MIRA INFORM REPORT

 

 

Report Date :

29.10.2014 

 

IDENTIFICATION DETAILS

 

Name :

P.T. BERKAT BARAT BORNEO

 

 

Registered Office :

Menara Kadin 30th Floor Jalan H.R. Rasuna Said Block X-5 Kav. 2-3 Jakarta Selatan, 12950

 

 

Country :

Indonesia

 

 

Date of Incorporation :

12.04.2013

 

 

Com. Reg. No.:

AHU-26048.AH.01.01.TH.2013

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Exporter of Agriculture Commodities Products

 

 

No. of Employees :

21

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices

 

Source : CIA


Company name

 

P.T. BERKAT BARAT BORNEO

 

 

address

 

Head Office

Menara Kadin 30th Floor

Jalan H.R. Rasuna Said Block X-5 Kav. 2-3

Jakarta Selatan, 12950

Indonesia

Phones             - (62-21) 5289 1849 (Hunting)

Fax                   - (62-21) 5299 4599

E-mail               - bella@babybeanglobal.com

Website            - http://www.babybeanglobal.com

Building Area     - 37 storey

Office Space      - 80 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

12 April 2013

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-26048.AH.01.01.TH.2013

Dated 15 May 2013

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

Not Available

 

Related Company :

None

 

 

 

 

 

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                            : Rp. 2,000,000,000.-

Issued Capital                                  : Rp.    550,000,000.-

Paid up Capital                                : Rp.    550,000,000.-

 

Shareholders/Owners :

a. Mrs. Benedikta Vitalia                                                   - Rp. 275,000,000.-

    Address : Jl. Wijaya Timur Dlam RT. 004 RW. 002

                    Kelurahan Petogogan, Kecamatan

                    Kebayoran Baru, Jakarta Selatan

                    Indonesia

b. Mrs. Fransisca Artha Saulina                                        - Rp. 275,000,000.-

    Address : Pura Bojonggede Block D4 No. 10

                    Kelurahan Bojong Baru, Kecamatan Bojong

                    Gede, Bogor, West Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Exporter of Agriculture Commodities Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

July 2013

 

Brand Name :

Baby Bean Global

 

Technical Assistance :

None

 

Number of Employee :

21 persons

 

Marketing Area :

Export      - 100%

 

Main Customer :

Buyers in Asian countries, Europe Union and the USA

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ASIA AGROMAS ABADI

b. C.V. BIOLA JAYA

c. P.T.GLOBAL VISION IMPEX

d. P.T. KAPAL API GLOBAL

e. P.T. SARIMAKMUR TUNGGALMANDIRI

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jalan H.R. Rasuna Said Kav. X-6 No. 8

Jakarta Selatan

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2013 – Rp. 5.0 billion (July – December)

2014 – Rp. 6.0 billion (January – June)

 

Net Profit (estimated) :

2013 – None

2014 – Rp. 360 million (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

KEY EXECUTIVES

 

Board of Management :

Director                                           - Mrs. Benedikta Vitalia

Purchasing Manager                        - Mrs. Bella Yohannes

Marketing Manager                          - Mr. A. Vijayan

 

Board of Commissioners :

Commissioner                                 - Mrs. Fransisca Artha Saulina

 

Signatories :

Director (Mrs. Benedikta Vitalia) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

Credit Risk :

Average

 

Credit Recommendation :

Credit should be proceeded with monitor

 

Proposed Credit Limit :

Small amount – periodical review

 

 

OVERALL PERFORMANCE

 

Based on investigation the correct name of the Subject is P.T. BERKAT BARAT BORNEO not Babybe Global as stated in your order ref. no. 290670 dated 15 October 2014.

 

P.T. BERKAT BARAT BORNEO (P.T. BBB) was established in Jakarta based on notary deed Mrs. Arnasya A. Pattinama, SH., no. 8 dated 12 April 2013 with an authorized capital of Rp. 2,000,000,000 issued capital of Rp. 550,000,000 entirely paid up. The founding and shareholders of the company are Mrs. Benedikta Vitalia (50%) and Mrs. Fransisca Artha Saulina (50%), both are indigenous businessmen. The notary deed of incorporation was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-26048.AH.01.01.TH.2013 dated May 15, 2013.

 

P.T. BBB or known with trading style Baby Bean Global started to be operating since July 2013 dealing with trading and exporter of agriculture commodities products. The merchandise goods products are coffee bean (Robusta and Arabica); spices (mace, cloves, cinnamon, cardamom, pepper); desiccated coconut; coconut sugar; basmati rice; shrimp and palm oil. Baby Bean Global Exporters (P.T. Berkat Barat Borneo) bring the exquisite aroma & taste of the renowned Indonesian and Vietnamese Coffee, Indonesian and Indian Spices & other agro products to the global market. The company selected the finest quality products from Indonesia, India, Vietnam and export it to buyers from all corners of the globe. P.T. BBB only select the premium quality coffee beans from the finest yards in the heartlands of such Indonesian coffee paradises like Takengon, Lintong, Mandailing Robusta Lampung, and painstakingly process them to produce the rich and invigorating punch of supreme coffee.

 

They use the strictest of quality control and professional processing techniques for ensuring that no compromise is made to the overall aroma, taste and superiority of each coffee bean that is exported. The smart packing techniques, which keep the produce in a hermetically sealed package while exporting ensures that each order of the coffee bean is delivered, farm fresh. Mrs. Bella Yohannes, purchasing manager of the company explained the whole agriculture commodities products obtained from North Sumatera, Aceh, Lampung, Sulawesi, and other countries. Later the whole products exported to Asian countries, Europe, USA and others. P.T. BBB has been growing and running smoothly in the last one year.

 

Indonesia as the country's third largest coffee producer in the world after Brazil and Vietnam, with production in 2013 amounted to 692 thousand tons, or about 8% of world coffee production. Indonesia also has various types of specialty coffee in the world known as Gayo Coffee, Coffee Mandailaing, Lampung Coffee, Java Coffee, Kintamani Coffee, Toraja Coffee, Coffee Bajawa, Wamena Coffee and Coffee Luwak also with flavor and aroma appropriate geographical indications that are the hallmark Indonesia. But the development of this industry in the country still have the prospect of coffee consumption good.This is considering the average Indonesian society has reached 1.2 kg per capita / year is far below the state - coffee importing countries like USA 4.3 kg, 3.4 kg Japan, Austria 7.6 kg, 8.0 kg Belgium, Norway and Finland 10.6 kg 11.4 kg per capita / year.

 

"The development of the national coffee industry still needs to be improved given the current only able to absorb about 40% of coffee bean production in the country and the remaining approximately 60% is exported as raw material. Growth in consumption of processed coffee products in the country increased an average of 7.5 % per year exports of processed coffee products in 2013 reached US $ 243.87 million, down 24.41% from 2012 to reach $ 322.62 million US dominated exports of processed coffee products instant Coffee products, extracts, essences and concentrates of coffee spread to the destination countries such as the Philippines, Malaysia, Singapore, the PRC, and the United Arab Emirates. As information processing of the coffee industry in the country is growing these days, so they also complained about the lack of domestic supply of raw materials for the industry. This situation led to the other side of Indonesia's coffee imports also rose significantly, namely 54.86% from 2009 to 2013, where in 2009 the value of coffee imports stood at 18,441 million USD and in 2013 jumped to 117.195 million Euro (BPS).

 

The products produced by the coffee industry is basically a form of ground coffee and instant coffee. Of these two species produced coffee products such as coffee three in one and other. While in the Cafe (Coffee Shop) product is essentially the original form of coffee and espresso coffee. Powdered coffee production is currently estimated to have reached 150,000 tons, while for the instant coffee and the decline has reached 20,000 tons. Data BPS (Central Bureau of Statistics) noted that the volume of exports of soluble coffee on average in the last 5 years to reach approximately 15,000 tons per year, while ground coffee exports reached 3,000 tons per year.

 

Until this time P.T. BBB has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. BBB is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in the first year operation July to December 2013 amounted to Rp. 5.0 billion. As from January to June 2014 the sales turnover has reached at least Rp. 6.0 billion with a net profit of at least Rp. 360 million. Its projected the sales will rising by at least 6% in 2015. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. BBB is led by Mrs. Benedikta Vitalia (34) a businesswoman and professional manager with experience in trading and exporter of agriculture commodities products. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. BERKAT BARAT BORNEO is sufficiently fairly good for business transaction.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.25

UK Pound

1

Rs.98.93

Euro

1

Rs.77.92

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.