MIRA INFORM REPORT

 

 

Report Date :

21.11.2014

 

IDENTIFICATION DETAILS

 

Name :

“ UNION “ SH.P.K

 

 

Registered Office :

SRB- 38000 Vucitrn; St. Ajet Gërguri

 

 

Country :

Kosovo

 

 

Date of Incorporation :

05.04.2013

 

 

Com. Reg. No.:

70035717

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

·         Wholesale of other food commodities,

·         Non-specialized wholesale of food, beverages and tobacco,

·         Wholesale of perfume and cosmetics,

·         Other wholesale,

·         Retail sale in non-specialized stores with food, beverages or tobacco predominating,

·         Retail sale of meat and meat products,

·         Retail sale of alcoholic and other beverages,

·         Retail sale of medical and orthopedic goods,

·         Freight transport by road,

·         Storage and warehousing,

·         Development and selling of real estate,

·         Letting of own property,

·         Wholesale of pharmaceutical goods,

·         Retail sale of cosmetic and toilet articles,

·         Agents involved in the sale of furniture, household goods, hardware and iron mongery,

·         Agents involved in the sale of textiles, clothing, footwear and leather goods,

·         Wholesale of grain, seeds and animal feeds,

·         Wholesale of meat and meat products,

·         Wholesale of sugar and chocolate and sugar confectionery,

·         Wholesale of coffee, tea, cocoa and spices,

·         Wholesale of electrical household appliances and radio and television goods,

·         Wholesale of other household goods,

·         Wholesale of office machinery and equipment

 

 

No of Employees :

30

 

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

                                       New Business

 

--

 

Status :

New Company

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

KOSOVO - ECONOMIC OVERVIEW

 

Kosovo's economy has shown significant progress in transitioning to a market-based system and maintaining macroeconomic stability, but it is still highly dependent on the international community and the diaspora for financial and technical assistance. Kosovo's citizens are the poorest in Europe with a per capita GDP (PPP) of $7,600 in 2013. An unemployment rate of 45% encourages emigration and fuels a significant informal, unreported economy. Remittances from the diaspora - located mainly in Germany, Switzerland, and the Nordic countries - are estimated to account for about 15% of GDP, and donor-financed activities and aid for approximately 10%. Most of Kosovo's population lives in rural towns outside of the capital, Pristina. Inefficient, near-subsistence farming is common - the result of small plots, limited mechanization, and lack of technical expertise. With international assistance, Kosovo has been able to privatize a majority of its state-owned-enterprises. Minerals and metals - including lignite, lead, zinc, nickel, chrome, aluminum, magnesium, and a wide variety of construction materials - once formed the backbone of industry, but output has declined because of ageing equipment and insufficient investment. A limited and unreliable electricity supply due to technical and financial problems is a major impediment to economic development, but Kosovo has received technical assistance to help improve accounting and controls and, in 2012, privatized its distribution network. The US Government is cooperating with the Ministry for Energy and Mines and the World Bank to prepare commercial tenders for the construction of a new power plant, rehabilitation of an old plant, and the development of a coal mine that could supply both. In July 2008, Kosovo received pledges of $1.9 billion from 37 countries in support of its reform priorities, but the global financial crisis has limited this assistance and also negatively affected remittance inflows. In June 2009, Kosovo joined the World Bank and International Monetary Fund, and Kosovo began servicing its share of the former Yugoslavia's debt. In order to help integrate Kosovo into regional economic structures, UNMIK signed (on behalf of Kosovo) its accession to the Central Europe Free Trade Area (CEFTA) in 2006. Serbia and Bosnia previously had refused to recognize Kosovo's customs stamp or extend reduced tariff privileges for Kosovo products under CEFTA, but both countries resumed trade with Kosovo in 2011. The official currency of Kosovo is the euro, but the Serbian dinar is also used illegally in Serb enclaves. Kosovo's tie to the euro has helped keep core inflation low. Kosovo maintained a budget surplus until 2011, when government expenditures climbed sharply. In 2013 Kosovo signed a Free Trade Agreement with Turkey and is negotiating liberalization of trade with EU as part of a Stabilization and Association Agreement.

 

Source : CIA


REGISTERED NAME & COMPANY SUMMARY

 

Full Company name:                  " UNION " SH.P.K.

Address                                    SRB- 38000 Vucitrn; St. Ajet Gërguri

Tel                                            +381-28-570-710

                                                http://www.union-ks.com

E-mail:                                      info@union-ks.com

Legal Form:                              Limited Liability Company

IDN:                                          70035717

Tax No.:                                    600017356

Establishment:                          Constitution Date 05/04/2013 (D/M/Y)

Registration:                             With Serbian Business Registers Agency;

Reg. No.:                                  70035717

 

DIRECTORS/MANAGEMENT

 

Management:    Director            Mr. Xhabir Kajtzi

 

 

NEGATIVE INFORMATION

 

No negative information found.

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Institutional capital:        EUR 867.200,00

 

Shareholders:    Mr. Xhabir Kajtazi

Mr.  Natyre Kajtazi        

 

PAYMENT INFORMATION

 

Mode of payment          Unknown

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

N/A

 

FINANCIAL INFORMATION

 

Turnover           N/A

 

Assets/Liabilities           N/A

 

 

FOREIGN EXCHANGE RATES

 

N/a

 

 

ADDITIONAL INFORMATION

 

Legal form:       Limited liability Company;          IDN 70035717    Tax No.; 600017356

Establishment:              Constitution date           05 / 04 / 2013 (D/M/Y)

Application Filling Date 07 / 08 / 2003 (D/M/Y)

Registration:                 With Serbian Business Registers Agency;           Reg. No.: 70035717

 

Activities:        

NACE

5138 Wholesale of other food commodities,

5139 Non-specialized wholesale of food, beverages and tobacco,

5145 Wholesale of perfume and cosmetics,

5170 Other wholesale,

5211 Retail sale in non-specialized stores with food, beverages or tobacco predominating,

5222 Retail sale of meat and meat products,

5225 Retail sale of alcoholic and other beverages,

5232 Retail sale of medical and orthopedic goods,

6024 Freight transport by road,

6312 Storage and warehousing,

7011 Development and selling of real estate,

7020 Letting of own property,

5146 Wholesale of pharmaceutical goods,

5233 Retail sale of cosmetic and toilet articles,

5115 Agents involved in the sale of furniture, household goods, hardware and iron mongery,

5116 Agents involved in the sale of textiles, clothing, footwear and leather goods,

5121 Wholesale of grain, seeds and animal feeds,

5132 Wholesale of meat and meat products,

5136 Wholesale of sugar and chocolate and sugar confectionery,

5137 Wholesale of coffee, tea, cocoa and spices,

5143 Wholesale of electrical household appliances and radio and television goods,

5147 Wholesale of other household goods,

5164 Wholesale of office machinery and equipment

 

“….

Company profile

"UNION" is a company which brings to its customers with high quality Brands in the field of food, hygiene, technique and creates various services of warehousing, distribution and wholesale of products.

Our commitment has made these services in order to perform fast, accurate and professional.

This trinomial has placed us in first place in the local market, gaining the full trust of customers in Kosovo.

Focus on the quality of our company's services, companies and organization in our local market knowledge, have made us to be separate from others in Kosovo.

 

Quality and Efficiency

Its high quality is observed in the field of food, hygiene and technique, and as a result has earned the trust of its customers in the country. Efficiency and quality of work "UNION" has come as a result of her experience over 20 years, and with the help of latest technology (PDA, GPS, PPC). One of the main goals of our company is to bring products to customers with the highest quality possible. Of course that in achieving this goal, the main role play three different factors.

 

Firstly, greater commitment of workers, who aware of the importance of customers to the Union, their best.

 

Secondly, the application of management systems with high quality and advanced technological standards. And finally, what more important is the experience of the company in this regard, which is over two decades.

 

FOCUS

Union team to bring the best to its customers in the country, has developed a strategic plan, which is developed step by step carefully. This plan basically contains market demands and customer needs. To be functional, this strategic plan, we have examined the basic areas which include quality, quality, service and social responsibility.

Of course the center of attention in all these areas is the client, which by joining all these points of union management brings more quality products, high quality and healthy.

 

Drawing on social responsibility and our willingness to complete, we as a company have managed to fulfill these objectives, and seeing our customer satisfaction is our products, continue further to keep this success and responsibility over our shoulders….”

 

Employees:      over of 30

 

Bankers:           Banka Ekonomike Sh A

                        Raiffeisen banka AD

 

 

NOTES & COMMENTS

 

N/A

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.10

UK Pound

1

Rs.97.32

Euro

1

Rs.77.91

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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