MIRA INFORM REPORT

 

 

Report Date :

18.10.2014

 

IDENTIFICATION DETAILS

 

Name :

KO-SI D.D.

 

 

Formerly Known As :

TUS KO-SI d.d

 

 

Registered Office :

Pod Gradom 2A,  2380 Slovenj Gradec

 

 

Country :

Slovenia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1990

 

 

Com. Reg. No.:

10158400

 

 

Legal Form :

Joined Stocked Company

 

 

Line of Business :

Manufacture of non-wovens and articles made from non-wovens, except apparel.

 

 

No. of Employees :

76

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

SLOVENIA - ECONOMIC OVERVIEW

 

With excellent infrastructure, a well-educated work force, and a strategic location between the Balkans and Western Europe, Slovenia has one of the highest per capita GDPs in Central Europe. Slovenia became the first 2004 European Union entrant to adopt the euro (on 1 January 2007) and has experienced one of the most stable political transitions in Central and Southeastern Europe. In March 2004, Slovenia became the first transition country to graduate from borrower status to donor partner at the World Bank. In 2007, Slovenia was invited to begin the process for joining the OECD; it became a member in 2012. However, long-delayed privatizations, particularly within Slovenia’s largely state-owned and increasingly indebted banking sector, have fueled investor concerns since 2012 that the country would need EU-IMF financial assistance. In 2013, the European Commission granted Slovenia permission to begin recapitalizing ailing lenders and transferring their nonperforming assets into a “bad bank” established to restore bank balance sheets. Yield-seeking bond investors’ strong demand for Slovenian debt helped the government in 2013 to continue to finance itself independently on international markets. The government has embarked on a program of state asset sales intended to bolster investor confidence in the economy, which in 2014 is poised to contract 1%, its third-year of recession

 

Source : CIA

 

 

 

 


Company name and address

 

KO-SI D.D.

 

Pod Gradom 2A,  2380 Slovenj Gradec

 

Phone:              02 883 90 20

Telefax:            02 884 37 95

E-Mail:              info@tus-kosi.si

Web:                www.tus-kosi.si

 

 

Company summary

 

Legal form

Joined stocked Company

 

Established on

1990 - d.o.o. - Limited liability company (Ltd.)

1970 -

12/1997 - Joined stocked Company

 

last entry on 24.9.2013

 

on 5.9.2012 change of company name from TUS KO-SI d.d. into KO-SI d.d.

 

Registered on

28/12/1997, Slovenj Gradec,

 

Registration number: 10158400

Tax number: SI47435909

Company number: 5101646

Registered capital

 

EUR

898.460,19

 

Head shareholders

Gorazd Fale

Breznica 18, 2391 Prevalje

%

76,18

 

 

KO-SI d.d. (Statistical number: 5101646)

Pod Gradom 2A, 2380 Slovenj Gradec

%

10

 

 

INSULA D.O.O. (Statistical number: 1732579)

GAČNIKOVA POT 3, 2390 RAVNE NA KOROŠKEM

%

6,93

 

 

PURO TEHNIKA d.o.o. (Statistical number: 5910234)

Pod gradom 2a, 2380 Slovenj Gradec

%

4,65

 

 

 small shareholders

%

2,24

 

 

(stand per 13.10.2014)

 

Board of Directors

Primož Mlačnik

Perzonali 5, 2391 Prevalje

director

 

(stand per 15.10.2014)

 

Supervisory Board

Danilo Gaber

Pod gradom 7, 2380 Slovenj Gradec

member of the supervisory board

 

Gorazd Fale

Breznica 18, 2391 Prevalje

member of the supervisory board

 

Otmar Sekavčnik

Prečna ulica 9, 2380 Slovenj Gradec

member of the supervisory board

 

(stand per 15.10.2014)

 

 

 

Other activities

 

General data

Company activity:

manufacture of non-wovens and articles made from non-wovens, except apparel

manufacture of upholstered furniture and  mattresses stuffing from natural materials, also manufacure of steam isolative materials, other

 extiles

 

 

Headquarters and business-production premises

are located on the address above

 

 

Main activity:

Manufacture of non-wovens and articles made from non-wovens, except apparel (NACE 2)

 

 

 

Export:

Russia

White Russia

Ukraine

European Union

Switzerland

USA

 

 

Import:

Germany

Sri Lanka

Italy

 

 

 

 

Residence address:

Pod Gradom 2A, 2380 Slovenj Gradec

Phone:

02 883 90 20

Telefax:

02 884 37 95

E-Mail:

info@tus-kosi.si

Web:

www.tus-kosi.si

Employees

2008

70 employees

 

2009

64 employees

 

2010

67 employees

 

2011

69 employees

 

2012

74 employees

 

2013

76 employees

 

2014

76 employees

Annual turnover

2008

Enterprise turnover

EUR

7.808.100,-

 

 

2009

Enterprise turnover

EUR

6.994.977,-

 

 

2010

Enterprise turnover

EUR

8.061.577,-

 

 

2011

Enterprise turnover

EUR

9.974.732,-

 

 

2012

Enterprise turnover

EUR

10.324.110,-

 

 

2013

Enterprise turnover

EUR

10.691.086,-

 

Property

Company's property: Land and buildings

per 31.12.2013

SI-2380 Slovenj Gradec

Book value: 3.192.980,- EUR (Official source)

 

Company's property: Business premises

 

SI-2380 Slovenj Gradec, Pod Gradom 2a

 

Remarks

Full name of company:

KO-SI podjetje za proizvodnjo netkanih tkanin d.d.

 

participation in capital:

Puro tehnika d.o.o.(74,01% share)

KO-SI Naturfaser Gmbh, Hauptplatz 22.A, 9100 Volkermarkt, Austria (100% share)

Ekotrade d. o. o.( 76,34% share)

(stand per 15.10.2014)

 

Interests

Gorazd Fale:

 

EKOTRADE d.o.o. (Statistical number: 5626994)

Owner

 

 

FAMTEH d.o.o. (Statistical number: 2270315)

Owner

 

 

SGP TEHNIK d.d. (Statistical number: 5075513)

Supervisory Board

 

 

KO-SI d.d. (Statistical number: 5101646):

 

AERODROM SLOVENJ GRADEC d.o.o. (Statistical number: 1636413)

Owner

10%

 

EKOTRADE d.o.o. (Statistical number: 5626994)

Owner

 

 

KO-SI d.d. (Statistical number: 5101646)

Head shareholders

10%

 

PURO TEHNIKA d.o.o. (Statistical number: 5910234)

Owner

 

 

SGP TEHNIK d.d. (Statistical number: 5075513)

Head shareholders

25,1%

 

Primož Mlačnik:

 

PURO TEHNIKA d.o.o. (Statistical number: 5910234)

Manager

 

 

SGP TEHNIK d.d. (Statistical number: 5075513)

Supervisory Board

 

 

PURO TEHNIKA d.o.o. (Statistical number: 5910234):

 

PURO TEHNIKA d.o.o. (Statistical number: 5910234)

Owner

 

Bank relations

NOVA LJUBLJANSKA BANKA d.d., LJUBLJANA:

Central address: SI Trg republike 2, 1520 Ljubljana

Account number: 02470-0254824653

 

BANKA CELJE d.d.:

Central address: SI Vodnikova 2, 3000 Celje

Account number: 06000-0036375881

 

PROBANKA d.d.:

Central address: SI Trg Leona Štuklja 12, 2000 Maribor

Account number: 25100-9704174165

 

BANKA KOPER d.d.:

Central address: SI Pristaniška 14, 6502 Koper

Account number: SI56 101000052700289

 

Business course

satisfactory

 

Terms of payment

No complaints, but occasional delays

 

Business connection

Business connection appear premissable

 

 

 

Financial data

 

A. The enclosed balance of 2013 is originated from official source, it is not authenticated by the auditor. (31.12.2013 - 1 EUR)

B. The enclosed balance of 2012 is originated from official source, it is not authenticated by the auditor. (31.12.2012 - 1 EUR)

C. The enclosed balance of 2011 is originated from official source, it is not authenticated by the auditor. (31.12.2011 - 1 EUR)

D. The enclosed balance of 2010 is originated from official source, it is not authenticated by the auditor. (31.12.2010 - 1 EUR)

 

 

BALANCE SHEET

 

BALANCE

A 31.12.2013

B 31.12.2012

C 31.12.2011

D 31.12.2010

ASSETS (AKTIVA)

9.962.642

10.640.387

10.501.707

9.061.686

LONG-TERM ASSETS

7.628.574

8.359.096

7.563.280

6.801.118

Intangible assets and long-term deferred costs and accrued revenues

7.804

6.646

3.737

4.424

Intangible assets

7.804

6.646

3.737

4.424

Long-term deferred costs and accrued revenues

0

0

0

0

Tangible fixed assets

5.839.722

4.888.799

4.402.251

3.513.640

Long-term financial investments and Real estate investments

1.761.676

3.445.531

3.129.655

3.269.468

Investment property

571.811

619.202

221.868

578.681

Long-term financial investments

1.189.865

2.826.329

2.907.787

2.690.787

Long-term operating receivables

0

0

0

0

Deferred receivables for taxes

19.372

18.120

27.637

13.586

SHORT-TERM ASSETS

2.327.709

2.275.571

2.927.351

2.254.500

Assets (group for estrange) for sell

0

0

0

0

Inventories

752.840

725.760

882.220

665.549

Short-term financial investments

0

0

447.470

32.470

Short-term operating receivables

1.436.462

1.209.384

1.439.117

1.284.227

Cash assets

138.407

340.427

158.544

272.254

Short-term deferred costs and accrued revenues

6.359

5.720

11.076

6.068

Off-balance sheet items

1.570.512

1.719.528

2.315.990

1.993.715

LIABILITIES

9.962.642

10.640.387

10.501.707

9.061.686

CAPITAL

7.399.977

7.749.105

6.554.912

5.876.924

Called-up capital

898.460

898.460

898.460

898.460

Basic (subscribed) capital

898.460

898.460

898.460

898.460

Non called-up capital (deductive item)

0

0

0

0

Capital reserves

1.526.950

1.526.950

1.526.950

1.526.950

Reserves from profit

132.778

132.778

132.778

132.778

Surplus from revaluation

0

0

0

0

Retained net

5.086.055

3.796.085

3.259.641

2.796.644

Net business result for the business year

-244.266

1.394.832

737.083

522.092

PROVISIONS AND LONG-TERM ACCRUED COSTS AND DEFERRED REVENUES

345.945

177.188

213.029

152.962

FINANCIAL AND BUSINESS LIABILITIES

2.132.736

2.587.276

3.346.785

2.721.386

LONG-TERM LIABILITIES

233.333

31.467

742.550

1.036.966

Long-term financial liabilities

233.333

31.467

742.550

1.036.966

Long-term operating liabilities

0

0

0

0

Deferred liabilities for taxes

0

0

0

0

SHORT-TERM LIABILITIES

1.899.403

2.555.809

2.604.235

1.684.420

Liabilities, included in groups for estrange

0

0

0

0

Short-term financial liabilities

798.134

1.561.083

1.444.416

919.416

Short-term operating liabilities

1.101.269

994.726

1.159.819

765.004

SHORT-TERM ACCRUED COSTS AND DEFERRED REVENUES

83.984

126.818

386.981

310.414

Off-balance sheet items

1.570.512

1.719.528

2.315.990

1.993.715

A. The enclosed profit and loss account of 2013 is originated from official source, it is not authenticated by the auditor. (31.12.2013 - 1 EUR)

B. The enclosed profit and loss account of 2012 is originated from official source, it is not authenticated by the auditor. (31.12.2012 - 1 EUR)

C. The enclosed profit and loss account of 2011 is originated from official source, it is not authenticated by the auditor. (31.12.2011 - 1 EUR)

D. The enclosed profit and loss account of 2010 is originated from official source, it is not authenticated by the auditor. (31.12.2010 - 1 EUR)

 


 

PROFIT AND LOSS ACCOUNT

 

PROFIT AND LOSS ACCOUNT

A 31.12.2013

B 31.12.2012

C 31.12.2011

D 31.12.2010

Net sales

10.516.079

10.078.269

9.391.061

7.883.478

Changes in the value of inventories of products and work-in-process

11.303

-19.051

65.202

25.822

Capitalised own products and own services

0

0

0

5.957

Other operating revenues (with subventions, grants,...)

59.855

75.924

455.415

56.004

GROSS OPERATING YIELD

10.587.237

10.135.142

9.911.678

7.971.261

Cost of goods, material and services

5.972.791

5.979.936

6.600.137

5.152.090

Purchase value of goods and materials sold and cost of material and cost of material used

5.039.904

5.122.515

5.710.461

4.314.228

Cost of services

932.887

857.421

889.676

837.862

Labour cost

2.137.315

1.918.563

1.818.429

1.732.263

Cost of wages

1.563.118

1.388.105

1.306.094

1.242.040

Cost of pension insurance

205.333

183.201

173.869

166.348

Cost of other social insurance

113.956

101.106

94.543

90.377

Other labour cost

254.908

246.151

243.923

233.498

Write-offs

490.579

490.066

347.794

354.703

Depreciation

490.413

443.127

347.723

354.703

Revaluation operating expenses for non-tangible assets and tangible fixed assets

65

347

71

0

Revaluation operating expenses for current assets

101

46.592

0

0

Other operating expenses

138.584

129.665

152.363

101.627

OPERATING REVENUES

10.575.934

10.154.193

9.846.476

7.945.439

OPERATING EXPENSES

8.739.269

8.518.230

8.918.723

7.340.683

OPERATING RESULT

1.836.665

1.635.963

927.753

604.756

EBIT

1.847.968

1.616.912

992.955

630.578

Financial income from investments in other enterprises

0

0

0

0

Financial income from loans

124

5.737

13.385

4.557

Financial income from operating receivables

15.551

20.566

18.421

59.863

Financial expenses from depreciation and write-offs of financial investments

2.048.463

0

0

0

Financial expenses from financial liabilities

57.517

79.811

91.038

57.069

Financial expenses from operating liabilities

9.117

40.808

23.576

34.013

Financial income

15.675

26.303

31.806

64.420

Financial expenses

2.115.097

120.619

114.614

91.082

Other revenues

88.174

162.665

31.248

25.896

Other expenses

2.731

63.470

39.932

755

Total revenues

10.691.086

10.324.110

9.974.732

8.061.577

Total costs

10.857.097

8.702.319

9.073.269

7.432.520

Total business result

-166.011

1.621.791

901.463

629.057

Tax on profit

79.507

217.442

164.644

105.831

Deferred taxs

-1.252

9.517

-264

1.134

Net business result for the accounting period

-244.266

1.394.832

737.083

522.092

 

 

RATIOS

 

Ratios

 

2010

2011

2012

2013

 

Equity ratio

0,1

0,09

0,08

0,09

 

Cleared equity ratio

0,1

0,09

0,08

0,09

 

Current liquidity

1,34

1,12

0,89

1,23

 

Quick liquidity

0,94

0,79

0,61

0,83

 

Working capital

570080

323116

-280238

428306

 

Gearing

10,09

11,69

11,84

11,09

 

Cleared gearing

2,18

2,43

1,77

1,15

 

Profitability

7,8

9,04

15,71

-1,55

 

Operating profitability

6,48

7,39

13,51

-2,28

 

Stock days

30,13

32,28

25,66

25,7

 

Debtor days

58,15

52,66

42,76

49,04

 

Supplier days

34,64

42,44

35,17

37,6


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.62

UK Pound

1

Rs.99.12

Euro

1

Rs.78.89

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.