MIRA INFORM REPORT

 

 

Report Date :

30.10.2014

 

IDENTIFICATION DETAILS

 

Name :

TRG INDUSTRIAL MINERALS SDN. BHD.

 

 

Registered Office :

54B, Damai Complex, Jalan Lumut, 50400 Kuala Lumpur, Wilayah Persekutuan,

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

04.04.2010

 

 

Com. Reg. No.:

897210-M

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Subject is principally engaged in the silica mining

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Yet to commence its business operation

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MALAYSIA - ECONOMIC OVERVIEW

 

Malaysia, a middle-income country, has transformed itself since the 1970s from a producer of raw materials into an emerging multi-sector economy. Under current Prime Minister NAJIB, Malaysia is attempting to achieve high-income status by 2020 and to move farther up the value-added production chain by attracting investments in Islamic finance, high technology industries, biotechnology, and services. NAJIB's Economic Transformation Program (ETP) is a series of projects and policy measures intended to accelerate the country's economic growth. The government has also taken steps to liberalize some services sub-sectors. The NAJIB administration also is continuing efforts to boost domestic demand and reduce the economy's dependence on exports. Nevertheless, exports - particularly of electronics, oil and gas, palm oil and rubber - remain a significant driver of the economy. As an oil and gas exporter, Malaysia has profited from higher world energy prices, although the rising cost of domestic gasoline and diesel fuel, combined with sustained budget deficits, has forced Kuala Lumpur to begin to address fiscal shortfalls, through initial reductions in energy and sugar subsidies and the announcement of the 2015 implementation of a 6% goods and services tax. The government is also trying to lessen its dependence on state oil producer Petronas. The oil and gas sector supplies about 32% of government revenue in 2013. Bank Negara Malaysia (central bank) maintains healthy foreign exchange reserves, and a well-developed regulatory regime has limited Malaysia's exposure to riskier financial instruments and the global financial crisis. Nevertheless, Malaysia could be vulnerable to a fall in commodity prices or a general slowdown in global economic activity because exports are a major component of GDP. In order to attract increased investment, NAJIB earlier raised possible revisions to the special economic and social preferences accorded to ethnic Malays under the New Economic Policy of 1970, but retreated in 2013 after he encountered significant opposition from Malay nationalists and other vested interests. In September 2013 NAJIB launched the new Bumiputra Economic Empowerment Program (BEEP), policies that favor and advance the economic condition of ethnic Malay

 

Source : CIA

 

 


Company name and address

 

 

REGISTRATION NO.

:

897210-M

COMPANY NAME

:

TRG INDUSTRIAL MINERALS SDN. BHD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

04/04/2010

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

54B, DAMAI COMPLEX, JALAN LUMUT, 50400 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

BUSINESS ADDRESS

:

E-3A-06, CAPITAL 5, OASIS SQUARE 2, JALAN PJU1A/7A, OASIS DAMANSARA, 47301 PETALING JAYA, SELANGOR, MALAYSIA.

TEL.NO.

:

03-78317655

FAX.NO.

:

03-787313944

CONTACT PERSON

:

BAHARUDDIN IBNI SULTAN MAHMUD ( DIRECTOR )

INDUSTRY CODE

:

08999

PRINCIPAL ACTIVITY

:

SILICA MINING

AUTHORISED CAPITAL

:

MYR 1,000,000.00 DIVIDED INTO
ORDINARY SHARE 1,000,000.00 OF MYR 1.00 EACH.

ISSUED AND PAID UP CAPITAL

:

MYR 1,000,000.00 DIVIDED INTO
ORDINARY SHARES 1,000,000 CASH OF MYR 1.00 EACH.

SALES

:

N/A

NET WORTH

:

MYR (1,021,406) [2012]

STAFF STRENGTH

:

N/A

LITIGATION

:

CLEAR

DEFAULTER CHECK

:

CLEAR

FINANCIAL CONDITION

:

N/A

PAYMENT

:

N/A

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

NOT YET DETERMINED

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act, 1965 and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) silica mining.

The Subject is not listed on Bursa Malaysia (Malaysia Stock Exchange).

 

The immediate holding company of the Subject is NAVALDIAN HOLDINGS SDN. BHD., a company incorporated in MALAYSIA.

 

Share Capital History

Date

Authorised Shared Capital

Issue & Paid Up Capital

15/02/2013

MYR 1,000,000.00

MYR 1,000,000.00

23/06/2010

MYR 1,000,000.00

MYR 500,000.00

04/04/2010

MYR 100,000.00

MYR 2.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

NAVALDIAN HOLDINGS SDN. BHD.

E02-02, JALAN SS 15/4G, SUBANG SQUARE-EAST WING, 47500 SUBANG JAYA, SELANGOR, MALAYSIA.

937486U

600,000.00

60.00

TENGKU BAHARUDDIN IBNI SULTAN MAHMUD +

ISTANA BADARIAH, 20500 KUALA TERENGGANU, TERENGGANU, MALAYSIA.

761220-11-5069

80,000.00

8.00

MR. MOHD RAZIEDY BIN NAWI

36-A, KAMPUNG KUALA ABANG, 23050 DUNGUN, TERENGGANU, MALAYSIA.

820607-11-5175

320,000.00

32.00

---------------

------

1,000,000.00

100.00

============

=====

+ Also Director





 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

MR. SURENDREN A/L NALLIANNEN

Address

:

198, JALAN SULTAN ABDUL SAMAD, TINGKAT 1, 42700 BANTING, SELANGOR, MALAYSIA.

IC / PP No

:

A2267963

New IC No

:

720801-10-5773

Date of Birth

:

01/08/1972

Nationality

:

MALAYSIAN

Date of Appointment

:

17/03/2011

 

DIRECTOR 2

 

Name Of Subject

:

MR. MANJEET SINGH DHILLON

Address

:

20, JALAN DAMANSARA PERMAI, 50490 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

New IC No

:

420713-06-5033

Date of Birth

:

13/07/1942

Nationality

:

MALAYSIAN

Date of Appointment

:

06/03/2014

 

DIRECTOR 3

 

Name Of Subject

:

TENGKU BAHARUDDIN IBNI SULTAN MAHMUD

Address

:

ISTANA BADARIAH, 20500 KUALA TERENGGANU, TERENGGANU, MALAYSIA.

New IC No

:

761220-11-5069

Date of Birth

:

20/12/1976

Nationality

:

MALAYSIAN

Date of Appointment

:

17/03/2011





 

MANAGEMENT

 

 

1)

Name of Subject

:

BAHARUDDIN IBNI SULTAN MAHMUD

Position

:

DIRECTOR

 

 

AUDITOR

 

Auditor

:

MESSRS VIRU, GOONA & ASSOCIATES

Auditor' Address

:

43-1, JALAN THAMBAPILLAI, BRICKFIELDS, 50470 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

MR. THANABALASINGAM A/L S.MANICKAM

IC / PP No

:

5838921

New IC No

:

600122-10-6137

Address

:

21, U6/2B, DESA SUBANG PERMAI, 40150 SHAH ALAM, SELANGOR, MALAYSIA.

 

2)

Company Secretary

:

MS. HOH LEONG CHING

IC / PP No

:

A0654781

New IC No

:

670228-10-5830

Address

:

20, JALAN PERDANA 2/6, TAMAN PANDAN PERDANA, 55300 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

 

 

 

BANKING


No Banker found in our databank.

 

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the Subject has been involved in any litigation. Our databank consists of 99% of the wound up companies in Malaysia.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

DEFAULTER CHECK AGAINST SUBJECT


* We have checked through the Subject in our defaulters' database which comprised of debtors that have been blacklisted by our customers and debtors that have been placed or assigned to us for collection.

No blacklisted record & debt collection case was found in our defaulters' databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose its suppliers.

 

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose its operation.

 

 

OPERATIONS

 

Services

:

SILICA MINING

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) silica mining.

The Subject is engaged in the silica mining project.

The Subject refused to disclose further information on its operation.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

03-78317655

Match

:

N/A

Address Provided by Client

:

N/A

Current Address

:

E-3A-06, CAPITAL 5, OASIS SQUARE 2, JALAN PJU1A/7A, OASIS DAMANSARA, 47301 PETALING JAYA, SELANGOR, MALAYSIA.

Match

:

N/A

Latest Financial Accounts

:

YES

 

Other Investigations


we contacted one of the staff from the Subject and she provided some information.

The Subject refused to disclose its number of employees and bankers.

According to the subject, the mining operation will only start by next year.

 

FINANCIAL ANALYSIS

 

The Subject's turnover was nil during the year indicate that it was inactive. As a result, we are unable to comment on its financial performance.

Overall financial condition of the Subject : N/A

 

MALAYSIA ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators:

2009

2010

2011

2012

2013

Population ( Million)

28.13

28.35

28.70

29.30

29.80

Gross Domestic Products ( % )

(0.5)

7.2

5.1

5.6

5.3

Domestic Demand ( % )

2.9

6.3

8.2

9.4

5.6

Private Expenditure ( % )

(2.7)

8.1

8.2

8.0

7.4

Consumption ( % )

0.7

6.7

7.1

1.0

5.7

Investment ( % )

(17.2)

17.7

12.2

11.7

13.3

Public Expenditure ( % )

5.2

3.8

8.4

13.3

1.2

Consumption ( % )

3.1

0.2

16.1

11.3

(1.2)

Investment ( % )

8.0

2.8

(0.3)

15.9

4.2

Balance of Trade ( MYR Million )

89,650

118,356

116,058

106,300

110,700

Government Finance ( MYR Million )

(28,450)

(40,482)

(45,511)

(42,297)

(39,993)

Government Finance to GDP / Fiscal Deficit ( % )

(4.8)

(5.6)

(5.4)

(4.5)

(4.0)

Inflation ( % Change in Composite CPI)

(5.2)

5.1

3.1

1.6

2.5

Unemployment Rate

4.5

3.9

3.3

3.2

3.0

Net International Reserves ( MYR Billion )

331

329

415

427

-

Average Risk-Weighted Capital Adequacy Ratio ( % )

2.87

2.20

3.50

2.20

-

Average 3 Months of Non-performing Loans ( % )

11.08

15.30

14.80

14.70

-

Average Base Lending Rate ( % )

5.53

6.30

6.60

6.53

-

Business Loans Disbursed( % )

10.5

14.7

15.3

32.2

-

Foreign Investment ( MYR Million )

22,156.8

22,517.9

23,546.1

26,230.4

-

Consumer Loans ( % )

-

-

-

-

-

Registration of New Companies ( No. )

41,578

44,148

45,455

45,441

-

Registration of New Companies ( % )

(0.1)

6.2

3.0

(0.0)

-

Liquidation of Companies ( No. )

39,075

25,585

132,476

-

-

Liquidation of Companies ( % )

39.6

(34.5)

417.8

-

-

Registration of New Business ( No. )

312,581

271,414

284,598

324,761

-

Registration of New Business ( % )

-

-

-

-

-

Business Dissolved ( No. )

19,345

19,738

20,121

-

-

Business Dissolved ( % )

2.4

2.0

1.9

-

-

Sales of New Passenger Cars (' 000 Unit )

486.3

543.6

535.1

552.2

-

Cellular Phone Subscribers ( Million )

30.1

32.8

35.3

38.5

-

Tourist Arrival ( Million Persons )

23.6

24.6

24.7

25.0

-

Hotel Occupancy Rate ( % )

58.0

63.0

60.6

62.4

-

Credit Cards Spending ( % )

12.8

14.1

15.6

12.6

-

Bad Cheque Offenders (No.)

36,667

33,568

32,627

26,982

28,876

Individual Bankruptcy ( No.)

16,228

18,119

19,167

19,575

21,984

Individual Bankruptcy ( % )

16.7

11.7

5.8

2.1

12.3

 

INDUSTRIES ( % of Growth ):

2009

2010

2011

2012

2013

Agriculture

0.1

2.4

5.8

1.3

2.1

Palm Oil

(1.1)

(3.4)

10.8

(2.8)

-

Rubber

(19.8)

9.9

6.1

(0.6)

-

Forestry & Logging

(5.9)

(3.3)

(7.6)

(2.2)

-

Fishing

5.5

5.6

2.1

(0.7)

-

Other Agriculture

9.0

7.9

7.1

6.4

-

Industry Non-Performing Loans ( MYR Million )

413.7

508.4

634.1

-

-

% of Industry Non-Performing Loans

1.3

2.1

3.2

-

-

Mining

(6.5)

(0.3)

(5.4)

1.0

0.7

Oil & Gas

2.1

0.5

(1.7)

-

-

Other Mining

-

-

-

-

-

Industry Non-performing Loans ( MYR Million )

44.2

49.7

46.5

-

-

% of Industry Non-performing Loans

0.1

0.1

0.1

-

-

Manufacturing #

(9.0)

11.9

4.7

4.8

3.5

Exported-oriented Industries

(19.0)

12.1

2.8

4.1

-

Electrical & Electronics

(30.3)

28.4

(4.0)

12.7

18.6

Rubber Products

(10.1)

25.3

20.7

3.0

8.2

Wood Products

(24.1)

20.1

(5.1)

8.7

(3.1)

Textiles & Apparel

(19.5)

(0.4)

13.2

(7.1)

(2.6)

Domestic-oriented Industries

(9.8)

16.3

6.5

8.6

-

Food, Beverages & Tobacco

0.2

3.0

4.8

2.7

3.6

Chemical & Chemical Products

(7.7)

16.2

10.0

10.8

(0.7)

Plastic Products

(9.1)

2.4

3.8

-

-

Iron & Steel

(32.7)

29.3

2.2

(6.6)

3.4

Fabricated Metal Products

(2.5)

14.9

21.8

13.8

12.2

Non-metallic Mineral

(15.5)

20.2

12.1

2.9

(0.4)

Transport Equipment

(13.5)

36.5

12.0

3.4

13.8

Paper & Paper Products

(5.0)

18.7

9.5

3.1

2.3

Crude Oil Refineries

0.2

(11.4)

9.3

-

-

Industry Non-Performing Loans ( MYR Million )

6,007.3

6,217.5

6,537.2

-

-

% of Industry Non-Performing Loans

18.3

23.8

25.7

-

-

Construction

6.2

11.4

4.7

18.6

10.9

Industry Non-Performing Loans ( MYR Million )

3,241.8

4,038.5

3,856.9

-

-

% of Industry Non-Performing Loans

9.9

10.7

10.2

-

-

Services

2.9

7.4

7.1

6.4

5.9

Electric, Gas & Water

1.4

7.8

3.5

4.4

4.2

Transport, Storage & Communication

1.6

7.7

6.5

7.1

7.3

Wholesale, Retail, Hotel & Restaurant

2.8

4.7

5.2

4.7

5.9

Finance, Insurance & Real Estate

3.8

6.1

6.9

9.7

3.7

Government Services

3.4

5.9

12.4

9.4

8.3

Other Services

3.8

4.4

5.1

3.9

5.1

Industry Non-Performing Loans ( MYR Million )

6,631.3

7,384.6

6,825.2

-

-

% of Industry Non-Performing Loans

20.2

25.7

23.4

-

-

* Estimate / Preliminary

** Forecast



INDUSTRY ANALYSIS

 

MSIC CODE

08999 : Other mining and quarrying n.e.c.

INDUSTRY :

OIL & GAS

According to Malaysian Gas Association President, the oil and gas sector in year 2013 is expected to be fiscally positive, despite declining demand for the commodity on global markets. According to the Organisation of the Petroleum Exporting Countries (OPEC), the global oil demand growth possibly falling short in year 2013, due to Europe's troubled economy and the risk of weakness in faster growing regions such as China and India.

The gas production forecasted to increase 4.3% to 6,530 million standard cubic feet per day in 2013. Petronas' record capital expenditure fuels forecasted of a robust three-year earnings per share compounded annual growth rate of 19.1% for the Malaysian oil and gas portfolio which is far superior than Singapore's 5.7% and Thailand's 8%.

Malaysia's oil export revenues estimated to rise around US$8.5billion by 2016. The export value of gas also expected to rise US$14.2billion by 2016. Combined crude oil and gas export revenues are therefore expected to be US$22.7billion in 2016. Rising on value of Oil & Gas industry can drive Malaysia to put 2.6% on global GDP growth. The Oil, Gas and Energy industry is targetted to raise total GNI contribution to RM241 billion by 2020.

In 2012, about US$20 billion worth of investment in oil and gas projects including the Petronas Refinery and Petrochemical Integrated Development (RAPID), oil and gas storage terminal in Johor, Regasification Plant in Melaka as well as gas terminal in Sipitang, Sabah.

Meanwhile, the Global Incentive for Trading (GIFT) programme will be enhanced with a 100% income tax exemption on statutory income for the first three years of operations for liquedied natural gas (LNG) trading companies. The GIFT programme was introduced in 2011 with tax incentive at the rate of 3% in view of the global demand for the liquedied natural gas (LNG), which is expected to reach 400 million tonnes a year in 2025.

According National Key Economic Areas (NKEAs), growth in the oil and gas expected positive. International Trade and Industry department also believe that investments in the oil and gas sector will continue to remain strong and spur private investments, surpassing numbers in the manufacturing sector.

According to Malaysian Oil and Gas Services Council president, the next few years will present a period of great opportunities for the local oil and gas services sector as a direct impact of the major investments made by Petronas. With the number of projects in the coming years that will keep the industry busy, it will also be an opportunity for the local services sector to be creative and innovative, and promote Malaysia as a centre of research and development.

The oil and gas industry has always been a global industry, and the Malaysian services sectors are now familiar with working to global standards as part of the normal business delivery, therefore there is no better time to grow into international players on the platform of the boost of activities locally and in the region in the coming years.

OVERALL INDUSTRY OUTLOOK : Average Growth



CREDIT RISK EVALUATION & RECOMMENDATION

 


The Subject, incorporated in 2010 as a Private Limited company, focusing on silica mining. We noted, a paid up capital of the Subject is MYR 1,000,000. The Subject has strong support from its holding company that enabled the Subject to remain competitive despite the challenging business environment.

Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

The subject's turnover was nil as it has not commenced its business during the financial year.

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry.

The subject is not fully operated yet. Hence credit is not recommended.



PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH MALAYSIAN FINANCIAL REPORTING STANDARDS(FRS)

TRG INDUSTRIAL MINERALS SDN. BHD.

 

Financial Year End

2012-12-31

2011-12-31

2010-12-31

Months

12

12

12

Consolidated Account

Company

Company

Company

Audited Account

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

Financial Type

FULL

FULL

SUMMARY

Currency

MYR

MYR

MYR

PROFIT/(LOSS) FROM OPERATIONS

(1,549,956)

(445,945)

(25,505)

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

(1,549,956)

(445,945)

(25,505)

Taxation

56

-

(56)

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

(1,549,900)

(445,945)

(25,561)

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

(471,506)

(25,561)

-

----------------

----------------

----------------

As restated

(471,506)

(25,561)

-

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

(2,021,406)

(471,506)

(25,561)

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

(2,021,406)

(471,506)

(25,561)

=============

=============

=============

 

BALANCE SHEET

 

TRG INDUSTRIAL MINERALS SDN. BHD.

 

ASSETS EMPLOYED:

FIXED ASSETS

114,997

933

1,042

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

114,997

933

1,042

Other debtors, deposits & prepayments

48,819

23,700

-

Amount due from director

-

483,711

-

Cash & bank balances

4,091

36,976

-

----------------

----------------

----------------

TOTAL CURRENT ASSETS

52,910

544,387

503,143

----------------

----------------

----------------

TOTAL ASSET

167,907

545,320

504,185

=============

=============

=============

Other creditors & accruals

63,146

16,770

-

Amounts owing to director

1,126,167

-

-

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

1,189,313

16,770

29,690

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

(1,136,403)

527,617

473,453

----------------

----------------

----------------

TOTAL NET ASSETS

(1,021,406)

528,550

474,495

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

1,000,000

1,000,000

500,000

----------------

----------------

----------------

TOTAL SHARE CAPITAL

1,000,000

1,000,000

500,000

Retained profit/(loss) carried forward

(2,021,406)

(471,506)

(25,561)

----------------

----------------

----------------

TOTAL RESERVES

(2,021,406)

(471,506)

(25,561)

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

(1,021,406)

528,494

474,439

Deferred taxation

-

56

-

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

-

56

56

----------------

----------------

----------------

(1,021,406)

528,550

474,495

=============

=============

=============

 

FINANCIAL RATIO

 

TRG INDUSTRIAL MINERALS SDN. BHD.

 

TYPES OF FUNDS

Cash

4,091

36,976

-

Net Liquid Funds

4,091

36,976

-

Net Liquid Assets

(1,136,403)

527,617

473,453

Net Current Assets/(Liabilities)

(1,136,403)

527,617

473,453

Net Tangible Assets

(1,021,406)

528,550

474,495

Net Monetary Assets

(1,136,403)

527,561

473,397

BALANCE SHEET ITEMS

Total Borrowings

0

0

-

Total Liabilities

1,189,313

16,826

29,746

Total Assets

167,907

545,320

504,185

Net Assets

(1,021,406)

528,550

474,495

Net Assets Backing

(1,021,406)

528,494

474,439

Shareholders' Funds

(1,021,406)

528,494

474,439

Total Share Capital

1,000,000

1,000,000

500,000

Total Reserves

(2,021,406)

(471,506)

(25,561)

LIQUIDITY (Times)

Cash Ratio

0.00

2.20

-

Liquid Ratio

0.04

32.46

-

Current Ratio

0.04

32.46

16.95

WORKING CAPITAL CONTROL (Days)

Stock Ratio

0

0

-

Debtors Ratio

0

0

-

Creditors Ratio

0

0

-

SOLVENCY RATIOS (Times)

Gearing Ratio

0.00

0.00

-

Liabilities Ratio

(1.16)

0.03

0.06

Times Interest Earned Ratio

0.00

0.00

-

Assets Backing Ratio

(1.02)

0.53

0.95

PERFORMANCE RATIO (%)

Operating Profit Margin

0.00

0.00

-

Net Profit Margin

0.00

0.00

-

Return On Net Assets

151.75

(84.37)

(5.38)

Return On Capital Employed

151.75

(84.37)

(5.38)

Return On Shareholders' Funds/Equity

151.74

(84.38)

(5.39)

Dividend Pay Out Ratio (Times)

0.00

0.00

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.31

UK Pound

1

Rs.99.00

Euro

1

Rs.78.14

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.