MIRA INFORM REPORT

 

 

Report Date :

22.11.2014

 

IDENTIFICATION DETAILS

 

Name :

K-SERVIS PRAHA, A.S.

 

 

Registered Office :

K Vypichu 503, 252 16 Nučice

 

 

Country :

Czech Republic

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

14.12.2000

 

 

Com. Reg. No.:

B 6919

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Wholesale of fruit and vegetables.

 

 

No. of Employees :

18 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Czech Republic

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

CZECH REPUBLIC - ECONOMIC OVERVIEW

 

The Czech Republic is a stable and prosperous market economy closely integrated with the EU, especially since the country's EU accession in 2004. The auto industry is the largest single industry, and, together with its upstream suppliers, accounts for nearly 24% of Czech manufacturing. The Czech Republic produced more than a million cars for the first time in 2010, over 80% of which were exported. While the conservative, inward-looking Czech financial system has remained relatively healthy, the small, open, export-driven Czech economy remains sensitive to changes in the economic performance of its main export markets, especially Germany. When Western Europe and Germany fell into recession in late 2008, demand for Czech goods plunged, leading to double digit drops in industrial production and exports. As a result, real GDP fell sharply in 2009. The economy slowly recovered in the second half of 2009 and registered weak growth in the next two years. In 2012, however, the economy fell into a recession again, due both to a slump in external demand and to the government’s austerity measures. The country pulled out of recession in the second half of 2013, and most analysts expect modest, but steady, growth through 2014. Foreign and domestic businesses alike voice concerns about corruption, especially in public procurement. Other long term challenges include dealing with a rapidly aging population, funding an unsustainable pension and health care system, and diversifying away from manufacturing and toward a more high-tech, services-based, knowledge economy.

 

Source : CIA


Company name and address

 

K-SERVIS PRAHA, a.s.
K Vypichu 503
252 16 Nučice

Telephone: 00420/ 311 577 677
Telefax: 00420/ 311 577 676
E-mail: k-servis@k-servis.com

Web: www.k-servis.com

 

 

Summery

 

Legal form

Public limited company

 

 

Foundation

14/12/2000 - Public limited company

Comp. Register

14/12/2000, Městský soud v Praze,

Reg No.: B 6919
Statistical number: 26418711
Tax number: CZ26418711

 

Share Capital

14/12/2000

CZK

10.000.000,-

 

 

 13/05/2002

CZK

20.000.000,-

 

 

 

31/03/2004

CZK

21.200.000,-

 

 

212 pcs registered shares at nominal value CZK 100.000,--
in documentary form

 

Main Shareholder

CORATEX, a.s. (Statistical number: 27928373)
K Vypichu 503, 252 16 Nučice

%

100

 

Board of Directors

Tomáš Pipota (04.06.1978)
Hradištko 477, 252 09 Hradišťko pod Medníkem
chairman of board

 

 

Ing. Ondřej Doubek (04.06.1976)
Předvoje 26, 162 00 Praha 6

 

Jan Doubek (23.04.1974)
Průjezdná 648, 155 31 Praha 5, Lipence
Tel:00420/ 244 911 718
E-mail:doubek@k-servis.com

 

Supervisory Board

Pavel Malý (03.04.1981)
Luštěnická 714/12, 197 00 Praha 9
chairman of supervisory board

 

Josef Edl (08.10.1971)
Hradištko 623, 252 09 Hradišťko pod Medníkem

 

 

Petr Vlk (13.03.1979)
Bellušova 1863/42, 155 00 Praha 5

General Data

Import and sale of dried fruit and nuts as well as drageed products.

 

 

Main activity:
Wholesale of fruit and vegetables


(46.31)

 

Trade name(s)
K-SERVIS PRAHA, a.s.
Beginning of validity: 14.12.2000

 

 

Export:

European Union

20%

 

Import:

European Union
China
India
Indonesia
Philippines
Thailand
Turkey
Georgia
Afghanistan
Chile
Argentina
USA
Australia

 

 

 

General contacts:
Telephone:00420/ 311 577 677
Telefax:00420/ 311 577 676
E-mail:k-servis@k-servis.com
Web:www.k-servis.com

 

Address:
K Vypichu 503, 252 16 Nučice
Beginning of validity: 19.07.2012

 

 

Vídeňská 1E, Praha 4
Beginning of validity: 14.12.2000
End of validity: 19.07.2012

Staff

2007

16 employees

 

 

2009

17 employees

 

2011

17 employees

 

 

2013

18 employees

Annual Sales

2005

actual sales

CZK

514.113.000,-

 

 

 

2006

actual sales

CZK

514.113.000,-

 

 

2007

actual sales

CZK

478.753.000,-

 

 

 

2008

actual sales

CZK

456.627.000,-

 

 

2009

actual sales

CZK

526.769.000,-

 

 

 

2010

actual sales

CZK

549.533.000,-

 

 

2011

actual sales

CZK

487.575.000,-

 

 

 

2012

actual sales

CZK

474.959.000,-

 

 

2013

actual sales

CZK

564.795.000,-

 

 

 

The company is not registered in the Central register of executions

 

The inquired company is doing accounts in the business year lasting from 1.4. till 31.3. Thus, the turnovers are stated always as of March 31 of the relevant year.

 

Property

Property of the company: Business premises
CZ-252 16 Nučice, K Vypichu 503

 

There exists contractual right of lien.

 

Balance sheets

 

 

 

 

 

 

 

 

 

Remarks

All the sources of negative data accessible to public (insolvency registers, databases of debtors of health insurance institutions, commercial bulletin, collection database of Creditreform and others) are currently monitored.

 

Final account as of 31.3.2014 is unavailable up to now, the company has been asked in written form for providing final account.

Business management:
Jan Doubek – business director, phone: 00420/ 311 577 677
Tomáš Pipota – economist, mobile phone 00420/ 602 103 629
E-mail: pipota@k-servis.com

 

Bankers

GE Money Bank, a.s.
Account number: 154918340/0600
Account number: 000000-0155191198/0600
Account number: 000000-0158945135/0600

(0600)

Copyright: Creditreform s.r.o. Praha

This information is addressed exclusively to the addressee. Contractor obligates to provide updated information. Although it is always put maximum effort to collect actual and exact information, it is not confirmed as delinquency if there are particular inaccurateness contained within the information, which are not considered as essential in terms of the objective for which the information is provided to the addressee. Contractor and recipient conform to the rules of the Name and Description Security Act, Nub.101/2000. According to the Name and Description Security Act, recipient has the right to process or to use forwarding data only for the purpose for which information has been sent to the recipient. Usage for other purpose is acceptable only in case referring to valid regulations of the above mentioned act.

 

 

Financial

 

 

 

Balance

31.03.2010 (CZK)

31.03.2011 (CZK)

31.03.2012 (CZK)

31.03.2013 (CZK)

r1

TOTAL ASSETS

228.263.000

208.587.000

349.674.000

367.366.000

r2

Receivables for subscriptions

 

0

0

0

r3

Fixed assets

9.837.000

15.954.000

113.997.000

105.069.000

r4

Intangible fixed assets

180.000

404.000

231.000

58.000

r7

Software

 

404.000

231.000

58.000

r11

Intangible fixed assets under construction

180.000

 

 

 

r13

Tangible fixed assets

9.657.000

15.550.000

113.766.000

105.011.000

r14

Lands

489.000

489.000

22.291.000

21.803.000

r15

Constructions

6.038.000

5.897.000

77.068.000

68.853.000

r16

Equipment

3.130.000

6.664.000

8.813.000

14.355.000

r21

Advance payments for tangible fixed assets

 

2.500.000

5.594.000

 

r23

Long-term financial assets

0

0

0

0

r31

Current assets

218.426.000

192.364.000

235.327.000

262.232.000

r32

Inventory

73.379.000

76.861.000

121.243.000

102.258.000

r37

Merchandise

73.379.000

76.861.000

121.243.000

102.258.000

r39

Long-term receivables

0

0

0

0

r48

Short-term receivables

136.199.000

97.841.000

111.582.000

143.722.000

r49

Trade receivables

133.528.000

95.073.000

101.581.000

100.651.000

r54

Due from state - tax receivable

720.000

 

 

 

r55

Short-term deposits given

1.951.000

1.595.000

9.963.000

26.974.000

r56

Estimated receivable

 

 

 

15.445.000

r57

Other receivables

 

1.173.000

38.000

652.000

r58

Short-term financial assets

8.848.000

17.662.000

2.502.000

16.252.000

r59

Cash

2.646.000

744.000

402.000

515.000

r60

Bank accounts

6.202.000

16.918.000

2.100.000

12.737.000

r62

Short-term financial assets acquired

 

 

 

3.000.000

r63

Accruals

0

269.000

350.000

65.000

r64

Deferred expenses

 

269.000

350.000

65.000

r67

TOTAL LIABILITIES

228.263.000

208.587.000

349.674.000

367.366.000

r68

Equity

63.601.000

73.540.000

77.959.000

84.991.000

r69

Registered capital

21.200.000

21.200.000

21.200.000

21.200.000

r70

Registered capital

21.200.000

21.200.000

21.200.000

21.200.000

r73

Capital funds

13.800.000

13.800.000

13.800.000

13.800.000

r74

Share premium

13.800.000

13.800.000

13.800.000

13.800.000

r78

Reserve funds, statutory reserve account for cooperatives, and other retained earnings

500.000

500.000

500.000

4.240.000

r79

Legal reserve fund / indivisible fund

500.000

500.000

500.000

4.240.000

r81

Profit / loss - previous years

25.415.000

28.101.000

38.041.000

38.718.000

r82

Retained earnings from previous years

25.415.000

28.101.000

38.041.000

38.718.000

r84

Profit / loss - current year (+/-)

2.686.000

9.939.000

4.418.000

7.033.000

r85

Liabilities

164.662.000

135.047.000

271.521.000

282.249.000

r86

Reserves

0

0

0

0

r91

Long-term payables

0

16.951.000

18.175.000

19.697.000

r100

Other payables

 

16.951.000

18.175.000

19.697.000

r102

Short-term payables

106.147.000

118.096.000

137.258.000

155.822.000

r103

Trade payables

100.819.000

115.185.000

134.653.000

149.791.000

r107

Payroll

198.000

179.000

201.000

245.000

r108

Payables to social securities and health insurance

106.000

96.000

108.000

134.000

r109

Due from state - tax liabilities and subsidies

3.678.000

2.174.000

1.711.000

2.569.000

r110

Short-term deposits received

 

 

50.000

2.280.000

r112

Estimated payables

1.346.000

 

 

468.000

r113

Other payables

 

462.000

535.000

335.000

r114

Bank loans and financial accommodations

58.515.000

0

116.088.000

106.730.000

r115

Long-term bank loans

18.515.000

0

74.088.000

56.520.000

r116

Short-term bank loans

40.000.000

0

42.000.000

50.210.000

r117

Short-term accommodations

0

0

0

0

r118

Accruals

0

0

194.000

126.000

r119

Accrued expenses

 

 

 

126.000

r120

Deferred revenues

 

 

194.000

 

 

profit/loss account

31.03.2010 (CZK)

31.03.2011 (CZK)

31.03.2012 (CZK)

31.03.2013 (CZK)

a1

Turnover

549.533.000

487.575.000

474.959.000

564.795.000

a2

Revenues from sold goods

549.506.000

487.006.000

474.378.000

564.347.000

a3

Expenses on sold goods

509.896.000

447.397.000

428.094.000

502.697.000

a4

Sale margin

39.610.000

39.609.000

46.284.000

61.650.000

a5

Production

27.000

569.000

581.000

448.000

a6

Revenues from own products and services

27.000

569.000

581.000

448.000

a9

Production consumption

28.759.000

25.248.000

25.334.000

26.378.000

a10

Consumption of material and energy

3.711.000

2.445.000

3.794.000

3.446.000

a11

Services

25.048.000

22.803.000

21.540.000

22.932.000

a12

Added value

10.878.000

14.930.000

21.531.000

35.720.000

a13

Personnel expenses

3.458.000

3.556.000

3.649.000

4.456.000

a14

Wages and salaries

2.624.000

2.646.000

2.727.000

3.317.000

a16

Social security expenses and health insurance

819.000

899.000

911.000

1.122.000

a17

Other social expenses

15.000

11.000

11.000

17.000

a18

Taxes and fees

146.000

67.000

76.000

283.000

a19

Depreciations of intangible and tangible assets

1.525.000

1.888.000

3.689.000

5.653.000

a20

Revenues from disposals of fixed assets and materials

0

982.000

2.501.000

4.151.000

a21

Revenues from disposals of fixed assets

 

982.000

2.493.000

4.148.000

a22

Revenues from disposals of materials

 

 

8.000

3.000

a23

Net book value of disposed fixed assets and materials

0

754.000

2.109.000

6.173.000

a24

Net book value of sold fixed assets

 

754.000

2.109.000

6.173.000

a26

Change in operating reserves and adjustments and complex deferred costs ( + / - )

-851.000

0

0

40.000

a27

Other operating revenues

310.000

1.712.000

1.041.000

895.000

a28

Other operating expenses

1.517.000

675.000

1.374.000

1.531.000

a31

Operating profit / loss

5.393.000

10.684.000

14.176.000

22.630.000

a34

Revenues from long-term financial assets

0

 

 

 

a43

Interest revenues

43.000

158.000

48.000

27.000

a44

Interest expenses

2.169.000

1.299.000

2.853.000

2.326.000

a45

Other financial revenues

20.221.000

15.295.000

12.972.000

8.105.000

a46

Other financial expenses

18.529.000

11.203.000

18.166.000

19.591.000

a49

Profit / loss from financial operations ( transactions )

-434.000

2.951.000

-7.999.000

-13.785.000

a50

Income tax on ordinary income

1.053.000

2.613.000

1.305.000

1.812.000

a51

Due tax

1.053.000

2.613.000

1.305.000

1.812.000

a53

Operating profit / loss ordinary activity

3.906.000

11.022.000

4.872.000

7.033.000

a55

Extraordinary expenses

1.220.000

549.000

454.000

 

a56

Income tax on extraordinary income

0

534.000

 

 

a57

Due tax

 

534.000

 

 

a59

Operating profit / loss extraordinary activity

-1.220.000

-1.083.000

-454.000

0

a61

Profit / loss of current accounting period (+/-)

2.686.000

9.939.000

4.418.000

7.033.000

a62

Profit / loss before tax (+/-)

3.739.000

13.086.000

5.723.000

8.845.000

 

Operating cash flow

1.760.000

-360.000

84.963.000

10.978.000

 

Investment cash flow

-180.000

-7.777.000

-101.348.000

1.250.000

 

Financial cash flow

0

16.951.000

1.224.000

1.522.000

 

Receivables after due date total

55.352.000

44.151.000

55.058.000

56.273.000

 

Receivables more than 180 days after due date

1.869.000

114.000

383.000

1.746.000

 

Liabilities after due date total

3.709.000

2.689.000

2.315.000

4.339.000

 

Liabilities more than 180 days after due date

0

0

0

0

 

 

 

Balance indices

 

31.03.2010

31.03.2011

31.03.2012

31.03.2013

Return on total assets ROA (in %)

a62/r1 * 100

1,64

6,27

1,64

2,41

Return on equity ROE (in %)

a62/r68 * 100

5,88

17,79

7,34

10,41

Return on sales ROS (in %)

a62/a1 * 100

0,68

2,68

1,20

1,57

Turnover of receivables (in days)

r49/a1 * 365

88,69

71,17

78,06

65,05

Turnover of liabilities (in days)

r103/a1 * 365

66,96

86,23

103,48

96,80

Turnover of inventories (days)

r32/a1 * 365

48,74

57,54

93,17

66,08

Net working capital (in ths. CZK)

r31 - r102 - r116 - r117

72.279,00

74.268,00

56.069,00

56.200,00

Ratio of accounts payable to accounts receivable (in %)

(r39+r48) / (r91+r102) * 100

128,31

72,45

71,79

81,88

Ratio of profit/loss to tangible assets (in%)

r3 / a1 * 100

1,79

3,27

24,00

18,60

Current ratio

r31 / (r102+r116+r117)

1,49

1,63

1,31

1,27

Quick ratio

(r58+r48) / (r102+r116+r117)

0,99

0,98

0,64

0,78

Cash ratio

r58 / (r102+r116+r117)

0,06

0,15

0,01

0,08

Debt ratio I (in %)

(1-r68/r67) * 100

72,14

64,74

77,71

76,86

Debt ratio II (in %)

r85/r67 * 100

72,14

64,74

77,65

76,83


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.85

UK Pound

1

Rs.97.91

Euro

1

Rs.77.62

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.