MIRA INFORM REPORT

 

 

Report Date :

21.11.2014

 

IDENTIFICATION DETAILS

 

Name :

ROSENFELDER KNOPFFABRIK GMBH

 

 

Registered Office :

Bachstr. 42, D 72348 Rosenfeld

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

24.10.1955

 

 

Com. Reg. No.:

HRB 410876

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Manufacture of metal products n.e.c.

 

 

No. of Employees :

17

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

Company name

 

Rosenfelder Knopffabrik GmbH

 

Company Status:                      active

                                                Bachstr. 42

                                                D 72348 Rosenfel

Telephone:                                07428/9393-0

Telefax:                                    07428/9393-43

Homepage:                               www.rosenfelder-knopffabrik.de

E-mail:                                      contact@rosenfelder-knopffabrik.de

 

 

VAT NO.                  

 

DE811902871

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Summary

 

 LEGAL FORM                          Private limited company

 Date of foundation:                  1995

 Shareholders'

 agreement:                               24.10.1995

 Registered on:                         15.02.1996

 Commercial Register:               Local court 70190 Stuttgart

 under:                                      HRB 410876

 

 

Share capital                      

 

EUR             26,000.00

 

Shareholder:                           

Ingo Kotz

Grangärtenweg 10

D 72348 Rosenfeld

                                                born:                                        19.01.1975

                                                Share:                                       EUR             13,000.00

 Shareholder:

Benno Siegel

Goethestr. 9

D 72189 Vöhringen

Share:                                       EUR             13,000.00

 

Manager:                                 

Ingo Kotz

                                                Grangärtenweg 10

                                                D 72348 Rosenfeld

                                                having sole power of representation

born:                                        19.01.1975

Manager:

                                                Benno Siegel

                                                Goethestr. 9

                                                D 72189 Vöhringen

                                                having sole power of representation

born:                                        26.01.1962

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

25993               Manufacture of metal products n.e.c.

3299                 Other manufacturing n.e.c.

46495               Wholesale of nonelectric domestic appliances, metal and other household goods n.e.c.

 

 

Financial information

 

Payment experience:  within agreed terms

 

Negative information: We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:           proprietor

 Share:                              100.00 %

 Address                           Bachstr. 42

                                        D 72348 Rosenfeld

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 VOLKSBANK ROTTWEIL, 78618 ROTTWEIL

 Sort. code: 64290120

 BIC: GENODES1VRW

 

 Further bank

 SPARKASSE ZOLLERNALB, 72348 ROSENFELD, WÜRTT

 Sort. code: 65351260

 BIC: SOLADES1BAL

 

 

FINANCIAL FIGURES

 

 Turnover:                      2012                  EUR          1,500,000.00

                                    2013                   EUR          2,000,000.00

 Expected turnover:                                   EUR          2,000,000.00

 Profit:                           2012                  EUR            134,951.00

 further business figures:

 Equipment:                                          *EUR            130,000.00

 Ac/ts receivable:                                                EUR            336,627.00

 Liabilities:                                              EUR            294,453.00

 Employees:                                                            17

 - Temporary workers:                                             3

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios                    01.01.2012 - 31.12.2012

 Equity ratio [%]:                           36.03

 Liquidity ratio:                                          1.59

 Return on total capital [%]:            19.96

 

 Balance sheet ratios                   01.01.2011 - 31.12.2011

 Equity ratio [%]:                          24.51

 Liquidity ratio:                             0.71

 Return on total capital [%]:           5.94

 

 Balance sheet ratios                   01.01.2010 - 31.12.2010

 Equity ratio [%]:                         20.68

 Liquidity ratio:                            0.82

 Return on total capital [%]:          4.29

 

 Balance sheet ratios                    01.01.2009 - 31.12.2009

 Equity ratio [%]:                           26.29

 Liquidity ratio:                                          0.78

 Return on total capital [%]:           -41.98

 

 

Equity ratio

 

The equity ratio  indicates the portion of the equity as compared  to the total capital. The higher the equity ratio, the better the  economic stability (solvency) and thus the financial autonomy of  a company.

 

Liquidity ratio

 

The liquidity ratio shows the proportion between adjusted  receivables and net liabilities. The higher the ratio, the  lower  the company's financial dependancy from external creditors.

 

Return on total capital

 

The return on total capital shows the efficiency and return on  the total capital employed in the company. The higher the return  on total capital, the more economically does the company work with the invested capital.

 

 Type of balance sheet:                                     Company balance sheet

 

 Financial year:              01.01.2012 - 31.12.2012

 

 

 ASSETS                                                           EUR            675,978.30

 Fixed assets                                                     EUR             50,379.36

 Intangible assets                                              EUR                 70.00

Tangible assets                                                 EUR             50,309.36

Current assets                                                   EUR            611,978.94

Stocks                                                              EUR            192,104.00

Accounts receivable                                          EUR            336,627.23

Liquid means                                                    EUR             83,247.71

Remaining other assets                                     EUR             13,620.00

Accruals (assets)                                               EUR             13,620.00

 

LIABILITIES                                                       EUR            675,978.30

Shareholders' equity                                          EUR            243,576.02

Capital                                                              EUR             26,000.00

Subscribed capital (share capital)                       EUR             26,000.00

Balance sheet profit/loss (+/-)                            EUR            217,576.02

Profit / loss brought forward                              EUR             82,625.48

 Annual surplus / annual deficit                           EUR            134,950.54

Provisions                                                         EUR            132,309.63

Liabilities                                                           EUR            294,452.65

Other liabilities                                                  EUR              5,640.00

Deferred taxes (not included under

provisions/liabilities)                                          EUR              5,640.00

 

 

 Type of balance

 

 sheet:                                       Company balance sheet

 

 Financial year:               01.01.2011 - 31.12.2011

 

ASSETS                                                             EUR            441,701.80

Fixed assets                                                       EUR             53,799.36

Intangible assets                                                 EUR                333.00

Other / unspecified intangible assets                    EUR                333.00

Tangible assets                                                   EUR             53,466.36

Other / unspecified tangible assets                      EUR             53,466.36

Current assets                                                     EUR            375,614.69

Stocks                                                                EUR            155,866.00

Accounts receivable                                            EUR            172,109.02

Other debtors and assets                                     EUR            172,109.02

Liquid means                                                      EUR             47,639.67

Remaining other assets                                       EUR             12,287.75

Accruals (assets)                                                 EUR             12,287.75

 

LIABILITIES                                                           EUR            441,701.80

Shareholders' equity                                              EUR            108,407.78

Capital                                                                 EUR             25,782.30

Subscribed capital (share capital)                          EUR             26,000.00

thereof not yet paid-up capital                              EUR             26,000.00

thereof called                                                       EUR             25,782.30

thereof uncalled outstanding

contributions                                                        EUR                217.70

Balance sheet profit/loss (+/-)                               EUR             82,625.48

Profit / loss brought forward                                 EUR             56,384.90

Annual surplus / annual deficit                               EUR             26,240.58

Provisions                                                           EUR             36,756.01

Liabilities                                                             EUR            291,754.01

Other liabilities                                                     EUR            291,754.01

Unspecified other liabilities                                   EUR            291,754.01

Other liabilities                          `                          EUR              4,784.00

Deferred taxes (not included under

provisions/liabilities)                                             EUC              4,784.00

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.10

UK Pound

1

Rs.97.32

Euro

1

Rs.77.91

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.