MIRA INFORM REPORT

 

 

Report Date :

25.11.2014

 

IDENTIFICATION DETAILS

 

Name :

CANRICH  INDUSTRIES  LTD.

 

 

Registered Office :

Flat C, 8/F., Block 2, Estoril Court, 55 Garden Road

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

10.03.1987

 

 

Com. Reg. No.:

10872219

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of all kinds of bicycle and bicycle parts, batteries, footwear, garments, mosquito coils, casual wear, active sportwear, denims, blouses, towels, textiles, bags, household appliances, toys, toiletries, healthcare products

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Exist

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies

 

Source : CIA

 

 

 

 


note

 

(Formerly located at:

Room 502-503, 5/F., Silvercord Tower 2, 30 Canton Road, Tsimshatsui, Kowloon, Hong Kong.)

 

Company name and address

 

CANRICH  INDUSTRIES  LTD.

 

 

ADDRESS:       Room 401-402, 4/F., Houston Centre, 63 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

PHONE:            852-2541 4566~7,  2541 0671~3

 

FAX:                 852-2541 2640,  2541 4228

 

E-MAIL:                        ashoku@canrich.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Pashmina Vivek Bhagnari

 

 

SUMMARY

           

Incorporated on:             10th March, 1987.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:HK$5,000,000.00

Issued:  HK$4,000,000.00

 

Business Category:        Importer and Exporter.

 

Employees:                   15.  (Including associate)

 

Main Dealing Bankers:   The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Indian Overseas Bank, Hong Kong Branch.

 

Banking Relation:           Satisfactory.


 

ADDRESS

 

Registered Address:

Flat C, 8/F., Block 2, Estoril Court, 55 Garden Road, Hong Kong.

 

Operating Office:-

Room 401-402, 4/F., Houston Centre, 63 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

Mailing Address:-

G.P.O. Box 7112, Hong Kong.

 

Overseas Branch:-

Room 301, 3/F., #200, Nanking East Road, Section 3, Taipei, Taiwan.

[Tel: 886-2-7112500;  Fax: 886-2-7211961]

 

Associates/Subsidiaries:-

Canrich Apparels Ltd., Hong Kong.  [Dissolved]

Fens International (Taiwan) Ltd., Taiwan.

Goldtex Ltd., Hong Kong.  (Same address)

 

Affiliates:-

USA, Egypt, Lome (Togo), Accra (Ghana), Panama Cotonou (Benin), Iquique (Chile), etc.

 

 

BUSINESS REGISTRATION NUMBER

 

10872219

 

 

COMPANY FILE NUMBER

 

 0184498

 

 

MANAGEMENT

 

Managing Director:  Mr. Pashmina Vivek Bhagnari

 


 

CAPITAL

 

Nominal Share Capital: HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$4,000,000.00

 

 

SHAREHOLDERS:         (As per registry dated 10-03-2014)

Name

 

No. of shares

Neena Arjandas DARYANAN

 

800,000

Arjan Tarachand DARYANANI  [Died on 12-08-2001]

 

3,200,000

 

 

––––––––

 

Total:

4,000,000

=======

 

DIRECTOR:       (As per registry dated 10-03-2014)

Name

(Nationality)

 

Address

Pashmina Vivek BHAGNARI

Room 401-402, 4/F., Houston Centre, 63 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

SECRETARY:    (As per registry dated 10-03-2014)

Name

Address

Co. No.

Akin Professionals Ltd.

20/F., Champion Building, 287-291 Des Voeux Road Central, Sheung Wan, Hong Kong.

1273165

 

 

HISTORY

 

The subject was incorporated on 10th March, 1987 as a private limited liability company under the Hong Kong Companies Ordinance.

Initially the subject was located at Room 2206, 22/F., Far East Consortium Building, 21 Des Voeux Road Central, Hong Kong, moved to 12/F., Yen Sheng Centre, 64 Hoi Yuen Road, Kwun Tong, Kowloon, Hong Kong in early 1996, to Room 502-503, 5/F., Silvercord Tower 2, 30 Canton Road, Tsimshatsui, Kowloon, Hong Kong in November 1998, and further to the present address in April 2002.

Its registered address moved to Flat C, 8/F., Block 2, Estoril Court, 55 Garden Road, Hong Kong in April 2013.

Apart from these, neither material change nor amendment has been ever traced and noted.

 


OPERATIONS

 

Activities:          Importer and Exporter.

 

Lines:               All kinds of bicycle and bicycle parts, batteries, footwear, garments, mosquito coils, casual wear, active sportwear, denims, blouses, towels, textiles, bags, household appliances, toys, toiletries, healthcare products

 

Employees:       15.  (Including associate)

 

Commodities Imported:   Imported from Germany, India, China, Taiwan, etc.

 

Markets:           Hong Kong, Spain, Middle East, South America, USA, Ghana, Egypt, West Africa, etc.

 

Terms/Sales:     Various terms.

 

Terms/Buying:    As per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$4,000,000.00

 

Profit or Loss:    Business is profitable.

 

Condition:          Keeping in an active and good manner.

 

Facilities:          Making active use of general banking facilities.

 

Payment:          Met trade commitments as required.

 

Commercial Morality:  Good.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Indian Overseas Bank, Hong Kong Branch.

BNP Paribas, Hong Kong Branch.

Credit Agricole Corporate & Investment Bank, Hong Kong Branch.

UCO Bank, Hong Kong Branch.

HBZ Finance Ltd., Hong Kong.

 

Standing:          Good.

 

 

 

GENERAL

 

Canrich Industries Ltd. is an Indian company formed in 1987.  Having issued 4 million ordinary shares of HK$1.00 each, it is jointly owned by Mr. Arjan Tarachand Daryanani, holding 80% interests; and Mr. Neena Arjandas Daryanani, holding 20%.  However, the former passed away on 12th Auguest, 2001.

The Managing Director of the subjet Mr. Pashmina Vivek Bhagnari is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.

The subject is an importer and exporter of general merchandise.  It is trading in the following commodities:-

Health and Medical Care Products;

Jeans and Garments;

Textile Products;

Household electric appliances;

Toiletries;

Personal Care Products;

Toys;

Bags;

Food Products; &

Other Light Industrial Products.

Products are sourced from India, China, Taiwan and the other Asian countries.  Prime markets are Hong Kong, Spain, the Middle East, South America, the United States, Ghana, Egypt, West Africa, etc.

According to the subject, it has had offices/associates in Taiwan, the United States, Egypt, Lome (Togo), Accra (Ghana), Panama Cotonou (Benin), Iquique (Chile), etc.  It has developed business ties with a number of suppliers and overseas customers.  Business has been active.

The history of the subject is about twenty-seven years and eight months in Hong Kong.

On the whole, consider it good for normal business engagements.

 

 

REMARKS

 

Court case record:-

Date

Plaintiff

Defendant

Cause

Amount

July 1996

Heero’s Textiles

Canrich Industries Ltd.

Amount due

US$27,750

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.78

UK Pound

1

Rs.96.78

Euro

1

Rs.76.59

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.