|
Sales |
15.100 |
10.800 |
14.100 |
|
|
|
(28.477) |
30.556 |
NET PROFIT MARGIN
|
Net Profit Margin |
31.03.2011 |
31.03.2012 |
31.03.2013 |
|
|
(Rs. In Millions) |
(Rs. In Millions) |
(Rs. In Millions) |
|
Sales |
15.100 |
10.800 |
14.100 |
|
Profit |
0.132 |
0.092 |
0.129 |
|
|
0.87% |
0.85% |
0.91% |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check List by
Info Agents |
Available
in Report (Yes / No) |
|
1] |
Year of
Establishment |
Yes |
|
2] |
Locality of
the firm |
Yes |
|
3] |
Constitutions
of the firm |
Yes |
|
4] |
Premises
details |
Yes |
|
5] |
Type of
Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's
background |
Yes |
|
8] |
No. of
employees |
Yes |
|
9] |
Name of
person contacted |
Yes |
|
10] |
Designation
of contact person |
Yes |
|
11] |
Turnover of
firm for last three years |
Yes |
|
12] |
Profitability
for last three years |
Yes |
|
13] |
Reasons for
variation <> 20% |
---------------------- |
|
14] |
Estimation
for coming financial year |
Yes |
|
15] |
Capital in
the business |
Yes |
|
16] |
Details of
sister concerns |
No |
|
17] |
Major
suppliers |
Yes |
|
18] |
Major
customers |
Yes |
|
19] |
Payments
terms |
Yes |
|
20] |
Export /
Import details (if applicable) |
Yes |
|
21] |
Market
information |
---------------------- |
|
22] |
Litigations
that the firm / promoter involved in |
---------------------- |
|
23] |
Banking
Details |
Yes |
|
24] |
Banking
facility details |
Yes |
|
25] |
Conduct of
the banking account |
Yes |
|
26] |
Buyer visit
details |
----------------------- |
|
27] |
Financials,
if provided |
Yes |
|
28] |
Incorporation
details, if applicable |
Yes |
|
29] |
Last accounts
filed at ROC |
Yes |
|
30] |
Major
Shareholders, if available |
Yes |
|
31] |
Date of Birth
of Proprietor/Partner/Director, if available |
Yes |
|
32] |
PAN of
Proprietor/Partner/Director, if available |
No |
|
33] |
Voter ID No of
Proprietor/Partner/Director, if available |
No |
|
34] |
External
Agency Rating, if available |
No |
OVERVIEW OF THE
COMPANY
Biosafe Medical India Private Limited was incorporated 12th December,
2007 for the purposes of manufacturing and trading business of Chemicals.
Presently the Company is engaged in manufacturing works and is doing average
business.
OPERATIONS:
The total turnover for the year increased from Rs.10.800 Millions to Rs.14.100
Millions. Net Profit after tax for the year was Rs. 0.129 Million
VIEW INDEX OF
CHARGES
|
S. No. |
Charge ID |
Date of Charge Creation/Modification |
Charge amount secured |
Charge Holder |
Address |
Service Request Number (SRN) |
|
1 |
10311351 |
20/09/2011 |
600,000.00 |
STATE BANK OF INDIA |
SMECCC, RANCHI, ZONAL OFFICE, RANCHI, Jharkhand - 834001, INDIA |
B23002116 |
|
2 |
10122548 |
27/06/2012 * |
4,000,000.00 |
STATE BANK OF INDIA |
SMECCC, ZONAL OFFICE RANCHI, KUTCHERY ROAD, RANCHI, Jharkhand - 834001, INDIA |
B44747459 |
* Date of charge modification
UNSECURED LOANS
|
PARTICULAR |
31.03.2013 (Rs.
in Millions) |
31.03.2012 (Rs.
in Millions) |
|
LONG TERM
BORROWINGS |
|
|
|
Mrs. Anjana Sinha |
0.000 |
0.193 |
|
Total |
0.000 |
0.193 |
FIXED ASSETS
·
Leasehold Land
·
Building
·
Air Curtain
·
Automatic Bottle Filling Machine
·
Car
·
Car (Vento)
·
Deminerallser water Filter Machine
·
Invertor and Battery
·
Fire Protection Machine
·
Mobile Phone
·
Other Machines
·
Fax machines
·
Computer (Lap Top)
·
Computer (Desk Top)
·
Printer
·
Furniture
·
Jewellary
·
Electric Fan
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources including
but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist organization
or whom notice had been received that all financial transactions involving
their assets have been blocked or convicted, found guilty or against whom a
judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No exist to suggest that subject is or was
the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on Corporate
Governance to identify management and governance. These factors often have been
predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions between
a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs. 61.82 |
|
|
1 |
Rs. 96.55 |
|
Euro |
1 |
Rs. 77.42 |
INFORMATION DETAILS
|
Information
Gathered by : |
HET |
|
|
|
|
Analysis Done by
: |
KAR |
|
|
|
|
Report Prepared
by : |
TRU |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
3 |
|
PAID-UP CAPITAL |
1~10 |
3 |
|
OPERATING SCALE |
1~10 |
3 |
|
FINANCIAL
CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
3 |
|
--PROFITABILIRY |
1~10 |
3 |
|
--LIQUIDITY |
1~10 |
3 |
|
--LEVERAGE |
1~10 |
3 |
|
--RESERVES |
1~10 |
3 |
|
--CREDIT LINES |
1~10 |
2 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
DEFAULTER |
|
|
|
--RBI |
YES/NO |
NO |
|
--EPF |
YES/NO |
NO |
|
TOTAL |
|
26 |
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.