MIRA INFORM REPORT

 

 

Report Date :

07.10.2014

 

IDENTIFICATION DETAILS

 

Name :

MARK’S WORK WEARHOUSE LTD.

 

 

Registered Office :

1035 64th Avenue SE, Ste 30,  Calgary, Alberta T2H 2J7

 

 

Country :

Canada

 

 

Date of Incorporation :

05.11.1979

 

 

Legal Form :

Alberta Corporation - Profit

 

 

Line of Business :

·         Subject operates a chain of apparel stores for men and women in Canada.

 

Subject offers casual, leisure, and business wear; outdoor apparel; work wear; and foot wear.

 

·         Subject products ranges include casual and dress shirts, hoodies, polos, and T-shirts; casual and dress pants, jeans, and shorts; jackets and vests; casual and dress shoes, hikers, and sandals; and gloves, sleep and lounge products, socks, underwear, and summer accessories for men. 

 

 

No of Employees :

4,600

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No Complaints 

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

CANADA - ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-13 and plans to balance the budget by 2015. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela.

 

Source : CIA

 


Company name & address

 

Company name:            MARK’S WORK WEARHOUSE LTD.

Headquarters:               1035 64th Avenue SE, Ste 30,

                                    Calgary, Alberta T2H 2J7 – Canada

Telephone:                    +1 403-255-9220

Fax:                              +1 403-255-6005

Website:                       www.marks.com

 

 

Company summary

 

Corporate ID#:               AB-0203727417

State:                           Alberta

Judicial form:                 Alberta Corporation - Profit

Date incorporated:          October 3, 1987

Date founded:                November 5, 1979

Name of manager:          Michael MEDLINE

 

 

ACTIVITIES & OPERATIONS

 

Business:

Mark's Work Wearhouse Ltd. operates a chain of apparel stores for men and women in Canada. It offers casual, leisure, and business wear; outdoor apparel; work wear; and foot wear. Its products include casual and dress shirts, hoodies, polos, and T-shirts; casual and dress pants, jeans, and shorts; jackets and vests; casual and dress shoes, hikers, and sandals; and gloves, sleep and lounge products, socks, underwear, and summer accessories for men.

 

The company’s products also comprise tops, shirts, T-shirts, sweaters, and tank tops; bottoms, casual and dress pants, jeans, shorts, and skirts; jackets and vests; rubber boots, athletic and hiking shoes, sandals, and casual shoes; socks, summer accessories, and under wear; scrubs; and yoga wear for women. It also offers work shirts and pants, women's work wear, work boots, industrial casuals and hikers, rubber boots, women's safety foot wear, rain wear, accessories, gloves, work socks, and work accessories for industrial needs.

 

Mark's Work Wearhouse also sells its products online.

 

The company was founded in 1977 and is based in Calgary, Canada.

 

Mark’s operates under the banners “Mark’s”, “Mark’s Work Wearhouse”, “Work World” and in Quebec, “L’Equipeur” and offers products for sale through its website at www.marks.com

 

Mark’s also conducts a business-to-business operation under the name “Imagewear, a Division of Mark’s Work Wearhouse”.

 

Staff:     4,600

 

 

Operations & branches:

At the headquarters, we find the corporate headquarters and office, on lease.

The Company maintains over 348 direct stores and 37 franchise stores in Canada.

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

CANADIAN TIRE CORPORATION, LIMITED    (+50%)

2180 Yonge Street

Toronto, Ontario M4S 2B9 – Canada

Public Company quoted with the TSE under symbol CTC.

 

Canadian Tire Corp is a network of businesses offering general merchandise, clothing, petroleum, financial services and automotive parts.

 

Management:

Michael MEDLINE is the President and Director.

Present here since 11-27-2012

 

He has had a tremendous 13-year career with CTC, which includes overseeing a revamped strategy for the Automotive business, leading the Company’s corporate services group as Chief Corporate Officer and serving as a director on the Board of Canadian Tire Bank.

Most recently the President of FGL Sports and Mark’s, Michael has led all of the Company’s acquisitions and integration efforts in the last 11 years.

 

Harry P. TAYLOR is the COO.

 

Other Directors include Robyn A. COLLVER, Harry P. TAYLOR, and Dean McCANN.

 

John CHIMIENTI is Secretary.

 

FINANCIALS

 

In Canada, privately held corporations are not required to publish any financials.

 

However, from the annual report of the parent company, we find:

 

Sales 2013: CAD 1,060,800,000=

Sales 2012: CAD 1,016,600,000=

 

The business is profitable.

Banks:  Royal Bank of Canada

 

LEGAL FILINGS

 

Legal filings & complaints:

As of today date, there is no legal filing pending with the Courts.

Secured debts summary:   None

 

COMPANY CREDIT HISTORY

 

Trade references:

Date reported:                July 2014

High credit:                    CAD 50,000+

Now owing:                    0

Past due:                      0

Last purchase:               June 2014

Line of business:            Office supply

Paying status:               On terms

 

Date reported:                July 2014

High credit:                    CAD 6,000,000

Now owing:                    0

Past due:                      0

Last purchase:              June 2014

Line of business:            Payroll

Paying status:               As agreed

 

Date reported:                July 2014

High credit:                    CAD 5,000

Now owing:                    0

Past due:                      0

Last purchase:               June 2014

Line of business:            Telecommunications

Paying status:               On terms

 

Domestic credit history:

National Credit Bureaus gave a satisfying credit rating.

According to our credit analysts, during the last 6 months, domestic payments were prompt and regular.

 

International credit history:

Payments of imports are currently made on terms.

 

Other comments:

The Company is developing its business.

The bank confirmed a regular account.

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

Last report was filed on February 3, 2014.

The risk is low.

 

Our opinion:

A business connection may be conducted.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.75

UK Pound

1

Rs.100.07

Euro

1

Rs.77.95

 

 

INFORMATION DETAILS

 

Report Prepared by :

TPT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.