MIRA INFORM REPORT

 

 

Report Date :

04.10.2014

 

IDENTIFICATION DETAILS

 

Name :

G. E. MEDICAL SYSTEMS ISRAEL LTD.

 

 

Registered Office :

4 Hayozma Street, Industrial Zone, Tirat Carmel 3903204 Israel

 

 

Country :

Israel

 

 

Date of Incorporation :

13.10.1998

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Subject, operates as developers, manufacturers, exporters and marketers in six businesses: molecular imaging (including nuclear imaging and positron emission tomography), ultrasound, MRI, CT, HCIT and Respiratory & Sleep.

 

 

No of Employees :

400

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2011, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. The economy has recovered better than most advanced, comparably sized economies, but slowing demand domestically and internationally, and a strong shekel, have reduced forecasts for the next decade to the 3% level. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is not due to come online until 2018, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and is expected to contribute 0.5% growth in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. In May 2013 the Israeli government, in a politically difficult process, passed an austerity budget to reign in the deficit and restore confidence in the government's fiscal position. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 


Company Name & address

 

G. E. MEDICAL SYSTEMS ISRAEL LTD.

 

(Also known as GE HEALTHCARE ISRAEL)

Telephone         972 4 857 82 22; 856 36 00

Fax                   972 4 857 41 66

P.O. Box 2071 (3912001)

4 Hayozma Street

Industrial Zone

Tirat Carmel 3903204 Israel

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-268646-0 on the 13.10.1998.

 

On the 22.01.2003, subject's subsidiaries, G. E. ULTRASOUND LTD. and ELGEMS LTD. were merged into subject.

 

Subject is part of G E HEALTHCARE, a division of GENERAL ELECTRIC COMPANY (NYSE: GE).

 

 

SHARE CAPITAL

 

Authorized share capital NIS 3,036,000.00, divided into -

 3,036,000 ordinary shares of NIS 1.00 each, of which 2,707,311 shares amounting to NIS 2,707,311.00 were issued.

 

 

SHAREHOLDERS

1.    VERSAMED MEDICAL SYSTEMS LTD., 99%,

2.    G. E. MEDICAL SYSTEMS S.A., 1%, of France, both fully owned by GENERAL ELECTRIC HEALTH CARE, the medical equipment division of GENERAL ELECTRIC, the US based industrial giant.

 

In March 2008 GE acquired VERSAMED for US$ 42 million.

 

 

DIRECTORS

1.    Natan Hermoni, Chairman and General Manager,

2.    Ilan Lifshitz,

3.    Marcel Laurence Kesselbrener.

 

BUSINESS

 

G E HEALTHCARE ISRAEL, i.e. subject, operates as developers, manufacturers, exporters and marketers in six businesses: molecular imaging (including nuclear imaging and positron emission tomography), ultrasound, MRI, CT, HCIT and Respiratory & Sleep.

 

Many of the new products, introduced to the market globally, by G E HEALTHCARE in recent years, were developed and/or manufactured in Israel, in cooperation with the parent company's international teams.

Also provides Health Care IT services and solutions.

Over 95% of sales are export.

 

Sales are to medical institutions.

Among local clients: SAREL LOGISTICS SOLUTIONS.

 

Among local suppliers: SANMINA-SCI ISRAEL MEDICAL SYSTEMS, CPC SOLUTIONS, C.P.C. HI-TECHNOLOGIES, KOMSEL, SHAAR GIORA, ACS MOTION CONTROL, COMPULAB, M.H.M. FASTENERS, etc.

 

Operating from rented headquarters and R&D Center, in 4 Hayozma Street, Industrial Zone, Tirat Carmel, from facilities in 4 Etgar Street, Industrial Zone, Tirat Carmel (the address you provided), and from 12 Hamada Street, Science park Holon (a medical imaging equipment plant).

The Israeli activities are in 8 development centers throughout Israel (some are in subject's premises).

 

Having some 400 employees.

 

 

MEANS

 

Subject is an "Approved Enterprise" and as such enjoys tax benefits and State incentives. In December 2002, the Israeli Investment Center (IIC) approved US$ 1.1 million investment plan for the expansion of subject's plant in Tirat Carmel.

In May 2004 the IIC approved US$ 4.25 million investment plan for the expansion of subject's plant in Tirat Carmel.

 

Other financial data not forthcoming, however enjoying the backing of the global G E HEALTHCARE of the GENERAL ELECTRIC Concern.

 

There are 10 charges for unlimited amounts registered on the company's assets (computers equipment), in favor of I.B.M. Group and leasing companies (last charge placed 2006).

 

 

REVENUES

 

Actual sales figures not forthcoming.

According to reports subject's 2012 sales were around NIS 1,200 million.

According to reports subject's 2013 sales were around NIS 1,100 million.

OTHER COMPANIES

 

GENERAL ELECTRIC also operates in Israel via:

VERSAMED MEDICAL SYSTEMS LTD., developers, manufacturers, exporters and marketers of software based medical ventilators for life support machinery

COLSINT LTD., 50%, developers, manufacturers, exporters and marketers of lenses for imaging cameras for nuclear medicine.

G E ISRAEL also markets products and equipment in Israel via a network of distributors.

In November 2013 it was reported that GE is opening a cyber center in Herzliya, under the name CYBER SECURITY LAB.

 

 

BANKERS

 

Bank data not forthcoming.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learnt.

 

Despite our strenuous efforts, we were unable to speak with subject’s officials, as they were always unavailable to take our calls. We left messages.

 

In 1998, GENERAL ELECTRIC acquired the DIASONICS division of the ELBIT Group, for a sum of US$ 230 million, and transferred its activities into G. E. ULTRASOUND LTD.

 

In 1998, GENERAL ELECTRIC, together with ELSCINT, erected a new medical equipment plant in Tirat Carmel. The plant was operated by ELGEMS LTD.

In September 2000, subject acquired ELSCINT shares (50%) in ELGEMS LTD., for a sum of US$ 30 million, and later both of G. E. ULTRASOUND and ELGEMS LTD. were merged into subject.

As of January 2002 subject was merged to one legal entity, instead of 3 separate legal entities (previously ELGEMS, GE ULTRASOUND, GEMS ISRAEL LTD.).

 

In July 2003, it was reported that subject will develop an advanced MRI systems infrastructure for the SHEBA MEDICAL CENTER.

 

In 2006 subject established the Health Care IT unit (HCIT) by acquiring IDX of Herzliya.

 

In early 2008 GE HEALTHCARE/ subject acquired Israeli healthcare company VERSAMED MEDICAL SYSTEMS LTD. according to a company value of

US$ 42 million. VERSAMED operated as developers, manufacturers, exporters and marketers of software based medical ventilators for life support machinery, intensive care units, home care, etc.

 

In January 2009 subject’s former General Manager Tovi Bachar won the Excellent CEO of a Multi-national company in Israel award for 2008, for the achievements in development of significant breakthrough systems. It was noted that the company’s sales in the last 3 years grew by 16% in an annual average, while keeping an average profitability rate of 12% per year.

 

In the beginning of 2011 subject acquired the activities of ORBOTECH MEDICAL SOLUTIONS, research and development and improving production processes for solid state gamma radiation detectors for nuclear imaging applications based on CZT crystal-growth technology, for US$ 15 million.

 

In July 2011 it was reported that subject will establish an 8th, R&D center (for cleantech and pre implementation research) in Tirat Carmel, with 12 researchers, investing some US$ 5 million.

 

In February 2013 it was reported that GE is closing its R&D center in Herzliya, laying-off 50 employees. This follows a layoff of 35 employees in January 2013 in the VERSAMED division in Kadima. According to the report these moves were part of streamlining, and not due to losses.

 

In April 2014 it was reported that GE together with CARE MEDICAL SERVICE (an Israeli company) and private Israeli investors, will establish a radiology institute in Switzerland with a total investment of US$ 13 million. GE, besides financial investment will supply the machinery which is produced in Israel.

 

GE HEALTHCARE is a US$ 18.2 billion unit of GENERAL ELECTRIC COMPANY that is headquartered in the USA. Worldwide, GE HEALTHCARE employs more than 46,000 people serving healthcare professionals and their patients in more than 100 countries. GENERAL ELECTRIC (GE) Concern had 2013 consolidated revenues amounted to US$ 146.04 billion. GE current market value US$ 257.07 billion.

 

According to the Central Bureau of Statistics (CBS) sales for export from the manufacture of medical, dental and orthopedic instruments and supplies in 2011, 2012 & 2013 were US$ 745 million, US$ 865 million & US$ 1,003 million, respectively.

 

 

SUMMARY

 

Notwithstanding the lack of updated data from subject's officials, considered good for trade engagements.

Maximum unsecured credit recommended several US$ millions.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.75

UK Pound

1

Rs.100.07

Euro

1

Rs.77.95

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.