MIRA INFORM REPORT

 

 

Report Date :

27.10.2014

 

IDENTIFICATION DETAILS

 

Name :

EGYPTIAN INTERNATIONAL FACTORY FOR SPLIT PULSE SAE

 

 

Registered Office :

3rd Industrial Zone, Plot No. 616th of October City

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

28.01.2001

 

 

Com. Reg. No.:

3564, Cairo

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Engaged in the importing, sieving, sorting, grinding and packing of agricultural products, including beans, lentils, kidney beans, black-eyed peas, chick peas and lupines.

 

 

No of Employees :

105

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Egypt

B1

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate growth. Poor living conditions combined with limited job opportunities for the average Egyptian contribute to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, pushing up unemployment levels, and economic growth remains slow amid political uncertainty, government transitions, unrest, and cycles of violence. Cairo since 2011 has drawn down foreign exchange reserves and depended on foreign assistance, particularly from Gulf countries, to finance imports and energy products and prevent further devaluation of the Egyptian pound, fearing higher inflation from a weaker currency.

 

Source : CIA


SUMMARY

 

Company Name                                    : EGYPTIAN INTERNATIONAL FACTORY FOR SPLIT PULSE SAE

Also Known As                                     : EGYPTIAN INTERNATIONAL FACTORY FOR SPLIT GRINDING &

                                                              AGRICULTURAL CROPS

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 28th January 2001

Commercial Registration Number           : 3564, Cairo

Tax Card Number                                  : 205-105-432

Authorised Capital                                 : £E 50,000,000

Issued Capital                                       : £E   5,000,000

Paid up Capital                                     : £E   5,000,000

Total Workforce                                    : 105

Activities                                               : Importing, sieving, sorting, grinding and packing of agricultural products

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Nabil Mohamed Helwa, Finance Manager

 


COMPANY NAME

 

EGYPTIAN INTERNATIONAL FACTORY FOR SPLIT PULSE SAE

 

ALSO KNOWN AS: EGYPTIAN INTERNATIONAL FACTORY FOR SPLIT GRINDING & AGRICULTURAL CROPS

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : 3rd Industrial Zone, Plot No. 61

Town                : 6th of October City

Country : Egypt

Telephone         : (20-2) 38339400 / 38339500 / 38339600 / 38339700

Facsimile          : (20-2) 38339800

Mobile              : (20-100) 2405015 / 152105

Email                : hmh@el-rehab.com

 

Premises

 

Subject operates from a medium sized suite of offices and a warehouse that are rented and located in the Industrial Area of 6th Of October City.

 

 

KEY PRINCIPALS

 

     Name                                                                                                           Position

 

·       Hani Mahrous Hefni                                                                                      Managing Director

 

·       Mohamed Hani Mahrous Hefni                                                                       Director

 

·       Dina Hani Mahrous Hefni                                                                               Director

 

·       Yasmeen Hani Mahrous Hefni                                                                        Director

 

·       Yara Hani Mahrous Hefni                                                                               Director

 

·       Nabil Mohamed Helwa                                                                                  Finance Manager

 

·       Gada Mahmoud                                                                                            Administrative Officer

 

·       Mohamed Atif                                                                                              Commercial Manager

 

·       Reda Shakour                                                                                              Production Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 28th January 2001

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 3564, Cairo

 

Tax Card No.                : 205-105-432

 

Authorised Capital       : £E 50,000,000

 

Issued Capital              : £E   5,000,000

 

Paid up Capital            : £E   5,000,000

 

Name of Shareholder (s)

 

·       Hani Mahrous Hefni                                                                                     

 

·       Mohamed Hani Mahrous Hefni                                                                      

 

·       Dina Hani Mahrous Hefni                                                                              

 

·       Yasmeen Hani Mahrous Hefni                                                                       

 

·       Yara Hani Mahrous Hefni

 

 

AFFILIATED COMPANIES

 

·       El Rehab For Trading

Plot No. 30/31, 3rd Industrial Zone

6th of October City

 

·       El Rehab Packaging Storage

Plot 7G, 2nd Industrial Area

6th of October City

 

 


OPERATIONS

 

Activities:                     Engaged in the importing, sieving, sorting, grinding and packing of agricultural products, including beans, lentils, kidney beans, black-eyed peas, chick peas and lupines.

 

Import Countries:         Europe, Canada and GCC countries

 

International Suppliers:

 

·         Walker Seed           Canada

·         Whery Sons            United Kingdom

·         Soufflet                  France

 

Brand Names:              EL REHAB

 

Operating Trend:          Steady

 

Subject has a workforce of 105 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/12:              Year Ending 31/12/13:

 

Total Sales                                £E 369,500,000                         £E 382,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Nabil Mohamed Helwa, Finance Manager

 

 

BANKERS

 

·       Misr International Bank (MIBANK)

14 Alfy Street

       PO Box: 631

       Cairo

       Tel: (20-2) 25931002

       Fax: (20-2) 25912306

 

·       BNP Paribas

3 Tawfik Diab Street

     Cairo

 

 

PAYMENT HISTORY

 

Regular

 

Date of transaction                                November 2007

Credit amount                                       500,450

Amount overdue                                    0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               Canadian Dollars

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.24

UK Pound

1

Rs.98.67

Euro

1

Rs.77.97          

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

SMN

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.