MIRA INFORM REPORT

 

 

Report Date :

30.10.2014

 

IDENTIFICATION DETAILS

 

Name :

SCHNIEWINDT GMBH & CO. KG

 

 

Registered Office :

Schöntaler Weg 46 D 58809 Neuenrade

 

 

Country :

Germany

 

 

Financials (as on) :

30.06.2012

 

 

Date of Incorporation :

01.01.1829

 

 

Legal Form :

Ltd Partnership

 

 

Line of Business :

  • Manufacture of electronic components
  • Wholesale of electronic and telecommunications equipment and parts

 

 

No. of Employees :

177

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 


Company name and address

 

SCHNIEWINDT GMBH & CO. KG

 

 Company Status:          active

Schöntaler Weg 46

D 58809 Neuenrade

Telephone:02392/6920

Telefax:  02392/69211

Homepage: www.schniewindt.de

E-mail:   info@schniewindt.de

 

 VAT no.:                       DE123844848

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Ltd partnership with priv. ltd. company as

                                    general partner

 Date of foundation:      01.01.1829

 Begin of business

 activities:                                 26.07.1937

 Registered on:              25.08.1923

 Register of

 companies:                  Local court 58636 Iserlohn

 under:                          HRA 3644

 

 Total cap. contribution:                EUR          3,000,000.00

 

 Limited partner:

                      Dr. Sarah Eliza Schniewindt

                      Am Semberg 26

                      D 58809 Neuenrade

                      born: 30.12.1970

                      Share:             EUR          1,549,785.00

 Limited partner:

                      SES GmbH & Co. KG

                      Am Semberg 26

                      D 58809 Neuenrade

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR            100,000.00

                      contribution:

                      Share:             EUR            817,522.00

                      Registered on: 10.10.2007

                      Reg. data: 58636 Iserlohn, HRA 4354

 Limited partner:

                      Beate Herpell

                      D 47798 Krefeld

                      born: 29.07.1931

                      Share:             EUR            214,387.00

 Limited partner:

                      Gabriele Herpell

                      D 80331 München

                      born: 26.06.1959

                      Share:             EUR            107,193.00

 Limited partner:

                      Dr. Uwe Brandt

                      D 58809 Neuenrade

                      born: 14.07.1941

                      Share:             EUR             88,890.00

 Limited partner:

                      Dr. Christoph Köper

                      D 73479 Ellwangen

                      born: 08.11.1957

                      Share:             EUR             55,556.00

 Limited partner:

                      Johannes Wilhelm Georg Köper

                      D 28195 Bremen

                      born: 08.02.1953

                      Share:             EUR             55,556.00

 Limited partner:

                      Ingrid Puhlmann

                      D 40210 Düsseldorf

                      born: 09.08.1937

                      née: Schniewindt

                      Share:             EUR             37,037.00

 Limited partner:

                      Annegret Kreitz

                      D 41564 Kaarst

                      born: 16.06.1944

                      Share:             EUR             37,037.00

 Limited partner:

                      Gisela Buhl

                      D 25451 Quickborn

                      born: 15.08.1944

                      Share:             EUR             37,037.00

 General partner:

                      SW Verwaltungsgesellschaft mbH

                      Schöntaler Weg 46

                      D 58809 Neuenrade

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered on: 01.07.2004

                      Reg. data: 58636 Iserlohn, HRB 5662

 

 Shareholder:

                      Schniewindt GmbH & Co. KG

                      Schöntaler Weg 46

                      D 58809 Neuenrade

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR          3,000,000.00

                      contribution:

                      Share:             EUR             25,000.00

                      Registered on: 25.08.1923

                      Reg. data: 58636 Iserlohn, HRA 3644

 Manager:

                      Dr. Sarah Eliza Schniewindt

                      Am Semberg 26

                      D 58809 Neuenrade

                      having sole power of representation

                      born: 30.12.1970

                      Profession: Manager

 Proxy:

                      Gerhard Barth

                      Walburgisstr. 20

                      D 58706 Menden

                      authorized to jointly represent the company

                      born: 05.04.1958

 Proxy:

                      Peter Graeve

                      D 58809 Neuenrade

                      authorized to jointly represent the company

                      born: 04.09.1959

 Proxy:

                      Bernfried Kircher

                      Erlenstr. 8

                      D 58802 Balve

                      authorized to jointly represent the company

                      born: 27.05.1952

 Proxy:

                      Dr. Karl Ludwig Kaluza

                      D 58809 Neuenrade

                      authorized to jointly represent the company

                      born: 22.11.1957

 


 

 ACTING PERSONs

 

 Member of the Advisory Board

                      Dr. Uwe Brandt

                      D 58809 Neuenrade

 Member of the Advisory Board

                      Gunter Friebe

                      D 58809 Neuenrade

 Member of the Advisory Board

                      Michael Hoppe

                      D 58809 Neuenrade

 Member of the Advisory Board

                      Prof. Dr. Ing. Detlev Patzwald

                      D 58809 Neuenrade

 

 

 COMPANY HISTORY

 

 1932 - 1932                   Schniewindt KG

                                     D 58809 Neuenrade

                                    Ltd partnership with priv. ltd. company

                                    as general partner

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 2611    Manufacture of electronic components

 

27110   Manufacture of electric motors, generators and transformators

 

46520   Wholesale of electronic and telecommunications equipment and parts

 

 

PARTICIPATIONS

 

 Shareholder:

                      SW Verwaltungsgesellschaft mbH

                      Schöntaler Weg 46

                      D 58809 Neuenrade

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  01.07.2004

                                  Local court 58636 Iserlohn

                                  HRB 5662

 

 

 FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 

 REAL ESTATE

 

 Type of ownership:   proprietor

 Share:                100.00 %

 Address              Schöntaler Weg 46

                      D 58809 Neuenrade

 

 Real Estate of:      SW Verwaltungsgesellschaft mbH

 Type of ownership:   Tenant

 Address              Schöntaler Weg 46

                      D 58809 Neuenrade

 

 Land register documents were not available.

 

 

 BANKERS

 

 VEREINIGTE SPARKASSE IM MÄRKISCHEN KREIS, 58797 BALVE

 Sort. code: 45851020

 BIC: WELADED1PLB

 COMMERZBANK, 58463 LÜDENSCHEID

 Sort. code: 45840026

 BIC: COBADEFFXXX

 NATIONAL-BANK ESSEN, 45027 ESSEN, RUHR

 Sort. code: 36020030

 BIC: NBAGDE3EXXX

 

 


 

 FINANCIAL FIGURES

 

 Gross profit or loss:2011/2012          EUR         13,797,855.00

 Profit:              2011/2012          EUR          1,341,718.00

 Equipment:                              EUR            914,042.00

 Ac/ts receivable:                       EUR          4,668,652.00

 Liabilities:                            EUR          7,055,363.00

 Employees:                                                    177

 - Part-time employees:                                         14

 - Trainees:                                                     7

 - Temporary workers:                                           26

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.07.2011 - 30.06.2012

 Equity ratio [%]:                 67.52

 Liquidity ratio:                   1.08

 Return on total capital [%]:       7.73

 

 Balance sheet ratios 01.07.2010 - 30.06.2011

 Equity ratio [%]:                 60.41

 Liquidity ratio:                   0.82

 Return on total capital [%]:       8.39

 

 Balance sheet ratios 01.07.2009 - 30.06.2010

 Equity ratio [%]:                 31.24

 Liquidity ratio:                   0.68

 Return on total capital [%]:       6.83

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

TYPE OF BALANCE SHEET:               COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                01.07.2011 - 30.06.2012

 

 ASSETS                                  EUR         17,495,775.85

  Fixed assets                           EUR          6,999,076.44

   Intangible assets                     EUR            270,013.92

    Other / unspecified intangible assetsEUR            270,013.92

   Tangible assets                       EUR          4,453,101.83

    Land / similar rights                EUR          2,520,966.99

    Plant / machinery                    EUR            588,996.13

    Other tangible assets / fixtures and

    fittings                             EUR            914,042.49

    Advance payments made / construction

    in progress                          EUR            429,096.22

   Financial assets                      EUR          2,275,960.69

    Shares in participations /

    subsidiaries and the like            EUR          1,355,960.69

     Shares in investee companies        EUR          1,355,960.69

    Other loans                          EUR            920,000.00

  Current assets                         EUR         10,414,963.36

   Stocks                                EUR          5,447,396.89

    Other / unspecified stocks           EUR          6,369,412.77

    Minus received advance payments for

    orders / installments for stocks     EUR           -922,015.88

   Accounts receivable                   EUR          4,668,651.54

   Liquid means                          EUR            298,914.93

  Remaining other assets                 EUR             81,736.05

   Accruals (assets)                     EUR             81,736.05

 

 LIABILITIES                             EUR         17,495,775.85

  Shareholders' equity                   EUR          3,686,148.00

   Capital                               EUR          1,022,583.76

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR          1,022,583.76

     Limited partner's  capital, fixed

     capital, capital account I          EUR          1,022,583.76

   Reserves                              EUR          1,469,347.73

    Retained earnings / revenue reserves EUR          1,469,347.73

   Balance sheet profit/loss (+/-)       EUR          1,194,216.51

    Annual surplus / annual deficit      EUR          1,194,216.51

  Items between shareholders' equity and

  debt capital                           EUR          5,720,669.26

   Mezzanine financing                   EUR          5,720,669.26

    Shareholder loans similar to capital EUR          5,720,669.26

  Provisions                             EUR          1,033,595.81

   Other / unspecified provisions        EUR          1,033,595.81

  Liabilities                            EUR          7,055,362.78

   Other liabilities                     EUR          7,055,362.78

    Unspecified other liabilities        EUR          7,055,362.78

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

Gross result (+/-)                     EUR         13,797,855.09

  Staff expenses                         EUR          7,961,222.66

   Wages and salaries                    EUR          6,631,284.36

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,329,938.30

  Total depreciation                     EUR            482,727.06

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            482,727.06

  Other operating expenses               EUR          3,057,815.56

  Operating result from continuing

  operations                             EUR          2,296,089.81

  Interest result (+/-)                  EUR           -564,880.21

   Interest and similar income           EUR             68,069.25

   Interest and similar expenses         EUR            632,949.46

  Financial result (+/-)                 EUR           -564,880.21

  Result from ordinary operations (+/-)  EUR          1,731,209.60

  Expenses for transfer of profits to a

  parent company                         EUR            147,500.98

  Income tax / refund of income tax (+/-)EUR           -361,213.95

  Other taxes / refund of taxes          EUR            -28,278.16

  Tax (+/-)                              EUR           -389,492.11

  Annual surplus / annual deficit        EUR          1,194,216.51

 

 

 TYPE OF BALANCE  SHEET:               COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                01.07.2010 - 30.06.2011

 

 ASSETS                                  EUR         14,580,769.55

  Fixed assets                           EUR          6,833,749.18

   Intangible assets                     EUR            278,855.41

    Other / unspecified intangible assetsEUR            278,855.41

   Tangible assets                       EUR          4,278,933.08

    Land / similar rights                EUR          2,604,378.57

    Plant / machinery                    EUR            589,006.13

    Other tangible assets / fixtures and

    fittings                             EUR            762,403.27

    Advance payments made / construction

    in progress                          EUR            323,145.11

   Financial assets                      EUR          2,275,960.69

    Shares in participations /

    subsidiaries and the like            EUR          1,355,960.69

     Shares in investee companies        EUR          1,355,960.69

    Other loans                          EUR            920,000.00

  Current assets                         EUR          7,656,820.53

   Stocks                                EUR          5,100,789.57

    Other / unspecified stocks           EUR          5,857,886.83

    Minus received advance payments for

    orders / installments for stocks     EUR           -757,097.26

   Accounts receivable                   EUR          2,270,130.15

    Other debtors and assets             EUR          2,270,130.15

   Liquid means                          EUR            285,900.81

  Remaining other assets                 EUR             90,199.84

   Accruals (assets)                     EUR             90,199.84

 

 LIABILITIES                             EUR         14,580,769.55

  Shareholders' equity                   EUR          3,464,493.06

   Capital                               EUR          1,022,583.76

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR          1,022,583.76

     Limited partner's  capital, fixed

     capital, capital account I          EUR          1,022,583.76

   Reserves                              EUR          1,276,627.73

    Retained earnings / revenue reserves EUR          1,276,627.73

   Balance sheet profit/loss (+/-)       EUR          1,165,281.57

    Annual surplus / annual deficit      EUR          1,165,281.57

  Items between shareholders' equity and

  debt capital                           EUR          5,085,938.52

   Mezzanine financing                   EUR          5,085,938.52

    Contributions for capital increase   EUR          3,519,438.52

    Contributions of silent partners     EUR          1,566,500.00

  Provisions                             EUR          1,095,234.40

   Other / unspecified provisions        EUR          1,095,234.40

  Liabilities                            EUR          4,935,103.57

   Financial debts                       EUR          3,411,318.51

    Liabilities due to banks             EUR          3,411,318.51

   Other liabilities                     EUR          1,523,785.06

    Unspecified other liabilities        EUR          1,523,785.06

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

 Gross result (+/-)                     EUR         13,060,262.57

  Staff expenses                         EUR          7,387,660.57

   Wages and salaries                    EUR          6,190,789.48

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,196,871.09

  Total depreciation                     EUR            431,790.34

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            431,790.34

  Other operating expenses               EUR          3,182,213.75

  Operating result from continuing

  operations                             EUR          2,058,597.91

  Interest result (+/-)                  EUR           -570,733.06

   Interest and similar income           EUR             66,963.89

   Interest and similar expenses         EUR            637,696.95

  Financial result (+/-)                 EUR           -570,733.06

  Result from ordinary operations (+/-)  EUR          1,487,864.85

  Expenses for transfer of profits to a

  parent company                         EUR             46,400.00

  Income tax / refund of income tax (+/-)EUR           -251,070.92

  Other taxes / refund of taxes          EUR            -25,112.36

  Tax (+/-)                              EUR           -276,183.28

  Annual surplus / annual deficit        EUR          1,165,281.57

 

 

 Inconsistent balance sheets:

 Financial year                              published on

 

01.07.2012 - 30.06.2013                     21.10.2014


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.31

UK Pound

1

Rs.99.00

Euro

1

Rs.78.14

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.