MIRA INFORM REPORT

 

 

Report Date :

16.10.2014

 

IDENTIFICATION DETAILS

 

Name :

SEJAL GEMS HONG KONG CO. LTD.

 

 

Registered Office :

Room 1107, 11/F., Hunghom Commercial Centre, Block B, 37 Ma Tau Wai Road, To Kwa Wan, Kowloon

 

 

Country :

Hongkong

 

 

Date of Incorporation :

11.02.2004

 

 

Com. Reg. No.:

34290083

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer, Exporter and Wholesaler of All kinds of diamonds and diamond Jewellery.

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

 

Source : CIA

 


Note

 

(Your enquiry given as:

SEJAL GEMS HONGKONG CO. LTD.

of the same address)

 

 

Company Name and address

 

SEJAL GEMS HONG KONG CO. LTD.

 

 

ADDRESS:                   Room 1107, 11/F., Hunghom Commercial Centre, Block B, 37 Ma Tau Wai Road, To   Kwa Wan, Kowloon, Hong Kong.

 

PHONE:                        852-2627 1272, 2627 1273

FAX:                             852-2627 1279

E-MAIL:                        hongkong@sejalgems.in

 

 

MANAGEMENT

 

Managing Director:        Mr. Abhaykumar Chhabildas Fofani

 

 

SUMMARY

 

Incorporated on:            11th February, 2004.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal: HK$4,000,000.00

                                    Issued: HK$4,000,000.00

 

Business Category:       Diamond Trader.

 

Employees:                  5.

 

Main Dealing Banker:     Antwerpse DiamantBank NV (also known as Antwerp Diamond Bank NV), Hong Kong  `                                       Branch.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Registered Head Office:-

Room 1107, 11/F., Hunghom Commercial Centre, Block B, 37 Ma Tau Wai Road, To Kwa Wan, Kowloon, Hong Kong.

 

 

Associated Companies

Ariha Diamond Jewelry Co. Ltd., Thailand.

C & S Gems & Jewels Sdn. Bhd., Malaysia.

Priti Gems Co. Ltd., Thailand.

S.M. Jewels Pte. Ltd., Singapore.

Sejal Diam Inc., USA.

Sejal Exports, India.

Sejal Gems International DMCC, UAE.

Sejal Gems Pvt. Ltd., India.

Sejal Gems S.H Ltd., China.

Sejal Gems, India.

Veer Diamonds Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

34290083

 

 

COMPANY FILE NUMBER

 

0881980

 

 

MANAGEMENT

 

Managing Director:  Mr. Abhaykumar Chhabildas Fofani

 

 

CAPITAL

 

Nominal Share Capital: HK$4,000,000.00 (Divided into 4,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$4,000,000.00

 


SHAREHOLDERS

(As per registry dated 11-02-2014)

 

Name

 

No. of shares

Chandra Kumar PUROHIT

 

800,000

Sejal Gems International DMCC

MZ-2, Al Dhagaya Building, Plot No. 210, Next to Gold Land, Deira, Gold Souq, Dubai, UAE.

 

799,000

Abhaykumar Chhabildas FOFANI

 

901,000

Rubin Pankaj DOSHI

 

600,000

Suken Arvindbhai SHAH

 

900,000

 

 

––––––––

 

Total:

4,000,000

=======

 

 

DIRECTORS

(As per registry dated 11-02-2014)

 

Name

(Nationality)

 

Address

Suken Arvindbhai SHAH

Flat G, 9/F., Luna Court, 53-55 Kimberly Road, Tsimshatsui, Kowloon, Hong Kong.

 

Abhaykumar Chhabildas FOFANI

Flat B, 2/F., Kok Pah Mansion, 58-60 Cameron Road, Tsimshatsui, Kowloon, Hong Kong.

 

 

SECRETARY

(As per registry dated 11-02-2014)

 

Name

Address

Co. No.

Global Consulting Management Ltd.

Room 1906, 19/F., China Insurance Group Building, 141 Des Voeux Road Central, Hong Kong.

1785691

 

 

HISTORY

 

The subject was incorporated on 11th February, 2004 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at Unit 10B, 11/F., Block A, Focal Industrial Building, 21 Man Lok Street, Hunghom, Kowloon, Hong Kong. moved the present address in 30th November, 2011.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of diamonds and diamond jewellery.

 

Brand Name:                 SEJAL.

 

Employees:                  5.

 

Commodities Imported: India, Belgium, other Asian countries, etc.

 

Markets:                       Hong Kong, Thailand, other Asian countries, Europe, Middle East, etc.

 

Terms/Sales:                 CAD, L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$4,000,000.00 (Divided into 4,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$4,000,000.00

 

Mortgage or Charge:-

Date of Debenture:  24-06-2008

Amount: All money and the discharge of all obligations and liabilities

Property:         

1) All stocks shares bonds and securities of any kind

2) All book and other debts revenues and claims both present and future

3) The uncalled capital goodwill and all patents patent applications trade marks trade names registered designs and copyrights and all licences and ancillary and connected rights relating to the intangible property

4) The undertaking and all other assets of the Company

 

Mortgagee: Antwerpse DiamantBank NV (also known as Antwerp Diamond Bank NV), Hong Kong Branch.

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory condition.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         Antwerpse DiamantBank NV (also known as Antwerp Diamond Bank NV), Hong Kong  Branch.

 

Standing:                      Normal.

 

 

GENERAL

 

Having issued 4 million ordinary shares of HK$1.00 each, Sejal Gems Hong Kong Co. Ltd. is jointly owned by a Thai, three Indian and a Dubai-based firm Sejal Gems International DMCC.  In April 2012, the shareholders of the subject was reshuffled.

 

The directors of the subject Suken Arvindbhai Shah and Abhaykumar Chhabildas Fofani are Hong Kong ID holders.

 

The subject is an associated company of Sejal Exports which is an India-based firm.  It is specialized in polished diamonds (including white and colour) and diamond jewellery.  It provides customers with the diamonds in a variety range of cuts and sizes.  The subject markets its products in Hong Kong and exports to China, Europe, Japan, South Korea, Southeast Asia, Scandinavia, the United States, etc.

 

The founder of Sejal Exports Mr. Sevantibhai M. Shah is an Indian.  After the initial establishment, the actual business enterprise of Sejal Exports India was started by Mr. Chandubhai M. Shah, brother of Mr. Sevantibhai M. Shah.

 

Sejal Exports India was founded in about 1970.

 

Sejal Exports India’s core products are the diamonds ranging from -2 to +2 ‑6.5 and +6.5, certified stone from 0.30 to 5.00.  Now, it has become a rather significant diamond trading firm in India.  Its products include fancy colours, Marquise, Pears, Tappers, Baguettes and Rose Cut Diamonds, etc.  It is able to provide customers with 18 different grades for Diamond assortment.  It also trades in Certified Diamonds.  It has a huge stock of certified diamonds all across the globe.  Most of its products bear the brand name SEJAL.

 

According to the subject, it is famous for its loose diamonds, carat diamonds and watch diamonds.

 

By extending business relations in Bangkok, Malaysia, Singapore, New York, and Dubai, Sejal Exports has extended its markets from the subcontinent to almost the whole world.  The subject is one of the branch companies of Sejal Exports.

Sejal Exports has been actively setting up new facilities and offices.  At the same time, older premises are being upgraded and better trained workforce is employed to support and perk up its business.

 

Currently, Sejal Exports has had about 150 employees.

 

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, it is going to take part in “HKTDC Hong Kong Watch & Clock Fair 2015” which will be held in Hong Kong Convention and Exhibition Centre in Hong Kong during the period of 8th to 12th September, 2015.  Its booth No. is 1E-D31.

 

The subject’s business is chiefly handled by Nihar Sanghavi and Abhaykumar Chhabildas Fofani.

 

As the history of the subject in Hong Kong is over ten years and eight months, on the whole, consider it good for normal business engagements.

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.11

UK Pound

1

Rs.98.15

Euro

1

Rs.77.60

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.