MIRA INFORM REPORT

 

 

Report Date :

15.10.2014

 

IDENTIFICATION DETAILS

 

Name :

EUROPEAN OWENS-CORNING FIBERGLAS SPRL

 

 

Registered Office :

Chaussée De La Hulpe 166, 1170 Bruxelles        

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

19.09.1984

 

 

Com. Reg. No.:

426240170

 

 

Legal Form :

Private Limited Company (BL/LX)

 

 

Line of Business :

Subject is engaged in textile weaving

 

 

No of Employees :

119

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Belgium

A1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.

 

Source : CIA

 


Company summary

 

Business number                     426240170

Company name                        EUROPEAN OWENS-CORNING FIBERGLAS SPRL

Address                                   CHAUSSÉE DE LA HULPE 166

1170 BRUXELLES

Number of staff                        119

Date of establishment               19/09/1984

Telephone number                   026608572

Fax number                              026608572

 

 

Commentary

 

The business was established over 30 years ago.

The business has 100 employees.

The business is part of a group.

This business has a foreign parent business.

The business has been at the address for over 13 years.

Net Worth decreased by 33% during the latest trading period.

Pre-tax profits decreased by 25% compared to the previous trading period.

The business saw an increase in their Cash Balance of 30% during the latest trading period.

 

 

Accounts

 

DATE OF LATEST ACCOUNTS

TURNOVER

PROFIT BEFORE TAX                

NET WORTH

WORKING CAPITAL

31/12/2013

438,720,136

3,802,553

104,213,380

13,793,370

31/12/2012

466,097,805

5,125,634

156,749,058

6,750,577

31/12/2011

465,084,736

-3,558,991

147,526,323

-8,501,346

 

 

Accounts

 

DATE OF LATEST ACCOUNTS

BALANCE TOTAL

NUMBER OF EMPLOYEES

CAPITAL

CASHFLOW

31/12/2013

268,041,035

119

133,474,884

-51,547,793

31/12/2012

332,823,671

126

133,474,884

10,643,563

31/12/2011

347,322,226

138

133,474,884

411,568

 

 

Payment expectations

 

Past payments

 

Payment expectation days

86.21

Industry average payment expectation days

92.85

Industry average day sales outstanding

161.06

Day sales outstanding

56.75

 

 

 

 

Court data summary

 

BANKRUPTCY DETAILS

Court action type

no

 

 

PROTESTED BILLS

 

 

 

Bill amount

--

 

 

NSSO DETAILS

 

 

 

Date of summons

 

 

 

Company information

--

 

 

 

 

COMPANY INFORMATION

 

Business number

426240170

Company name

EUROPEAN OWENS- CORNING FIBERGLAS SPRL

Fax number

026608572

Date founded

19/09/1984

Company status

active

Company type

Private Limited Company (BL/LX)

Currency

Euro (€)

Date of latest accounts

31/12/2013

Activity code

13200

Liable for VAT

yes

Activity description

Textile weaving

VAT Number

BE.0426.240.170 Check VAT number

Belgian Bullettin of Acts Publications

moniteur beige

 

 

 

 

Social Balance Sheet Details

 

Social Balance Sheet

Total

During the reporting year ended 31-12-2013

 

Full-time Employees

110

Part-time Employees

11

Total Fte Employees

119

 

 

Number of hours worked

 

Full-time Employees

172,478

Part-time Employees

13,059

Total

185,537

 

 

Personnel Charges

 

Full-time Employees

13,143,670

Part-time Employees

995,161

Total

14,138,831

Benefits In Addition To Wages

-

 

 

During the previous reporting year

 

Average number employees in Fte

131

Actual working hours

208,418

Personnel Charges

14,996,529

Benefits In Addition To Wages

 

 

 

Type of Contract

 

Full-Time

Part-Time

Total Fte

Unlimited Duration Contracts

113

8

120

 

Gender and Education Level

 

Men

Full-Time

Part-Time

Total Fte

Secondairy education

45

1

46

Higher education (non university)

13

-

13

Higher education (university)

31

-

31

 

 

 

 

Women

Full-Time

Part-Time

Total Fte

Secondairy education

6

2

8

Higher education (non university)

10

4

13

Higher education (university)

8

1

9

 

 

 

 

Working Category

Full-Time

Part-Time

Total Fte

Management

27

-

27

White collar worker

37

5

41

Blue collar worker

49

3

51

 

 

 

 

Temporary personnel

 

Total

 

Average number of temporary staff

 

7

 

Actual working hours

 

12,505

 

Cost of temporary staff

 

386,487

 

 

 

 

 

New staff and leavers

Full-Time

Part-Time

Total Fte

New Starters

13

-

13

Leavers

16

4

19

 

 

Total of formal continuing vocational training initiativesfor workers paid by the employer

Male

Female

Number of employees

14

18

Number of training hours

259

287

Net costs for enterprise

22,010

22,651

 

 

Joint Industrial Committee (JIC)

 

JIC Code

120

Description category

Joint committee for the textile industry and knitting

 

 

JIC Code

214

Description category

JC for the employees in the textile industry and the knitting

 

 

JIC Code

218

Description category

Additional national joint committee for the employees

 

 

Significant Events

 

Event Date

10/06/2014

Event Description

re-appointment of director(s)

Event Details

Commentaire 10-06-2014: Renouvellement du mandat de gerant de Hubert Fraiture, d'Umberto Rigamonti et d'Arielle Vander Perren jusqu'a TAG de 2015.

 

 

Profit & loss

 

Annual account

31-12-2013

%

31-12-2012

%

31-12-2011

Industry

average 2013

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Turnover

438,720,136 

-5.87     

466,097,805   

0.22     

465,084,736 

24,758,125

1672

Total operating expenses

433,343,908

-5.95

460,769,158

-0.69

463,970,348

24,379,941

1677

Operating result

5,376,228

0.89

5,328,647

378

1,114,388

163,186

3194

Total financial income

3,622,128

-67.60

11,180,581

-27.58

15,438,701

174,719

1973

Total financial expenses

5,195,803

-54.36

11,383,594

-43.40

20,112,080

184,090

2722

Results on ordinary operations before taxation

3,802,553

-25.81

5,125,634

144

-3,558,991

143,008

2558

Taxation

-12,817

-150

25,604

-84.41

164,266

48,915

-126

Results on ordinary operations after taxation

3,815,370

-25.19

5,100,030

136

-3,723,257

104,179

3562

Extraordinary items

-60,841,015

-9199

-654,260

29.90

-2,188,000

-598,375

-10067

Other appropriations

0

-100

4012

-43.41

7089

-

-

Net result

-57,025,645

-1381

4,449,782

75.37

-5,904,168

-494,622

-11429

OTHER INFORMATION

 

 

 

 

 

 

 

Gross Operating Margin

-

-

-

-

-

318,293

-

Dividends

-

-

-

-

-

437,396

-

Director remuneration

-

-

-

-

-

193,181

-

Employee costs

14,138,831

-5.72

14,996,529

-17.31

18,136,318

1,948,033

625

Wages and salary

10,614,196

-4.25

11,085,394

-11.47

12,521,703

1,314,077

707

Employee pension costs

-

-

-

-

-

41,146

-

Social security contributions

2,660,394

-16.28

3,177,669

-19.76 :

3,959,965

476,635

458

Other employee costs

864,241

17.83

733,466

-55.67

1,654,650

99,058

772

Amortization and depreciation

5,477,852

-11.56

6,193,781

-1.93

6,315,736

234,732

2233

 

 

balance sheet

 

Annual accounts

31-12-2013

%

31-12-2012

%

31-12-2011

Industry average 2013

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Intangible fixed assets

15,501,127

-

19,991,094

-

24,764,048

252,731

6033

Tangible fixed assets

5,422,506

0.61

5,389,507

-19.64

6,706,847

958,439

465

Land & building

794,796

9.62

725,034

33.52

543,021

756,404

5.08

Plant & machinery

2,802,601

16.09

2,414,151

-7.85

2,619,754

312,344

797

Furniture & Vehicles

1,825,109

-18.02

2,226,217

-21.51

2,836,351

72,605 16,712

2413

Leasing & Other Similar Rights

-

-

-

-

-

376,199 129,022

-

Other tangible assets

0

-100

24,105

-96.59

707,721

57,405

-100

Financial fixed assets

85,917,272

-41.40

146,628,045

-2.71

150,706,085

5,531,192

1453

Total fixed assets

106,840,905

-37.89

172,008,646

-5.58

182,176,980

5,044,001

2018

Inventories

20,692,357

6.94

19,349,890

-9.51

21,384,318

2,322,379

790

Raw materials & consumables

476,683

3.66

459,871

-9.80

509,834

1,374,024

65.31

Work in progress

81,704

48.66

54,961

-47.71

105,100

120,479

-32.18

Finished goods

20,133,970

6.90

18,835,058

-9.31

20,769,384

703,988

2759

Other stocks

0

-

0

-

0

248,149

-100

Trade debtors

68,210,531

-5.83

72,430,220

-20.78

91,424,766

1,663,603

4000

Cash

51,172,113

30.39

39,246,365

13521

288,131

957,107

5246

other amounts receivable

20,882,385

-29.30

29,538,241

-43.00

51,822,938

1,577,157

1224

Miscellaneous current assets

242,744

-3.02

250,309

11.20

225,093

79,671

204

Total current assets

161,200,130

0.24

160,815,025

-2.62

165,145,246

5,680,250

2737

Total Assets

268,041,035

-19.46

332,823,671

-4.17

347,322,226

10,308,251 1,826,349

2500

 

 

 

 

 

 

 

 

CURRENT LIABILITIES

 

 

 

 

 

 

 

Trade creditors

102,346,613

-3.61

106,181,116

51.32

70,168,019

2,009,041

4994

Short term group loans

-

-

-

-

-

-

-

Financial debts

41,708,309

-6.73

44,718,381

-55.26

99,950,845

1,705,834 250,000

2345

Current portion of long term debt

-

-

-

-

-

672,098 96,262

-

Amounts Payable for Taxes, Remuneration & Social Security

3,348,798

5.83

3,164,326

-10.16

3,522,010

39,731 -

827

Miscellaneous current liabilities

3,040

386

625

-89.07

5,718

-99

--

Total current liabilities

147,406,760

-4.32

154,064,448

-11.28

173,646,592

3,971,905

3611

LONG TERM DEBTS AND LIABILITIES

 

 

 

 

 

 

 

Long term group loans

-

-

-

-

-

-

--

Other long term loans

-

-

-

-

-

-

--

Deffered taxes

-

-

-

-

4,012

48,938 14,866 -

Provisions for Liabilities & Charges

919,768

-54.45

2,019,071

46.18

1,381,251

157,087 0

485

Other long term liabilities

0

-

0

-

0

579,182

-100

Total long term debts

919,768

-54.45

2,019,071

45.75

1,385,263

1,199,382

-23.31

SHAREHOLDERS EQUITY

 

 

 

 

 

 

 

Issued share capital

133,474,884

0

133,474,884

0

133,474,884

3,264,578

3988

Share premium account

22,618,543

0

22,618,543

0.00

22,618,544

3,237,066

598

Reserves

-36,378,920

-276

20,646,725

27.47

16,196,943

1,417,264

-2666

Revaluation reserve

-

-

-

-

-

656,862

-

Total shareholders equity

119,714,507

-32.27

176,740,152

2.58

172,290,371

5,136,964

2230

Working capital

13,793,370

104

6,750,577

79.41

-8,501,346

1,708,345

707

Cashflow

-51,547,793

-584

10,643,563

2486

411,568

-293,769

-17447

Net worth

104,213,380

-33.52

156,749,058

6.25

147,526,323

4,884,234

2033

 

 

ratio analysis

 

Annual accounts

31-12-2013

change(%)

31-12-2012

change(%)

31-12-2011

Industry average 2013

%

TRADING PERFORMANCE

 

 

 

 

 

 

 

Profit Before Tax

0.87

-20.91

1.10

142

-0.77

-34,00

2.56

Return on capital employed

3.15

9.76

2.87

140

-2.05

-6,00

52.50

Return on total assets employed

1.42

-7.79

1.54

150

-1.02

-2,00

71.00

Return on net assets employed

3.18

9.66

2.90

140

-2.07

2,00

59.00

Sales / net working capital

31.81

-53.93

69.05

126

-54.71

8,00

-99

Stock turnover ratio

4.72

13.73

4.15

-9.78

4.60

32,00

-85.25

Debtor days

56.75

0.05

56.72

-20.95

71.75

161,06

-64.76

Creditor days

86.21

2.50

84.11

52.37

55.20

92,85

-7.15

SHORT TERM STABILITY

 

 

 

 

 

 

 

Current ratio

1.09

4.81

1.04

9.47

0.95

12,00

9.00

Liquidity ratio / acid ratio

0.95

3.26

0.92

10.84

0.83

11,00

-91.36

Current debt ratio

1.23

41.38

0.87

-13.86

1.01

1,00

23.00

Liquidity ratio reprocessed

-

-

-

-

-

-

-

LONG TERM STABILITY

 

 

 

 

 

 

 

Gearing

34.84

37.71

25.30

-56.39

58.01

62,00

-43.81

Equity in percentage

47.40

-16.11

56.50

5.79

53.41

18,00

163

Total debt ratio

1.24

40.91

0.88

-13.73

1.02

1,00

24.00

 

 


Industry comparison

 

Activity code                            13200

Activity description                  Textile weaving

industry average credit

rating                                       73.63

Industry average credit

limit                                         45766.17

 

 

Payment Information

 

Payment Information Summary

Total number of Invoices available                                                                                                         33

Total number of Invoices paid within or up to 30 days after the due date                                                  12

Total number of Invoices paid more than 30 days after the due date                                                        6

Total number of Invoices currently outstanding where the due date has not yet been reached                    2

Total number of Invoices currently outstanding beyond the due date                                                        13

 

 

Payment expectations

 

Payment expectation days                    86.21

Day sales outstanding              56.75

 

 

Industry comparison

 

Activity code                                        13200

Activity description                              Textile weaving

Industry average payment

expectation days                                  92.85

Industry average day sales

outstanding                                          161.06

 

 

Industry quartile analysis

 

Payment expectations

Company result                                    86.21

Lower                                                   103.94

Median                                                 66.56

Upper                                                   52.02

Day sales outstanding

 

Company result                                    56.75

Lower                                                   103.97

Median                                                 63.39

Upper                                                   39

 

 

Shareholder Details

 

Summary

Group - Number of Companies             4

Linkages - Number of Companies        188

Number of Countries                            30

 

 

Group Structure

 

Company name

Number

Latest financials

- EUROPEAN OWENS-CORNING FIBERGLAS SPRL

426240170

31-12-2013

- - OCV HOLDINGS BELGIUM SPRL

892923701

31-12-2012

- - - OCV CHAMBERY FRANCE

330414343

 

- - OCV CHAMBERY FRANCE

 

 

 

 

Minority Shareholders

No minority shareholders found

 

Minority Interests

 

Business

number

Company name

%

Date of accounts

865375897

European Composite Recycling

Services Company SC

11.11

30/06/2011

 

 

Linked Companies

 

Summary

Group - Number of Companies                         4

Linkages - Number of Companies                    188

Number of Countries                                        30


 

Linked Companies

 

 

 

NAME

NUMBER

LATEST KEY FINANCIALS

TURNOVER

OC NL INVEST COOPERATIEF U.A.

08151412

31.12.2011

€24.388.000

OCV CHAMBERY FRANCE

309880813

31.12.2013

€64.761.959

OCVCHAMBERY INTERNATIONAL

324420785

31.12.2013

€31.884.954

INERGY AUTOMOTIVE SYSTEMS

428897508

31.12.2013

-

OWENS-CORNING BRITINVEST LIMITED

03914082

31.12.2012

£1.018.000

PLASTIC OMNIUM AUTO EXTERIORS

410313555

31.12.2013

-

BURELLE

785386319

31.12.2013

€7.896.000

BURELLE PARTICIPATIONS

440050144

31.12.2013

-

SOFIPARC

351529581

31.12.2013

€7.333.000

PLASTIC OMNIUM AUTOMOTIVE LIMITED

03275572

31.12.2013

£170.989.000

PLASTIC OMNIUM ENVIRONNEMENT HOLDING

384032629

31.12.2013

€315.000

OWENS CORNING FIBERGLAS FRANCE

775744790

31.12.2013

€70.015.514

INERGY AUTOMOTIVE SYSTEMS FRANCE

324925106

31.12.2013

€171.993.439

PLASTIC OMNIUM AUTO EXTERIEUR

410313647

31.12.2013

€359.505.268

PLASTIC OMNIUM SYSTEMES URBAINS

778151944

31.12.2013

€155.111.221

DSK PLASTIC OMNIUM B.V

52978559

31.12.2013

-

COMPAGNIE PLASTIC OMNIUM

955512611

31.12.2013

€2.311.000

PLASTIC OMNIUM GMBH

HRB

153525

31.12.2012

€4.821.336.000

PLASTIC OMNIUM AUTO EXTERIEUR SERVICES

501737472

31.12.2013

€113.386.824

OWENS-CORNING VEIL U.K. LTD.

00502188

31.12.2013

£19.970.000

 

Summons

There is no data for this company

 

Protested Bills

There is no data for this company

 

Bankruptcy and other legal events

There is no data for this company

 

 

Director details

 

Current director details

 

 

Name

ARIELLE VANDER PERREN

 

Position

Principal Manager

 

Start Date

19/10/2012

 

Street

79 AVENUE DU CENTENAIRE NIVELLES

 

Post code

1400

 

Country

Belgium

 

 

 

 

Name

HUBERT FRAITURE

 

Position

Non Statutory Partner

 

Start Date

10/01/2007

 

Street

10 RUE JEAN-PASCAL DOCHEN HANNUT

 

Post code

4280

 

Country

Belgium

 

 

 

 

Former director details

 

Name

CHRIS VANDERVINNE

 

Position

Non Statutory Partner

 

Start Date

10/01/2007

 

End Date

01/09/2009

 

Street

142 RUE DE LA LIMITE WEZEMBEEK-OPPEM

 

Post code

1970

 

Country

Belgium

 

 

 

Name

PIERRE SOMMEREIJNS

 

Position

Director

 

Start Date

13/06/2000

 

End Date

Unknown date

 

Street

85 DREVE DU DUC BRUXELLES

 

Post code

1170

 

Country

Belgium

 

 

 

 

Name

PIERRE-YVES JEAN MARIE VANDESTRICK

Position

Director

Start Date

04/11/1999

End Date

Unknown date

Date of birth

09/08/1963

Street

31 AVENUE VICTOR ROUSSEAU BRUXELLES

Post code

1190

Country

Belgium

 

 

Name

JEAN-FRANCOIS SANTICOLI

Position

Chairman of the Board

Start Date

04/11/1999

End Date

Unknown date

Date of birth

15/10/1953

Street

203 MEERLAAN OVERUSE

Post code

3090

Country

Belgium

 

 

Position

Director

Start Date

13/06/2000

End Date

Unknown date

Date of birth

15/10/1953

Street

203 MEERLAAN OVERUSE

Post code

3090

Country

Belgium

 

 

Name

YANNICK RANNO

Position

Principal Manager

Start Date

12/06/2012

End Date

10/06/2014

Street

264 RUE DU CHAMPET

Post code

73000

Country

France

 

 

Name

ARNAUD GENIS

Position

Principal Manager

Start Date

29/04/2008

End Date

12/06/2012

Street

4 RUE DU CALVAIRE

Post code

92210

Country

France

 

 

Name

MARK NEVILLE

Position

Principal Manager

Start Date

01/09/2009

End Date

19/10/2012

Street

5 ELSA BRANDSTROM STRASSE BAD SODEN AM TAUNUS

Post code

65812

Country

Germany

 

 

Name

UMBERTO RIGAMONTI

Position

Principal Manager

Start Date

12/06/2012

End Date

11/06/2013

Street

23 VIA GRANDl

Post code

23891

Country

Italy

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.11

UK Pound

1

Rs.98.68

Euro

1

Rs.77.60    

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

SMN

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.