MIRA INFORM REPORT

 

 

Report Date :

22.10.2014

 

IDENTIFICATION DETAILS

 

Name :

ASIA SHINE LTD.

 

 

Registered Office :

Room 301, 3/F., Kam On Building, 176A Queen’s Road Central,

 

 

Country :

Hong Kong  

 

 

Date of Incorporation :

08.04.2005

 

 

Com. Reg. No.:

36478502

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

The subject is trading in the following commodities: Palm oil, crude palm oil, coconut oil, fatty acid, soap noodles, stearic acid, crude glycerine, refined glycerine, caustic soda, benzene sulphuric acid, ether sulphate, other chemicals, palm acid oil.

 

 

No. of Employees :

No employees in Hong Kong.

NOTE:

 

It is to be noted that the company does not have its own operating office in Hong Kong. The company uses the address of its secretariat as its correspondence address only. Subject operates from some other country and does not have a base in Hong Kong. Such companies are registered in Hong Kong just to tax benefit purpose and due to the strict privacy laws prevailing in the country. In such cases, the companies are not required to have any employees in Hong Kong nor do have an office there.

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No operating office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Hong Kong  

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies

Source : CIA

Company name

                                                                                    

ASIA  SHINE  LTD.

 

 

Company ADDRESS

 

Registered Office:-

c/o Multi-Chain Ltd.

Room 301, 3/F., Kam On Building, 176A Queen’s Road Central, Hong Kong.

[Tel:                        852-2543 0565,  2542 2340

Fax:                        852-2854 3813,  2544 5373]

 

Associated Companies:-

Asia Shine Philtrade, Philippines.

PT. Kripa Jaya Sentosa, Indonesia.

PT. Redsea Indonesia, Indonesia.

 

 

BUSINESS REGISTRATION NUMBER 

 

36478502

 

 

COMPANY FILE NUMBER 

 

0961501

 

 

DATE OF INCORPORATION

 

8th April, 2005.

 

 

PAID UP CAPITAL

 

HK$5,000,000.00

 

 

SHAREHOLDER  

(As per registry dated 08-04-2014)

Name

 

No. of shares

Deepak Jaikishin RAJWANI

 

5,000,000

=======

 

 

DIRECTOR    

(As per registry dated 08-04-2014)

Name

(Nationality)

 

Address

Deepak Jaikishin RAJWANI

Nirwana Sunter Asri, Tahap 3, Block C, No. 32, Sunter, Jakarta Utara, Indonesia.

 

 

SECRETARY 

(As per registry dated 08-04-2014)

Name

Address

Co. No.

Multi-Chain Ltd.

Room 301, 3/F., Kam On Building, 176A Queen’s Road Central, Hong Kong.

0209214

 

 

MORTGAGE OR CHARGE

 

(See attachment)

 

 

GENERAL

 

Asia Shine Ltd. was incorporated on 8th April, 2005 as a private limited liability company under the Hong Kong Companies Ordinance.

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at Room 301, 3/F., Kam On Building, 176A Queen’s Road Central, Hong Kong known as Multi-Chain Ltd. which is handling its correspondences and documents.  Multi-Chain Ltd. is also the corporate secretary of the subject.  Your given phone and fax number belong to Multi-Chain.

According to the Companies Registry of Hong Kong, formerly the subject had issued 1,500,000 ordinary shares of HK$1.00 each which were wholly owned by Mr. Deepak Jaikishin Rajwani.  In December 2011, its number of ordinary shares was increased to 5,000,000.  The increased shares were also allotted to Deepak Jaikishin Rajwani.

Being an Indonesia passport holder, Rajwani is also the only director of the subject.  Currently, his registered address is in Jakarta, Indonesia.

The subject is trading in the following commodities: Palm oil, crude palm oil, coconut oil, fatty acid, soap noodles, stearic acid, crude glycerine, refined glycerine, caustic soda, benzene sulphuric acid, ether sulphate, other chemicals, palm acid oil.

Most of the commodities are imported from Indonesia and other Asian countries.  One of the subject’s trading partners is P.T. Kripa Jaya Sentosa which is an Indonesia-based firm.  This firm is trading in health care products, pharmaceuticals, bulk drugs, medicines and raw materials.

The subject has had two main associated companies in Indonesia, namely,

·         PT. Redsea Indonesia.

·         PT. Kripa Jaya Sentosa.

Now, the subject is able to export, more than 25 products for Asian, African and European countries like India, China, Pakistan, Iran, Sri Lanka, Nepal, Bangladesh, Malawi, Madagascar, Mozambique, Haiti and New York.

The subject has been banking with the following banks in Hong Kong:-

HBZ Finance Ltd., Hong Kong.

 

Bank of India, Hong Kong Branch.

 

UCO Bank, Hong Kong Branch.

 

The subject’s business in Hong Kong is not active. History in Hong Kong is over nine years and six months.

Since the subject does not have its own operating office and has just a single employee in Hong Kong, consider it good for business engagements on L/C basis.

 


MORTGAGE OR CHARGE

 

Date

Particulars

Amount

26-06-2006

Instrument:      Lien and Set-off Agreement

Property:

Fixed Deposit Receipt No.:        DFN6060822
Principal Amount:                      US$129,970.44
Maturity Date:                           15-09-2006

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing general credit facility

18-10-2006

Instrument:      Lien and Set-off Agreement

Property:

Fixed Deposit Receipt No.:        DFN6091341
Principal Amount:                      US$50,000.00
Maturity Date:                           29-12-2006

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing general credit facility

16-02-2009

Instrument:      Letter of Set-off and Appropriation

Property:

Fixed Deposit of A/C No.:         037391
Deal No.:                                  152313
Date:                                        16-02-2009
Amount:                                    US$240,000.00
Due Date:                                 17-02-2010

Mortgagee:      Bank of India, Hong Kong Branch.

Advances and other banking facilities

25-01-2010

Instrument:      Letter of Set-off and Appropriation

Property:

Deal No.           Date                 Amount                Due Date

152313        16-02-2009        US$240,000.00        17-02-2010
160914        25-01-2010        US$120,000.00        25-01-2011

Mortgagee:      Bank of India, Hong Kong Branch.

Advances and other banking facilities

26-02-2010

Instrument:      Lien and Set-off Agreement

Property:

Fixed Deposit No.:           DFN0010024
Amount:                           US$32,500.00
Maturity Date:                  13-04-2010

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing general credit facility

23-07-2010

Instrument:      Undertaking Relating to Deposits

Property:

Receipt No.     Date of Receipt       Due Date         Amount

2010 EM 15        23-07-2010           24-01-2011  US$271,000

Mortgagee:      UCO Bank, Hong Kong Branch.

“Liabilities” means all and any liabilities, sole or joint, actual or contingent, quantified or not, now or hereafter owing or incurred to the Bank by the Depositor or the Third Party

17-09-2010

Instrument:      Lien & Set-off Agreement

Property:

Deposit No.              Amount                      Maturity Date

DFN0070789             US$63,000                 26-10-2010

DFN0090929             US$38,600                 02-12-2010

DFN0090988             US$15,000                 15-12-2010

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing (general credit facility)

30-09-2010

Instrument:      Lien & Set-off Agreement

Property:

Deposit No.              Amount                      Maturity Date

DFN0091012             US$11,000                 24-12-2010

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing (general credit facility)

02-02-2011

Instrument:      Letter of Set-Off & Appropriation

Property:

Deal No.       Date                   Amount                      Due Date

161411         17-02-2010          US$244,880.00           17-02-2011

168301         25-01-2011          US$121,703.33           26-01-2012

168476         02-02-2011          US$84,000.00             02-02-2012

Mortgagee:      Bank of India, Hong Kong Branch.

Advances and other banking facilities

15-06-2012

Instrument:      Letter of Set-Off & Appropriation

Property:

Deal No.       Date                   Amount                      Due Date

175153         26-01-2012          US$123,249.98           28-01-2013

175287         02-02-2012          US$84,851.67             04-02-2013

175595         17-02-2012          US$253,646.96           18-02-2013

177854         15-06-2012          US$79,000.00             17-06-2013

Mortgagee:      Bank of India, Hong Kong Branch.

Advances and other banking facilities

22-08-2013

Instrument:      Charge On Deposit to Secure Liabilities of the Depositor

Property:

Fixed Deposit Receipt No.: FDR 001185

Dated:  22-08-2013 for US$175,000.00 with Habib Finance International Ltd., Hong Kong.

Mortgagee:      Habib Finance International Ltd., Hong Kong.

Credit facilities

 

NOTE:

 

It is to be noted that the company does not have its own operating office in Hong Kong. The company uses the address of its secretariat as its correspondence address only. Subject operates from some other country and does not have a base in Hong Kong. Such companies are registered in Hong Kong just to tax benefit purpose and due to the strict privacy laws prevailing in the country. In such cases, the companies are not required to have any employees in Hong Kong nor do have an office there.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.30

UK Pound

1

Rs.99.16

Euro

1

Rs.78.59

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.