MIRA INFORM REPORT

 

 

Report Date :

17.10.2014

 

IDENTIFICATION DETAILS

 

Name :

FAIRLAND KNITCRAFT CO., INC.

 

 

Registered Office :

No. 1260 Juan Luna Street, Tondo, Manila 1000

 

 

Country :

Philippines

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

08.12.1977

 

 

Com. Reg. No.:

76995

 

 

Legal Form :

Corporation

 

 

Line of Business :

Manufacturer, Exporter and Wholesaler of Min’s, Ladies’ and Children’s Garments.

 

 

No of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

PHILIPPINES - ECONOMIC OVERVIEW

 

The economy has weathered global economic and financial downturns better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding business process outsourcing industry. The current account balance had recorded consecutive surpluses since 2003; international reserves are at record highs; the banking system is stable; and the stock market was Asia's second best-performer in 2012. Efforts to improve tax administration and expenditure management have helped ease the Philippines' tight fiscal situation and reduce high debt levels. The Philippines has received several credit rating upgrades on its sovereign debt, and has had little difficulty tapping domestic and international markets to finance its deficits. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration, but poverty worsened during her term. Growth has accelerated under the AQUINO government, but with limited progress thus far in bringing down unemployment, which hovers around 7%, and improving the quality of jobs. Underemployment is nearly 20% and more than 40% of the employed are estimated to be working in the informal sector. The AQUINO administration has been working to boost the budgets for education, health, cash transfers to the poor, and other social spending programs, and is relying on the private sector to help fund major infrastructure projects under its Public-Private Partnership program. Long term challenges include reforming governance and the judicial system, building infrastructure, improving regulatory predictability, and the ease of doing business, attracting higher levels of local and foreign investments. The Philippine Constitution and the other laws continue to restrict foreign ownership in important activities/sectors (such as land ownership and public utilities).

 

Source : CIA


Company Details

 

Company Name:

FAIRLAND KNITCRAFT CO., INC.

Supplied Name:

FAIRLAND KNITCRAFT CO. INC

Trading Address:

No. 1260 Juan Luna Street, Tondo, Manila 1000, Philippines

Supplied Address:

1260 JUAN LUNA STREET TONDO MANILA PHILIPPINES

Telephone Number:

+63-2255-0551

Fax Number:

+63-2708-3613

E-mail:

fairknit@yahoo.com

Note: The exact name and address are as above.

 

 

Company Identification Details

 

Company Name:

Fairland Knitcraft Co., Inc.

Registered Number:

76995

Legal Form:

Corporation

Date Incorporated:

1977-12-8

Authorized Capital:

PHP 10,000,000.00 (USD 223,000.00)

(As of 2014.10, 1 PHP = 0.0223 USD)

Subscribed Capital:

PHP 10,000,000.00 (USD 223,000.00)

Paid-up Capital:

PHP 10,000,000.00 (USD 223,000.00)

Par Value Per Share:

PHP 100.00

Listed at Stock Exchange:

No

Principal Activities:

Manufacturer, exporter and wholesaler of men’s, ladies’ and children’s garments.

Staff:

N/A

Note: Subject declined to disclose the number of staff, and from other source we cannot obtain the information, either.

 

 

History

 

Company Background

Regulatory Agency

Date Registered

Registration No.

Term

Securities and Exchange Commission

1977-12-8

76995

50 years

 

 

 


 

Shareholders

 

Stockholders:

Name, Nationality

Shares Subscribed

 

Type

Number

Amount (PHP)

Amount PAID

Tan, Ching

Filipino

Common

27,602.52

2,760,252.00

2,760,252.00

Total

 

2,760,252.00

2,760,252.00

Tan, Thong

Filipino

Common

15,772.87

1,577,287.00

1,577,287.00

Total

 

1,577,287.00

1,577,287.00

Manumbas, Goson

Filipino

Common

14,668.77

1,466,877.00

1,466,877.00

Total

 

1,466,877.00

1,466,877.00

Tan, Nelson

Filipino

Common

9,463.73

946,373.00

946,373.00

Total

 

946,373.00

946,373.00

Won Han Ching

Filipino

Common

3,154.57

315,457.00

315,457.00

Total

 

315,457.00

315,457.00

Manumbas, Kelvin

Filipino

Common

14,668.77

1,466,877.00

1,466,877.00

Total

 

1,466,877.00

1,466,877.00

Tan, Sang

Filipino

Common

14,668.77

1,466,877.00

1,466,877.00

Total

 

1,466,877.00

1,466,877.00

Total

 

 

10,000,000.00

10,000,000.00

 

 

Management Information

 

Management:

Name & Address

Position

Tan, Ching

735 Ricafort St., Tondo, Manila

Chairman / President

Tan, Thong

735 Ricafort St., Tondo, Manila

Vice President / Director

Manumbas, Kelvin

735 Ricafort St., Tondo, Manila

General Manager / Director

Manumbas, Goson

735 Ricafort St., Tondo, Manila

Treasurer / Director

Tan, Nelson

735 Ricafort St., Tondo, Manila

General Manager - Sales / Director

Tan, Rosalina

735 Ricafort St., Tondo, Manila

Corporate Secretary

 


Operation

 

Activities

Manufacturer, exporter and wholesaler of men’s, ladies’ and children’s garments.

Premises

Subject is located at the above address.

 

 

Financial Highlight

 

 

2013-12-31

2012-12-31

Total current assets

87,770,147

91,966,895

Total assets

106,249,582

112,295,528

Total assets (USD)

2,369,366

2,504,190

Total current liabilities

24,314,928

30,907,448

Total liabilities

36,314,928

42,907,448

Total equity

69,934,654

69,388,080

Total equity (USD)

1,559,543

1,547,354

Revenue

164,363,623

179,980,673

Revenue (USD)

3,665,309

4,013,569

Profit for the year

7,047,387

6,353,989

Profit for the year (USD)

157,157

141,694

Note: We provide some financial figures as above for reference; please see the attachment, which is the 2013 - 2012 full financial information, the latest obtained from the Securities and Exchange Commission.

 

 

Bankers

 

No dealings based on credit exposure report with one million and above dealings under the name “Fairland Knitcraft Co., Inc.” as of March 31, 2014.

 

Public

 

Negative

No negative records (court cases, credit cards cancelled and delinquent accounts) found under the name Fairland Knitcraft Co., Inc. in available database as of October 15, 2014.

 

Special Note

 

Interview Details

Name

Ms. Yolly

Position

Telephone Operator

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.47

UK Pound

1

Rs.98.23

Euro

1

Rs.78.66

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

TPT

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.