MIRA INFORM REPORT

 

 

Report Date :

02.10.2014

 

IDENTIFICATION DETAILS

 

Name :

PALDOM - FEINGOLD METALS LP

 

 

Registered Office :

P.O. Box 10077, Haifa (6211002) P.O. Box 224, Yehud 16 Altalef Street Industrial Zone Yehud       5610102           

 

 

Country :

Israel

 

 

Date of Incorporation :

04.11.2003

 

 

Legal Form :

Limited partnership

 

 

Line of Business :

Importers and marketers of steels and metals of various types

Also offering outsourcing works: cutting, machining, plating & packing design

 

 

No. of Employees :

45

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition

 

Source : CIA

 

 

 

 


Company name and address

 

PALDOM - FEINGOLD METALS LP

 

(Also known as: PFM PALDOM FEINGOLD GROUP)

 

 Telephone        972 3 536 81 11

Fax                   972 3 536 81 14

P.O. Box 10077, Haifa (6211002) P.O. Box 224, Yehud 16 Altalef Street Industrial Zone

YEHUD  5610102  ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A limited partnership (LP), registered as per file No. 55-021522-2 on the 04.11.2003.

 

As of the 07.12.2003, subject took over all marketing activities of 2 private companies PLADOT PALDOM LTD. (incorporated 1974, originally founded 1955) and FEINGOLD SINAI & SON COMPANY LTD. (incorporated 1970, originally founded 1945). Consequently, both companies became holding and real estate companies.

 

 

PARTNERSHIPS

 

1.         PALDOM FEINGOLD METALS LTD., general partner, equally controlled by the u/m partners,

2.         PLADOT PALDOM LTD., limited partner (NIS 490), controlled by the Zegman Family,

3.         FEINGOLD SINAI & SON COMPANY LTD., limited partner (NIS 490), owned by Gideon (Gidi) Feingold and the heirs of the Late Danny Feingold.

 

Gidi Feingold informwed us that Danny Feingold passed away and his shares will be transferred mosty to him and some to his sister.

 

 

JOINT GENERAL MANAGERS

 

1.         Boaz Zegman,

2.         Noam Zegman,

3.         Gideon Nahum (Gidi) Feingold.

 

 

BUSINESS

 

Importers and marketers of steels and metals of various types.

Also offering outsourcing works: cutting, machining, plating & packing design, etc.

 

 

 

Among clients: ISCAR Group, ISRAEL AEROSPACE INDUSTRIES, SOLEL BONEH, LIME & STONE, DEAD SEA WORKS, URDAN, RAFAEL ADVANCED DEFENSE SYSTEMS, KETER PLASTICS, ISRAEL MILITARY INDUSTRIES, etc.

 

Most purchasing is from import.

 

Sole local representatives of (main agencies):

EWK, BGH, both of Germany.

 

Operating from premises:

1.         On an area of 4,000 sq. meters, owned by Zegman Family, in 16 Altalef Street, Industrial Zone, Yehud,

2.         On an area of 3,000 sq. meters, owned by Feingold Family, in 22 Haamelim Street, Haifa Bay Industrial Zone, Haifa.

 

Having 45 employees (same as in 2012 and in 2011).

 

 

MEANS

 

Stock was valued at NIS 15,000,000 – NIS 20,000,000.

 

Properties owned by the partners, and where subject is operating from, was valued in 2008 as follows:

In Yehud - valued at US$ 2,000,000.

In Haifa Bay - valued at US$ 1,200,000.

 

 

REVENUES

 

2008 sales claimed to be US$ 15,000,000.

2009 sales claimed to be US$ 13,000,000.

2010 sales claimed to be US$ 13,000,000.

2011 sales not forthcoming.

2012 sales claimed to be US$ 12,000,000.

2013 sales claimed to be US$ 12,000,000.

 

 

OTHER COMPANIES

 

PLADOT PALDOM LTD., holding and real estate company.

FEINGOLD SINAI & SON COMPANY LTD., holding and real estate company.

PALDOM STEEL PROCESSING (1983) LTD.

PALDOM FEINGOLD METALS LTD.

FEINGOLD SINAI & SON STEEL (HAIFA) 1996 LTD., latter 3 are not active.


 

BANKERS

 

The First International Bank of Israel Ltd., Yehud Branch (No. 110), Yehud, account No. 203734.

A check with the Central Banks’ database did not reveal anything detrimental regarding subject’s a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavourable learned.

 

Both parent companies are long established family companies and well-known in the metals and steel field.

 

According to data by of the Metal, Electrical and Infrastructure Industries Association, representing the local Metal and Electricity Industries, which includes large scale export-oriented industries on one hand and family-owned plants which sell to the local market: 2010 sales (local and export) by the said industries amounted to NIS 70 billion, comprising 25% of Israel's industrial output. Sales for export reached US$ 10 billion in 2010.

Some 90,000 employees serve the said industries (26% of Israel's industrial workforce).

 

The Central Bureau of Statistics (CBS) data on import of metals raw materials to the local industries: Import of Iron and Steel in 2013 kept the negative trend from 2012 after a remarkable recovery in the years 2010 and 2011 from 2009 with decreased by 2.3% reaching US$ 2,127 million (fell 11.5% in 2012, after rising by over 30% per year in 2010 and in 2011); On the other hand, import of Precious Metals rose by 7.3% in 2013 to US$ 157 million (fell 13% in 2012 after rising by 2% in 2011 and 22.5% in 2010), and import of Non-ferrous Metals increased by 6% to US$ 850 million (after a 13% fall in 2012 and rise by 20% in 2011 and by 41% in 2010).

 

 

SUMMARY

 

Good for trade engagements.

 

Notes:

1.         Please not subject's correct P. O. Box in Yehud (224 and not 324)

2.         Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.75

UK Pound

1

Rs.100.07

Euro

1

Rs.77.95

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.