MIRA INFORM REPORT

 

 

Report Date :

28.10.2014

 

IDENTIFICATION DETAILS

 

Name :

TACHE ASIA LTD.

 

 

Registered Office :

10/F., Kailey Tower, 16 Stanley Street, Central

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

15.02.2002

 

 

Com. Reg. No.:

32388321

 

 

Legal Form :

Private Limited Liability Company

 

 

LINE OF BUSINESS :

IMPORTER, EXPORTER AND WHOLESALER OF ALL KINDS OF DIAMONDS AND JEWELLERY.

 

 

No. of Employees :

8

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies

Source : CIA

 


Company name

 

TACHE  ASIA  LTD.

 

 

Company ADDRESS    

 

10/F., Kailey Tower, 16 Stanley Street, Central, Hong Kong.

 

PHONE:                  852-2815 0668

 

FAX:                       852-2815 1804

 

E-MAIL:                  hong-kong@tachediamonds.com

sales@tacheasia.biz.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Daniel Illovic

 

 

SUMMARY

 

Incorporated on:            15th February, 2002.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$7,810,000.00

Issued:                         HK$7,810,000.00

 

Business Category:       Jewellery and Diamond Trader.

 

Employees:                  8.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


Company name  

 

TACHE  ASIA  LTD.

 

 

Company ADDRESS

 

Registered Head Office:-

10/F., Kailey Tower, 16 Stanley Street, Central, Hong Kong.

 

Holding Company:-

Tache Investments S.A., Luxembourg.

 

Associated Companies:-

Coindre-Steiner SA, France.

Fildiam BVBA, Belgium.

Kimchi Diam Ltd., Israel.

Tache Botswana, Botswana.

Tache Company NV, Belgium.

Tache Diamonds China Ltd., China.

Tache Diamonds Italia S.r.l., Italy.

Tache Diamonds South Africa (Pty) Ltd., South Africa.

Tache Diamonds USA LLC, USA.

Tache France/Societe Eric, France.

Tache Germany, Germany.

Tache India Pvt. Ltd., India.

Tache Investments S.A., Switzerland.

Tache Japan KK, Japan.

Tache Jewelry Pvt. Ltd., India.

Tache N.V., Belgium.

Tache USA Inc., USA.

Vancut Diamond Works (Pty) Ltd., South Africa.

Vigoureux Joaillerie S.A., France.

Yakarim Diamonds DMCC, UAE.

etc.

 

 

BUSINESS REGISTRATION NUMBER

 

32388321

 

 


COMPANY FILE NUMBER 

 

0786340

 

 

MANAGEMENT

 

Managing Director:  Mr. Daniel Illovic

 

 

CAPITAL

 

Nominal Share Capital: HK$7,810,000.00 (Divided into 7,810,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$7,810,000.00

 

 

SHAREHOLDER  

(As per registry dated 15-02-2014)

Name

 

No. of shares

Tache Investments S.A.

52 Rue Marechal Foch, L-1527 Luxembourg, Rcs Number B87621.

 

7,810,000

=======

 

 

DIRECTORS  

(As per registry dated 08-04-2014)

Name

(Nationality)

 

Address

Robert TACHE

34 Charlottalei 2930, Brarchaat, Belgium.

 

Jacques TACHE

Peter Benoitstraat 34, 2018 Antwerpen, Belgium.

Daniel ILLOVIC

Flat A, 7/F., Soho 38, 38 Shelley Street, Hong Kong.

 

 

SECRETARY 

(As per registry dated 15-02-2014)

Name

Address

YEUNG Pui Shan Polly

Flat H, 1/F., Block 17, Hoi Ning Mansion, Riviera Garden, Tsuen Wan, New Territories, Hong Kong.

HISTORY

 

The subject was incorporated on 15th February, 2002 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at Room 1701, 17/F., Queen’s Place, 74 Queen’s Road Central, Hong Kong, moved to the present address in March 2013.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of diamonds and jewellery.

 

Employees:                  8.

 

Commodities Imported: India, Belgium, other Asian countries, etc.

 

Markets:                       China, Hong Kong, other Asian countries, Middle East, Western Europe, North America, Central & South America, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               As per contracted.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$7,810,000.00 (Divided into 7,810,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$7,810,000.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in an active manner.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

ABN AMRO Bank N.V., Hong Kong Branch.

 

Standing:                      Very Good.

 

 

GENERAL

 

Tache Asia Ltd. is a wholly-owned subsidiary of Tache Investments S.A. which is a Luxembourg-based firm.

The subject is a diamond and jewellery trader.  It is a member of the Tache Alliance [Tache] which is a group of diamond and jewellery companies, operating in twelve countries on five continents.

The subject is trading in the same commodities as Tache.

Tache is a diamond trading company sightholder.  It is famous for its Russian cut rounds and princess diamonds.  The founder of Tache is Mr. Jacques Tache while the CEO is Mr. Robert Tache.

Tache entered the diamond market in 1957.  In the early 1980s, Tache found its niche as a major manufacturer of excellent Russian cut diamonds, and was one of the first foreign companies to collaborate with Russian state-owned factories, ensuring a constant supply of the cut diamonds in the world.

Tache became a DTC (Diamond Trading Company) sightholder over 30 years ago, and has benefited from a constant supply of rough diamonds.

Now, three generations later, Tache is a leading manufacturer and wholesaler of Russian cut stones.  Using traditional and well established techniques, mastered in the best polishing factories of Russia, Tache has expended its factories in many countries of the world – from Russia to South Africa, Armenia and China.

Tache is able to manufacture cut rounds and princess cut diamonds of all sizes – from 0.01 carat to unique 10+ carat stones.

Tache has rapidly expanded globally, and established a strong network of offices and partners around the world, all working under the umbrella of the Tache Alliance.  Members of the Tache Alliance integrate well-known Tache standards and principles of quality, service, and continuous diamond supply into the heart of the diamond industry worldwide.  Tache is serving its clients from offices in Germany, France, Italy, the United States, India, Australia, China, Dubai, Switzerland, South Africa, Botswana and Belgium.

The subject is serving the customers in Hong Kong.

Tache Company NV, the centrepiece of the Tache Alliance and Vancut Diamond Works.  Tache Company NV is headquartered in Antwerp, Belgium.

Having more than 1500 people, Tache is a diamond polisher, traders, and jewellery manufacturer, engineer.

As an industry leader, it deals in diamonds from rough sourcing all the way through to finish products.  Over the years, it has developed a reputation for quality control and a reliability of supply.  In addition to the diamonds themselves, it also offers its customers with services like rough diamond production financing, globe-spanning distribution, outstanding jewellery manufacturing, and marketing consultancy.

Tache Group has associated companies include Fildiam BVBA, Miller Diamonds Pty. Ltd., Tache USA Inc., Tache Diamonds Italia Srl, Tache France/Société Eric, Coindre-Steiner SA, Tache Japan KK, Tache Jewellery Pvt., Ltd., Tache India Pvt. Ltd., Nikos Jewels, etc.

Tache Group’s associate, Vancut Diamond Works (Pty) Ltd., which is headquartered in Antwerp, has a cutting and polishing factory based in Johannesburg, South Africa, and employs some 160 workers.

In order to penetrate the international market further, Tache Company NV has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, it is going to take part in “HKTDC Hong Kong International Diamond, Gem & Pearl Show 2015” which will be held in Hong Kong AsiaWorld-Expo, Lantau, Hong Kong during the period of 2nd to 6th March, 2015.

The subject is fully supported by Tache.  History in Hong Kong is over twelve years and eight months.

On the whole, consider the subject good for normal business engagements.

 

 


MORTGAGE OR CHARGE

 

Date

Description of Instrument

Mortgagee

11-01-2012

Security Over Deposits with the Bank Limited Company – Under Seal

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

05-07-2014

Floating Charge Over Assets

ABN AMRO Bank N.V., Hong Kong Branch.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.22

UK Pound

1

Rs.98.52

Euro

1

Rs.77.75

 

INFORMATION DETAILS

 

Analysis Done by :

SUM

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.