MIRA INFORM REPORT

 

 

Report Date :

28.10.2014

 

IDENTIFICATION DETAILS

 

Name :

NABCO TRADING AND REAL ESTATE INVESTMENT CO LTD

 

 

Registered Office :

Wakra Road, Airport Area, P O Box 1654, Doha

 

 

Country :

Qatar

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

11.07.1996

 

 

Com. Reg. No.:

300, Doha

 

 

Legal Form :

With Limited Liability – WLL

 

 

Line of Business :

Subject’s operations are performed through the following 11 divisions:

 

·       Nabco Foodstuff Division

Engaged in the import and distribution of general foodstuffs.

Established in 2009 under commercial registration number 300/3.

 

·       Real Estate Division

Engaged as real estate developers and agents.

 

·       Nabco Centre for Furniture & Decoration Division

Engaged as wholesalers and retailers of furniture.

 

·       Nabco Contracting

Engaged as general construction contractors.

 

·       Nabco Industries Division

Engaged in the manufacture of furniture.

 

·       Nabco Engineering

Engaged in the import and distribution of engineering and industrial machinery.

 

·       Nabco Block Factory

Engaged in the manufacture of blocks for roofing

 

·       Nabco Furniture Industries

Engaged in the manufacture of wooden furniture.

 

·       Nabco Yacht Rental

Engaged in the provision of yacht rental services.

 

·       Nabco Tray House

Engaged in the import and distribution of construction equipment.

 

·       Nabco Tray Home

Engaged in the import and distribution of construction and building equipment.

 

 

No. of Employees :

400

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 


 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Qatar

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

QATAR - ECONOMIC OVERVIEW

 

Qatar has prospered in the last several years with continued high real GDP growth. Throughout the financial crisis Qatari authorities sought to protect the local banking sector, with direct investments into domestic banks. GDP is driven largely by changes in oil prices and by investment in the energy sector. Economic policy is focused on developing Qatar's nonassociated natural gas reserves and increasing private and foreign investment in non-energy sectors, but oil and gas still account for more than 50% of GDP, roughly 85% of export earnings, and 50% of government revenues. Oil and gas have made Qatar the world's highest per-capita income country and the country with the lowest unemployment. Proved oil reserves in excess of 25 billion barrels should enable continued output at current levels for about 57 years. Qatar's proved reserves of natural gas exceed 25 trillion cubic meters, about 13% of the world total and third largest in the world. Qatar's successful 2022 World Cup bid is accelerating large-scale infrastructure projects such as Qatar's metro system, light rail system, the construction of a new port, roads, stadiums and related sporting infrastructure. The new Hamad International Airport is expected to open in mid-2014 with an annual passenger capacity of 24 million on initial opening and 50 million when complete.

 

Source : CIA

 

 

 


SUMMARY

 

Company Name                                    : NABCO TRADING AND REAL ESTATE INVESTMENT CO LTD

Country of Origin                                   : Qatar

Legal Form                                           : With Limited Liability - WLL

Registration Date                                  : 11th July 1996

Commercial Registration Number           : 300, Doha

Chamber Membership Number               : 2230/1

Issued Capital                                       : QR 12,500,000

Paid up Capital                                     : QR 12,500,000

Total Workforce                                    : 400

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person (s) Interviewed                           : Tariq Dahkeer, Finance Manager

 


COMPANY NAME

 

NABCO TRADING AND REAL ESTATE INVESTMENT CO LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Wakra Road

Area                 : Airport Area

 

PO Box            : 1654

 

Town                : Doha

Country : Qatar

 

Telephone         : (974) 44666646 / 44666666 / 44323363 / 44654821 / 44654844

Facsimile          : (974) 44666636 / 44435757

Mobile              : (974) 55612324 / 66228780

Email                : nabco@qatar.net.qa / info@nabcofurniture.com.qa / info@nabcofoodstuff.com.qa

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Suburban Business Area of Doha.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Farooq Ibrahim Nabina                                                                      Managing Director

 

·       Mansour Ibrahim Nabina                                                                    Director

 

·       Masood Ibrahim Nabina                                                                    Director

 

·       Islam Talat                                                                                        Human Resources Manager

 

·       Reem Moosa                                                                                    Commercial Manager

 

·       Tariq Dahkeer                                                                                   Finance Manager

 

·       Mohamed Mubarak                                                                           Financial Controller

 

·       Fathi Mohamed Ahmed                                                                     Public Relations Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 11th July 1996

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.   : 300, Doha

 

Chamber Member No.  : 2230/1

 

Issued Capital              : QR 12,500,000

 

Paid up Capital            : QR 12,500,000

 

Name of Shareholder (s)

 

·       Farooq Ibrahim Nabina

 

·       Mansour Ibrahim Nabina

 

·       Masood Ibrahim Nabina

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following 11 divisions:

 

·       Nabco Foodstuff Division

 

     Engaged in the import and distribution of general foodstuffs.

 

     Established in 2009 under commercial registration number 300/3.

 

·       Real Estate Division

 

     Engaged as real estate developers and agents.

 

·       Nabco Centre for Furniture & Decoration Division

 

     Engaged as wholesalers and retailers of furniture.

 

·       Nabco Contracting

 

     Engaged as general construction contractors.

 

·       Nabco Industries Division

 

     Engaged in the manufacture of furniture.

 

·       Nabco Engineering

 

     Engaged in the import and distribution of engineering and industrial machinery.

 

·       Nabco Block Factory

    

     Engaged in the manufacture of blocks for roofing

 

·       Nabco Furniture Industries

 

     Engaged in the manufacture of wooden furniture.

 

·       Nabco Yacht Rental

 

     Engaged in the provision of yacht rental services.

 

·       Nabco Tray House

 

     Engaged in the import and distribution of construction equipment.

 

·       Nabco Tray Home

 

     Engaged in the import and distribution of construction and building equipment.

 

Import Countries: Europe, India and the United States of America

 

International Suppliers:

 

  • Parek Agro Industries Ltd                      India
  • Korosu Water                                        Turkey

 

Operating Trend: Steady

 

Subject has a workforce of approximately 400 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

                                                Year Ending 31/12/12:              Year Ending 31/12/13:

 

Total Sales                                RO 31,720,000                          RO 35,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Tariq Dahkeer, Finance Manager

 

 

BANKERS

 

·       Commercial Bank of Qatar Ltd (QSC)

Salwa Road

PO Box: 3232

Doha

Tel: (974) 44428686

Fax: (974) 44428734

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.23

UK Pound

1

Rs.98.53

Euro

1

Rs.77.75

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.