MIRA INFORM REPORT

 

 

Report Date :

18.10.2014

 

 

 

IDENTIFICATION DETAILS

 

Name :

RIVERINA OILS & BIO ENERGY PTY LTD

 

 

Registered Office :

Unit 3, Level 1, 123 Whitehorse Road, Balwyn, Victoria 3103

 

 

Country :

Australia

 

 

Date of Incorporation :

12.02.2003

 

 

Com. Reg. No.:

Australian Company Number: 103697703

 

 

Legal Form :

Australian Proprietary Company, Limited by Shares

 

 

Line of Business :

The Subject owns and operates a state of the art integrated oil seed crushing and refining plant with a crushing capacity of 500 tonnes of oil seeds per day.

 

 

No. of Employees :

70

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

AUSTRALIA - ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam

Source : CIA

 

 


CORPORATE DETAILS

 

Verified Address

 

Subject name
RIVERINA OILS & BIO ENERGY PTY LTD
Business name / Other

RIVERINA OILS / SHERMAN EDIBLE OIL
Business address

Unit 3, Level 1
123 Whitehorse Road
Town

Balwyn
Province

Victoria
Zip / Postal code

3103
Country

Australia
Telephone

+61 3 94901700 / +61 3 98161900
Fax

+61 3 94991533
Email

info@riverinaoils.com.au
Website

www.riverinaoils.com.au
Remarks

The Subject's previous business address was Unit 1, 226 Upper Heidelberg Road, Ivanhoe, VIC 3079, Australia.

Registered address
C/O O'BRIEN BUSINESS CONSULTANTS PTY LTD
Suite 3, 50 Upper Heidelberg Road
Town

Ivanhoe
Province

Victoria
Zip / Postal code

3079
Country

Australia
Postal address

P.O. Box 498
Town

Ivanhoe
Province

Victoria
Zip / Postal code

3079
Country

Australia

 

 

SUMMARY DETAILS

 

Report Summary

 

Date registered
12/02/2003
Legal form

Australian Proprietary Company, Limited by Shares
Key personnel

Dhruv Deepak Saxena
Line of business

The Subject’s business consist of operation of an integrated oilseed crushing and refining plant.
Staff employed

70 employees

Paid-up capital
AUD 102,171,481.49

 

 

 

CREDIT RISK OUTLOOK

 

Credit Risk Interpretation

 


Credit risk theory

Some indications of financial and operational stress. More caution is recommended when considering granting credit. Smaller credit plus loan guarantees are an advantage, due to insufficient financial data. A strict credit control policy applies.

 

 

 

 

Subject’s Credit Risk Analysis

 

Country risk
Country risk is minimal
Operation trend

Operational trend is in start-up phase
Management experience

Management is modestly experienced
Financial performance

Financial performance is undetermined

 

Organisation structure
Organisational structure is stable
Detrimental

No detrimental records found
Payment history

No payment delays noted
Credit amount requested

Not described.

 

 

STATUTORY DETAILS

 

Registry Information

 

Date registered
12/02/2003
Legal form

Australian Proprietary Company, Limited by Shares
Registration number

Australian Company Number: 103697703
Registered authority

Australian Securities and Investments Commission
Tax / VAT number

Australian Business Number: 25103697703

 

Statutory status
Active
Previous name

None reported.
Change of legal form

None reported.
Other registration

The Subject owns the following business names:

 

RIVERINA OILS is a business name owned by the Subject registered on 15/04/2010 under business registration no: B2273084E. RIVERINA OILS is a business name owned by the Subject registered on 28/04/2010 under business registration no: BN98498759. SHERMAN EDIBLE OIL is a business name owned by the Subject registered on 15/01/1992 under business registration no: 1035587N.

 

 

 

BOARD OF MANAGEMENT

 

Key Personnel

 

Name
Dhruv Deepak Saxena
Designation

Managing Director

 

 

 

 

BOARD OF DIRECTORS

 

Appointments

 

Name
Dhruv Deepak Saxena
Title

Director and Company Secretary
Appointment date

12/02/13
Address

19 Grey Street
Balwyn, VIC 3103
Australia
Biography

Born on 08-12-1952 in Allahabad, India.
Name

Satyanarayan Agarwal
Title

Director
Appointment date

20/08/07
Address

Unit 11, 3 Nandidurg Road
Bangalore, Karnataka 560046
India
Biography

Born on 15-01-1945 in Hissar, Haryana, India.
Name

Geeta Uppal
Title

Director
Appointment date

20/08/07
Address

Unit 841, 15th Main
III Block, Bangalore 560034
India
Biography

Born on 19-12-1957 in New Delhi, India.
Name

Abhishek Agarwal
Title

Director
Appointment date

05/10/09
Address

123E 54th Street
Apartment 9B, New York, NY 10022
United States
Biography

Born on 16-12-1976 in Mathura, India.
Name

Rodolfo Junco De La Vega Mendez
Title

Director
Appointment date

25/03/10
Address

Real De Palma #403
Colonia Del Valle, San Pedro
Garza Garcia, Nuevo Leon
Mexico
Biography

Born on 06-02-1979 in Monterry, Nuevo Leon, Mexico.
Name

Hian Siang Chan
Title

Director
Appointment date

30/06/11
Address

No 11 Third Avenue
Singapore 266584
Singapore
Biography

Born on 03-07-1957 in Singapore, Singapore.
Name

Chung Neng Woon
Title

Director
Appointment date

30/06/11
Address

D-0-3A Kiaramas Ayuria
9 Jalan Kiara 7
Bukit Kiara
Kuala Lumpur 50480
Malaysia
Biography

Born on 24-11-1960 in Batu Pahat, Johor Darul Takzim, Malaysia.
Name

Tjendana Wira
Title

Alternate Director
Appointment date

02/12/11
Address

Taman Alfa Indah, B-18/12 RT013/007
Joglo Embangan, Jakarta Barat
Indonesia
Biography

Born on 19-07-1962 in Jakarta, Indonesia.
Name

Ravi Uppal
Title

Alternate Director
Appointment date

02/12/11
Address

841, 15Th Main, 3Rd Block
Koramangla, Bangalore 560038
India
Biography

Born on 09-05-1952 in Jalandhar, India.
Name

Siddhartha Agarwal
Title

Alternate Director
Appointment date

02/12/11
Address

11/3 Nandidurg Road
Bangalore 560046
India
Biography

Born on 29-04-1975 in Bangalore, India.
Name

Joel Tat Chang
Title

Director
Appointment date

14/05/14
Address

Room 810-811, 8th Floor
141 Des Voeux Road
Central
Hong Kong
Biography

Born on 27-04-1968 in Hong Kong.

 

Staff employed
70 employees

 

 

SHARE CAPITAL

 

Composition

 

Authorized capital
AUD 102,171,481.49
Number / Type of shares

7,500,000 Class D Preference Shares / 16,000,000 Class N Preference Shares / 20,000,000 Class P Preference Shares / 10,000,000 Class Q Preference Shares / 4,932,481,435 Ordinary Shares
Share par value

No Par Value
Issued capital

AUD102,171,481.49

Paid-up capital
AUD 102,171,481.49

 

 

 

OWNERSHIP / SHAREHOLDERS

 

Composition

 

Shareholder name
RIVERINA OILS & BIO ENERGY (SINGAPORE) PTE LTD
Address

#09-01 Forum 583 Orchard Road
Singapore 238884
Singapore
Number / Type of shares

7,500,000 Class D Preference Shares / 16,000,000 Class N Preference Shares / 20,000,000 Class P Preference Shares / 10,000,000 Class Q Preference Shares / 4,914,319,286 Ordinary Shares
Shareholder name

PJ OVERSEAS PTE. LTD.
Address

29, Changi South Avenue 2
#03-00, Abv Industrial Building
Singapore 486444
Singapore
Number / Type of shares

18,162,139 Ordinary Shares
Shareholder name

ASIAWIDE AGRI HOLDINGS PTE LTD
Address

15 Beach Road
#05-11, Beach Centre
Singapore 189677
Singapore
Number / Type of shares

10 Ordinary Shares

 

 

 


CORPORATE AFFILIATIONS AND RELATED COMPANIES

 

Structure

 

Company name
RIVERINA OILS & BIO ENERGY (SINGAPORE) PTE LTD
Affiliation type

Parent Company
Country of business

#09-01 Forum 583 Orchard Road
Singapore, 238884
Singapore

 

 

 

 

BANK AND MORTGAGES

 

Bank Details

 

Name of bank
State Bank of India
Address

Australia
Name of bank

Axis Bank
Address

Australia

 

Comments
It is generally not the policy of local banks to provide credit status information to non related parties, however interested parties would be advised to consult first with the Subject if banker's references are required.

 

Mortgages

 

None reported.

 

 

Legal Filings

 

Bankruptcy filings
None reported.
Court judgements

None reported.

Tax liens
None reported.
Others

None reported.

 

 


FINANCIAL STATISTICS

 

Remarks

 

The representative contacted Ms. Sai Li declined to provide any financial information until the inquiring party details are revealed.

The Subject is classified as a small proprietary company by the Australian Securities & Investments Commission hence is not required to disclose their
financial statement.

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

- The consolidated revenue for the financial year of the company and any entities
it controls is less than $25 million;
-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and
-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

BUSINESS DETAILS

 

Operational Details

 

Main activities
The Subject owns and operates a state of the art integrated oil seed crushing and refining plant with a crushing capacity of 500 tonnes of oil seeds per day.

The plant can produce 200 tonnes of refined vegetable oil and 300 tonnes of vegetable protein meal per day for the poultry, dairy and animal feed industries.

The plant started commercial operations in February 2013.
Products and services

Refined vegetable oil
Vegetable protein meal
Biodiesel

 

 

Purchases

 

 

International
The Subject sources its product(s) / material(s) from countries such as Belgium and Turkey.

 

Sales

 

Local
The Subject sells its product(s) locally.

International
The Subject exports its product(s) to countries in Asia.

 

 

 

Key events
22 July, 2013
Oilseeds refinery hoses down sale rumours

The country's second largest oilseed crushing and refining plant has denied rumours its up for sale, less than five months into production.

The $100 million plant at Wagga Wagga in south-west NSW began processing canola in February this year for the domestic and overseas bulk canola oil markets.

DD Saxina, managing director of Riverina Oils and BioEnergy (ROBE), says the business is not for sale, but admits there has been interest in the site.

"A company like us is a very major and attractive asset and therefore there will always be people who will be interested in either a joint venture with a company like us.

"The issue is there are people who are nibbling, but as I said I think it is very premature."

Mr Saxine says if the decision was left to him, he'd like to continue expanding production over the next three years, rather than sell the plant on its potential.

But he says the shareholders' interests will always be a priority.

"Business is business, if someone walks in with a very attractive cheque, we are a group of shareholders and I am the custodian of that wealth for them.

"If I and the shareholders am convinced that that's a generally good deal, then anything is on the table."

The plant is currently operating at 75 per cent capacity and ROBE expects to crush in excess of 160,000 tonnes of canola seed next year.

Source: www.abc.net.au

14 December, 2012
$90m plant turns out first run of oil

THE Riverina Oils and Bio Energy Pty Ltd (ROBE) oilseed plant this week began producing its first oil more than five years after the $90 million project was first announced.

The plant has entered the first phase of oil production ahead of full-scale commercial production in the coming months.

"You build a plant then you get into the commission phase," Wagga mayor Rod Kendall said.

"This will be the first oil produced in the commission phase then you move into full production."

The plant is touted as the icon of the Bomen industrial hub and a job of "state significance".

It is also expected to underpin farming in the region, particularly the production of canola.

"It will be ideal right now with canola," Wagga councillor Julian McLaren said.

It is believed there is already significant seed stored on site.

The initial plans for the plant were to use 160,000 tonnes of oil seeds a year and produce 25,000 tonnes of edible oil, 100,000 tonnes of meal and 75 million litres of biodiesel.

The project has been plagued by delays and financial woes and has run well past the expected late 2011 start date.

ROBE managing director DD Saxena in June said issues with steel had contributed to delays and cost overruns.

"The construction efficiency has been very poor," he said.

Source: www.dailyadvertiser.com.au

 

 

Business Facilities and Assets

 

Premises
The Subject operates from the verified heading address consisting of an administrative office.

 

Branches
In addition, the Subject operates from a plant located at:

177 Trahairs Road
Bomen, Wagga Wagga
NSW 2650
Australia
Tel: +61 2 59423300

 

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) and Economic Overview

 

Central bank
Reserve Bank of Australia
Reserve of foreign exchange and gold

US$ 46.714 billion
Gross domestic product (GDP)

US$ 1.586 trillion
Purchasing power parity (GPP)

954.296 billion of International dollars
GDP per capita (current prices)

US$ 68,916
GDP composition by sector

agriculture: 4%
industry: 25.6%
services: 70.4%
Inflation

2010: 2.8%
2011: 3.4%
2012: 2.7%
Unemployment rate

2010: 5.2%
2011: 5.1%
2012: 5.2%

Public debt (general Government gross debt as percentage (%) of GDP)
2010: 20.4%
2011: 22.9%
2012: 24%
Government bond ratings

Standard & Poor's: AAA
Moody's rating: Aaa
Moody's outlook: STA
Market value of publicly traded shares

US$1.198 trillion

 

 

Trade and Competitiveness Overview

 

Total exports
US$263.9 billion
Export commodities

Coal, iron ore, gold, meat, wool, alumina, wheat, machinery and transport equipment
Total imports

US$239.7 billion
Import commodities

Machinery and transport equipment, computers and office machines, telecommunication equipment and parts; crude oil and petroleum products
Best countries for doing business

10 out of 185 countries
Global competitiveness ranking

20 (ranking by country on a basis of 144, the first is the best)

Major export partners
China 27.4%, Japan 19.2%, South Korea 8.9%, India 5.8%
Major import partners

China 18.5%, US 11.4%, Japan 7.9%, Singapore 6.3%, Germany 4.7%
FDI inflows

2009: US$26,554 million
2010: US$35,556 million
2011: US$41,317 million
FDI outflows

2009: US$16,693 million
2010: US$12,791 million
2011: US$19,999 million

 

Country and Population Overview

 

Total population
22.68 million
Total area

7,692,024 km2
Capital

Canberra

Currency
Australian dollars (AUD)
Internet users as percentage (%) of total population

79%

 

 

PAYMENT OUTLOOK

 

Purchases Term

 

 

International
L/C, Telegraphic transfer, D/P, Credit 30-90 days

 

Sales Term

 

Local
Prepayment, Bank transfer, D/P, Credit 30-90 days

International
L/C, Telegraphic transfer, D/P, Credit 30-90 days

 

Trade Reference / Payment Behaviour

 

Comments
As local and international trade references were not supplied, the Subject's payment track record history cannot be appropriately determined but based on our research, payments are believed to be met without delay.

 

 

 

Investigation Note

 

Sources
Interviews and material provided by the Subject
Other official and local business sources

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.62

UK Pound

1

Rs.99.12

Euro

1

Rs.78.89

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.