MIRA INFORM REPORT

 

 

Report Date :

13.10.2014

 

IDENTIFICATION DETAILS

 

Name :

ISKRA ZASCITE D.O.O.

 

 

Registered Office :

Stegne 23a, 1000 Ljubljana

 

 

Country :

Slovenia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

29.06.1989

 

 

Com. Reg. No.:

10212100

 

 

Legal Form :

D.O.O. - Limited Liability Company (Ltd.)

 

 

Line of Business :

Manufacture of electronic components

 

 

No of Employees :

117

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Slovenia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SLOVENIA - ECONOMIC OVERVIEW

 

With excellent infrastructure, a well-educated work force, and a strategic location between the Balkans and Western Europe, Slovenia has one of the highest per capita GDPs in Central Europe. Slovenia became the first 2004 European Union entrant to adopt the euro (on 1 January 2007) and has experienced one of the most stable political transitions in Central and Southeastern Europe. In March 2004, Slovenia became the first transition country to graduate from borrower status to donor partner at the World Bank. In 2007, Slovenia was invited to begin the process for joining the OECD; it became a member in 2012. However, long-delayed privatizations, particularly within Slovenia’s largely state-owned and increasingly indebted banking sector, have fueled investor concerns since 2012 that the country would need EU-IMF financial assistance. In 2013, the European Commission granted Slovenia permission to begin recapitalizing ailing lenders and transferring their nonperforming assets into a “bad bank” established to restore bank balance sheets. Yield-seeking bond investors’ strong demand for Slovenian debt helped the government in 2013 to continue to finance itself independently on international markets. The government has embarked on a program of state asset sales intended to bolster investor confidence in the economy, which in 2014 is poised to contract 1%, its third-year of recession.

 

Source : CIA

 

 

 

 


Company identification

 

ISKRA ZASCITE D.O.O.

Phone

01 500 31 00

Stegne 23a

Telefax

01 500 32 36

1000 Ljubljana

E-Mail

info@iskrazascite.si

Slovenia

Web

www.iskrazascite.si

 

Registration:

Ljubljana

Statistical Nr.

5286948

Registration Nr.

10212100

Tax Nr.

SI11021322

Status

Active

 

 

 

 

Economic situation

 

Business connection

Business connection are premissible

Terms of payment

Within agreed terms

 

 

Basic information

 

Legal form

d.o.o. - Limited liability company (Ltd.)

 

Founded

29/06/1989 as d.o.o. - Limited liability company (Ltd.)

 

Last entry on 24.07.2013

24.07.2013 change of company name from ISKRA ZASCITE d.o.o., \ Ljubljana, Stegne 35 into ISKRA ZASCITE d.o.o. and change of resident \ address from Stegne 35, Ljubljana to Stegne 23A, Ljubljana

 

 

Registration  

 

29/06/1989, Ljubljana, 10212100 Statistical Nr.: 5286948 Tax Nr.: SI11021322

 

 

Owners and Capital

 

 

Name / Address / Status

From

Share

Owner

 

Otmar Zorn

Kozakova ulica 20, 1000 Ljubljana Slovenia

 

13.159,29 EUR

Total capital

13.159,29 EUR

 

Registered capital       

 

Date

Currency

Value

 

EUR

13.159,29

 

 

Management

 

 

Name / Address / Status

Since            Power of attorney

Manager

 

director

Otmar Zorn

Kozakova ulica 20, 1000 Ljubljana Slovenia

 

 

 

Company addresses

 

Valid from

Residence address

Valid until

 

Stegne 23a, 1000 Ljubljana, Slovenia

Phone: 01 500 31 00 Telefax: 01 500 32 36

E-Mail: info@iskrazascite.si Web: www.iskrazascite.si

 

 

 

Subsidiaries

 

Owner

Name / Address / Status

Valid from

Share

 

Iskra Zascite Protetiones d.o.o.

 

100%

 

Iskra SDP s.v.o. Czech Republic

 

100%

 

Sinoslo Technology Suzhou Industrial Park Co., China

 

24%

 

Zavod Iskra Techno

 

40%

 

JERUZALEM ORMOZ TGT d.o.o.

 

 

 

ISKRA ZASCITE PROTETIONES d.o.o.

Statistical Nr.: 2374145

Stegne 35, 1000 Ljubljana Slovenia

 

7.500 EUR

 

WEIDMULLER & IZ d.o.o.

Statistical Nr.: 6277748

Tomsiceva ulica 3, 1000 Ljubljana Slovenia

 

50.000 EUR

 

 

Business activities

 

Main activity

Nace

Manufacture of electronic components

26.11

Additional activities

Nace

 

Company activity:

Manufacture of electronic components

 

Headquarters and business premises are located on the address above

 

 

Economic data

 

Turnover and Employees

 

Date

Turnover

Employees

2007

10.339.650 EUR

 

2008

10.449.710 EUR

78

2009

10.719.613 EUR

86

2010

15.986.231 EUR

92

2011

18.756.726 EUR

93

2012

20.279.531 EUR

97

 

Import / Export

 

 

Import

Export

Percentage

Unknown

Unknown

Countries

Germany, Austria

Germany, Austria, Spain, France, Russia, Poland, Croatia, USA, Netherlands

 

Properties

 

Name

Detail

Currency

Value

Commercial building

Company's property

Stegne 35, Ljubljana 1000, Slovenia

 

Unknown

Land and build­ings

Company's property

per 31.12.2013

EUR

7.152.097

(Official source)

 

 

Supplementary data

 

Remarks          

full name of company:

ISKRA ZASCITE podjetje za izvajanje zascit, inZeniring in kooperacijo d.o.o.

 

Participation in capital:

ISKRA PROTECTION Co. Ltd China (100%share) ISKRA ZASCITE PROTETIONES d.o.o. (100% share) ISKRA ZASCITE Uzice d.o.o. Serbia (80%share) WEIDMULLER & I.Z. (50% share) Solvera Lynx d.d. (61% share) (stand per 31.12.2013)

 

Account by ZVEZA BANK, registrirana zadruga z omejenim jamstvom, Podruznica Ljubljana:

SI56 3700 0000 0247 087

 

Banks

 

Code

Bank name / Address

Account Nr.

100

NOVA LJUBLJANSKA BANKA d.d., LJUBLJANA

Trg republike 2, 1520 Ljubljana , 1250,

02923-0011542655

134

UNICREDIT BANKA SLOVENIJA d.d.

Smartinska 140, 1000 Ljubljana , 1000,

29000-0055291894

 

 

Main indices

 

Payment experience and credit opinion

 

Terms of payment

Within agreed terms

Business connection

Business connection are premissible

 

Business development

 

Company development

Constant

 

Events

 

No negative events registered.

 

 

Balances

 

Balance

 

31.12.2013 The enclosed balance of 2013 is originated from official source, it is not authenticated by the auditor. 31.12.2012 The enclosed balance of 2012 is originated from official source, it is authenticated by the auditor. 31.12.2011 The enclosed balance of 2011 is the company's own report, it is not authenticated by the auditor. 31.12.2010 The enclosed balance of 2010 is the company's own report, it is not authenticated by the auditor.

 

 

 

31/12/2013

1

EUR balance

31/12/2012

1

EUR balance

31/12/2011

1

EUR balance

31/12/2010

1

EUR balance

Name

Ref.

 

 

 

 

ASSETS (AKTIVA)

 

19.603.791

18.586.498

13.262.537

10.516.817

LONG-TERM ASSETS

 

10.585.489

8.658.369

2.743.745

1.696.546

Intangible assets and long-term deferred costs and accrued revenues

 

891.987

731.416

774.336

63.422

Intangible assets

 

890.284

724.822

 

63.422

Long-term deferred costs and accrued revenues

 

1.703

6.594

 

 

 

 

 

 

 

31/12/2013

1

EUR

balance

31/12/2012

1

EUR balance

31/12/2011

1

EUR balance

31/12/2010

1

EUR balance

Name

Ref.

 

 

 

 

Tangible fixed assets

 

8.184.672

6.994.694

1.554.391

1.254.737

Long-term financial investments and Real estate investments

 

1.456.842

921.247

 

Investment property

 

128.278

0

0

0

Long-term financial investments

 

1.328.564

921.247

361.391

292.232

Long-term operating receivables

 

1.135

11.012

53.627

86.155

Deferred receivables for taxes

 

50.853

0

0

0

SHORT-TERM ASSETS

 

8.952.137

9.892.183

10.493.750

8.800.132

Assets (group for estrange) for sell

 

0

0

0

0

Inventories

 

2.754.793

2.980.147

2.001.035

2.026.460

Short-term financial investments

 

160.100

599.391

2.187.107

232.111

Short-term operating receivables

 

4.306.506

5.004.973

3.862.381

6.014.100

Cash assets

 

1.730.738

1.307.672

2.443.227

527.461

Short-term deferred costs and accrued rev­enues

 

66.165

35.946

25.042

20.139

Off-balance sheet items

 

5.215.412

0

0

0

LIABILITIES

 

19.603.791

18.586.498

13.262.537

10.516.817

CAPITAL

 

12.656.025

10.328.907

7.765.627

5.342.361

Called-up capital

 

13.159

13.159

13.159

13.159

Basic (subscribed) capital

 

13.159

13.159

12.159

13.159

Non called-up capital (deductive item)

 

0

0

0

0

Capital reserves

 

220.293

220.293

220.293

220.293

Reserves from profit

 

67.140

67.140

67.140

67.140

Surplus from revaluation

 

9

9

9

9

Retained net

 

9.614.973

7.385.026

4.990.760

2.742.241

Net business result for the business year

 

2.740.451

2.643.280

2.474.266

2.299.519

PROVISIONS AND LONG-TERM ACCRUED

COSTS AND DEFERRED REVENUES

 

0

453.744

453.744

465.444

FINANCIAL AND BUSINESS LIABILITIES

 

6.860.201

7.667.043

 

LONG-TERM LIABILITIES

 

3.495.588

2.254.183

880.077

323.582

Long-term financial liabilities

 

2.722.288

1.631.883

129.527

0

Long-term operating liabilities

 

773.300

622.300

750.550

323.582

Deferred liabilities for taxes

 

0

0

0

0

SHORT-TERM LIABILITIES

 

3.364.613

5.412.860

4.060.537

4.195.443

Liabilities, included in groups for estrange

 

0

0

0

0

Short-term financial liabilities

 

880.033

1.887.592

1.973.496

289.610

Short-term operating liabilities

 

2.484.580

3.525.268

2.087.041

3.905.833

SHORT-TERM ACCRUED COSTS AND DE­FERRED REVENUES

 

87.565

136.804

102.552

189.987

Off-balance sheet items

 

5.215.412

0

0

0

 

 


Profit and loss accounts

 

31.12.2013 The enclosed profit and loss account of 2013 is originated from official source, it is not authenticated by the auditor.

31.12.2012 The enclosed profit and loss account of 2012 is originated from official source, it is authenticated by the auditor.

31.12.2011 The enclosed profit and loss account of 2011 is the company's own report, it is not authenticated by the auditor.

31.12.2010 The enclosed profit and loss account of 2010 is the company's own report, it is not authenticated by the auditor

 

 

 

31/12/2013

1

EUR

profit and loss account

31/12/2012

1

EUR

profit and loss account

31/12/2011

1

EUR

profit and loss account

31/12/2010

1

EUR

profit and loss account

Name

Ref.

 

 

 

 

Net sales

 

19.077.981

18.423.763

17.588.149

15.054.765

Changes in the value of inventories of prod­ucts and work-in-process

 

-221.172

735.694

155.197

 

Capitalised own products and own services

 

0

0

 

 

Other operating revenues (with subventions, grants,...)

 

727.178

929.947

916.330

 

GROSS OPERATING YIELD

 

19.583.987

20.089.404

18.659.676

15.900.531

Cost of goods, material and services

 

12.654.053

13.805.234

12.383.303

9.920.542

Purchase value of goods and materials sold and cost of material and cost of material used

 

9.189.594

10.939.697

9.276.057

 

Cost of services

 

3.464.459

2.865.537

3.107.246

 

Labour cost

 

3.087.353

2.820.525

2.555.196

2.522.267

Cost of wages

 

2.302.735

2.127.887

1.941.083

1.858.820

Cost of pension insurance

 

204.850

0

174.262

163.539

Cost of other social insurance

 

170.568

342.855

138.451

136.367

Other labour cost

 

409.200

349.783

301.400

363.541

Write-offs

 

595.398

343.296

428.000

405.456

Depreciation

 

385.481

303.929

260.493

189.086

Revaluation operating expenses for non-tangible assets and tangible fixed assets

 

5.860

6.551

8.558

0

Revaluation operating expenses for current assets

 

204.057

32.816

158.949

216.370

Other operating expenses

 

132.387

113.810

127.489

160.668

OPERATING REVENUES

 

19.805.159

19.353.710

 

 

OPERATING EXPENSES

 

16.469.191

17.082.865

 

 

OPERATING RESULT

 

3.335.968

2.270.845

 

 

EBIT

 

3.114.796

3.006.539

 

 

Financial income from investments in other enter­prises

 

57

102.972

92

3.587

Financial income from loans

 

9.684

13.595

10.244

5.893

Financial income from operating receivables

 

21.310

71.616

86.193

76.219

Financial expenses from depreciation and write­offs of financial investments

 

52.910

12.162

3.829

0

Financial expenses from financial liabilities

 

20.389

97.464

10.811

8.780

Financial expenses from operating liabilities

 

66.285

86.436

57.782

71.848

Financial income

 

31.051

188.183

96.529

 

Financial expenses

 

139.584

196.062

72.422

 

Other revenues

 

2.148

1.944

521

1

Other expenses

 

6.147

488

138.463

75.922

 

 

 

 

31/12/2013

1

EUR

profit and loss account

31/12/2012

1

EUR

profit and loss account

31/12/2011

1

EUR

profit and loss account

31/12/2010

1

EUR

profit and loss account

Name

Ref.

 

 

 

 

Total revenues

 

19.617.186

20.279.531

 

 

Total costs

 

16.614.922

17.279.415

 

 

Total business result

 

3.002.264

3.000.116

3.051.853

2.820.748

Tax on profit

 

312.666

356.836

577.587

521.229

Deferred taxs

 

-50.853

0

0

0

Net business result for the accounting period

 

2.740.451

2.643.280

2.474.266

2.299.519

 

 

Financial Ratios

 

Name

Ref.

31/12/2013

31/12/2012

31/12/2011

31/12/2010

Equity ratio

1

0,00

0,00

0,00

0,00

Cleared equity ratio

2

0,00

0,00

0,00

0,00

Current liquidity

3

2,66

1,83

2,58

2,10

Quick liquidity

4

1,84

1,28

2,09

1,61

Working capital

5

5587524,00

4479323,00

6433213,00

4604689,00

Gearing

6

1489,76

1412,46

1090,76

799,21

Cleared gearing

7

273,94

267,64

173,09

22,02

Profitability

8

15,30

14,79

 

 

Operating profitability

9

13,97

13,03

 

 

Stock days

10

51,26

53,64

 

 

Debtor days

11

80,13

90,08

 

 

Supplier days

12

46,23

63,45

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.16

UK Pound

1

Rs.98.62

Euro

1

Rs.77.67   

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

SMN

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.