MIRA INFORM REPORT

 

 

Report Date :

14.10.2014

 

IDENTIFICATION DETAILS

 

Name :

YAMATO  (HONG  KONG)  CO.  LTD.

 

 

Registered Office :

Unit 2817-2818, 28/F., Metroplaza Tower 1, 223 Hing Fong Road, Kwai Chung, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

16.12.1988

 

 

Com. Reg. No.:

12525470

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of all kinds of industrial sewing machines and equipment.

 

 

No of Employees :

7

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 


 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

 

 

 


Company name & ADDRESS

 

YAMATO  (HONG  KONG)  CO.  LTD.

 

ADDRESS:       Unit 2817-2818, 28/F., Metroplaza Tower 1, 223 Hing Fong Road, Kwai Chung, New Territories, Hong Kong.

 

PHONE:            852-2721 0251-4

 

FAX:                 852-2723 0444

 

E-MAIL:            yamato@yamato-sewing.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Lo Ka Fu

 

 

SUMMARY

 

Incorporated on:            16th December, 1988.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$4,000,000.00

            Issued:             HK$4,000,000.00

 

Business Category:       Sewing Machine Trader.

 

Employees:                  7.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Good.

 


ADDRESS

 

Registered Head Office:-

Unit 2817-2818, 28/F., Metroplaza Tower 1, 223 Hing Fong Road, Kwai Chung, New Territories, Hong Kong.

 

Dongguan Office:-

7/F., Zhonghui Building, Renmin Zhong Road, Humen Town, Dongguan City, Guangdong Province, China.

[Tel: 86-769-8623 1363;  Fax: 86-769-8623 1362]

 

Holding Company:-

Yamato Sewing Machine Manufacturing Co. Ltd., Japan.

 

Associated Companies:-

Yamato Europe GmbH, Germany.

Yamato Mexico Office, Mexico.

Yamato Sewing Machine (Ningbo) Co. Ltd., China.

Yamato Sewing Machine Manufacturing Co. Ltd. Qingdao Office, China.

Yamato Sewing Machine Manufacturing Co. Ltd. Shanghai Office, China.

Yamato Singapore Pte. Ltd. Bangladesh Liaison Office, Bangladesh.

Yamato Singapore Pte. Ltd. India Liaison Office New Delhi Branch, India.

Yamato Singapore Pte. Ltd., Singapore.

Yamato U.S.A. Inc., US.

etc.

 

 

BUSINESS REGISTRATION NUMBER

 

12525470

 

 

COMPANY FILE NUMBER 

 

0236086

 

 

MANAGEMENT

 

Managing Director:  Mr. Lo Ka Fu

 

 

CAPITAL

 

Nominal Share Capital: HK$4,000,000.00 (Divided into 4,000 shares of HK$1,000.00 each)

 

Issued Share Capital: HK$4,000,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 16-12-2013)

Name

 

No. of shares

Yamato Sewing Machine Manufacturing Co. Ltd.

4-12, Nishi, Tenma 4-chome, Kita-ku, Osaka 530, Japan.

 

3,998

Shogo KONDO

 

2

 

 

–––––

 

Total:

4,000

====

 

 

DIRECTORS  

 

(As per registry dated 16-12-2013)

Name

(Nationality)

 

Address

LO Ka Fu

Room 2509, 25/F., Cheung Tai House, Chun Tai Court, Tsing Yi, New Territories, Hong Kong.

 

Katsuei MORI

5-16-35, Nomura-cho, Kusatsu-City, Shiga, Japan.

 

Akiyuki NAKAOKA

3-7-14, Kurotsu, Otsu-City, Shiga, Japan.

 

Shogo KONDO

16-43, Asahigaoka-Machi, Ashiya-City, Hyogo, Japan.

 

 

SECRETARY

 

(As per registry dated 16-12-2013)

Name

Address

Co. No.

D.M. Secretarial Services Ltd.

Suite 702-704, 7/F., Rightful Centre, 12 Tak Hing Street, Kowloon, Hong Kong.

0619078

 

 

HISTORY

 

The subject was incorporated on 16th December, 1988 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of industrial sewing machines and equipment.

 

Trade Mark:                   Yamato.

 

Employees:                  7.

 

Commodities Imported: Japan, China, etc.

 

Markets:                       China, Japan, other Asian countries, Europe, South America, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               As per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$4,000,000.00 (Divided into 4,000 shares of HK$1,000.00 each)

 

Issued Share Capital:     HK$4,000,000.00

 

Mortgage or Charge:-

Date of Debenture:        02-08-1994

Amount:                        All monies, obligations and liabilities

Property:                      A first floating charge over: (a) all sewing machines and related apparatus, equipment parts, and systems which are sold by Kanematsu and purchased by the Company from time to time, whether pursuant to Sale Documents or otherwise, and including without limitation those machines and systems; (b) all book debts and all other monetary debts and claims, in each case in any currency, both present and future, actual or contingent, including things in action which give rise or may give rise to a debt or debts due owing to the Company by each of the Distributors, and the benefit of all rights relating thereto including, without limitation, reservation of property rights, rights of tracing and unpaid vendors’ liens and similar or associated rights.

Mortgagee:                   Kanematsu (Hong Kong) Ltd., Hong Kong.

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

The Bank of Tokyo-Mitsubishi UFJ Ltd., Hong Kong Branch.

 

Standing:                      Good.

 

 

GENERAL

 

Having issued 4,000 ordinary shares of HK$1,000.00 each, Yamato (Hong Kong) Co., Ltd. is wholly owned by Yamato Sewing Machine Manufacturing Co. Ltd. [Yamato] which is a Japan-based firm.  A Director of the subject Shogo KONDO is holding an insignificant amount of stake.

The subject is a sewing machine and equipment trader.  All the products bear the brand name “Yamato”.

Shogo Kondo is also the president and CEO of Yamato.

In order to penetrate the Southern China market, the subject has set up an office in Dongguan City, Guangdong Province, China.

Yamato is responsible for the business of Central and Northern China which is handled by Yamato Sewing Machine Manufacturing Co. Ltd. Shanghai Office and Yamato Sewing Machine Manufacturing Co. Ltd. Qingdao Office respectively.

One of the significant branch companies of Yamato in Asia is Yamato Singapore Pte. Ltd. [Singapore Yamato], a Singapore-based company.

The subject is trading in the same products as Yamato:-

·         Overlock / Safety Stitch Machines:-

Overlock / Safety Stitch Machines;

Overlock / Safety Stitch Machines with Top Feed Mechanism;

Cylinder Bed Overlock Machines; &

Cylinder Bed Overlock Machines with Top Feed Mechanism.

·         Interlock / Double Chain Stitch Machines:-

Short Cylinder Bed Interlock Stitch Machines;

Cylinder Bed Interlock Stitch Machines;

Extra Small Cylinder Bed Interlock Stitch Machines;

Flat Bed Interlock Stitch Machines;

Interlock Stitch Machines with Top Feed Mechanism;

Feed-Off-The-Arm Flatseamer;

Multi Needle Double Chain Stitch Machines;

Looper in Line of Feed, Multi Needle Double; &

Chain Stitch Machines.

·         Chain Stitch Machines:-

Blind Stitch Machines / CM Series.

·         Automatic Unit:-

Automatic Serging Unit;

Automatic Blind Hemmer;

Automatic Lapel Sewer;

Automatic Pocket Facing Setter;

Automatic Open Hemmer;

“No Trim” Sleeve Hemmer;

Automatic Placket Setter; &

Automatic Pocket Welter.

China is one of the largest markets of Yamato.

The manufacturing plant of Yamato in China is Yamato Sewing Machine (Ningbo) Co., Ltd.  This factory is in Ningbo City, Zhejiang Province, China.  The products of this factory is marketed throughout China and exported to foreign countries such as India, Bangladesh, Mexico, Pakistan etc.

In order to penetrate the India and Bangladesh markets further, Singapore Yamato has set up liaison offices in India and Bangladesh.

The business of Yamato in Central America and South America is normal.

The subject is also responsible for marketing Yamato’s products in Asian countries apart from Southern China.  Its business is profitable.

As the history of the subject is over 25 years and nine months in Hong Kong, on the whole, consider it good for normal business engagements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.24

UK Pound

1

Rs.98.68

Euro

1

Rs.77.60    

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

SMN

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.