MIRA INFORM REPORT

 

 

Report Date :

31.10.2014

 

IDENTIFICATION DETAILS

 

Correct Name :

CONSOLIDATED SUPPLIES SULPHOCHEMICAL AND DETERGENTS

 

 

Registered Office :

Real Estate Development Building, 5th Floor, Suite No. 145, Street: Gardens Street, PO Box: 6066, Town: Amman 11118

 

 

Country :

Jordan

 

 

Date of Incorporation :

03.11.1991

 

 

Com. Reg. No.:

2608

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of Sulphochemical and Detergent Products

 

 

No. of Employees :

180

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Jordan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

JORDAN - ECONOMIC OVERVIEW

 

Jordan's economy is among the smallest in the Middle East, with insufficient supplies of water, oil, and other natural resources underlying the government's heavy reliance on foreign assistance. Other economic challenges for the government include chronic high rates of poverty, unemployment, inflation, and a large budget deficit. Since assuming the throne in 1999, King ABDALLAH has implemented significant economic reforms, such as opening the trade regime, privatizing state-owned companies, and eliminating some fuel subsidies, which in the last decade spurred economic growth by attracting foreign investment and creating some jobs. The global economic slowdown and regional turmoil, however, have depressed Jordan's GDP growth, impacting export-oriented sectors, construction, and tourism. In 2011 and 2012, the government approved two economic relief packages and a budgetary supplement, meant to improve the living conditions for the middle and poor classes. Jordan's finances have also been strained by a series of natural gas pipeline attacks in Egypt, causing Jordan to substitute more expensive diesel imports, primarily from Saudi Arabia, to generate electricity. Jordan is currently exploring nuclear power generation in addition to the exploitation of abundant oil shale reserves and renewable technologies to forestall energy shortfalls. In 2012, to correct budgetary and balance of payments imbalances, Jordan entered into a $2.1 billion, multiple year International Monetary Fund Stand-By Arrangement. Jordan's financial sector has been relatively isolated from the international financial crisis because of its limited exposure to overseas capital markets. In 2013, Jordan depended heavily on foreign assistance to finance the budget deficit, as the influx of about 600,000 Syrian refugees put additional pressure on expenditures.

 

Source : CIA


SUMMARY

 

Company Name                                     :CONSOLIDATED SUPPLIES SULPHOCHEMICAL AND DETERGENTS

Country of Origin                                    : Jordan

Legal Form                                            : Limited Liability Company

Registration Date                                   : 3rd November 1991

Commercial Registration Number            : 2608, Amman

Chamber Membership Number                : 7817

National ID Number                                : 20001848

Issued Capital                                        : JD 5,500,000

Paid up Capital                                      : JD 5,500,000

Total Workforce                                     : 180

Activities                                               : Manufacturers of sulphochemical and detergent products

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 


COMPANY NAME

 

CONSOLIDATED SUPPLIES SULPHOCHEMICAL AND DETERGENTS

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Real Estate Development Building, 5th Floor, Suite No. 145

Street               : Gardens Street

 

PO Box             : 6066

 

Town                 : Amman 11118

Country             : Jordan

 

Telephone         : (962-6) 5533201 / 6234586

Facsimile          : (962-6) 5548389

Email                : icacontactus@yahoo.com

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Amman.

 

 

KEY PRINCIPALS

 

            Name                                                                                        Position

 

Nour M Mhyani                                                                                      Chairman

 

Hussen Saeed                                                                                       Vice Chairman

 

Adnan Madi                                                                                           Director

 

Gassab Dameh                                                                                      General Manager

 

Bilal O Ahmed                                                                                       Financial Manager

 

 


LEGAL FORM & OWNERS

 

Date of Establishment  : 3rd November 1991

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 2608, Amman

 

Chamber Member No. : 7817

 

National ID No.            : 20001848

 

Issued Capital              : JD 5,500,000

 

Paid up Capital            : JD 5,500,000

 

Name of Shareholder (s)                                                         Percentage

 

Industrial Commercial & Agricultural Co Ltd (ICA)                          100%

Real Estate Development Building, 5th Floor, Suite No. 145

Gardens Street

PO Box: 6066

Amman 11118

Tel: (962-6) 4655446 / 4619823 / 6234586 / 5533201

Fax: (962-6) 4619827 / 4733105 / 6234589 / 5548389

 

 

AFFILIATED COMPANIES

 

United Sulphochemical and Detergent Industries Co Ltd

 

Intaj Marketing and Distribution Co Ltd

 

Unified Soap Industry Co Ltd

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of sulphochemical and detergent products.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 180 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Jordanian Dinars (JD)

 

                                                Year Ending 31/12/12:                Year Ending 31/12/13:

 

Total Sales                                JD 11,125,000                           JD 11,400,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

Bank of Jordan Ltd

Jebel Amman

PO Box: 2140

Amman

Tel: (962-6) 5642034

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that the correct name of the subject is “Consolidated Supplies Sulphochemical and Detergents” and not “Consolidated Sulphochemical and Detergent”.

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.46

UK Pound

1

Rs.98.21

Euro

1

Rs.77.45

 

INFORMATION DETAILS

 

Analysis Done by :

SUM

 

 

Report Prepared by :

SHG

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.