MIRA INFORM REPORT

 

 

Report Date :

28.10.2014

 

IDENTIFICATION DETAILS

 

Name :

RIO TINTO MINERALS ASIA PTE. LTD.

 

 

Formerly Known As :

BORAX ASIA PTE LTD

 

 

Registered Office :

12, Marina Boulevard, 20-01, Marina Bay Financial Centre, 018982,

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

22.12.1970

 

 

Com. Reg. No.:

197001181-R

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Subject is principally engaged in the activities of head and regional head offices

 

 

No. of Employees :

300 [2014]

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports, before slowing to in 2011-13, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub

 

Source : CIA

 


Company name and address

 

 

REGISTRATION NO.

:

197001181-R

COMPANY NAME

:

RIO TINTO MINERALS ASIA PTE. LTD.

FORMER NAME

:

BORAX ASIA PTE LTD (22/09/2006)
RIOFINEX SINGAPORE PRIVATE LIMITED (24/07/1998)

INCORPORATION DATE

:

22/12/1970

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

12, MARINA BOULEVARD, 20-01, MARINA BAY FINANCIAL CENTRE, 018982, SINGAPORE.

BUSINESS ADDRESS

:

12 MARINABOULEVARD 20-01 MARINA BAY FINANCIAL CENTRE TOWER 3, 018982, SINGAPORE.

TEL.NO.

:

65-66799000

FAX.NO.

:

65-66799300

CONTACT PERSON

:

TAKASHI KAWADA ( DIRECTOR )

PRINCIPAL ACTIVITY

:

ACTIVITIES OF HEAD AND REGIONAL HEAD OFFICES

ISSUED AND PAID UP CAPITAL

:

100,000.00 ORDINARY SHARE, OF A VALUE OF SGD 100,000.00
5,000,000.00 ORDINARY SHARE, OF A VALUE OF USD 5,000,000.00

SALES

:

USD 257,660,139 [2013]

NET WORTH

:

USD 32,823,923 [2013]

STAFF STRENGTH

:

300 [2014]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

STRONG

PAYMENT

:

PROMPT

MANAGEMENT CAPABILITY

:

GOOD

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

GOOD

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 


 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) activities of head and regional head offices.

 

The immediate holding company of the Subject is RIO TINTO SINGAPORE HOLDINGS PTE. LTD., a company incorporated in SINGAPORE.

 

Share Capital History

Date

Issue & Paid Up Capital

24/10/2014

SGD 100,000.00 & USD 5,000,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

RIO TINTO SINGAPORE HOLDINGS PTE. LTD.
[SGD (100000), USD (5000000)]

12, MARINA BOULEVARD, 20-01, MARINA BAY FINANCIAL CENTRE, 018982, SINGAPORE.

200517548Z

5,100,000.00

100.00

---------------

------

5,100,000.00

100.00

============

=====

 

 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

PETER JAMES HENDERSON

Address

:

4, BALMORAL CRESCENT, 06-01, GOODWOOD GARDENS, 259889, SINGAPORE.

IC / PP No

:

G0463869M

Nationality

:

AUSTRALIAN

Date of Appointment

:

30/08/2013

 

DIRECTOR 2

 

Name Of Subject

:

MICHAEL THOMAS LE PAGE

Address

:

118, SOUTH GARFIELD STREET, CHERRY CREEK, DENVER, COLORADO, 80209, UNITED STATES.

IC / PP No

:

E3087487

Nationality

:

AUSTRALIAN

Date of Appointment

:

30/11/2012

 

DIRECTOR 3

 

Name Of Subject

:

TAKASHI KAWADA

Address

:

25, ANDERSON ROAD, 08-02, AVALON, 259986, SINGAPORE.

IC / PP No

:

S7362215H

Nationality

:

JAPANESE

Date of Appointment

:

30/08/2013

 

DIRECTOR 4

 

Name Of Subject

:

MARSHALL BRUCE SNYDER

Address

:

8051, E. MAPLEWOOD AVENUE, BUILDING 4, DENVER, COLORADO, 80111, UNITED STATES.

IC / PP No

:

469663109

Nationality

:

AMERICAN

Date of Appointment

:

20/08/2012

 

DIRECTOR 5

 

Name Of Subject

:

CLAYTON SIMON PATRICK FARRY

Address

:

40, NASSIM HILL, 09-42, NASSIM MANSION, 258474, SINGAPORE.

IC / PP No

:

G6279373U

Nationality

:

NEW ZEALANDER

Date of Appointment

:

30/08/2013

 

MANAGEMENT

 

 

1)

Name of Subject

:

TAKASHI KAWADA

Position

:

DIRECTOR

 

AUDITOR

 

Auditor

:

PRICEWATER HOUSECOOP ERS LLP

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

OOI BEE LYNN

IC / PP No

:

G5385093L

Address

:

69, TELOK BLANGAH HEIGHTS, 02-273, 100069, SINGAPORE.

 

 

 

BANKING


No Banker found in our databank.

 

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.


 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The Subject is a service provider.

The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

X

]

Good 31-60 Days

[

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's clientele.

 

 

OPERATIONS

 

Services

:

ACTIVITIES OF HEAD AND REGIONAL HEAD OFFICES

 

Total Number of Employees:

YEAR

2014


GROUP

N/A

COMPANY

300

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) activities of head and regional head offices.

The staff from the registered office refused to disclose the Subject's operation.

CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-66799000

Match

:

N/A

Address Provided by Client

:

12 MARINABOULEVARD 20-01 MARINA BAY FINANCIAL CENTRE TOWER 3 SINGAPORE

Current Address

:

12 MARINABOULEVARD 20-01 MARINA BAY FINANCIAL CENTRE TOWER 3, 018982, SINGAPORE.

Match

:

YES

 

Other Investigations


we contacted one of the staff from the Subject's registered office and she only provided limited information.



FINANCIAL ANALYSIS

 

Profitability

Turnover

:

Erratic

[

2011 - 2013

]

Profit/(Loss) Before Tax

:

Decreased

[

2011 - 2013

]

Return on Shareholder Funds

:

Acceptable

[

23.87%

]

Return on Net Assets

:

Acceptable

[

24.94%

]

The fluctuating turnover reflects the fierce competition among the existing and new market players.The Subject's profit fell sharply because of the high operating costs incurred. The Subject's management had generated acceptable return for its shareholders using its assets.

Working Capital Control

Stock Ratio

:

Favourable

[

10 Days

]

Debtor Ratio

:

Favourable

[

53 Days

]

Creditors Ratio

:

Favourable

[

2 Days

]

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

1.69 Times

]

Current Ratio

:

Unfavourable

[

1.89 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Nil

[

0.00 Times

]

Gearing Ratio

:

Favourable

[

0.00 Times

]

The Subject's interest cover was nil as it did not pay any interest during the year. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

Overall Assessment :

The Subject recorded lower profits as its turnover showed a erratic trend. The Subject's management was unable to control its costs efficiently as its profit showed a downward trend. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. The Subject did not make any interest payment during the year. The Subject was dependent on its shareholders' funds to finance its business needs. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

Overall financial condition of the Subject : STRONG

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

ECONOMY

According to Ministry of Trade and Industry (MTI), the Singapore economy is expected to grow by 1.0 to 3.0% in 2013 as growth in the global economy is likely to remain subdued despite macroeconomic conditions stablising in recent months of 2013.

However, the global economic outlook is still clouded with uncertainties. Notably, concerns remain over the extent of the fiscal cutback with the budget sequester in the US and potential flareup of the debt crisis in the Eurozone. Should any of these risks materialise, Singapore's economic growth could come in lower than expected.

Although resilient domestic demand in emerging Asia will provide some support to global demand, it will not fully mitigate the effects of an economic slowdown in the advanced economies. Consequently, Singapore's externally-oriented sectors such as electronics and wholesale trade will continue to perform poorly, while the financial services sector will be affected by heightened uncertainties in the external environment. Nevertheless, there will be some modest support to growth from the biomedical manufacturing cluster and tourism-related sectors. The former will likely see increased production of active pharmaceutical ingredients and biologics while the latter will benefit from rising visitor arrivals from the region.

For the whole of 2012, Singapore's GDP growth slowed to 1.3%, from 5.2% in 2011, mainly due to weakness in the externally-oriented sectors. Manufacturing sector growth slowed sharply from 7.8% in the year 2011 to 0.1%. The hudge decline was largely due to a rebound in the output of the biomedical manufacturing and transport engineering clusters, which together helped to mitigate part of the fall in output in the electronics cluster. By contrast, the construction sector growth accelerated from 6.3% to 8.2% in 2012, due to the expansion in both public and private building activities.

Growth in the services producing industries also moderated to 1.2% in 2012, compared to 4.6% in 2011. This was mainly due to the slowdown in wholesale and retail trade, accommodation and food services as well as other services industries. In particular, the wholesale and retail trade sector contracted by 0.7%, compared to the 1.6% growth in year 2011. The accommodation and food services as well as other services industries posted lower gains of 2.8% and 0.1% respectively, compared to 8.2% and 6.3% in 2011.

For the whole of 2012, all sectors, except the wholesale and retail trade, contributed to growth. Business services was the largest contributor with 0.4 percentage-points, followed by construction with 0.3 percentage-points and transportation and storage at 0.2 percentagepoints. Besides, growth in total demand moderated to 2.4%, compared to 4.2% in 2011. Domestic demand was the key contributor to total demand growth, accounting for 2.2 percentage-points, or over 90 per cent, of the increase.

In 2012, total domestic demand rose by 9.7%, following the 6.5% increase in 2011. The growth in total domestic demand was broad-based across consumption, gross fixed capital formation (GFCF) and changes in inventories. The total consumption expenditure in 2012 grew slightly by 0.9%, easing from the 3.7% growth in 2011. Public consumption expenditure fell by 3.6%, reversing the 0.5% growth in 2011. Private consumption expenditure registered a 2.2% gain, moderating from the 4.6% increase in the preceding year.

Overall, the Singapore economy is expected to grow by 1.0 to 3.0% in 2013.

OVERALL INDUSTRY OUTLOOK : MARGINAL GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 1970, the Subject is a Private Limited company, focusing on activities of head and regional head offices. The Subject has been in business for 44 years. It has built up a strong clientele base and good reputation will enable the Subject to further enhance its business in the near term. The Subject is expected to enjoy a stable market shares. A paid up capital of SGD 100,000 & USD 5,000,000 allows the Subject to expand its business more comfortably. With a strong backing from its holding company, the Subject enjoys timely financial assistance should the needs arise.

The Subject is a fairly large and rapidly growing company with over 300 staff in its operations. The Subject has a good  management capability. Its capable management team has enabled the Subject to keep its business on going. Hence, the future prospect of the Subject is bright.

Financially, the Subject registered a higher turnover compared to previous year. However, its profits showed a reverse trend. The lower profit achieved was a result of higher operating cost and increased competition. Return on shareholders' funds of the Subject was at an acceptable range which indicated that the management was efficient in utilising its funds to generate income. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. Given a positive net worth standing at USD 32,823,923, the Subject should be able to maintain its business in the near terms.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises.

We regard that the Subject's overall payment habit is prompt. The Subject had a favourable creditors' ratio as evidenced by its favourable collection days.

The industry has reached its maturity stage and only enjoying a marginal growth. The steady growth of the country's economy will further enhance the industry activities. Thus, the Subject's future performance is very much depend on its marketing strategies in order to retain its position in the market.

Based on the above condition, we recommend credit be granted to the Subject promptly.

 



 

 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

RIO TINTO MINERALS ASIA PTE. LTD.

 

Financial Year End

2013-12-31

2012-12-31

2011-12-31

Months

12

12

12

Consolidated Account

Company

Company

Company

Audited Account

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

Financial Type

FULL

FULL

SUMMARY

Currency

USD

USD

SGD

TURNOVER

257,660,139

246,408,353

327,179,955

----------------

----------------

----------------

Total Turnover

257,660,139

246,408,353

327,179,955

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

8,186,969

14,193,417

18,514,370

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

8,186,969

14,193,417

18,514,370

Taxation

(351,614)

(768,733)

(982,612)

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

7,835,355

13,424,684

17,531,758

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

19,923,392

23,192,884

5,661,126

Prior year adjustment

-

1,305,824

-

----------------

----------------

----------------

As restated

19,923,392

24,498,708

5,661,126

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

27,758,747

37,923,392

23,192,884

DIVIDENDS - Ordinary (paid & proposed)

-

(18,000,000)

-

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

27,758,747

19,923,392

23,192,884

=============

=============

=============

 

 


 

BALANCE SHEET

 

 

RIO TINTO MINERALS ASIA PTE. LTD.

 

ASSETS EMPLOYED:

FIXED ASSETS

77,660

42,084

202,537

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

77,660

42,084

202,537

Stocks

7,316,742

2,829,614

-

Trade debtors

37,168,336

33,168,594

-

Other debtors, deposits & prepayments

14,844

601,782

-

Amount due from related companies

19,264,333

2,759,513

-

Cash & bank balances

5,978,469

4,739,685

-

----------------

----------------

----------------

TOTAL CURRENT ASSETS

69,742,724

44,099,188

58,931,408

----------------

----------------

----------------

TOTAL ASSET

69,820,384

44,141,272

59,133,945

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

1,432,725

-

-

Other creditors & accruals

4,399,959

2,880,975

-

Amounts owing to related companies

30,805,441

15,470,419

-

Provision for taxation

358,336

801,310

-

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

36,996,461

19,152,704

29,570,061

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

32,746,263

24,946,484

29,361,347

----------------

----------------

----------------

TOTAL NET ASSETS

32,823,923

24,988,568

29,563,884

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

5,065,176

5,065,176

6,371,000

----------------

----------------

----------------

TOTAL SHARE CAPITAL

5,065,176

5,065,176

6,371,000

Retained profit/(loss) carried forward

27,758,747

19,923,392

23,192,884

----------------

----------------

----------------

TOTAL RESERVES

27,758,747

19,923,392

23,192,884

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

32,823,923

24,988,568

29,563,884

----------------

----------------

----------------

32,823,923

24,988,568

29,563,884

=============

=============

=============

 

 

 

FINANCIAL RATIO

 

 

RIO TINTO MINERALS ASIA PTE. LTD.

 

TYPES OF FUNDS

Cash

5,978,469

4,739,685

-

Net Liquid Funds

5,978,469

4,739,685

-

Net Liquid Assets

25,429,521

22,116,870

29,361,347

Net Current Assets/(Liabilities)

32,746,263

24,946,484

29,361,347

Net Tangible Assets

32,823,923

24,988,568

29,563,884

Net Monetary Assets

25,429,521

22,116,870

29,361,347

BALANCE SHEET ITEMS

Total Borrowings

0

0

-

Total Liabilities

36,996,461

19,152,704

29,570,061

Total Assets

69,820,384

44,141,272

59,133,945

Net Assets

32,823,923

24,988,568

29,563,884

Net Assets Backing

32,823,923

24,988,568

29,563,884

Shareholders' Funds

32,823,923

24,988,568

29,563,884

Total Share Capital

5,065,176

5,065,176

6,371,000

Total Reserves

27,758,747

19,923,392

23,192,884

LIQUIDITY (Times)

Cash Ratio

0.16

0.25

-

Liquid Ratio

1.69

2.15

-

Current Ratio

1.89

2.30

1.99

WORKING CAPITAL CONTROL (Days)

Stock Ratio

10

4

-

Debtors Ratio

53

49

-

Creditors Ratio

2

0

-

SOLVENCY RATIOS (Times)

Gearing Ratio

0.00

0.00

-

Liabilities Ratio

1.13

0.77

1.00

Times Interest Earned Ratio

0.00

0.00

-

Assets Backing Ratio

6.48

4.93

4.64

PERFORMANCE RATIO (%)

Operating Profit Margin

3.18

5.76

5.66

Net Profit Margin

3.04

5.45

5.36

Return On Net Assets

24.94

56.80

62.62

Return On Capital Employed

24.94

56.80

62.62

Return On Shareholders' Funds/Equity

23.87

53.72

59.30

Dividend Pay Out Ratio (Times)

0.00

1.34

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.22

UK Pound

1

Rs.98.52

Euro

1

Rs.77.75

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.