MIRA INFORM REPORT

 

 

Report Date :

28.10.2014

 

IDENTIFICATION DETAILS

 

Name :

DIMEXON ANTWERP NV

 

 

Registered Office :

Hoveniersstraat 53 , 2018 Antwerpen

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

21.06.2005

 

 

Com. Reg. No.:

874584266

 

 

Legal Form :

Public Limited Liability Company (BE)

 

 

Line of Business :

Wholesale of Watches and Jewellery.

 

 

No. of Employees :

15

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Belgium

A1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.

 

Source : CIA

 


Company Summary

 

Business number

874584266

Company name

DIMEXON ANTWERP NV

Address

HOVENIERSSTRAAT 53

 

2018 ANTWERPEN

Number of staff

15

Date of establishment

21/06/2005

Telephone number

037708927

Fax number

032066200

 

 

Commentary

 

The business was established over 9 years ago.

The business has 10 employees.

The business has been at the address for over 2 years.

Net Worth decreased by 25% during the latest trading period.

A 44% decline in Total Assets occurred during the latest trading period.

The business saw a decrease in their Cash Balance of 50% during the latest trading period.

Turnover in the latest trading period decreased 41% on the previous trading period.

 

 

Accounts

 

DATE OF LATEST ACCOUNTS

TURNOVER

PROFIT BEFORE TAX

NET WORTH

WORKING CAPITAL

31/12/2013

11 3,585,969

296,012

13,595,726

11,876,895

31/12/2012

195,548,142

-9,266,306

18,342,952

16,188,553

31/12/2011

173,266,196

-1,531,923

21,339,333

19,842,178

 

Accounts

DATE OF LATEST ACCOUNTS

BALANCE TOTAL

NUMBER OF EMPLOYEES

CAPITAL

CASHFLOW

31/12/2013

32,987,929

15

19,237,224

437,563

31/12/2012

59,870,129

16

26,530,443

-9,091,003

31/12/2011

70,074,956

12

20,505,379

-1,489,227

 

 

Payment expectations

 

Past payments

Payment expectation days                    55.66

Industry average payment

expectation days                                  245.39

Industry average day sales

Outstanding                                         354.63

Day sales outstanding              52.69

 

 

Company information

 

 

Business number                     874584266

Company name                        DIMEXON ANTWERP NV

Fax number                              032066200

Date founded                            21/06/2005

Company status                       active

Company type                          Public Limited Liability Company (BE)

Currency                                  Euro (€)

Date of latest accounts             31/12/2013

Activity code                            46480

Liable for VAT                          yes

Activity description                  Wholesale of watches and jewellery

VAT Number                            BE.0874.584.266 Check VAT number

Belgian Bullettin of Acts

Publications                             moniteur belge

 

 

Social balance Sheet Details

 

Social Balance Sheet

Total

 

 

 

 

 

 

During the reporting year ended 31-12-2013

Full-time Employees

16

 

 

Part-time Employees

-

 

 

Total Fte Employees

16

 

 

 

Number of hours worked

Full-time Employees

27,384

 

 

Part-time Employees

-

 

 

Total

27,384

 

 

 

Personnel Charges

Full-time Employees

1,297,980

 

 

Part-time Employees

-

 

 

Total

1,297,980

 

 

Benefits In Addition To Wages

-

 

 

 

During the previous reporting year

Average number employees in Fte

14

 

 

Actual working hours

24,828

 

 

Personnel Charges

1,010,407

 

 

Benefits In Addition To Wages

-

 

 

 

 

Type of Contract

Full-Time

Part-Time

Total Fte

Unlimited Duration Contracts

15

-

15

Limited Duration Contracts

-

-

-

Contracts For Specific Work

-

-

-

Contracts Regarding Substitution

-

-

-

 

Gender and Education Level

 

Men

Full-Time

Part-Time

Total Fte

Primary education             

-

-

-

Secondairy education

6

-

6

Higher education (non

-

-

-

university)

 

 

 

Higher education

-

-

-

(university)

 

 

 

Women

Full-Time

Part-Time

Total Fte

Primary education             

-

-

-

Secondairy education

9

-

9

Higher education (non-university)

-

-

-

Higher education

(university)

-

-

-

 

 

 

 

Working Category

Full-Time

Part-Time

Total Fte

Management

-

-

-

White collar worker

15

-

15

Blue collar worker

-

-

-

Other

-

-

-

 

 

 

 

Temporary personnel

Total

 

 

Average number of temporary staff

1

 

 

Actual working hours

2,506

 

 

Cost of temporary staff

75,932

 

 

 

 

 

 

 

 

 

 

New staff and leavers

Full-Time

Part-Time

Total Fte

New Starters

2

-

2

Leavers

3

-

3

 

 

Joint Industrial Committee (JIC)

JIC Code                      218

Description                  Additional national joint committee for the employees

category

 

JIC Code                      324

Description                  Joint committee for the industry and the trade in diamant

category

 

Significant Events

Event Date                    11/01/2012

Event Description         proposal to change address filed

Event Details

 

 

Company Accounts

 

PROFIT AND LOSS

 

Annual accounts

31-12-2013

%

31-12-2012

%

31-12-2011

Industry average 2013

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Turnover

113,585,969

-41.91

195,548,142

12.86

173,266,196

42,823,956

165

Total operating expenses

112,801,153

-44.52

203,302,910

17.00

173,768,471

42,725,006

164

Operating result

784,816

10.12

-7,754,768

-1443

-502,275

26,812

2827

Total financial income

67,508

-41.63

11 5,652

-49.72

230,029

61,937

8.99

Total financial expenses

556,312

-65.81

1,627,190

29.18

1,259,676

129,911

328

Results on ordinary operations before taxation

296,012

3.19

-9,266,306

-504

-1,531,923

-47,424

624

Taxation

761

327

178

0.44

-40,692

72,229

-98.95

Results on ordinary operations after taxation

295,251

3.19

-9,266,484

-521

-1,491,231

-98,427

299

Extraordinary items

0

-

0

-

0

1 33,541

-100

Other appropriations

0

-

0.00

-100

1

-

-

Net result

295,251

3.19

-9,266,484

-521

-1,491,230

35,167

739

OTHER INFORMATION

 

 

 

 

 

 

 

Gross Operating Margin

-

-

-

-

-

56,682

-

Dividends

-

-

-

-

-

1 90,216

-

Director remuneration

-

-

-

-

-

114,333

-

Employee costs

1,297,980

-6.85

1,393,472

43.14

973,489

203,338

538

Wages and salary

970,547

-4.93

1,020,879

46.25

698,051

156,835

518

Employee pension costs

-

-

-

-

-

2,674

-

Social security contributions

246,957

-15.96

293,862

52.43

192,779

41,955

488

Other employee costs

80,475

2.22

78,730

-4.75

82,659

6,245

1188

Amortization and depreciation

142,312

-18.90

175,481

8660

2,003

22,491

532

 

 

BALANCE SHEET

 

Annual accounts

31-12-2013

%

31-12-2012

%

31-12-2011

Industry average 2013

%

Weeks

52

 

52

 

52

 

 

Currency

EUR

 

EUR

 

EUR

 

 

Intangible fixed assets

0

-

0

-

0

3,802

-100

Tangible fixed assets

3,430,525

-30.13

4,910,074

35.50

3,623,543

204,342

1578

Land & building

3,302,652

-29.58

4,690,087

31.21

3,574,537

407,514

710

Plant & machinery

87,844

-35.22

135,598

176

49,006

20,438

329

Furniture & Vehicles

40,029

-52.57

84,389

-

-

19,939 7,115

100

Leasing & Other Similar Rights

-

-

-

-

-

310,656 28,177

-

Other tangible assets

0

-

0

-

0

6,414

-100

Financial fixed assets

4,932

-30.29

7,075

61.79

4,373

597,167

-99

Total fixed assets

3,435,457

-30.13

4,917,150

35.54

3,627,916

551,143

523

Inventories

6,908,383

-49.19

13,597,61 3

-32.81

20,238,281

1,512,498

356

Raw materials & consumables

-

-

-

-

-

4,202,606

-

Work in progress

0

-

0

-

0

56

-100

Finished goods

6,908,383

-49.19

13,597,61 3

-32.81

20,238,281

845,394

717

Other stocks

0

-

0

-

0

287,711

-100

Trade debtors

16,397,166

-47.40

31,171,391

-5.11

32,849,480

1,971,657

731

Cash

2,394,497

-50.79

4,866,230

-45.59

8,944,401

159,729

1399

other amounts receivable

3,739,238

-26.40

5,080,553

21.68

4,175,175

326,089

1046

Miscellaneous current assets

113,188

-52.28

237,193

-1.05

239,703

58,591

93.18

Total current assets

29,552,472

-46.22

54,952,980

-17.30

66,447,040

3,687,221

701

Total Assets

32,987,929

-44.90

59,870,129

-14.56

70,074,956

4,156,255 323,863

693

Current Liabilities

Trade creditors

17,202,245

-28.47

24,048,812

73.03

13,898,726

1,013,576

1597

Short term group loans

-

-

-

-

-

-

-

Financial debts

-

-

13,739,665

-57.65

32,440,908

2,964,820 27,836

-

Current portion of long term debt

362,404

-23.68

474,820

177

170,801

158,732 17,607

128

Amounts Payable for Taxes, Remuneration & Social Security

110,929

-44.84

201,107

112

94,428

9,351 -

27.09

Miscellaneous current liabilities

-1

-100

300,023

30002250

-1

-100

- -

Total current liabilities

17,675,577

-54.40

38,764,426

-16.82

46,604,862

2,435,250

625

LONG TERM DEBTS AND LIABILITIES

 

 

 

 

 

 

Long term group loans

-

-

-

-

-

-

- -

Other long term loans

1,716,626

-37.87

2,762,751

29.66

2,130,762

0.23

- -

Deffered taxes

-

-

-

-

-

43,829 21,654

-

Provisions for Liabilities & Charges

0

-

0

-

0

18,514 0

-100

Other long term liabilities

0

-

0

-

0

48,570

-100

Total long term debts

1,716,626

-37.87

2,762,751

29.66

2,130,762

676,340

153

SHAREHOLDERS EQUITY

 

 

 

 

 

 

 

Issued share capital

19,237,224

-27.49

26,530,443

29.38

20,505,379

643,162

2891

Share premium account

-

-

-

-

-

291,370

-

Reserves

-5,641,498

68.90

-8,187,491

-1081

833,954

380,350

-1583

Revaluation reserve

-

-

-

-

-

520,321

-

Total shareholders equity

13,595,726

-25.88

18,342,952

-14.04

21,339,333

1,044,665

1201

Working capital

11,876,895

-26.63

16,188,553

-18.41

19,842,178

1,251,971

848

Cashflow

437,563

4.81

-9,091,003

-510

-1,489,227

53,160

723

Net worth

13,595,726

-25.88

18,342,952

-14.04

21,339,333

1,040,863

1206

 

 

RATIO ANALYSIS

 

Annual accounts

31-12-2013

change(%)

31-12-2012

change(%)

31-12-2011

Industry average 2013

%

TRADING PERFORMANCE

 

 

 

 

 

 

 

Profit Before Tax

0.26

5.49

-4.74

-438

-0.88

-13,00

2.00

Return on capital employed

1.93

4.40

-43.90

-572

-6.53

390,00

-99

Return on total assets employed

0.90

5.81

-15.48

-606

-2.19

-1,00

90.00

Return on net assets employed

2.18

4.32

-50.52

-603

-7.18

381,00

-99

Sales / net working capital

9.56

-20.86

12.08

38.37

8.73

-44,00

-99

Stock turnover ratio

6.08

-12.52

6.95

-40.50

11.68

52,00

-88.31

Debtor days

52.69

-9.44

58.18

-15.92

69.20

354,63

-85.14

Creditor days

SHORT TERM STABILITY

55.66

28.90

43.18

47.93

29.19

245,39

-77.32

Current ratio

1.67

17.61

1.42

-0.70

1.43

17,00

-98.28

Liquidity ratio / acid ratio

1.28

19.63

1.07

8.08

0.99

14,00

-90.86

Current debt ratio

1.30

-38.39

2.11

-3.21

2.18

97,00

-98.66

Liquidity ratio reprocessed

-

-

-

-

-

-

-

LONG TERM STABILITY

 

 

 

 

 

 

 

Gearing

15.29

-83.48

92.55

-43.15

162.81

74,00

-79.34

Equity in percentage

41.21

34.50

30.64

0.62

30.45

-248,00

16.62

Total debt ratio

1.43

-36.73

2.26

-0.88

2.28

97,00

-98.53

 

 

Industry Comparison

 

Activity code                46480

Activity description      Wholesale of watches and jewellery

 

 

Payment Information

 

Payment expectations

Payment expectation days        55.66

Day sales outstanding 52.69

 

Industry comparison

Activity code                            46480

Activity description                  Wholesale of Watches and Jewellery

Industry average payment

expectation days                      245.39

Industry average day sales

Outstanding                             354.63

 

Industry quartile analysis

Payment expectations

Company result                        55.66

Lower                                       132.19

Median                                     63.15

Upper                                       19.84

 

Day sales outstanding

Company result                        52.69

Lower                                       123.34

Median                                     55.41

Upper                                       22.11

 

 

Shareholders details

 

Summary

Group - Number of Companies             0

Linkages - Number of Companies        0

Number of Countries                            0

 

Group Structure

No group structure for this company.

 

Minority Shareholders

Business number         Company name                                    %                     Date of accounts

24374126                      Dimexon International Holding B.V.        0.18                  31/12/2012

 

Minority Interests

No minority interests found

 

 

Individual Shareholders

 

SHAREHOLDER NAME

Forename                                 Rajiv

Middle name                            -

Surname                                  Mehta

SHAREHOLDER DETAILS

Start date                                 30/10/2008(estimated)

End date                                  -

Percentage owned                    59.61%

SHAREHOLDER ADDRESS

Street name                              Beukenlaan

House number                         70

Minor town                               -

Postal town                              Antwerpen

Post code                                 2020

Country                                    Belgium

 

SHAREHOLDER NAME

Forename                                 Pankaj

Middle name                            -

Surname                                  Mehta

SHAREHOLDER DETAILS

Start date                                 30/10/2008(estimated)

End date                                  -

Percentage owned                    40.20%

SHAREHOLDER ADDRESS

Street name                              -

House number                         -

Minor town                               -

Postal town                              -

Post code                                 -

Country                                    United Arab Emirates

 

 

Linked companies

 

Summary

Group - Number of Companies             0

Linkages - Number of Companies        0

Number of Countries                            0

 

 

Summons

 

There is no data for this company

 

 

Protested Bills

 

There is no data for this company

 

 

Bankruptcy and other legal events

 

There is no data for this company

 

 

Director details

 

CURRENT DIRECTOR DETAILS

 

Name               MIHIR RAMESHCHANDRA DIWAN

Position           Managing Director

Start Date         01/01/2011

Date of birth     25/01/1971

Street               93 RINGLAAN ANTWERPEN

Post code         2610

Country            Belgium

 

Position           Director

Start Date         25/09/2008

Date of birth     25/01/1971

Street               93 RINGLAAN ANTWERPEN

Post code         2610

Country            Belgium

 

Name               VISHAL PANKAJ MEHTA

Position           Director

Start Date         01/01/2011

Street               1 LEAF 23, VILLA NO 1, PLOT 246, AL BARARI

Post code         PO BOX

Country            United Arab Emirates

 

Name               PANKAJ KIRTILAL MEHTA

Position           Chairman of the Board

Start Date         04/05/2011

Street               --

Post code         --

Country            --

 

Position           Director

Start Date         04/05/2011

Street               --

Post code         --

Country            --

 

FORMER DIRECTOR DETAILS

 

Name               RAJ PRAVIN KOTHARI

Position           Managing Director

Start Date         25/09/2008

End Date          01/01/2011

Date of birth     20/05/1966

Street               97 INGENIEUR HAESAERTSLAAN ANTWERPEN

Post code         2610

Country            Belgium

 

Position           Director

Start Date         25/09/2008

End Date          01/01/2011

Date of birth     20/05/1966

Street               97 INGENIEUR HAESAERTSLAAN ANTWERPEN

Post code         2610

Country            Belgium

 

Name               RAJIV PANKAJ MEHTA

Position           Chairman of the Board

Start Date         25/09/2008

End Date          04/05/2011

Street               70 BEUKENLAAN ANTWERPEN

Post code         2020

Country            Belgium

 

Position           Managing Director

Start Date         25/09/2008

End Date          04/05/2011

Street               70 BEUKENLAAN ANTWERPEN

Post code         2020

Country            Belgium

 

Position           Director

Start Date         25/09/2008

End Date          04/05/2011

Street               70 BEUKENLAAN ANTWERPEN

Post code         2020

Country            Belgium

Name               VISHAL PANKAJ MEHTA

 

Position           Managing Director

Start Date         01/01/2011

End Date          28/06/2014

Street               1 LEAF 23, VILLA NO 1, PLOT 246, AL BARARI

Post code         PO BOX

Country            United Arab Emirates

 

Name               PANKAJ KIRTILAL MEHTA

Position           Managing Director

Start Date         04/05/2011

End Date          28/06/2014

Street               --

Post code         --

Country            --


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.48

UK Pound

1

Rs.98.24

Euro

1

Rs.78.66

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.