|
Report Date : |
27.10.2014 |
IDENTIFICATION DETAILS
|
Name : |
LAMIFIL NV |
|
|
|
|
Registered Office : |
Frederic Scheidlaan -Z/N 2620 Hemiksem |
|
|
|
|
Country : |
Belgium |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
22.07.1929 |
|
|
|
|
Com. Reg. No.: |
422050265 |
|
|
|
|
Legal Form : |
Public Limited Liability Company |
|
|
|
|
Line of Business : |
Subject is engaged in Aluminium production |
|
|
|
|
No. of Employees : |
234 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 1, 2014
|
Country Name |
Previous Rating (31.03.2014) |
Current Rating (01.06.2014) |
|
Belgium |
A1 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
BELGIUM - ECONOMIC OVERVIEW
This modern, open, and
private-enterprise-based economy has capitalized on its central geographic location,
highly developed transport network, and diversified industrial and commercial
base. Industry is concentrated mainly in the more heavily-populated region of
Flanders in the north. With few natural resources, Belgium imports substantial
quantities of raw materials and exports a large volume of manufactures, making
its economy vulnerable to volatility in world markets. Roughly three-quarters
of Belgium's trade is with other EU countries, and Belgium has benefited most
from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the
unemployment rate increased to 8.8% from 7.6% the previous year, and the
government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%.
Despite the relative improvement in Belgium's budget deficit, public debt
hovers around 100% of GDP, a factor that has contributed to investor
perceptions that the country is increasingly vulnerable to spillover from the
euro-zone crisis. Belgian banks were severely affected by the international
financial crisis in 2008 with three major banks receiving capital injections
from the government, and the nationalization of the Belgian retail arm of a
Franco-Belgian bank
|
Source
: CIA |
Business number 422050265
Company name LAMIFIL NV
Address FREDERIC SCHEIDLAAN -z/n
2620 HEMIKSEM
Number of staff 234
Date of establishment 22/07/1929
Telephone number 038700611
Fax number 038878059
The business was established over 32 years ago.
The business has 234 employees.
The business is part of a group.
This business has a foreign parent business.
The business has been at the address for over 19 months.
Pre-tax profits decreased by 21% compared to the previous trading period.
The business saw a decrease in their Cash Balance of 58% during the latest trading period.
DATE OF LATEST ACCOUNTS TURNOVER PROFIT BEFORE TAX NET WORTH WORKING CAPITAL
31/12/2013 115,339,048 3,228,653 28,525,419 22,798,849
31/12/2012 137,525,430 4,087,465 26,913,716 20,746,371
31/12/2011 128,364,531 5,210,668 24,229,930 18,377,961
DATE OF LATEST ACCOUNTS BALANCE TOTAL NUMBER OF EMPLOYEES CAPITAL CASHFLOW
31/12/2013 48,021,813 234 4,485,803 5,451,325
31/12/2012 57,327,854 226 4,485,803 6,547,512
31/12/2011 53,091,170 215 4,485,803 7,736,082
Past payments
Payment expectation
days 22.67
Industry average payment
expectation days 57.45 Industry average
day sales
outstanding
66.72
Day sales outstanding 39.58
Date of summons 02/02/2009
|
Business number |
422050265 |
Company name |
LAMIFIL NV |
|
|
Fax number |
038878059 |
Date founded |
22/07/1929 |
|
|
|
|
|
|
|
|
Company
status |
active |
Company type |
Public Limited Liability Company (BE) |
|
|
Currency |
Euro (€) |
Date of latest accounts |
31/12/2013 |
|
|
Activity
code |
24420 |
Liable for VAT |
yes |
|
|
Activity
description |
Aluminium production |
VAT Number |
BE.0422.050.265
Check VAT number |
|
Social Balance Sheet Total
During the reporting year
ended 31-12-2013
Full-time Employees 225
Part-time Employees 10
Total Fte Employees 233
Number of hours worked
Full-time Employees 301,551
Part-time Employees 12,026
Total 313,577
Personnel Charges
Full-time Employees 14,297,550
Part-time Employees 553,182
Total 14,850,732
Benefits In Addition To Wages 122,041
During the previous reporting year
Average number employees in Fte 219
Actual working hours 307,193
Personnel Charges 14,034,690
Benefits In Addition To Wages 63,914
Gender and Education
|
Men |
Full-Time |
Part-Time |
Total Fte |
|
|
Primary
education |
109 |
4 |
112 |
|
|
Secondairy
education |
77 |
2 |
79 |
|
|
Higher education (non university) |
23 |
2 |
25 |
|
|
Higher
education |
10 |
- |
10 |
|
|
(university) |
|
|
|
|
|
Women |
Full-Time |
Part-Time |
Total Fte |
|
|
Primary
education - - - |
||||
|
Secondairy
education |
4 |
- |
4 |
|
|
Higher
education (non university) |
4 |
1 |
5 |
|
Working Category Full-Time Part-Time Total Fte
Management - - -
White collar worker 48 1 49
Blue collar worker 179 8 185
Temporary personnel Total
Average number of temporary staff 22
Actual working hours 36,326
Cost of temporary staff 1,169,776
New staff and leavers Full-Time Part-Time Total Fte
New Starters 37 - 37
Leavers 25 4 28
Total of formal continuing vocational training initiatives
for workers paid by the employer Male Female
Number of employees 54 5
Number of training hours 868 118
Net costs for enterprise 63,417 8,620
Total of less formal and informal continuing vocational
training initiatives for workers paid by the employer Male Female
Number of employees 212 9
Number of training hours 14,501 35
Net costs for enterprise 538,803 1,282
Total of initial training initiatives at the expense of the
employer Male Female
Number of employees 1 -
Number of training hours 210 -
Net costs for enterprise 2,567 -
JIC Code 105
Description Joint committee for the nonferrous metals
JIC Code 224
Description Joint committee for the employees off the nonferrous metals
Event Date 01/04/2014
Event Description re-appointment of director(s)
Event Details Commentaar 01-04-2014: Herbenoemd als bestuurders voor een periode van 2 jaar :
Dilkoma BVBA, White Art Centre CVBA, Vandaele Herman BVBA, van Dooren Hubertus en Brigitte Malou BVBA. Herbenoemd als gedelegeerd bestuurder: Dilkoma BVBA
|
Annual
accounts |
31-12-2013 |
% |
31-12-2012 |
% |
31-12-2011 |
Industry average 2013 |
% |
|
Weeks |
52 |
|
52 |
|
52 |
|
|
|
Currency |
EUR |
|
EUR |
|
EUR |
|
|
|
Turnover |
115,339,048 |
-16.13 |
137,525,430 |
7.14 |
128,364,531 |
95,373,236 |
20.93 |
|
Total operating
expenses |
111,770,788 |
-16.03 |
133,107,195 |
8.37 |
122,828,234
93,107,039 |
20.05 |
|
|
Operating
result |
3,568,261 |
-19.24 |
4,418,235 |
-20.20 |
5,536,297 |
811,943 |
339 |
|
Total
financial income |
38,987 |
121 |
17,626 |
-46.90 |
33,193 |
542,074 |
-92.81 |
|
Total
financial expenses |
378,595 |
8.67 |
348,396 |
-2.91 |
358,823 |
386,224 |
-1.98 |
|
Results on ordinary operations
before taxation |
3,228,653 |
-21.01 |
4,087,465 |
-21.56 |
5,210,668 |
967,793 |
233 |
|
Taxation |
899,767 |
-38.21 |
1,456,219 |
833 |
156,000 |
149,244 |
502 |
|
Results on ordinary operations
after taxation |
2,328,886 |
-11.49 |
2,631,246 |
-47.94 |
5,054,668 |
852,989 |
173 |
|
Extraordinary
items |
24,278 |
-96.94 |
794,000 |
- |
0 |
-4,778 |
508 |
|
Other appropriations |
0.00 |
- |
0.00 |
- |
0.00 |
- |
- |
|
Net result |
2,353,164 |
-31.30 |
3,425,246 |
-32.24 |
5,054,668 |
848,589 |
177 |
|
Gross
Operating Margin |
- |
- |
- |
- |
- |
248,048 |
- |
|
Dividends |
741,461 |
0 |
741,461 |
4.00 |
712,943 |
3,090,410 |
-76.01 |
|
Director remuneration |
121,250 |
-45.81 |
223,750 |
1.70 |
220,000 |
281,894 |
-56.99 |
|
Employee costs |
15,110,518 |
5.68 |
14,298,816 |
5.71 |
13,526,095 |
8,235,373 |
83.48 |
|
Wages and salary |
9,927,452 |
6.61 |
9,311,861 |
6.24 |
8,764,730 |
5,555,799 |
78.69 |
|
Employee pension costs |
259,785 |
- |
264,126 |
- |
274,889 |
772,470 |
-66.37 |
|
Social security contributions |
4,215,010 |
5.35 |
4,000,800 |
5.88 |
3,778,690 |
2,027,509 |
107 |
|
Other employee costs |
708,271 |
-1.91 |
722,029 |
2.01 |
707,786 |
282,430 |
150 |
|
Amortization and depreciation |
3,098,161 |
-0.77 |
3,122,266 |
16.44 |
2,681,415 |
1,492,822 |
107 |
|
Annual accounts |
31-12-2013 |
% |
31-12-2012 |
% |
31-12-2011 |
Industry
average 2013 |
% |
|
Weeks |
52 |
|
52 |
|
52 |
|
|
|
Currency |
EUR |
|
EUR |
|
EUR |
|
|
|
Intangible fixed assets |
0 |
- |
0 |
- |
0 |
14,870 |
-100 |
|
Tangible fixed assets |
5,379,036 |
-23.09 |
6,994,381 |
-9.67 |
7,743,300 |
8,751,858 |
-38.54 |
|
Land & building |
1,656,348 |
1.80 |
1,627,038 |
-2.74 |
1,672,884 |
3,008,770 |
-44.95 |
|
Plant & machinery |
2,468,928 |
3.48 |
2,385,912 |
-0.41 |
2,395,683 |
7,119,925 |
-65.32 |
|
Furniture & Vehicles |
311,948 |
-31.24 |
453,657 |
-20.13 |
568,002 |
68,617 33,988 |
354 |
|
Leasing & Other Similar Rights |
610,013 |
-54.64 |
1,344,853 |
-49.17 |
2,645,804 614,774 610,013 |
-0.77 |
|
|
Other tangible assets |
331,798 |
-71.95 |
1,182,922 |
156 |
460,927 |
159,084 |
108 |
|
Financial fixed assets |
3,806,180 |
18.38 |
3,215,171 |
2.13 |
3,148,243 |
1,569,799 |
142 |
|
Total fixed assets |
9,185,216 |
-10.03 |
10,209,552 |
-6.26 |
10,891,543 |
9,275,429 |
-0.97 |
|
Inventories |
22,198,098 |
-2.31 |
22,723,801 |
1.65 |
22,354,845 |
7,288,313 |
204 |
|
Raw materials & consumables |
19,254,053 -1.95 |
19,636,325 |
-0.18 |
19,670,960 |
7,551,436 |
154 |
|
|
Work in progress |
2,944,045 |
-4.65 |
3,087,476 |
15.04 |
2,683,885 |
1,891,175 |
55.67 |
|
Finished goods |
0 |
- |
0 |
- |
0 |
1,881,252 |
-100 |
|
Other stocks |
0 |
- |
0 |
- |
0 |
91,328 |
-100 |
|
Trade debtors |
12,507,624 |
-15.66 |
14,830,383 |
12.33 |
13,202,679 |
3,756,395 |
232 |
|
Cash |
2,494,893 |
-58.54 |
6,016,992 |
21.03 |
4,971,670 |
565,727 |
341 |
|
other amounts receivable |
1,533,913 |
2.44 |
1,497,387 |
-3.59 |
1,553,178 |
4,282,903 |
-64.19 |
|
Miscellaneous current assets |
102,071 |
-95.02 |
2,049,740 |
1648 |
117,255 |
271,330 |
-62.38 |
|
Total current assets |
38,836,597 |
-17.58 |
47,118,302 |
11.66 |
42,199,627 |
14,460,991 |
168 |
|
Total Assets |
48,021,813 |
-16.23 |
57,327,854 |
7.98 |
53,091,170 |
22,666,178 1,419,682 |
111 |
|
CURRENT
LIABILITIES |
||||||||
|
|
Trade
creditors |
6,941,792 |
-38.94 |
11,368,252 |
34.73 |
8,438,003 |
3,272,725 |
112 |
|
Short term group loans - - - - - - - |
||||||||
|
|
Financial
debts |
- |
- |
- |
- |
- |
4,910,409 525,000 |
- |
|
|
Current
portion of long term debt |
490,190 |
-35.24 |
756,937 |
-32.08 |
1,114,390 |
292,178
83,336 67.77 |
|
|
|
Amounts Payable for Taxes,
Remuneration & Social Security |
4,424,405 |
6.70 |
4,146,715 |
11.85 |
3,707,352 |
47,135 - |
246 |
|
|
Miscellaneous
current liabilities |
4,181,362 |
-58.60 |
10,100,027 |
-4.37 |
10,561,921 |
265 |
-- |
|
|
Total
current liabilities |
16,037,748 |
-39.19 |
26,371,931 |
10.71 |
23,821,667 |
7,279,636 |
120 |
|
LONG TERM
DEBTS AND LIABILITIES |
||||||||
|
|
Long term
group loans |
- |
- |
- |
- |
- |
- |
-- |
|
|
Other long
term loans |
356,900 |
-57.87 |
847,090 |
-47.25 |
1,605,772 |
-21.59 |
-- |
|
|
Deffered
taxes |
- |
- |
- |
- |
- |
58,513
58,513 |
- |
|
|
Provisions for Liabilities &
Charges |
3,101,745 |
-2.92 |
3,195,117 |
-6.95 |
3,433,801 |
1,031,977 0 |
200 |
|
|
Other long
term liabilities |
0 |
- |
0 |
- |
0 |
650 |
-100 |
|
|
Total long
term debts |
3,458,646 |
-14.44 |
4,042,207 |
-19.79 |
5,039,573 |
1,244,959 |
177 |
|
|
SHAREHOLDERS EQUITY |
|
|
|
|
|
|
|
|
|
Issued
share capital |
4,485,803 |
0 |
4,485,803 |
0 |
4,485,803 |
15,383,239 |
-70.84 |
|
Share premium account - - - - - - - |
||||||||
|
|
Reserves |
24,039,616 |
7.19 |
22,427,913 |
13.59 |
19,744,127 |
-1,269,818 |
1893 |
|
|
Revaluation
reserve |
- |
- |
- |
- |
- |
366,121 |
- |
|
|
Total
shareholders equity |
28,525,419 |
5.99 |
26,913,716 |
11.08 |
24,229,930 |
14,141,584 |
101 |
|
|
Working
capital |
22,798,849 |
9.89 |
20,746,371 |
12.89 |
18,377,961 |
7,181,355 |
217 |
|
|
Cashflow |
5,451,325 |
-16.74 |
6,547,512 |
-15.36 |
7,736,082 |
2,169,163 |
151 |
|
|
Net worth |
28,525,419 |
5.99 |
26,913,716 |
11.08 |
24,229,930 |
14,126,714 |
101 |
|
|
||||||||
|
|
Annual
accounts |
31-12-2013 |
change(%) |
31-12-2012 |
change(%) |
31-12-2011 |
Industry
average 2013 |
% |
|
TRADING
PERFORMANCE |
||||||||
|
|
Profit
Before Tax |
2.80 |
-5.72 |
2.97 |
-26.85 |
4.06 |
16,00 |
-82.50 |
|
|
Return on
capital employed |
10.09 |
-23.56 |
13.20 |
-25.84 |
17.80 |
-1,00 |
1009 |
|
|
Return on
total assets employed |
6.72 |
-5.75 |
7.13 |
-27.32 |
9.81 |
-38,00 |
17.68 |
|
|
Return on
net assets employed |
11.32 |
-25.48 |
15.19 |
-29.38 |
21.51 |
6,00 |
88.67 |
|
|
Sales / net
working capital |
5.06 |
-23.68 |
6.63 |
-5.01 |
6.98 |
6,00 |
-99 |
|
|
Stock
turnover ratio |
19.25 |
16.53 |
16.52 |
-5.17 |
17.42 |
13,00 |
48.08 |
|
|
Debtor days |
39.58 |
0.56 |
39.36 |
4.85 |
37.54 |
66,72 |
-40.68 |
|
|
Creditor
days |
22.67 |
-27.27 |
31.17 |
24.33 |
25.07 |
57,45 |
-60.54 |
|
SHORT TERM
STABILITY |
||||||||
|
|
Current
ratio |
2.42 |
35.20 |
1.79 |
1.13 |
1.77 |
2,00 |
142 |
|
|
Liquidity
ratio / acid ratio |
1.04 |
11.83 |
0.93 |
12.05 |
0.83 |
2,00 |
-48.00 |
|
|
Current
debt ratio |
0.56 |
-42.86 |
0.98 |
0 |
0.98 |
1,00 |
-44.00 |
|
|
Liquidity
ratio reprocessed |
- |
- |
- |
- |
- |
- |
- |
|
LONG TERM
STABILITY |
||||||||
|
|
Gearing |
2.97 |
-50.17 |
5.96 |
-46.93 |
11.23 |
72,00 |
-95.88 |
|
|
Equity in percentage |
59.40 |
26.52 |
46.95 |
2.87 |
45.64 |
-126,00 |
47.14 |
|
|
Total debt
ratio |
0.68 |
-39.82 |
1.13 |
-5.04 |
1.19 |
2,00 |
-66.00 |
Activity code 24420
Activity description Aluminium production
Payment Information Summary
Total number of Invoices available 138
Total number of Invoices paid within or up to 30 days after the due
date 115
Total number of Invoices paid more than 30 days after the due date 10
Total number of Invoices currently outstanding where the due date has
not yet been reached 1
Total number of Invoices currently outstanding beyond the due date 12
Payment expectation days 22.67
Day sales outstanding 39.58
Activity code 24420
Activity description Aluminium production
Payment expectations
Company result 22.67
Lower 74.47
Median 53.67
Upper 39.58
Company result 39.58
Lower 54.55
Median 43.13
Upper 31.87
Summary
Group - Number of Companies 2
Linkages - Number of Companies 0
Number of Countries 0
Companies that match this address
No Companies Match this address
Group - Number of Companies 2
Linkages - Number of Companies 0
Number of Countries 0
|
Legal event type |
Social Security Summons |
|
|
Event date |
02/02/2009 |
|
|
Court type |
Court name |
Antwerpen |
|
3rd party name |
3rd party
type |
|
|
|
||
|
Legal event type |
Social Security Summons |
|
|
Event date |
19/01/2009 |
|
|
Court type |
Court name |
Antwerpen |
|
3rd party name |
3rd party
type |
|
|
|
||
|
Legal event type |
Social Security Summons |
|
|
Event date |
10/11/2008 |
|
|
Court type |
Court name |
Antwerpen |
|
3rd party name |
3rd party
type |
|
|
|
||
|
Legal event type |
Social Security Summons |
|
|
Event date |
15/02/1999 |
|
|
Court type |
|
Court name |
|
3rd party name |
|
3rd party
type |
|
|
||
|
Legal event type |
Social Security Summons |
|
|
Event date |
22/12/2008 |
|
|
Court type |
Court name |
Antwerpen |
|
3rd party name |
3rd party
type |
|
|
|
||
|
Legal event type |
Social Security Summons |
|
|
Event date |
12/01/2009 |
|
|
Court type |
Court name |
Antwerpen |
|
3rd party name |
3rd party
type |
|
|
|
||
|
Legal event type |
Social Security Summons |
|
|
Event date |
09/06/2008 |
|
|
Court type |
Court name |
Antwerpen |
|
3rd party name |
3rd party
type |
|
Protested Bills
There is no data for this company
Bankruptcy and other legal events
There is no data for this company
Current director details
Name KORAMIC HOLDING NV
Position Director
Start Date 25/07/2007
Date of birth 11/09/1883
Street 84 KAPEL TER BEDE KORTRIJK
Post code 8500
Country Belgium
Position Legal Representative
Start Date 25/07/2007
Date of birth 11/09/1883
Street 84 KAPEL TER BEDE KORTRIJK
Post code 8500
Country Belgium
Name DILKOMA BVBA
Position Director
Start Date 05/04/2011
Date of birth 23/01/2007
Street 63 HOOGBOOMSTEENWEG KAPELLEN
Post code 2950
Country Belgium
Position Legal Representative
Start Date 05/04/2011
Date of birth 23/01/2007
Street 63 HOOGBOOMSTEENWEG KAPELLEN
Post code 2950
Country Belgium
Name WHITE ART CENTRE CVBA
Position Legal Representative
Start Date 03/04/2012
Date of birth 06/12/1988
Street 57 GROENESTAAKSTRAAT GENT
Post code 9030
Country Belgium
Name VANDAELE HERMAN BVBA
position Legal Representative
Start Date 03/04/2012
Date of birth 15/11/2010
Street 4 VLOEDSTRAAT KOKSIJDE
Post code 8670
Country Belgium
Name BRIGITTE MALOU BVBA
Position Director
Start Date 29/04/2010
Date of birth 24/08/2007
Street 97 ERNEST CAMBIERLAAN BRUSSEL
Post code 1030
Country Belgium
Name HUBERTUS VAN DOOREN
Position Director
Start Date 29/04/2010
Street
Post code
Country The Netherlands
Name KORAMIC HOLDING NV
Position Chairman of the Board
Start Date 25/07/2007
End Date 02/04/2013
Date of birth 11/09/1883
Street 84 KAPEL TER BEDE KORTRIJK
Post code 8500
Country Belgium
Name DILKOMA BVBA
Position Managing Director
Start Date 01/01/2012
End Date 03/04/2012
Date of birth 23/01/2007
Street 63 HOOGBOOMSTEENWEG KAPELLEN
Post code 2950
Country Belgium
Name WHITE ART CENTRE CVBA
P osition Director
Start Date 03/04/2012
End Date 01/04/2014
Date of birth 06/12/1988
Street 57 GROENESTAAKSTRAAT GENT
Post code 9030
Country Belgium
Name VANDAELE HERMAN BVBA
Position Director
Start Date 03/04/2012
End Date 01/04/2014
Date of birth 15/11/2010
Street 4 VLOEDSTRAAT KOKSIJDE
Post code 8670
Country Belgium
Name HEIN H ROMBOUT
Position Director
Start Date 13/05/1997
End Date 01/01/1998
Street GENT
Post code
Country Belgium
Name WERNER CHRIS ROGER POOT
Position Director
Start Date 25/07/2007
End Date 28/09/2012
Date of birth 13/01/1971
Street 31 GROTENDRIES LUBBEEK
Post code 3210
Country Belgium
Name LESSIUS CORPORATE FINANCE IN VEREFFENING NV
Position Director
Start Date 03/04/2007
End Date 31/12/2013
Date of birth 17/12/2002
Street 110 RESEARCHPARK ASSE
Post code 1731
Country Belgium
Name DILEC BVBA
P osition Managing Director
Start Date 01/09/2010
End Date Unknown date
Date of birth 28/03/2008
Street 34 EGLANTIER LOVENDEGEM
Post code 9920
Country Belgium
Position Director
Start Date 23/11/2009
End Date 31/12/2012
Date of birth 28/03/2008
Street 34 EGLANTIER LOVENDEGEM
Post code 9920
Country Belgium
Position Legal Representative
Start Date 04/11/2009
End Date Unknown date
Date of birth 28/03/2008
Street 34 EGLANTIER LOVENDEGEM
Post code 9920
Country Belgium
Name THEOPHIEL KAREL VERHEYDEN
Position Managing Director
Start Date 04/05/2004
End Date 01/09/2010
Street 9 MOLENWEG HULDENBERG
Post code 3040
Country Belgium
Position Director
Start Date 06/04/2010
End Date 31/12/2012
Street 9 MOLENWEG HULDENBERG
Post code 3040
Country Belgium
Name KORAMIC INDUSTRIES NV
Position Director
Start Date 25/07/2007
End Date 23/11/2009
Date of birth 17/03/1960
Street 84 KAPEL TER BEDE KORTRIJK
Post code 8500
Country Belgium
N ame LESSIUS NV
Position Director
Start Date 04/05/2004
End Date Unknown date
Date of birth 22/01/1988
Street 110 Z1 RESEARCHPARK ASSE
Post code 1731
Country Belgium
Name HANS HENDRIK JUUL NICASY
Position Director
Start Date 16/12/2002
End Date Unknown date
Street 126 BOEKENBERGLEI ANTWERPEN
Post code 2100
Country Belgium
Name JOHAN VAN TIEGHEM
Position Director
Start Date 02/04/2001
End Date Unknown date
Street 18 EDMOND PICARDSTRAAT BRUSSEL
Post code 1050
Country Belgium
Name WILFRIED CHRISTIAAN KAREL VANDEPOEL
Position Managing Director
Start Date 08/07/1998
End Date 12/05/1998
Date of birth 04/03/2045
Street 34 PRIESTER POPPESTRAAT MORTSEL
Post code 2640
Country Belgium
Position Director
Start Date 12/05/1998
End Date Unknown date
Date of birth 04/03/2045
Street 34 PRIESTER POPPESTRAAT MORTSEL
Post code 2640
Country Belgium
Name JEAN-LOUIS VAN MARCKE
P osition Director
Start Date 12/05/1998
End Date Unknown date
Street 293 BRUSSELSESTEENWEG KRAAINEM
Post code 1950
Country Belgium
Name LEON CLOOSTERMANS-HUWAERT
Position Chairman of the Board
Start Date 16/12/2002
End Date Unknown date
Street 6 VLAAMSE ARDENNENSTRAAT MAARKEDAL
Post code 9680
Country Belgium
Position Director
Start Date 12/05/1998
End Date Unknown date
Street 6 VLAAMSE ARDENNENSTRAAT MAARKEDAL
Post code 9680
Country Belgium
Name JOZEF KAREL HUBERT ROSIERS
Position Managing Director
Start Date 23/08/1991
End Date Unknown date
Date of birth 08/06/1946
Street 53 OUD-HEVERLEESTRAAT LEUVEN
Post code 3001
Country Belgium
Name HUBERTUS H F Q VAN DOOREN
Position Chairman of the Board
Start Date 07/09/2007
End Date 25/07/2007
Street
Post code
Country The Netherlands
Position Principal Manager
Start Date 23/05/2005
End Date Unknown date
Street
Post code
Country The Netherlands
P osition Director
Start Date 23/05/2005
End Date Unknown date
Street
Post code
Country The Netherlands
Name DANIE CORNELIS VAN EIBERGEN SANTHAGENS
Position Director
Start Date 25/03/2004
End Date Unknown date
Street WEEGBREESTRAAT
Post code 3765
Country The Netherlands
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.24 |
|
|
1 |
Rs.98.67 |
|
Euro |
1 |
Rs.77.97 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
NIS |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.