MIRA INFORM REPORT
|
Report Date : |
28.11.2014 |
IDENTIFICATION DETAILS
|
Name : |
ITALIAN GASKET
S.P.A. |
|
|
|
|
Registered Office : |
Via Tengattini, 9, 25030 - Paratico (BS) -IT- |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
23.01.1984 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
|
|
|
|
|
No of Employees : |
From 111 to 130 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No Complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 1, 2014
|
Country Name |
Previous Rating (31.03.2014) |
Current Rating (01.06.2014) |
|
Italy |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY - ECONOMIC OVERVIEW
Italy has a diversified
industrial economy, which is divided into a developed industrial north,
dominated by private companies, and a less-developed, highly subsidized, agricultural
south, where unemployment is higher. The Italian economy is driven in large
part by the manufacture of high-quality consumer goods produced by small and
medium-sized enterprises, many of them family-owned. Italy also has a sizable
underground economy, which by some estimates accounts for as much as 17% of
GDP. These activities are most common within the agriculture, construction, and
service sectors. Italy is the third-largest economy in the euro-zone, but its
exceptionally high public debt and structural impediments to growth have
rendered it vulnerable to scrutiny by financial markets. Public debt has
increased steadily since 2007, topping 133% of GDP in 2013, but investor
concerns about Italy and the broader euro-zone crisis eased in 2013, bringing
down Italy's borrowing costs on sovereign government debt from euro-era. The
government still faces pressure from investors and European partners to sustain
its efforts to address Italy's long-standing structural impediments to growth,
such as labor market inefficiencies and widespread tax evasion. In 2013
economic growth and labor market conditions deteriorated, with growth at -1.8%
and unemployment rising to 12.4%, with youth unemployment around 40%. Italy's
GDP is now 8% below its 2007 pre-crisis level.
|
Source
: CIA |
COMPANY NAME & ADDRESS
ITALIAN GASKET
S.P.A.
Via Tengattini, 9
25030 - Paratico (BS) -IT-
Summary
|
Fiscal Code |
: |
01020760169 |
|
Legal Form |
: |
Joint stock company |
|
Start of Activities |
: |
23/01/1984 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
18.000.000/20.000.000 |
|
Number of Employees |
: |
From 111 to 130 |
Activity
Manufacture of rugs and carpets
Manufacture of synthetic rubber in primary
forms
Legal Data
Legal Form : Joint stock company
|
Fiscal Code : 01020760169 |
|
Foreign Trade Reg. no. : BS071180 since
11/05/1999 |
|
Foreign Trade Reg. no. : 002502 of Bergamo
since 09/12/1991 |
|
Chamber of Commerce no. : 212694 of
Bergamo since 14/03/1984 |
|
Chamber of Commerce no. : 279626 of
Brescia since 03/07/1984 |
|
Firms' Register : BG024-23384 of Bergamo
since 19/02/1996 |
|
V.A.T. Code : 03483070177 |
|
Establishment date |
: 23/01/1984 |
|
|
Start of Activities |
: 23/01/1984 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 1.000.000 |
|
|
Subscribed Capital |
: 1.000.000 |
|
|
Paid up Capital |
: 1.000.000 |
|
Members
|
|
Bergomi |
Gian Marco |
|
|
|
Born in Palazzolo sull'Oglio |
(BS) |
on 29/12/1948 |
- Fiscal Code : BRGGMR48T29G264X |
|
|
|
Residence: |
|
Papa Giovanni Xxiii |
, 73 |
- 24060 |
Adrara San Martino |
(BG) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Board Chairman |
03/12/2012 |
|
|
|
Director |
03/12/2012 |
|
|
|
Managing Director |
03/12/2012 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Bergomi |
Roberta |
|
|
|
Born in Sarnico |
(BG) |
on 23/09/1977 |
- Fiscal Code : BRGRRT77P63I437X |
|
|
|
Residence: |
|
Caverniga |
, 4 |
- 24067 |
Sarnico |
(BG) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
03/12/2012 |
|
|
|
Managing Director |
03/12/2012 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Bergomi |
Germana |
|
|
|
Born in Seriate |
(BG) |
on 08/06/1984 |
- Fiscal Code : BRGGMN84H48I628U |
|
|
|
Residence: |
|
Papa Giovanni Xxiii |
, 73 |
- 24060 |
Adrara San Martino |
(BG) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
03/12/2012 |
|
|
|
Managing Director |
03/12/2012 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Villa |
Alessandro |
|
|
|
Born in Brescia |
(BS) |
on 09/09/1977 |
- Fiscal Code : VLLLSN77P09B157C |
|
|
|
Residence: |
|
Tengattini |
, 9 |
- 25030 |
Paratico |
(BS) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
31/03/2014 |
|
|
|
Managing Director |
31/03/2014 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
I.g. Holding
S.r.l. |
|
|
|
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
Companies connected to members *
*checkings have been performed on a national
scale.
In this module are listed the companies in
which members hold or have holded positions.
|
|
Bergomi |
Gian Marco |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
IMMOBILIARE INDUSTRIALE - S.R.L. |
Sarnico (BG) - IT - |
00637390162 |
Sole Director |
Withdrawn |
Registered |
|
ITALIAN O-RING S.R.L. |
Sarnico (BG) - IT - |
02297760163 |
Board Chairman |
Withdrawn |
Merged |
|
TEN FLUID DI BERGOMI GIAN MARCO eamp; C. -
SOCIETA' IN NOME COLLETTI-VO |
Sarnico (BG) - IT - |
00629160169 |
Partner |
Withdrawn |
Registered |
|
TENFLUID DI BERGOMI GIAN MARCO |
Sarnico (BG) - IT - |
BRGGMR48T29G264X |
Proprietor |
Withdrawn |
Registered |
|
I.g. Holding S.r.l. |
Paratico (BS) - IT - |
02825600980 |
Director |
Withdrawn |
Registered |
|
I.g. Holding S.r.l. |
Paratico (BS) - IT - |
02825600980 |
Managing
Director |
Withdrawn |
Registered |
|
I.g. Holding S.r.l. |
Paratico (BS) - IT - |
02825600980 |
Board Chairman |
Withdrawn |
Registered |
|
|
Villa |
Alessandro |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Planet Di Villa Alessandro E C. Sas |
Brescia (BS) - IT - |
03400080986 |
General Partner |
Active |
Registered |
The indication "REGISTERED" as
Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we
advise to request further investigations.
Capital Shareholders
Shareholders' list as at date of data
collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Bergomi Gian Marco |
Adrara San Martino - IT - |
BRGGMR48T29G264X |
200.000 .Eur |
20,00 |
|
RUGGERI VILMA |
|
RGGVLM61S60A057U |
166.000 .Eur |
16,60 |
|
Bergomi Roberta |
Sarnico - IT - |
BRGRRT77P63I437X |
44.000 .Eur |
4,40 |
|
Bergomi Germana |
Adrara San Martino - IT - |
BRGGMN84H48I628U |
44.000 .Eur |
4,40 |
|
I.g. Holding S.r.l. |
|
02825600980 |
502.000 .Eur |
50,20 |
|
Bergomi Gianluca |
|
BRGGLC93A15I628X |
44.000 .Eur |
4,40 |
Direct Participations
The Company under review has participations
in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
Consorzio Con Attivita' Esterna Bergamo Export
In Breve Bergamo Export - In Li |
Bergamo - IT - |
00588120162 |
|
|
|
|
Ceased |
|
IMMOBILIARE INDUSTRIALE - S.R.L. |
Sarnico - IT - |
00637390162 |
15.493 .Eur |
100,00 |
|
|
Active |
|
ITALIAN O-RING S.R.L. |
Sarnico - IT - |
02297760163 |
10.329 .Eur |
100,00 |
|
|
Active |
|
Assoenergia Societa' Per Azioni O In For
ma Abbreviata Assoenergia S.p.a. In Liqu |
Brescia - IT - |
03445950177 |
30 .Eur |
0,02 |
|
|
Active |
|
SOLUZIONI PER LA GOMMA SRL CONSORTILE - IN
LIQUIDAZIONE |
Treviolo - IT - |
02395770163 |
2.582 .Eur |
5,81 |
|
|
Active |
Firm's location and structure
In order to carry out its activities the
firm uses the following locations:
|
- |
Legal and
operative seat |
|
|
|
|
|
|
|
Tengattini |
, 9 |
- 25030 |
- Paratico |
(BS) |
- IT - |
|
|
|
|
PHONE |
: 035911694 |
|
|
|
|
PHONE |
: 035924511 |
|
|
|
|
FAX |
: 035913345 |
|
|
|
|
Website |
: WWW.ITALIANGASKET.COM |
|
|
|
|
Employees |
: 112 |
|
Fittings and Equipment for a value of
510.000 |
Eur |
|
Stocks for a value of 1.600.000 |
Eur |
Trade organization: direct or by agents.
Sales are mainly addressed to Northern Italy
|
|
Products abroad are placed by :
|
- its own sales net-work |
|
- its own agents |
|
- direct orders from foreign companies |
Import comes generally from the following
nations:
|
- Germany |
Export is mainly towards:
|
- Poland |
|
- Hungary |
|
- Belgium |
|
- Italy |
|
- Austria |
|
- Somalia |
Historical Information and/or
Firm's Status
EX-MEMBERS /
EX-POSITIONS:
|
|
Bergomi |
Gian Marco |
|
|
|
Born in Palazzolo sull'Oglio |
(BS) |
on 29/12/1948 |
- Fiscal Code : BRGGMR48T29G264X |
|
|
|
Residence: |
|
Papa Giovanni Xxiii |
, 73 |
- 24060 |
Adrara San Martino |
(BG) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
|
Tosini |
Piero |
|
|
|
Born in Sarnico |
(BG) |
on 18/10/1942 |
- Fiscal Code : TSNPRI42R18I437D |
|
|
|
Fiscal residence: |
|
- 25030 |
Paratico |
(BS) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
|
Zenti |
Walter |
|
|
|
Born in BERGAMO |
(BG) |
on 31/08/1953 |
- Fiscal Code : ZNTWTR53M31H331B |
|
|
|
Residence: |
|
RONCHI |
, 27 |
- 24060 |
Riva di Solto |
(BG) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
|
Zonca |
Virgilio |
|
|
|
Born in Riviera d'Adda |
(PC) |
on 20/07/1954 |
- Fiscal Code : ZNCVGL54L20H351B |
|
|
|
Residence: |
|
R. Colombo |
, 1 |
- 24067 |
Sarnico |
(BG) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Stirparo |
Massimo |
|
|
|
Born in Catanzaro |
(CZ) |
on 06/04/1973 |
|
|
|
Residence: |
|
Manzoni |
, 18 |
- 35010 |
Carmignano di Brenta |
(PD) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
SCHIEFFER |
EKKEHART |
|
|
|
Born in LIPPSTADT |
( ) |
on 24/04/1965 |
- Fiscal Code : SCFKRT65D |
|
|
|
Residence: |
HEIDEKAMP |
, 13 |
LIPPSTADT |
- DE - |
|
Ex-Postions |
|
Managing Director |
|
|
Marzani |
Flavio |
|
|
|
Born in Chiari |
(BS) |
on 19/07/1972 |
- Fiscal Code : MRZFLV72L19C618O |
|
|
|
Residence: |
|
Villatico |
, 23 |
- 25032 |
Chiari |
(BS) |
- IT - |
|
Ex-Postions |
|
Director |
|
Managing Director |
|
|
Perletti |
Angelo |
|
|
|
Born in Sarnico |
(BG) |
on 09/10/1965 |
- Fiscal Code : PRLNGL65R09I437T |
|
Ex-Postions |
|
Attorney with special power |
|
|
Chiodini |
Massimo |
|
|
Born in Palazzolo sull'Oglio |
(BS) |
on 17/06/1972 |
- Fiscal Code : CHDMSM72H17G264F |
|
|
|
Residence: |
|
Vincenzo Rosa |
, 10 |
- 25036 |
Palazzolo sull'Oglio |
(BS) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Capoferri |
Gianpiero |
|
|
|
Born in Adrara San Martino |
(BG) |
on 12/10/1950 |
- Fiscal Code : CPFGPR50R12A057F |
|
|
|
Residence: |
|
Zanardelli |
, 38 |
- 25036 |
Palazzolo sull'Oglio |
(BS) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Zani |
Aurelio |
|
|
|
Born in Chiari |
(BS) |
on 01/05/1957 |
- Fiscal Code : ZNARLA57E01C618U |
|
|
|
Residence: |
|
Vittorio Veneto |
, 65 |
- 24067 |
Sarnico |
(BG) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Breno |
Stefano |
|
|
|
Born in Bergamo |
(BG) |
on 24/03/1966 |
- Fiscal Code : BRNSFN66C24A794X |
|
|
|
Residence: |
|
Corsica |
, 143 |
- 25125 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Loda |
Luciana |
|
|
|
Born in Castrezzato |
(BS) |
on 30/03/1957 |
- Fiscal Code : LDOLCN57C70C332T |
|
|
|
Residence: |
|
Cavalli |
, 20 |
- 25030 |
Castrezzato |
(BS) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Caputo |
Riccardo |
|
|
|
Born in Taranto |
(TA) |
on 15/02/1958 |
- Fiscal Code : CPTRCR58B15L049P |
|
|
|
Residence: |
|
Pedersoli Ii Traversa |
, 23 |
- 25032 |
Chiari |
(BS) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
|
Galdi |
Stefano |
|
|
|
Born in Napoli |
(NA) |
on 02/12/1966 |
- Fiscal Code : GLDSFN66T02F839J |
|
|
|
Residence: |
|
Della Disciplina |
, 8 |
- 25121 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Capra |
Ferruccio |
|
|
|
Born in Montichiari |
(BS) |
on 04/02/1950 |
- Fiscal Code : CPRFRC50B04F471I |
|
|
|
Residence: |
|
Cornelio Trav. I |
, 12 |
- 25018 |
Montichiari |
(BS) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Menni |
Aurelio |
|
|
|
Born in Milano |
(MI) |
on 02/11/1948 |
- Fiscal Code : MNNRLA48S02F205Z |
|
|
|
Residence: |
|
Bulloni |
, 12 |
- 25100 |
Brescia |
(BS) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
CEASINGS/INCORPORATIONS/MERGES:
|
|
The firm
absorbed by merging of |
|
|
|
|
|
|
|
|
DELLA LIBERTA' |
, 1 |
, 24067 |
, Sarnico |
(BG) |
- IT - |
|
|
|
Fiscal Code: 02297760163 |
|
|
|
Date |
: |
14/07/1999 |
|
|
Splitting-up
project and setting-up of new co |
|
|
|
Date |
Merging/Splitting-up Project-New Company: |
30/05/2006 |
|
|
Splitting-up and
setting-up of a new company |
|
|
|
|
|
|
|
, 25030 |
, Paratico |
(BS) |
- IT - |
|
|
|
Date |
Splitting-up: |
27/11/2006 |
Protests
Protests checking on the subject firm has given the following results:
|
|
|
COSTRUZIONI
GUERRINI SCARL (01020760169) |
PRESSO CREBERG |
- RUDIANO |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
05/06/2014 |
1.339 |
2.592.666 |
|
|
Data Base Prejudicial Events Search
Search performed on a National Scale
|
|
|
Prejudicial
Events Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal Procedures
None reported, standing to the latest
received edition of the Official Publications.
Financial and Economical Analysis
The company is active since 1984
The analysis is based on the latest 3
balance sheets.
Under an economic point of view, profits
were registered during the last years with a r.o.e. of 5,18% in 2013 but
without a significant increase in the turnover.
The return on Investment in the last
financial year was positive (5,97%) falling within the field's average.
The amount of the operating result for the
year 2013 is of Eur. 737.068 showing a fall as opposed to the previous year
(-30,76%).
A gross operating margine for a value of
Eur. 1.271.504 was reached. stable if compared to the financial year 2012.
The company has an excellent net worth if
compared to its debts, with a low indebtedness (0,33) increasing compared to
last year (0,19)
The management generated equity capital for
an amount of Eur. 6.034.662 on stable levels.
In the year 2013 total debts amounted to
Eur. 5.244.419 , with no sensible variation.
Bank and suppliers credit recourse is
limited, 83,16 gg. is payment average period below the sector's average.
Payments are supported by good current
assets.
Accounts receivable average term is 46,06
days. , shorter than the sector's average.
During financial year 2013 the cash flow
amounted to Eur. 584.100
Labour cost amounts to Eur. 3.645.527, with
a 20,09% incidence on production costs. and a 19,8% incidence on sales volumes.
Limited financial charges in relation to
sales volume.
The presence of detrimental items, apart
from the financial-economic analysis, makes the company not suitable for
business transactions on credit basis.
Financial Data
|
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
18.411.546 |
|
Profit (Loss) for the period |
312.663 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
17.873.515 |
|
Profit (Loss) for the period |
927.153 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
18.924.195 |
|
Profit (Loss) for the period |
787.942 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
18.841.751 |
|
Profit (Loss) for the period |
798.831 |
Balance Sheets
From our constant monitoring of the relevant
Public Administration offices, no more recent balance sheets result to have
been filed.
|
- Balance Sheet
as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as
at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet
as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
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RATIOS |
Value
Type |
as at 31/12/2013 |
as at 31/12/2012 |
as at 31/12/2011 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|
|
|
|
|
|
Rigidity Ratio |
Units |
0,29 |
0,22 |
0,09 |
0,24 |
|
Elasticity Ratio |
Units |
0,70 |
0,72 |
0,80 |
0,72 |
|
Availability of stock |
Units |
0,13 |
0,11 |
0,13 |
0,19 |
|
Total Liquidity Ratio |
Units |
0,57 |
0,61 |
0,67 |
0,45 |
|
Quick Ratio |
Units |
0,21 |
0,27 |
0,26 |
0,02 |
|
COMPOSITION ON
SOURCE |
|
|
|
|
|
|
Net Short-term indebtedness |
Units |
0,33 |
0,19 |
0,36 |
1,93 |
|
Self Financing Ratio |
Units |
0,49 |
0,48 |
0,50 |
0,25 |
|
Capital protection Ratio |
Units |
0,78 |
0,66 |
0,64 |
0,71 |
|
Liabilities consolidation quotient |
Units |
0,36 |
0,43 |
0,14 |
0,23 |
|
Financing |
Units |
0,87 |
0,92 |
0,87 |
2,69 |
|
Permanent Indebtedness Ratio |
Units |
0,61 |
0,63 |
0,56 |
0,42 |
|
M/L term Debts Ratio |
Units |
0,13 |
0,15 |
0,06 |
0,10 |
|
Net Financial Indebtedness Ratio |
Units |
0,00 |
0,00 |
0,00 |
1,12 |
|
CORRELATION |
|
|
|
|
|
|
Fixed assets ratio |
Units |
2,08 |
2,90 |
5,95 |
1,56 |
|
Current ratio |
Units |
2,01 |
2,06 |
1,85 |
1,24 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
1,64 |
1,74 |
1,56 |
0,87 |
|
Structure's primary quotient |
Units |
1,66 |
2,22 |
5,28 |
1,01 |
|
Treasury's primary quotient |
Units |
0,61 |
0,79 |
0,61 |
0,04 |
|
Rate of indebtedness ( Leverage ) |
% |
204,71 |
206,88 |
201,93 |
407,34 |
|
Current Capital ( net ) |
Value |
4.357.723 |
4.363.735 |
3.713.575 |
387.489 |
|
RETURN |
|
|
|
|
|
|
Return on Sales |
% |
3,17 |
6,82 |
5,90 |
2,88 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
5,18 |
16,20 |
15,68 |
2,51 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
10,80 |
25,43 |
26,28 |
9,26 |
|
Return on Investment ( R.O.I. ) |
% |
5,97 |
8,99 |
15,08 |
3,77 |
|
Return/ Sales |
% |
4,00 |
5,96 |
8,09 |
3,77 |
|
Extra Management revenues/charges incid. |
% |
42,42 |
87,09 |
51,47 |
21,16 |
|
Cash Flow |
Value |
584.100 |
1.219.767 |
1.116.363 |
79.355 |
|
Operating Profit |
Value |
737.068 |
1.064.538 |
1.530.794 |
112.730 |
|
Gross Operating Margin |
Value |
1.271.504 |
1.412.838 |
1.859.215 |
210.674 |
|
MANAGEMENT |
|
|
|
|
|
|
Credits to clients average term |
Days |
46,06 |
48,11 |
69,33 |
117,72 |
|
Debts to suppliers average term |
Days |
83,16 |
83,83 |
89,70 |
111,36 |
|
Average stock waiting period |
Days |
31,30 |
26,69 |
24,13 |
76,26 |
|
Rate of capital employed return ( Turnover
) |
Units |
1,49 |
1,51 |
1,86 |
1,01 |
|
Rate of stock return |
Units |
11,50 |
13,49 |
14,92 |
4,65 |
|
Labour cost incidence |
% |
19,80 |
18,18 |
16,83 |
14,67 |
|
Net financial revenues/ charges incidence |
% |
-0,15 |
-0,12 |
0,07 |
-1,77 |
|
Labour cost on purchasing expenses |
% |
20,09 |
19,01 |
18,11 |
14,77 |
|
Short-term financing charges |
% |
1,33 |
1,34 |
1,20 |
3,20 |
|
Capital on hand |
% |
67,10 |
66,23 |
53,62 |
98,20 |
|
Sales pro employee |
Value |
162.934 |
176.965 |
191.153 |
213.243 |
|
Labour cost pro employee |
Value |
32.261 |
32.179 |
32.167 |
32.119 |
Remarks
1) Protests checking (relative to the last
five years) performed by crossing and matching the members names and the Firm's
Style with the reported addresses, is supplied by the Informatic Registry managed
by the Italian Chamber of Commerce. If the fiscal code is not indicated, the
eventual homonymous cases are submitted to expert staff evaluation in order to
limit wrong matching risks.
2) The Legal Data, supplied and retrived
from the Firm's Registry of the Italian Chamber of Commerce, are in line with
the last registered modifications.
3) Risk evaluation and Credit Opinion have
been performed on the base of the actual data at the moment of their
availability.
Market / Territory Data
|
Population living in the province |
: |
|
|
Population living in the region |
: |
|
|
Number of families in the region |
: |
|
Monthly family expences average in the
region (in Eur..) :
|
- per food products |
: |
|
|
- per non food products |
: |
|
|
- per energy consume |
: |
|
Sector Data
The values are calculated on a base of 1.146
significant companies.
The companies cash their credits on an
average of 118 dd.
The average duration of suppliers debts is
about 111 dd.
The sector's profitability is on an average
of 2,88%.
The labour cost affects the turnover in the
measure of 14,67%.
Goods are held in stock in a range of 76 dd.
The difference between the sales volume and
the resources used to realize it is about 1,01.
The employees costs represent the 14,77% of
the production costs.
Statistical Detrimental Data
Statistically the trade activity passes
through serious crises.
The area is statistically considered
moderately risky.
In the region 50.886 protested subjects are
found; in the province they count to 5.551.
The insolvency index for the region is 0,55,
, while for the province it is 0,48.
Total Bankrupt companies in the province :
3.452.
Total Bankrupt companies in the region :
39.612.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.86 |
|
|
1 |
Rs.97.69 |
|
Euro |
1 |
Rs.77.37 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
SMN |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.